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Root, Inc. (ROOT)

NASDAQ: ROOT · USD

$52.4

+0.08 (+0.1%)· Recorded snapshot

Market cap	811.4M
Revenue (ttm)	1.6B
Net income (ttm)	58.2M
EPS (ttm)	$3.58
Shares out	15.5M
P/E (trailing)	14.6x
P/E (forward)	20.9x
Volume	59,655
Beta	2.91

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

Metric	Value
Amount currency	USD
CIK code	0001788882
Company name	Root, Inc.
Country	United States
Country code	US
CUSIP number	77664L207
Earnings date	2026-11-04
Earnings time	amc
Employees	1,256
Employees change	235
Employees growth	23.02%
Enterprise value	$499.6M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2015
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2020-10-28
Is primary listing	Yes
Is SPAC	No
ISIN number	US77664L2079
Last 10-K release date	2026-02-25
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	2022-08-15
Last stock split type	Reverse
Market cap	$811.4M
Market cap category	Small-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$52.37
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	ROOT
U.S. state	Ohio
Website	https://www.joinroot.com

Metric

Value

Amount currency

USD

CIK code

0001788882

Company name

Root, Inc.

Country

United States

Country code

CUSIP number

77664L207

Earnings date

2026-11-04

Earnings time

amc

Employees

1,256

Employees change

235

Employees growth

23.02%

Enterprise value

$499.6M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2015

In index

RUSSELL2000

Industry

Insurance - Property & Casualty

IPO date

2020-10-28

Is primary listing

Yes

Is SPAC

ISIN number

US77664L2079

Last 10-K release date

2026-02-25

Last earnings date

2026-08-05

Last refreshed

2026-10-28

Last stock split date

2022-08-15

Last stock split type

Reverse

Market cap

$811.4M

Market cap category

Small-Cap

Next earnings date

2026-11-04

Options

Yes

Price

$52.37

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

ROOT

U.S. state

Ohio

Website

https://www.joinroot.com

Metric	Value
Adjusted P/E ratio	13.28x
Earnings yield	6.84%
EV/Earnings	8.51x
EV/EBIT	5.74x
EV/EBITDA	5.42x
EV/FCF	2.55x
EV/Sales	0.32x
FCF / EV yield	39.27%
FCF yield	24.1%
Forward EV/Sales	0.33x
Forward P/E	20.93x
Forward P/S	0.53x
Graham number	41.2798
Graham upside	-20.75%
Industry forward P/E	12.53x
Industry P/E	10.09x
P/(FCF - SBC) ratio	5.27x
P/(OCF - SBC) ratio	5.27x
P/B ratio	2.47x
P/E ratio	14.63x
P/FCF ratio	4.15x
P/OCF ratio	4.15x
P/S ratio	0.51x
Price / tangible book value	2.46x
Price/EBITDA ratio	8.83x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

13.28x

Earnings yield

6.84%

EV/Earnings

8.51x

EV/EBIT

5.74x

EV/EBITDA

5.42x

EV/FCF

2.55x

EV/Sales

0.32x

FCF / EV yield

39.27%

FCF yield

24.1%

Forward EV/Sales

0.33x

Forward P/E

20.93x

Forward P/S

0.53x

Graham number

41.2798

Graham upside

-20.75%

Industry forward P/E

12.53x

Industry P/E

10.09x

P/(FCF - SBC) ratio

5.27x

P/(OCF - SBC) ratio

5.27x

P/B ratio

2.47x

P/E ratio

14.63x

P/FCF ratio

4.15x

P/OCF ratio

4.15x

P/S ratio

0.51x

Price / tangible book value

2.46x

Price/EBITDA ratio

8.83x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
EBIT margin	5.51%
EBITDA margin	5.83%
Effective tax rate	1.45%
FCF margin	12.41%
Gross margin	39.3%
Operating margin	5.51%
Pretax margin	3.96%
Profit margin	3.71%
Profit per employee	$46,338
Profitable quarters	3
Profitable years	2
Revenue per employee	$1.2M
ROA	3.31%
ROA (5Y)	-5.92%
ROCE	7.51%
ROE	15.37%
ROE (5Y)	-28.37%
ROIC	13.33%
ROIC (5Y)	-15.3%
SBC / revenue	2.63%
Tax / revenue	0.06%

Metric

Value

EBIT margin

5.51%

EBITDA margin

5.83%

Effective tax rate

1.45%

FCF margin

12.41%

Gross margin

39.3%

Operating margin

5.51%

Pretax margin

3.96%

Profit margin

3.71%

Profit per employee

$46,338

Profitable quarters

Profitable years

Revenue per employee

$1.2M

ROA

3.31%

ROA (5Y)

-5.92%

ROCE

7.51%

ROE

15.37%

ROE (5Y)

-28.37%

ROIC

13.33%

ROIC (5Y)

