Klarna Group plc (KLAR)

NYSE: KLAR · USD

$13.2

+0.47 (+3.7%)· Recorded snapshot

Market cap	5B
Revenue (ttm)	4B
Net income (ttm)	-142M
EPS (ttm)	-$0.38
Shares out	379.2M
P/E (forward)	55.7x
Volume	6,462,970

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4B
Net income (ttm): -142M
EPS (ttm): -$0.38
P/E (forward): 55.7x
Market cap: 5B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E55.7

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-4.3

P25 n/aP50 n/aP75 n/a

ROIC-0.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KLAR indicators

Market & fundamental data

Available fields

198

Groups with data

Currency

USD

Showing 198 of 198 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0002003292
Company name	Klarna Group plc
Country	United Kingdom
Country code	US
Earnings date	2026-11-17
Earnings time	bmo
Employees	2,831
Employees change	-591
Employees growth	-17.27%
Enterprise value	$1.9B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2005
Industry	Credit Services
IPO date	2025-09-10
Is primary listing	Yes
Is SPAC	No
ISIN number	GB00BMHVL512
Last 10-K release date	2026-02-26
Last earnings date	2026-08-18
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$5B
Market cap category	Mid-Cap
Next earnings date	2026-11-17
Options	Yes
Price	$13.17
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-10-28
Symbol	KLAR
Website	https://www.klarna.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-2.87%
EV/Sales	0.47x
FCF / EV yield	-200.88%
FCF yield	-76.47%
Forward EV/Sales	0.44x
Forward P/E	55.66x
Forward P/S	1.15x
Industry forward P/E	19.82x
Industry P/E	22.96x
P/B ratio	1.97x
P/S ratio	1.22x
Price / tangible book value	3.45x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	-0.62%
EBITDA margin	-0.5%
Gross margin	36.84%
Operating margin	-0.62%
Pretax margin	-1.51%
Profit margin	-3.52%
Profit per employee	$-50,159
Revenue per employee	$1.4M
ROA	-0.08%
ROA (5Y)	-2.47%
ROCE	-0.15%
ROE	-4.29%
ROE (5Y)	-20.37%
ROIC	-0.4%
SBC / revenue	3.44%
Tax / revenue	1.24%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	0
Gross profit growth	21.97%
Gross profit growth (Q)	41.59%
Gross profit growth 3Y	6.02%
Gross profit growth 5Y	7.25%
Net income growth years	0
Revenue growth	34.1%
Revenue growth (Q)	26.61%
Revenue growth (QoQ)	2.96%
Revenue growth 3Y	31.93%
Revenue growth 5Y	21.9%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-2M
Depreciation and amortization	$5M
EBIT	$-25M
EBITDA	$-20M
EPS	$-0.38
FCF per share	$-9.97
Financing cash flow	$1B
Free cash flow	$-3.8B
Free cash flow minus SBC	$-3.9B
Gross profit	$1.5B
Income taxes	$50M
Investing cash flow	$-32M
Net borrowing	$775M
Net cash flow	$-2.8B
Net income	$-142M
Operating cash flow minus SBC	$-3.9B
Operating income	$-25M
Revenue	$4B
Stock-based compensation	$139M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.74
Book value per share	$6.44
Debt / equity	0.66
Goodwill	$664M
Long-term assets	$2.7B
Long-term liabilities	$14.4B
Net cash (debt)	$3.1B
Net cash / market cap	61.93%
Net cash growth	-48.36%
Net debt / equity	-1.15
Piotroski F-Score	1
Property, plant and equipment	$34M
Shareholders' equity	$2.7B
Tangible book value	$1.4B
Tangible book value per share	$3.78
Total assets	$17.8B
Total cash	$4.8B
Total debt	$1.8B
Total liabilities	$15.1B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current assets	$15.1B
Current liabilities	$652M
Current ratio	23.15
Net working capital	$9.7B
Quick ratio	22.34
Working capital	$14.4B
Working capital turnover	0.26

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-3.02%
Dividend yield	0%
Shareholder yield	-3.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$15.72
1D price change	3.74%
1M price change	2.15%
1M total return	2.15%
1W price change	-0.57%
1W total return	-0.57%
1Y price change	-67.09%
1Y return CAGR	-67.12%
1Y total return	-67.09%
20-day SMA	$13.14
200-day SMA	$16.52
3M price change	-29.29%
3M total return	-29.29%
50-day SMA	$13.56
50-day SMA vs 200-day SMA	50under200
52-week high	$39.78
52-week high date	2025-10-28
52-week low	$12.06
52-week low date	2026-03-30
6M price change	-6.27%
6M total return	-6.27%
All-time high	$57.20
All-time high date	2025-09-10
All-time low	$12.06
All-time low date	2026-03-30
Average true range (ATR)	$0.49
Average volume	5.1M
Beta (1Y)	2.55
Beta (2Y)	2.4
Change from 52-week high	-66.91%
Change from 52-week low	9.16%
Change from all-time high	-77.14%
Change from all-time low	8.42%
Change from open	3.34%
Day's gap	0.39%
Dollar volume	$85.1M
High price	$13.17
Low price	$12.73
Monthly RSI	0
Open price	$12.74
Position in 52-week range	98.86%
Premarket change	-0.39%
Premarket close	$12.69
Premarket price	$12.64
Premarket volume	11.4K
Previous close	$12.69
Price vs 150-day SMA	-16.85%
Price vs 20-day SMA	-0.49%
Price vs 200-day SMA	-20.85%
Price vs 50-day SMA	-3.57%
Relative volume	1.27
Return from IPO open	-74.92%
Return from IPO price	-67.4%
RSI	46.07
Sharpe ratio	-1.32
Sortino ratio	-1.6
Volume	6.5M
Weekly RSI	38.56
YTD price change	-54.77%
YTD total return	-54.77%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	196.3M
Float percentage	51.76%
Shares change (QoQ)	0.23%
Shares change (YoY)	3.02%
Shares held by insiders	20.4%
Shares held by institutions	38.16%
Shares outstanding	379.2M
Short % of float	18.12%
Short % of shares	9.38%
Short ratio	5.8 days

Deeper analysis on KLAR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KLAR report

Is a complete KLAR research report available?

No complete published report is available for Klarna Group plc (KLAR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Klarna Group plc (KLAR)

Price

Financial snapshot

Fair-value bridge

Latest news · KLAR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KLAR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KLAR

Frequently asked questions