Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

FBIZ stock hub

First Business Financial Services, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

473.2M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

FBIZ

In the news

Latest news · FBIZ

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 8.8P50 10.4P75 13.1

Trailing P/E9.3

P25 10.9P50 14.7P75 36.2

ROE14.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FBIZ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

243

Groups with data

Currency

USD

Showing 243 of 243 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001521951
Company name	First Business Financial Services, Inc.
Country	United States
Country code	US
Cusip	319390100
Employees	378
Employees Change	24%
Employees Change Percent	6.78
Enterprise value	$747.8M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US3193901002
Last refreshed	2026-05-10
Market cap	$473.2M
Market cap category	Small-Cap
Price	$56.59
Price currency	USD
Rev Per Employee	431,552.91x
Sector	Financials
Sic	6022
Symbol	FBIZ
Website	https://www.firstbusiness.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.47%
EV Earnings	15.1x
EV Sales Forward	3.94x
EV/FCF	14.16x
EV/Sales	4.58x
FCF yield	11.16%
Forward P/E	8.94x
P/B ratio	1.28x
P/E ratio	9.34x
P/S ratio	2.9x
PE Ratio10 Y	10.28x
PE Ratio3 Y	8.7x
PE Ratio5 Y	8.23x
PS Forward	2.49x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	32.36%
Gross Profit	$163.1M
Net Income	$49.5M
Net Income Growth	10.27%
Net Income Growth Q	9.21%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	8.14%
Net Income Growth5 Y	16.75%
Pretax Margin	37.62%
Profit Margin	31.48%
Profit Per Employee	$131,050
Profitable Years	25
ROA	1.24
Roa5y	1.29
ROE	14.34
Roe5y	15.01

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.5%
Cagr15y	18.29%
Cagr1y	21.07%
Cagr20y	10.55%
Cagr3y	32.81%
Cagr5y	19.09%
Div CAGR10	13.28%
Div CAGR3	23.47%
Div CAGR5	18.32%
EPS Growth	10.62
EPS Growth Q	9.02
EPS Growth Quarters	1
EPS Growth Years	2
EPS Growth3 Y	8.27
EPS Growth5 Y	17.44
FCF Growth	-12.3%
FCF Growth Q	-74.01%
FCF Growth3 Y	7.5%
FCF Growth5 Y	10.55%
OCF Growth	-11.09%
OCF Growth Q	-73%
OCF Growth10 Y	5.85%
OCF Growth3 Y	4.78%
OCF Growth5 Y	10.64%
Revenue Growth	9.58x
Revenue Growth Q	8.26x
Revenue Growth Quarters	11x
Revenue Growth Years	5x
Revenue Growth3 Y	6.35x
Revenue Growth5 Y	11.47x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$4.3B
Cash	$71.7M
Debt	$346.3M
Debt FCF	$6.56
Equity	$380.1M
Liabilities	$3.9B
Net Cash	$-274.6M
Net Cash By Market Cap	$-58.03
Net Debt Equity	$0.72
Net Debt FCF	$5.2
Tangible Book Value	$356.1M
Tangible Book Value Per Share	$42.68
WACC	4.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-3.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.27%
Dividend Growth	48.15%
Dividend Growth Years	13%
Dividend per share	$1.36
Dividend Years	22
Dividend Yield	2.4%
Ex Div Date	2026-05-29
Last Dividend	$0.34
Payout Frequency	Quarterly
Payout Ratio	26.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	197.03%
1Y total return	21.06%
200-day SMA	53.49
3Y total return	134.33%
50-day SMA	55.34
50-day SMA vs 200-day SMA	50over200
5Y total return	139.52%
All Time High	60.54
All Time High Change	-6.52%
All Time High Date	2026-02-09
All Time Low	3.75
All Time Low Change	1,409.07%
All Time Low Date	2009-08-26
ATR	1.51
Beta	0.68
Beta1y	0.81
Beta2y	0.79
Ch YTD	4.22
High	56.86
High52	60.54
High52 Date	2026-02-09
High52ch	-6.52%
Low	56.23
Low52	45.9
Low52 Date	2025-08-01
Low52ch	23.29%
Ma50ch	2.25%
Price vs 200-day SMA	5.8%
RSI	50.26
RSI Monthly	63.24
RSI Weekly	54.49
Sharpe ratio	0.72x
Sortino ratio	1.33
Total Return	2.13%
Tr YTD	5.46
Tr15y	1,142.12%
Tr1m	0.77%
Tr1w	0.69%
Tr3m	-4.32%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$66.5
Analyst Ratings	Strong Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1.41
Earnings EPS Estimate Growth	6.82
Earnings Revenue Estimate	43,374,000x
Earnings Revenue Estimate Growth	6.21x
Operating Income	$64.7M
Operating margin	39.68
Price target	$66
Price Target Change	$16.63
Price Target Change Top	$17.51