-15.3%

SBC / revenue

2.63%

Tax / revenue

0.06%

Metric	Value
EPS growth	-24.28%
EPS growth (Q)	15.5%
EPS growth (QoQ)	-28.71%
EPS growth quarters	2
EPS growth years	6
FCF growth	-1.47%
FCF growth (Q)	10.58%
FCF growth (QoQ)	518.28%
Net income growth	-28.68%
Net income growth (Q)	15.31%
Net income growth (QoQ)	-29.53%
Net income growth quarters	2
Net income growth years	4
OCF growth	-1.47%
OCF growth (Q)	10.58%
OCF growth (QoQ)	518.28%
Revenue growth	14.86%
Revenue growth (Q)	1.65%
Revenue growth (QoQ)	-1.09%
Revenue growth 3Y	75.52%
Revenue growth 5Y	43.26%
Revenue growth quarters	12
Revenue growth years	3

Metric

Value

EPS growth

-24.28%

EPS growth (Q)

15.5%

EPS growth (QoQ)

-28.71%

EPS growth quarters

EPS growth years

FCF growth

-1.47%

FCF growth (Q)

10.58%

FCF growth (QoQ)

518.28%

Net income growth

-28.68%

Net income growth (Q)

15.31%

Net income growth (QoQ)

-29.53%

Net income growth quarters

Net income growth years

OCF growth

-1.47%

OCF growth (Q)

10.58%

OCF growth (QoQ)

518.28%

Revenue growth

14.86%

Revenue growth (Q)

1.65%

Revenue growth (QoQ)

-1.09%

Revenue growth 3Y

75.52%

Revenue growth 5Y

43.26%

Revenue growth quarters

Revenue growth years

Metric	Value
EBIT	$86.3M
EBITDA	$91.4M
EPS	$3.58
FCF per share	$12.55
Financing cash flow	$-41.8M
Free cash flow	$194.5M
Free cash flow minus SBC	$153.2M
Gross profit	$616.1M
Income taxes	$900,000
Investing cash flow	$-220.4M
Net borrowing	$-4.4M
Net cash flow	$-67.7M
Net income	$58.2M
Operating cash flow minus SBC	$153.2M
Operating income	$86.3M
Revenue	$1.6B
Stock-based compensation	$41.3M

Metric

Value

EBIT

$86.3M

EBITDA

$91.4M

EPS

$3.58

FCF per share

$12.55

Financing cash flow

$-41.8M

Free cash flow

$194.5M

Free cash flow minus SBC

$153.2M

Gross profit

$616.1M

Income taxes

$900,000

Investing cash flow

$-220.4M

Net borrowing

$-4.4M

Net cash flow

$-67.7M

Net income

$58.2M

Operating cash flow minus SBC

$153.2M

Operating income

$86.3M

Revenue

$1.6B

Stock-based compensation

$41.3M

Metric	Value
Book value per share	$21.15
Debt / EBITDA	2.16
Debt / equity	0.45
Debt / FCF	1.02
Interest coverage	4.47
Net cash (debt)	$311.8M
Net cash / market cap	38.63%
Net cash growth	-29.35%
Net debt / EBITDA	-3.41
Net debt / equity	-0.71
Net debt / FCF	-1.6
Piotroski F-Score	6
Shareholders' equity	$439.9M
Tangible book value	$327.9M
Tangible book value per share	$21.15
Total assets	$1.7B
Total cash	$520.4M
Total debt	$197.8M
Total liabilities	$1.2B
WACC	18.16%

Metric

Value

Book value per share

$21.15

Debt / EBITDA

2.16

Debt / equity

0.45

Debt / FCF

1.02

Interest coverage

4.47

Net cash (debt)

$311.8M

Net cash / market cap

38.63%

Net cash growth

-29.35%

Net debt / EBITDA

-3.41

Net debt / equity

-0.71

Net debt / FCF

-1.6

Piotroski F-Score

Shareholders' equity

$439.9M

Tangible book value

$327.9M

Tangible book value per share

$21.15

Total assets

$1.7B

Total cash

$520.4M

Total debt

$197.8M

Total liabilities

$1.2B

WACC

18.16%

Metric	Value
Asset turnover	0.96
Current ratio	1.98
Net working capital	$-600,000
Quick ratio	1.64
Working capital	$509M

Metric

Value

Asset turnover

0.96

Current ratio

1.98

Net working capital

$-600,000

Quick ratio

1.64

Working capital

$509M

Metric	Value
Buyback yield / dilution	5.26%
Dividend yield	0%
Shareholder yield	5.26%

