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AMERISAFE, Inc. (AMSF)

NASDAQ: AMSF · USD

$25.3

-0.21 (-0.8%)· Recorded snapshot

Market cap	467.7M
Revenue (ttm)	335.7M
Net income (ttm)	47M
EPS (ttm)	$2.48
Shares out	18.5M
P/E (trailing)	10.2x
P/E (forward)	13.2x
Dividend	$2.64 (10.43%)
Volume	205,487
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

Metric	Value
Amount currency	USD
CIK code	0001018979
Company name	AMERISAFE, Inc.
Country	United States
Country code	US
CUSIP number	03071H100
Earnings date	2026-10-28
Earnings time	amc
Employees	370
Employees change	8
Employees growth	2.21%
Enterprise value	$402.2M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1985
In index	RUSSELL2000
Industry	Insurance - Specialty
IPO date	2005-11-18
Is primary listing	Yes
Is SPAC	No
ISIN number	US03071H1005
Last 10-K release date	2026-02-27
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$467.7M
Market cap category	Small-Cap
Next earnings date	2027-02-24
Options	Yes
Price	$25.25
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	AMSF
U.S. state	Louisiana
Website	https://www.amerisafe.com

Metric

Value

Amount currency

USD

CIK code

0001018979

Company name

AMERISAFE, Inc.

Country

United States

Country code

CUSIP number

03071H100

Earnings date

2026-10-28

Earnings time

amc

Employees

370

Employees change

Employees growth

2.21%

Enterprise value

$402.2M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1985

In index

RUSSELL2000

Industry

Insurance - Specialty

IPO date

2005-11-18

Is primary listing

Yes

Is SPAC

ISIN number

US03071H1005

Last 10-K release date

2026-02-27

Last earnings date

2026-10-28

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$467.7M

Market cap category

Small-Cap

Next earnings date

2027-02-24

Options

Yes

Price

$25.25

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

AMSF

U.S. state

Louisiana

Website

https://www.amerisafe.com

Metric	Value
Adjusted P/E ratio	12.63x
Average P/E ratio (10Y)	16.4x
Average P/E ratio (3Y)	15.76x
Average P/E ratio (5Y)	16.38x
Earnings yield	9.82%
EV/Earnings	8.59x
EV/EBIT	6.89x
EV/EBITDA	6.81x
EV/FCF	20.91x
EV/Sales	1.2x
FCF / EV yield	4.78%
FCF yield	4.12%
Forward EV/Sales	1.18x
Forward P/E	13.17x
Forward P/S	1.37x
Graham number	27.44489
Graham upside	8.37%
Industry forward P/E	8.93x
Industry P/E	10.02x
Lynch fair value	$12.40
Lynch upside	-51.03%
P/(FCF - SBC) ratio	27.82x
P/(OCF - SBC) ratio	26.12x
P/B ratio	1.89x
P/E ratio	10.18x
P/FCF ratio	24.3x
P/OCF ratio	23x
P/S ratio	1.4x
PEG ratio	1.32x
Price / tangible book value	1.88x
Price/EBITDA ratio	7.91x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

12.63x

Average P/E ratio (10Y)

16.4x

Average P/E ratio (3Y)

15.76x

Average P/E ratio (5Y)

16.38x

Earnings yield

9.82%

EV/Earnings

8.59x

EV/EBIT

6.89x

EV/EBITDA

6.81x

EV/FCF

20.91x

EV/Sales

1.2x

FCF / EV yield

4.78%

FCF yield

4.12%

Forward EV/Sales

1.18x

Forward P/E

13.17x

Forward P/S

1.37x

Graham number

27.44489

Graham upside

8.37%

Industry forward P/E

8.93x

Industry P/E

10.02x

Lynch fair value

$12.40

Lynch upside

-51.03%

P/(FCF - SBC) ratio

27.82x

P/(OCF - SBC) ratio

26.12x

P/B ratio

1.89x

P/E ratio

10.18x

P/FCF ratio

24.3x

P/OCF ratio

23x

P/S ratio

1.4x

PEG ratio

1.32x

Price / tangible book value

1.88x

Price/EBITDA ratio

7.91x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
EBIT margin	17.46%
EBITDA margin	17.66%
Effective tax rate	19.83%
FCF margin	5.75%
Gross margin	27.68%
Operating margin	17.46%
Pretax margin	17.46%
Profit margin	14%
Profit per employee	$126,976
Profitable quarters	84
Profitable years	20
Revenue per employee	$907,178
ROA	3.21%
ROA (5Y)	3.46%
ROCE	6.24%
ROE	18.23%
ROE (5Y)	18.05%
ROIC	18.92%
ROIC (5Y)	18.03%
SBC / revenue	0.73%
Tax / revenue	3.46%