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7,829,934%
Float Percent	93.64%
Net Borrowing	16,861,000
Shares Insiders	6.36%
Shares Institutions	68.55%
Shares Out	8,362,166
Shares Qo Q	0.16%
Shares Yo Y	0.28%
Short Float	0.78%
Short Ratio	1.32
Short Shares	0.73

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$50M
Average Volume	43,420.7x
Bv Per Share	44.12
CAPEX	$-650,000
Ch10y	127.6
Ch15y	770.6
Ch1m	0.16
Ch1w	0.09
Ch1y	17.5
Ch20y	371.6
Ch3m	-5.45
Ch3y	117.5
Ch5y	111.4
Ch6m	9.97
Change	-0.23%
Change From Open	0.11
Close	56.72
Days Gap	-0.33
Dollar Volume	1,188,673
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$6.06
F Score	4
FCF	$52.8M
FCF EV Yield	7.06x
FCF Per Share	$6.31
Financing CF	327,518,000
Fiscal Year End	December
Founded	1,909
Graham Number	77.55254
Graham Upside	37.04
Income Tax	$10M
Investing CF	-414,456,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2015-08-31
Last Split Type	Forward
Last10k Filing Date	2026-02-25
Lynch Fair Value	$102
Lynch Upside	79.37
Ma150	54.54
Ma150ch	3.76%
Ma20	57.27
Ma20ch	-1.19%
Net CF	-33,492,000
Next Earnings Date	2026-07-23
Open	56.53
Optionable	Yes
P FCF Ratio	8.96
P OCF Ratio	8.85
Payment Date	2026-06-15
Position In Range	57.14
Post Close	56.59
Postmarket Change Percent	-0.44
Postmarket Price	$56.34
Ppne	9,553,000
Price Date	2026-05-08
Ptbv Ratio	1.33
Relative Volume	0.48x
Revenue	163,127,000x
SBC By Revenue	1.71x
Share Based Comp	2,796,000
Tax By Revenue	6.15x
Tax Rate	16.34%
Tr20y	642.71%
Tr6m	11.93%
Us State	Wisconsin
Volume	21,005

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FBIZ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.4%

$1.36 annual per share

Payout ratio

+26.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.3%

13 consecutive years of growth

Total shareholder yield

+2.1%

Next ex-dividend date: 2026-05-29

Performance

FBIZ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FBIZ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+68.6%

Float: +93.6% of shares outstanding

Insider ownership

+6.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FBIZ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.3

Neutral momentum band

Price vs 200-day MA

+5.8%

50/200-day relationship not available

Beta (5Y)

0.68

Less volatile than the market

Sharpe ratio

0.72

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

FBIZ vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	تخفيض
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	تخفيض
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	تخفيض

Questions

About FBIZ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current FBIZ stock rating?

First Business Financial Services, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FBIZ analysis?

The full report lives at /stocks/FBIZ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for FBIZ?

The latest report frames FBIZ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the FBIZ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.