Finance of America Companies Inc. (FOA)

NYSE: FOA · USD

$10.6

-0.18 (-1.7%)· Recorded snapshot

Market cap	97.6M
Revenue (ttm)	337M
Net income (ttm)	-2.8M
EPS (ttm)	-$3.14
Shares out	9.2M
P/E (forward)	2.0x
Volume	56,503
Beta	1.69

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 337M
Net income (ttm): -2.8M
EPS (ttm): -$3.14
P/E (forward): 2.0x
Market cap: 97.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E2

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-9.9

P25 n/aP50 n/aP75 n/a

ROIC-0.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FOA indicators

Market & fundamental data

Available fields

194

Groups with data

Currency

USD

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001828937
Company name	Finance of America Companies Inc.
Country	United States
Country code	US
CUSIP number	31738L206
Earnings date	2026-11-03
Earnings time	amc
Employees	784
Employees change	31
Employees growth	4.12%
Enterprise value	$12.1B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2013
In index	RUSSELL2000
Industry	Credit Services
Is primary listing	Yes
Is SPAC	No
ISIN number	US31738L2060
Last 10-K release date	2026-03-13
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Last stock split date	2024-07-26
Last stock split type	Reverse
Market cap	$97.6M
Market cap category	Micro-Cap
Next earnings date	2026-11-03
Options	Yes
Price	$10.59
Price currency	USD
Sector	Financials
SIC code	6162
Stock price date	2026-10-28
Symbol	FOA
U.S. state	Texas
Website	https://www.financeofamerica.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-29.63%
EV/Sales	35.87x
FCF / EV yield	-4.59%
FCF yield	-559.36%
Forward EV/Sales	22.48x
Forward P/E	2.05x
Forward P/S	0.18x
Industry forward P/E	19.82x
Industry P/E	22.96x
P/B ratio	0.28x
P/S ratio	0.29x
Price / tangible book value	0.53x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	71.13%
Operating margin	-19.28%
Pretax margin	-25.33%
Profit margin	-0.1%
Profit per employee	$-3,551
Profitable quarters	2
Profitable years	2
Revenue per employee	$429,835
ROA	-0.13%
ROA (5Y)	-1.48%
ROE	-9.93%
ROE (5Y)	-34.74%
ROIC	-0.53%
ROIC (5Y)	-0.43%
SBC / revenue	3.02%
Tax / revenue	-12.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	3
Net income growth (Q)	-94.12%
Net income growth (QoQ)	-94.34%
Net income growth years	3
Revenue growth	-35.89%
Revenue growth (Q)	-64.78%
Revenue growth (QoQ)	-47.99%
Revenue growth 3Y	82.55%
Revenue growth 5Y	-30.26%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	$1.9M
EPS	$-3.14
FCF per share	$-60.24
Financing cash flow	$-62.6M
Free cash flow	$-555.3M
Free cash flow minus SBC	$-565.5M
Gross profit	$239.7M
Income taxes	$-41.7M
Investing cash flow	$721.7M
Net borrowing	$-23.9M
Net cash flow	$103.8M
Net income	$-2.8M
Operating cash flow minus SBC	$-565.5M
Operating income	$-65M
Revenue	$337M
Stock-based compensation	$10.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$38.79
Debt / equity	29.68
Net cash (debt)	$-12B
Net cash / market cap	-12,074.87%
Net debt / equity	29.47
Piotroski F-Score	1
Property, plant and equipment	$21.4M
Shareholders' equity	$406.7M
Tangible book value	$185.6M
Tangible book value per share	$20.77
Total assets	$37.3B
Total cash	$85.3M
Total debt	$12.1B
Total liabilities	$36.9B
WACC	0.11%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.01
Current ratio	10.62
Quick ratio	10.5
Working capital	$33.6B
Working capital turnover	0.01

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	68.17%
Dividend yield	0%
Shareholder yield	68.17%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$19.14
1D price change	-1.67%
1M price change	-27.61%
1M total return	-27.61%
1W price change	-6.67%
1W total return	-6.67%
1Y price change	-53.89%
1Y return CAGR	-53.91%
1Y total return	-53.89%
20-day SMA	$11.87
200-day SMA	$19.52
3M price change	-55.51%
3M total return	-55.51%
3Y price change	1.85%
3Y return CAGR	0.61%
3Y total return	1.85%
50-day SMA	$14.58
50-day SMA vs 200-day SMA	50under200
52-week high	$29.79
52-week high date	2026-07-01
52-week low	$10.30
52-week low date	2026-10-28
5Y price change	-76.84%
5Y return CAGR	-25.37%
5Y total return	-76.84%
6M price change	-49.13%
6M total return	-49.13%
All-time high	$116.65
All-time high date	2021-05-05
All-time low	$4.10
All-time low date	2024-07-02
Average true range (ATR)	$0.69
Average volume	72.5K
Beta (1Y)	1.74
Beta (2Y)	1.17
Beta (5Y)	1.69
Change from 52-week high	-64.45%
Change from 52-week low	2.82%
Change from all-time high	-91.01%
Change from all-time low	155.67%
Change from open	-1.3%
Day's gap	-0.37%
Dollar volume	$598,367
High price	$10.73
Low price	$10.46
Monthly RSI	38.66
Open price	$10.73
Position in 52-week range	48.15%
Previous close	$10.77
Price vs 150-day SMA	-45.19%
Price vs 20-day SMA	-11.64%
Price vs 200-day SMA	-46.26%
Price vs 50-day SMA	-28.07%
Relative volume	0.78
RSI	24.48
Sharpe ratio	-1.48
Sharpe ratio (3Y)	0.36
Sharpe ratio (5Y)	-0.08
Sortino ratio	-1.92
Sortino ratio (3Y)	0.65
Sortino ratio (5Y)	-0.04
Volume	56.5K
Weekly RSI	27.08
YTD price change	-56.67%
YTD total return	-56.67%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.6M
Float percentage	38.72%
Shares change (QoQ)	-11.63%
Shares change (YoY)	-68.17%
Shares held by insiders	21.89%
Shares held by institutions	29.78%
Shares outstanding	9.2M
Short % of float	12.01%
Short % of shares	4.65%
Short ratio	5.9 days

Deeper analysis on FOA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this FOA report

Is a complete FOA research report available?

No complete published report is available for Finance of America Companies Inc. (FOA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Finance of America Companies Inc. (FOA)

Price

Financial snapshot

Fair-value bridge

Latest news · FOA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FOA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FOA

Frequently asked questions