Metric

Value

EBIT margin

17.46%

EBITDA margin

17.66%

Effective tax rate

19.83%

FCF margin

5.75%

Gross margin

27.68%

Operating margin

17.46%

Pretax margin

17.46%

Profit margin

14%

Profit per employee

$126,976

Profitable quarters

Profitable years

Revenue per employee

$907,178

ROA

3.21%

ROA (5Y)

3.46%

ROCE

6.24%

ROE

18.23%

ROE (5Y)

18.05%

ROIC

18.92%

ROIC (5Y)

18.03%

SBC / revenue

0.73%

Tax / revenue

3.46%

Metric	Value
EPS growth	-5.69%
EPS growth (Q)	6.85%
EPS growth (QoQ)	81.4%
EPS growth 10Y	-5.31%
EPS growth 3Y	-9.9%
EPS growth 5Y	-12.69%
EPS growth quarters	1
EPS growth years	0
FCF growth	143.81%
FCF growth 3Y	-5.47%
FCF growth 5Y	-16.05%
Net income growth	-6.82%
Net income growth (Q)	4.59%
Net income growth (QoQ)	79.19%
Net income growth 3Y	-10.3%
Net income growth 5Y	-13.12%
Net income growth quarters	1
Net income growth years	0
OCF growth	125.64%
OCF growth 10Y	-16.45%
OCF growth 3Y	-5.21%
OCF growth 5Y	-15.45%
Revenue growth	9.52%
Revenue growth (Q)	13.41%
Revenue growth (QoQ)	14.83%
Revenue growth 10Y	-1.73%
Revenue growth 3Y	3.21%
Revenue growth 5Y	-0.01%
Revenue growth quarters	5
Revenue growth years	3

Metric

Value

EPS growth

-5.69%

EPS growth (Q)

6.85%

EPS growth (QoQ)

81.4%

EPS growth 10Y

-5.31%

EPS growth 3Y

-9.9%

EPS growth 5Y

-12.69%

EPS growth quarters

EPS growth years

FCF growth

143.81%

FCF growth 3Y

-5.47%

FCF growth 5Y

-16.05%

Net income growth

-6.82%

Net income growth (Q)

4.59%

Net income growth (QoQ)

79.19%

Net income growth 3Y

-10.3%

Net income growth 5Y

-13.12%

Net income growth quarters

Net income growth years

OCF growth

125.64%

OCF growth 10Y

-16.45%

OCF growth 3Y

-5.21%

OCF growth 5Y

-15.45%

Revenue growth

9.52%

Revenue growth (Q)

13.41%

Revenue growth (QoQ)

14.83%

Revenue growth 10Y

-1.73%

Revenue growth 3Y

3.21%

Revenue growth 5Y

-0.01%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-1.1M
EBIT	$58.6M
EBITDA	$59.3M
EPS	$2.48
FCF per share	$1.04
Financing cash flow	$-69M
Free cash flow	$19.3M
Free cash flow minus SBC	$16.9M
Gross profit	$92.9M
Income taxes	$11.6M
Investing cash flow	$65.6M
Net borrowing	$-83,000
Net cash flow	$17M
Net income	$47M
Operating cash flow minus SBC	$18M
Operating income	$58.6M
Revenue	$335.7M
Stock-based compensation	$2.4M

