Bar Harbor Bankshares (BHB)

NYSEAMERICAN: BHB · USD

$41.2

-0.27 (-0.7%)· Recorded snapshot

Market cap	690.1M
Revenue (ttm)	195.1M
Net income (ttm)	56.6M
EPS (ttm)	$3.37
Shares out	16.8M
P/E (trailing)	12.2x
P/E (forward)	10.8x
Dividend	$1.36 (3.30%)
Volume	104,261.106
Beta	0.60

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 195.1M
Net income (ttm): 56.6M
EPS (ttm): $3.37
P/E (trailing): 12.2x
P/E (forward): 10.8x
Market cap: 690.1M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	شراء قوي
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	شراء قوي
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	احتفاظ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/E10.8

P25 8.7P50 10.4P75 12.8

Trailing P/E12.2

P25 10.7P50 13.5P75 31.8

ROE10.7

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All BHB indicators

Market & fundamental data

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000743367
Company name	Bar Harbor Bankshares
Country	United States
Country code	US
CUSIP number	066849100
Earnings date	2026-10-22
Earnings time	amc
Employees	530
Employees change	72
Employees growth	15.72%
Enterprise value	$772.7M
Exchange	NYSEAMERICAN
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1887
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	1997-09-23
Is primary listing	Yes
Is SPAC	No
ISIN number	US0668491006
Last 10-K release date	2026-03-13
Last earnings date	2026-10-22
Last refreshed	2026-11-04
Last stock split date	2017-03-22
Last stock split type	Forward
Market cap	$690.1M
Market cap category	Small-Cap
Next earnings date	2027-01-21
Options	Yes
Price	$41.16
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-11-03
Symbol	BHB
U.S. state	Maine
Website	https://www.barharbor.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	10.92x
Average P/E ratio (10Y)	13.23x
Average P/E ratio (3Y)	11.59x
Average P/E ratio (5Y)	10.77x
Earnings yield	8.19%
EV/Earnings	13.65x
EV/FCF	13.51x
EV/Sales	3.96x
FCF / EV yield	7.4%
FCF yield	8.29%
Forward EV/Sales	3.74x
Forward P/E	10.82x
Forward P/S	3.34x
Graham number	49.23059
Graham upside	19.61%
Industry forward P/E	9.91x
Industry P/E	11.76x
Lynch fair value	$27.65
Lynch upside	-32.83%
P/B ratio	1.29x
P/E ratio	12.21x
P/FCF ratio	12.07x
P/OCF ratio	10.77x
P/S ratio	3.54x
Price / tangible book value	1.82x
Sector forward P/E	13.8x
Sector P/E	15.89x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.78%
FCF margin	30.51%
Operating margin	42.12%
Pretax margin	36.63%
Profit margin	29.02%
Profit per employee	$106,808
Profitable quarters	102
Profitable years	32
Revenue per employee	$368,079
ROA	1.2%
ROA (5Y)	1.05%
ROE	10.72%
ROE (5Y)	9.64%
Tax / revenue	7.61%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	46.14%
EPS growth (Q)	77.72%
EPS growth (QoQ)	5.61%
EPS growth 10Y	6.9%
EPS growth 3Y	2.63%
EPS growth 5Y	5.82%
EPS growth quarters	2
EPS growth years	0
FCF growth	24.55%
FCF growth 3Y	7.44%
FCF growth 5Y	36.82%
Net income growth	56.56%
Net income growth (Q)	81.69%
Net income growth (QoQ)	5.7%
Net income growth 3Y	6.08%
Net income growth 5Y	8.2%
Net income growth quarters	3
Net income growth years	0
OCF growth	24.82%
OCF growth 10Y	2.78%
OCF growth 3Y	8.86%
OCF growth 5Y	29.66%
Revenue growth	27.83%
Revenue growth (Q)	17.5%
Revenue growth (QoQ)	6.77%
Revenue growth 10Y	13.26%
Revenue growth 3Y	8.31%
Revenue growth 5Y	6.37%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-6.9M
EPS	$3.37
FCF per share	$3.41
Financing cash flow	$-118.4M
Free cash flow	$57.2M
Gross profit	$195.1M
Income taxes	$14.9M
Investing cash flow	$71.6M
Net borrowing	$-125.1M
