FinWise Bancorp (FINW)

NASDAQ: FINW · USD

$13.1

-0.17 (-1.3%)· Recorded snapshot

Market cap	179.8M
Revenue (ttm)	142.5M
Net income (ttm)	18.6M
EPS (ttm)	$1.35
Shares out	13.7M
P/E (trailing)	9.7x
P/E (forward)	13.1x
Volume	56,404.289
Beta	0.73

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 142.5M
Net income (ttm): 18.6M
EPS (ttm): $1.35
P/E (trailing): 9.7x
P/E (forward): 13.1x
Market cap: 179.8M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	شراء قوي
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	شراء قوي
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	احتفاظ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/E13.1

P25 n/aP50 n/aP75 n/a

Trailing P/E9.7

P25 n/aP50 n/aP75 n/a

ROE9.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FINW indicators

Market & fundamental data

Available fields

213

Groups with data

Currency

USD

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001856365
Company name	FinWise Bancorp
Country	United States
Country code	US
CUSIP number	31813A109
Earnings date	2026-10-28
Earnings time	amc
Employees	198
Employees change	2
Employees growth	1.02%
Enterprise value	$87.2M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1999
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	2021-11-19
Is primary listing	Yes
Is SPAC	No
ISIN number	US31813A1097
Last 10-K release date	2026-03-23
Last earnings date	2026-10-28
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$179.8M
Market cap category	Micro-Cap
Next earnings date	2027-01-28
Options	No
Price	$13.08
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-11-03
Symbol	FINW
U.S. state	Utah
Website	https://investors.finwisebancorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	14.87x
Average P/E ratio (3Y)	13.76x
Average P/E ratio (5Y)	10.39x
Earnings yield	10.34%
EV/Earnings	4.69x
EV/FCF	14.29x
EV/Sales	0.61x
FCF / EV yield	7%
FCF yield	3.39%
Forward EV/Sales	0.34x
Forward P/E	13.15x
Forward P/S	0.69x
Graham number	21.46098
Graham upside	64.07%
Industry forward P/E	9.91x
Industry P/E	11.76x
Lynch fair value	$6.76
Lynch upside	-48.31%
P/B ratio	0.86x
P/E ratio	9.67x
P/FCF ratio	29.47x
P/OCF ratio	32.49x
P/S ratio	1.26x
Price / tangible book value	0.86x
Sector forward P/E	13.8x
Sector P/E	15.89x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.22%
FCF margin	5.22%
Operating margin	13.25%
Pretax margin	17.78%
Profit margin	13.21%
Profit per employee	$93,985
Profitable quarters	22
Profitable years	7
Revenue per employee	$719,601
ROA	2.07%
ROA (5Y)	4.56%
ROE	9.7%
ROE (5Y)	17.43%
Tax / revenue	4.31%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	28.61%
EPS growth (Q)	115.44%
EPS growth (QoQ)	388.32%
EPS growth 3Y	-3.66%
EPS growth 5Y	-14.07%
EPS growth years	1
FCF growth 3Y	-11.71%
Net income growth	25.77%
Net income growth (Q)	105.4%
Net income growth (QoQ)	374.09%
Net income growth 3Y	-1.69%
Net income growth 5Y	-5.3%
Net income growth years	1
OCF growth 3Y	-32.38%
Revenue growth	77.64%
Revenue growth (Q)	107.63%
Revenue growth (QoQ)	56.45%
Revenue growth 3Y	29.06%
Revenue growth 5Y	18.31%
Revenue growth quarters	6
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$567,000
EPS	$1.35
FCF per share	$0.44
Financing cash flow	$58.2M
Free cash flow	$6.1M
Gross profit	$142.5M
Income taxes	$6.1M
Investing cash flow	$-60.2M
Net cash flow	$3.5M
Net income	$18.6M
Operating income	$18.9M
Revenue	$142.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$15.14
Debt / equity	0
Net cash (debt)	$92.6M
Net cash / market cap	51.5%
Net cash growth	-8.25%
Net debt / equity	-0.44
Net debt / FCF	-15.18
Piotroski F-Score	3
Property, plant and equipment	$10M
Shareholders' equity	$208.1M
Tangible book value	$208.1M
Tangible book value per share	$15.14
Total assets	$958.3M
Total cash	$92.6M
Total debt	$0
Total liabilities	$750.3M
WACC	8.27%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-438.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.2%
Dividend yield	0%
Shareholder yield	-1.2%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$13.71
1D price change	-1.28%
1M price change	17.1%
1M total return	17.1%
1W price change	25.17%
1W total return	25.17%
1Y price change	-31.84%
1Y return CAGR	-31.86%
1Y total return	-31.84%
20-day SMA	$11.21
200-day SMA	$14.50
3M price change	-4.94%
3M total return	-4.94%
3Y price change	50.69%
3Y return CAGR	14.64%
3Y total return	50.69%
50-day SMA	$12.09
50-day SMA vs 200-day SMA	50under200
52-week high	$19.86
52-week high date	2025-11-13
52-week low	$9.58
52-week low date	2026-10-20
6M price change	-12.57%
6M total return	-12.57%
After-hours change	1.76%
After-hours close	$13.08
After-hours price	$13.31
All-time high	$22.49
All-time high date	2025-09-19
All-time low	$7.61
All-time low date	2023-05-11
Average true range (ATR)	$0.70
Average volume	48.6K
Beta (1Y)	0.14
Beta (2Y)	0.6
Beta (5Y)	0.73
Change from 52-week high	-34.14%
Change from 52-week low	36.53%
Change from all-time high	-41.84%
Change from all-time low	71.88%
Change from open	1.79%
Day's gap	-3.02%
Dollar volume	$737,768
High price	$13.47
Low price	$12.85
Monthly RSI	43.73
Open price	$12.85
Position in 52-week range	37.1%
Premarket change	1.76%
Premarket close	$13.08
Premarket price	$13.31
Premarket volume	164
Previous close	$13.25
Price vs 150-day SMA	-4.58%
Price vs 20-day SMA	16.72%
Price vs 200-day SMA	-9.8%
Price vs 50-day SMA	8.23%
Relative volume	1.16
Return from IPO open	4.64%
Return from IPO price	24.57%
RSI	69.76
Sharpe ratio	-0.94
Sharpe ratio (3Y)	0.45
Sortino ratio	-1.44
Sortino ratio (3Y)	0.92
Volume	56.4K
Weekly RSI	47.27
YTD price change	-27.09%
YTD total return	-27.09%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9M
Float percentage	65.72%
Shares change (QoQ)	-0.08%
Shares change (YoY)	1.2%
Shares held by insiders	34.28%
Shares held by institutions	28.05%
Shares outstanding	13.7M
Short % of float	1.3%
Short % of shares	0.85%
Short ratio	3.1 days

Deeper analysis on FINW

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this FINW report

Is a complete FINW research report available?

No complete published report is available for FinWise Bancorp (FINW) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FinWise Bancorp (FINW)

Price

Financial snapshot

Fair-value bridge

Latest news · FINW

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FINW indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FINW

Frequently asked questions