Metric

Value

Capital expenditures

$-1.1M

EBIT

$58.6M

EBITDA

$59.3M

EPS

$2.48

FCF per share

$1.04

Financing cash flow

$-69M

Free cash flow

$19.3M

Free cash flow minus SBC

$16.9M

Gross profit

$92.9M

Income taxes

$11.6M

Investing cash flow

$65.6M

Net borrowing

$-83,000

Net cash flow

$17M

Net income

$47M

Operating cash flow minus SBC

$18M

Operating income

$58.6M

Revenue

$335.7M

Stock-based compensation

$2.4M

Metric	Value
Book value per share	$13.50
Debt / equity	0
Net cash (debt)	$65.5M
Net cash / market cap	13.96%
Net cash growth	35.1%
Net debt / EBITDA	-1.1
Net debt / equity	-0.26
Net debt / FCF	-3.39
Piotroski F-Score	5
Property, plant and equipment	$7M
Shareholders' equity	$250M
Tangible book value	$250M
Tangible book value per share	$13.50
Total assets	$1.1B
Total cash	$88.7M
Total debt	$0
Total liabilities	$877.3M
WACC	5.75%

Metric

Value

Book value per share

$13.50

Debt / equity

Net cash (debt)

$65.5M

Net cash / market cap

13.96%

Net cash growth

35.1%

Net debt / EBITDA

-1.1

Net debt / equity

-0.26

Net debt / FCF

-3.39

Piotroski F-Score

Property, plant and equipment

$7M

Shareholders' equity

$250M

Tangible book value

$250M

Tangible book value per share

$13.50

Total assets

$1.1B

Total cash

$88.7M

Total debt

Total liabilities

$877.3M

WACC

5.75%

Metric	Value
Asset turnover	0.29
Current ratio	2.04
Net working capital	$131.2M
Quick ratio	1.45
Working capital	$196.7M

Metric

Value

Asset turnover

0.29

Current ratio

2.04

Net working capital

$131.2M

Quick ratio

1.45

Working capital

$196.7M

Metric	Value
Buyback yield / dilution	1.12%
Dividend growth	-42.29%
Dividend growth (10Y)	-3.37%
Dividend growth (3Y)	-21.08%
Dividend growth (5Y)	-10.8%
Dividend growth years	0
Dividend payment date	2026-09-25
Dividend payment years	14
Dividend payout frequency	Quarterly
Dividend per share	$2.64
Dividend yield	10.43%
Ex-dividend date	2026-09-11
FCF payout ratio	251.37%
Last dividend	$0.41
Payout ratio	105.62%
Shareholder yield	11.54%

Metric

Value

Buyback yield / dilution

1.12%

Dividend growth

-42.29%

Dividend growth (10Y)

-3.37%

Dividend growth (3Y)

-21.08%

Dividend growth (5Y)

-10.8%

Dividend growth years

Dividend payment date

2026-09-25

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$2.64

Dividend yield

10.43%

Ex-dividend date

2026-09-11

FCF payout ratio

251.37%

Last dividend

$0.41

Payout ratio

105.62%

Shareholder yield

11.54%

Metric	Value
10Y price change	-55.89%
10Y return CAGR	-0.22%
10Y total return	-2.15%
150-day SMA	$29.40
15Y price change	16.47%
15Y return CAGR	7.5%
15Y total return	196.05%
1D price change	-0.82%
1M price change	7.7%
1M total return	7.7%
1W price change	-0.12%
1W total return	-0.12%
1Y price change	-38.53%
1Y return CAGR	-33.53%
1Y total return	-33.51%
20-day SMA	$24.91
200-day SMA	$31.06
20Y price change	107.54%
20Y return CAGR	8.67%
20Y total return	427.55%
3M price change	-15.77%
3M total return	-14.34%
3Y price change	-49.58%
3Y return CAGR	-13.12%
3Y total return	-34.43%
50-day SMA	$25.06
50-day SMA vs 200-day SMA	50under200
52-week high	$42.10
52-week high date	2025-11-19
52-week low	$23.20
52-week low date	2026-09-28
5Y price change	-55.51%
5Y return CAGR	-7%
5Y total return	-30.42%
6M price change	-17.63%
6M total return	-15.15%
All-time high	$80.65
All-time high date	2020-02-20
All-time low	$0.01
All-time low date	2008-09-29
Average true range (ATR)	$0.65
Average volume	366.2K
Beta (1Y)	0.05
Beta (2Y)	0.3
Beta (5Y)	0.27
Change from 52-week high	-40.02%
Change from 52-week low	8.84%
Change from all-time high	-68.61%
Change from all-time low	253,100%
Change from open	-0.75%
Day's gap	-0.08%
Dollar volume	$5.2M
High price	$25.44
Low price	$25.18
Monthly RSI	31.44
Open price	$25.44
Position in 52-week range	26.92%
Previous close	$25.46
Price vs 150-day SMA	-13.87%
Price vs 20-day SMA	1.64%
Price vs 200-day SMA	-18.49%
Price vs 50-day SMA	1.04%
Relative volume	0.56
RSI	51.3
Sharpe ratio	-1.37
Sharpe ratio (3Y)	-0.63
Sharpe ratio (5Y)	-0.32
Sortino ratio	-1.56
Sortino ratio (3Y)	-0.64
Sortino ratio (5Y)	-0.23
Volume	205.5K
Weekly RSI	36.44
YTD price change	-34.08%
YTD total return	-31.23%