Net cash flow	$17.4M
Net income	$56.6M
Operating income	$82.2M
Revenue	$195.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$31.95
Debt / equity	0.29
Debt / FCF	2.75
Goodwill	$141.8M
Net cash (debt)	$-82.6M
Net cash / market cap	-11.97%
Net debt / equity	0.15
Net debt / FCF	1.44
Piotroski F-Score	4
Property, plant and equipment	$61.4M
Shareholders' equity	$535.6M
Tangible book value	$379.1M
Tangible book value per share	$22.61
Total assets	$4.7B
Total cash	$74.8M
Total debt	$157.4M
Total liabilities	$4.2B
WACC	6.14%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-3.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-7.67%
Dividend growth	6.35%
Dividend growth (10Y)	6.31%
Dividend growth (3Y)	6.8%
Dividend growth (5Y)	7.35%
Dividend growth years	22
Dividend payment date	2026-12-18
Dividend payment years	32
Dividend payout frequency	Quarterly
Dividend per share	$1.36
Dividend yield	3.3%
Ex-dividend date	2026-11-19
FCF payout ratio	39.88%
Last dividend	$0.34
Payout ratio	40.33%
Shareholder yield	-4.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	67.95%
10Y return CAGR	9.17%
10Y total return	140.42%
150-day SMA	$37.60
15Y price change	228.99%
15Y return CAGR	12.13%
15Y total return	456.84%
1D price change	-0.65%
1M price change	4.34%
1M total return	4.34%
1W price change	1.23%
1W total return	1.23%
1Y price change	40.33%
1Y return CAGR	45.94%
1Y total return	45.9%
20-day SMA	$39.34
200-day SMA	$36.50
20Y price change	221.11%
20Y return CAGR	9.79%
20Y total return	547.48%
3M price change	3.65%
3M total return	4.55%
3Y price change	60.09%
3Y return CAGR	21.78%
3Y total return	80.61%
50-day SMA	$39.55
50-day SMA vs 200-day SMA	50over200
52-week high	$41.64
52-week high date	2026-11-03
52-week low	$28.50
52-week low date	2025-11-20
5Y price change	36.29%
5Y return CAGR	10.62%
5Y total return	65.65%
6M price change	18.79%
6M total return	21.01%
All-time high	$41.64
All-time high date	2026-11-03
All-time low	$5.67
All-time low date	2000-03-31
Average true range (ATR)	$0.85
Average volume	77.8K
Beta (1Y)	-0.05
Beta (2Y)	0.66
Beta (5Y)	0.6
Change from 52-week high	-1.15%
Change from 52-week low	44.42%
Change from all-time high	-1.15%
Change from all-time low	626.31%
Change from open	-1.15%
Day's gap	0.51%
Dollar volume	$4.3M
High price	$41.64
Low price	$41.04
Monthly RSI	69.11
Open price	$41.64
Position in 52-week range	20%
Premarket change	0.46%
Premarket close	$41.16
Premarket price	$41.35
Previous close	$41.43
Price vs 150-day SMA	9.46%
Price vs 20-day SMA	4.63%
Price vs 200-day SMA	12.77%
Price vs 50-day SMA	4.06%
Relative volume	1.34
RSI	64.61
Sharpe ratio	1.57
Sharpe ratio (3Y)	0.71
Sharpe ratio (5Y)	0.36
Sortino ratio	2.72
Sortino ratio (3Y)	1.3
Sortino ratio (5Y)	0.73
Volume	104.3K
Weekly RSI	63.7
YTD price change	32.56%
YTD total return	36.3%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16.2M
Float percentage	96.68%
Shares change (QoQ)	0.12%
Shares change (YoY)	7.67%
Shares held by insiders	3.3%
Shares held by institutions	63.43%
Shares outstanding	16.8M
Short % of float	2.83%
Short % of shares	2.74%
Short ratio	4.4 days

Deeper analysis on BHB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BHB report

Is a complete BHB research report available?

No complete published report is available for Bar Harbor Bankshares (BHB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Bar Harbor Bankshares (BHB)

Price

Financial snapshot

Fair-value bridge

Latest news · BHB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BHB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BHB

Frequently asked questions