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Intercorp Financial Services Inc. (IFS)

NYSE: IFS · USD

$50.7

-0.27 (-0.5%)· Recorded snapshot

Market cap	5.7B
Revenue (ttm)	1.7B
Net income (ttm)	612.7M
EPS (ttm)	$5.48
Shares out	110.4M
P/E (trailing)	9.2x
P/E (forward)	8.4x
Dividend	$1.71 (3.36%)
Volume	132,080
Beta	0.42

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.7B
Net income (ttm): 612.7M
EPS (ttm): $5.48
P/E (trailing): 9.2x
P/E (forward): 8.4x
Market cap: 5.7B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

All IFS indicators

Market & fundamental data

Available fields

212

Groups with data

Currency

PEN

Showing 212 of 212 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001615903
Company name	Intercorp Financial Services Inc.
Country	Peru
Country code	US
CUSIP number	P5626F128
Earnings date	2026-11-09
Earnings time	amc
Employees	9,229
Employees change	687
Employees growth	8.04%
Exchange	NYSE
Financial currency	PEN
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1897
Industry	Banks - Regional
IPO date	2019-07-19
Is primary listing	No
Is SPAC	No
ISIN number	PAL2400671A3
Last 10-K release date	2026-04-24
Last earnings date	2026-08-11
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$5.7B
Market cap category	Mid-Cap
Next earnings date	2026-11-09
Options	No
Price	$50.66
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	IFS
Website	https://ifs.com.pe

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.54x
Average P/E ratio (3Y)	9.21x
Average P/E ratio (5Y)	8.19x
Earnings yield	10.81%
FCF yield	-2.92%
Forward P/E	8.37x
Graham number	64.52866
Graham upside	26.9%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$27.35
Lynch upside	-46.22%
P/B ratio	1.5x
P/E ratio	9.25x
P/S ratio	3.32x
Price / tangible book value	1.72x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.12%
Operating margin	43.31%
Pretax margin	45.47%
Profit margin	35.66%
Profit per employee	$66,392
Profitable quarters	24
Profitable years	10
Revenue per employee	$186,191
ROA	2.07%
ROA (5Y)	1.71%
ROE	17.23%
ROE (5Y)	15.8%
Tax / revenue	9.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	12.93%
EPS growth (Q)	2.4%
EPS growth (QoQ)	-2.32%
EPS growth 10Y	9.08%
EPS growth 3Y	11.7%
EPS growth 5Y	5.43%
EPS growth quarters	2
EPS growth years	2
Net income growth	10.35%
Net income growth (Q)	0.89%
Net income growth (QoQ)	-2.68%
Net income growth 3Y	10.19%
Net income growth 5Y	4.57%
Net income growth quarters	2
Net income growth years	2
Revenue growth	10.03%
Revenue growth (Q)	3.79%
Revenue growth (QoQ)	-2.01%
Revenue growth 10Y	7.2%
Revenue growth 3Y	6.71%
Revenue growth 5Y	7.83%
Revenue growth quarters	9
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-82.1M
EPS	$5.48
FCF per share	$-1.50
Financing cash flow	$1.3B
Free cash flow	$-166.1M
Gross profit	$1.7B
Income taxes	$165M
Investing cash flow	$-262M
Net borrowing	$162.7M
Net cash flow	$916.9M
Net income	$612.7M
Operating income	$744.2M
Revenue	$1.7B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$34.13
Debt / equity	1.11
Net cash (debt)	$-2.3B
Net cash / market cap	-40.09%
Net debt / equity	0.6
Piotroski F-Score	2
Property, plant and equipment	$289M
Shareholders' equity	$3.8B
Tangible book value	$3.3B
Tangible book value per share	$29.94
Total assets	$30.9B
Total cash	$1.9B
Total debt	$4.2B
Total liabilities	$27.1B
WACC	3.77%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-13.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.29%
Dividend growth	80%
Dividend growth (3Y)	15.11%
Dividend growth (5Y)	18.51%
Dividend growth years	0
Dividend payment date	2026-05-05
Dividend payment years	7
Dividend payout frequency	Annual
Dividend per share	$1.71
Dividend yield	3.36%
Ex-dividend date	2026-04-24
Last dividend	$1.71
Payout ratio	31.12%
Shareholder yield	5.4%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$53.08
1D price change	-0.53%
1M price change	-9.88%
1M total return	-9.88%
1W price change	-5.4%
1W total return	-5.4%
1Y price change	21.83%
1Y return CAGR	26.58%
1Y total return	26.56%
20-day SMA	$53.20
200-day SMA	$51.80
3M price change	-14.96%
3M total return	-14.96%
3Y price change	167.52%
3Y return CAGR	44.05%
3Y total return	198.98%
50-day SMA	$54.26
50-day SMA vs 200-day SMA	50over200
52-week high	$61.38
52-week high date	2026-07-14
52-week low	$38.29
52-week low date	2025-11-17
5Y price change	83.15%
5Y return CAGR	18.53%
5Y total return	133.94%
6M price change	12.63%
6M total return	12.63%
All-time high	$61.38
All-time high date	2026-07-14
All-time low	$17.67
All-time low date	2021-08-10
Average true range (ATR)	$1.30
Average volume	171.6K
Beta (5Y)	0.42
Change from 52-week high	-17.46%
Change from 52-week low	32.31%
Change from all-time high	-17.41%
Change from all-time low	186.9%
Change from open	0.14%
Day's gap	-0.67%
Dollar volume	$6.7M
High price	$50.89
Low price	$50.58
Monthly RSI	61.05
Open price	$50.59
Position in 52-week range	25.81%
Premarket change	0.45%
Premarket close	$50.93
Premarket price	$51.16
Previous close	$50.93
Price vs 150-day SMA	-4.49%
Price vs 20-day SMA	-4.7%
Price vs 200-day SMA	-2.14%
Price vs 50-day SMA	-6.57%
Relative volume	0.77
Return from IPO open	10.54%
Return from IPO price	10.54%
RSI	31.17
Sharpe ratio	0.76
Sharpe ratio (3Y)	1.24
Sharpe ratio (5Y)	0.59
Sortino ratio	1.34
Sortino ratio (3Y)	2.11
Sortino ratio (5Y)	1.09
Volume	132.1K
Weekly RSI	45.47
YTD price change	19.68%
YTD total return	24.32%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	28.9M
Float percentage	26.14%
Shares change (QoQ)	-0.37%
Shares change (YoY)	-2.29%
Shares held by insiders	0.03%
Shares held by institutions	17.41%
Shares outstanding	110.4M
Short % of float	0.96%
Short % of shares	0.25%
Short ratio	1.3 days

IFS Stock: Fundamentals & Analysis | StockMarketAgent.AI

Intercorp Financial Services Inc. (IFS)

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Financial snapshot

Fair-value bridge

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Valuation

Profitability

Balance sheet

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Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

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