Metric

Value

10Y price change

-55.89%

10Y return CAGR

-0.22%

10Y total return

-2.15%

150-day SMA

$29.40

15Y price change

16.47%

15Y return CAGR

7.5%

15Y total return

196.05%

1D price change

-0.82%

1M price change

7.7%

1M total return

7.7%

1W price change

-0.12%

1W total return

-0.12%

1Y price change

-38.53%

1Y return CAGR

-33.53%

1Y total return

-33.51%

20-day SMA

$24.91

200-day SMA

$31.06

20Y price change

107.54%

20Y return CAGR

8.67%

20Y total return

427.55%

3M price change

-15.77%

3M total return

-14.34%

3Y price change

-49.58%

3Y return CAGR

-13.12%

3Y total return

-34.43%

50-day SMA

$25.06

50-day SMA vs 200-day SMA

50under200

52-week high

$42.10

52-week high date

2025-11-19

52-week low

$23.20

52-week low date

2026-09-28

5Y price change

-55.51%

5Y return CAGR

-7%

5Y total return

-30.42%

6M price change

-17.63%

6M total return

-15.15%

All-time high

$80.65

All-time high date

2020-02-20

All-time low

$0.01

All-time low date

2008-09-29

Average true range (ATR)

$0.65

Average volume

366.2K

Beta (1Y)

0.05

Beta (2Y)

0.3

Beta (5Y)

0.27

Change from 52-week high

-40.02%

Change from 52-week low

8.84%

Change from all-time high

-68.61%

Change from all-time low

253,100%

Change from open

-0.75%

Day's gap

-0.08%

Dollar volume

$5.2M

High price

$25.44

Low price

$25.18

Monthly RSI

31.44

Open price

$25.44

Position in 52-week range

26.92%

Previous close

$25.46

Price vs 150-day SMA

-13.87%

Price vs 20-day SMA

1.64%

Price vs 200-day SMA

-18.49%

Price vs 50-day SMA

1.04%

Relative volume

0.56

RSI

51.3

Sharpe ratio

-1.37

Sharpe ratio (3Y)

-0.63

Sharpe ratio (5Y)

-0.32

Sortino ratio

-1.56

Sortino ratio (3Y)

-0.64

Sortino ratio (5Y)

-0.23

Volume

205.5K

Weekly RSI

36.44

YTD price change

-34.08%

YTD total return

-31.23%

Metric	Value
Float	17.2M
Float percentage	92.77%
Shares change (QoQ)	-0.85%
Shares change (YoY)	-1.12%
Shares held by insiders	2.07%
Shares held by institutions	83.95%
Shares outstanding	18.5M
Short % of float	2.82%
Short % of shares	2.62%
Short ratio	0.8 days

Metric

Value

Float

17.2M

Float percentage

92.77%

Shares change (QoQ)

-0.85%

Shares change (YoY)

-1.12%

Shares held by insiders

2.07%

Shares held by institutions

83.95%

Shares outstanding

18.5M

Short % of float

2.82%

Short % of shares

2.62%

Short ratio

0.8 days

AMERISAFE, Inc. (AMSF)

Price

Financial snapshot

Fair-value bridge

Latest news · AMSF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AMSF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AMSF

Frequently asked questions