Metric

Value

Buyback yield / dilution

5.26%

Dividend yield

Shareholder yield

5.26%

Metric	Value
150-day SMA	$53.55
1D price change	0.15%
1M price change	10.19%
1M total return	10.19%
1W price change	-0.57%
1W total return	-0.57%
1Y price change	-35.7%
1Y return CAGR	-35.72%
1Y total return	-35.7%
20-day SMA	$49.99
200-day SMA	$54.44
3M price change	-12.44%
3M total return	-12.44%
3Y price change	504.51%
3Y return CAGR	82.14%
3Y total return	504.51%
50-day SMA	$51.68
50-day SMA vs 200-day SMA	50under200
52-week high	$91.00
52-week high date	2025-11-10
52-week low	$40.91
52-week low date	2026-04-02
5Y price change	-39.92%
5Y return CAGR	-9.69%
5Y total return	-39.92%
6M price change	-6.58%
6M total return	-6.58%
All-time high	$530.64
All-time high date	2020-10-28
All-time low	$3.31
All-time low date	2023-03-15
Average true range (ATR)	$1.67
Average volume	155.4K
Beta (1Y)	1.41
Beta (2Y)	0.79
Beta (5Y)	2.91
Change from 52-week high	-42.45%
Change from 52-week low	28.01%
Change from all-time high	-90.16%
Change from all-time low	1,477.95%
Change from open	0.31%
Day's gap	-0.15%
Dollar volume	$3.1M
High price	$52.54
Low price	$52.20
Monthly RSI	42.52
Open price	$52.21
Position in 52-week range	50%
Premarket change	0.22%
Premarket close	$52.29
Premarket price	$52.40
Previous close	$52.29
Price vs 150-day SMA	-2.46%
Price vs 20-day SMA	4.49%
Price vs 200-day SMA	-4.06%
Price vs 50-day SMA	1.07%
Relative volume	0.38
Return from IPO open	-88.87%
Return from IPO price	92.93%
RSI	56.46
Sharpe ratio	-0.42
Sharpe ratio (3Y)	1
Sharpe ratio (5Y)	0.31
Sortino ratio	-0.49
Sortino ratio (3Y)	1.91
Sortino ratio (5Y)	0.6
Volume	59.7K
Weekly RSI	46.05
YTD price change	-27.69%
YTD total return	-27.69%

Metric

Value

150-day SMA

$53.55

1D price change

0.15%

1M price change

10.19%

1M total return

10.19%

1W price change

-0.57%

1W total return

-0.57%

1Y price change

-35.7%

1Y return CAGR

-35.72%

1Y total return

-35.7%

20-day SMA

$49.99

200-day SMA

$54.44

3M price change

-12.44%

3M total return

-12.44%

3Y price change

504.51%

3Y return CAGR

82.14%

3Y total return

504.51%

50-day SMA

$51.68

50-day SMA vs 200-day SMA

50under200

52-week high

$91.00

52-week high date

2025-11-10

52-week low

$40.91

52-week low date

2026-04-02

5Y price change

-39.92%

5Y return CAGR

-9.69%

5Y total return

-39.92%

6M price change

-6.58%

6M total return

-6.58%

All-time high

$530.64

All-time high date

2020-10-28

All-time low

$3.31

All-time low date

2023-03-15

Average true range (ATR)

$1.67

Average volume

155.4K

Beta (1Y)

1.41

Beta (2Y)

0.79

Beta (5Y)

2.91

Change from 52-week high

-42.45%

Change from 52-week low

28.01%

Change from all-time high

-90.16%

Change from all-time low

1,477.95%

Change from open

0.31%

Day's gap

-0.15%

Dollar volume

$3.1M

High price

$52.54

Low price

$52.20

Monthly RSI

42.52

Open price

$52.21

Position in 52-week range

50%

Premarket change

0.22%

Premarket close

$52.29

Premarket price

$52.40

Previous close

$52.29

Price vs 150-day SMA

-2.46%

Price vs 20-day SMA

4.49%

Price vs 200-day SMA

-4.06%

Price vs 50-day SMA

1.07%

Relative volume

0.38

Return from IPO open

-88.87%

Return from IPO price

92.93%

RSI

56.46

Sharpe ratio

-0.42

Sharpe ratio (3Y)

Sharpe ratio (5Y)

0.31

Sortino ratio

-0.49

Sortino ratio (3Y)

1.91

Sortino ratio (5Y)

0.6

Volume

59.7K

Weekly RSI

46.05

YTD price change

-27.69%

YTD total return

-27.69%

Metric	Value
Float	12.3M
Float percentage	79.41%
Shares change (QoQ)	-1.16%
Shares change (YoY)	-5.26%
Shares held by insiders	12.64%
Shares held by institutions	58.17%
Shares outstanding	15.5M
Short % of float	17.33%
Short % of shares	13.76%
Short ratio	10.3 days

Metric

Value

Float

12.3M

Float percentage

79.41%

Shares change (QoQ)

-1.16%

Shares change (YoY)

-5.26%

Shares held by insiders

12.64%

Shares held by institutions

58.17%

Shares outstanding

15.5M

Short % of float

17.33%

Short % of shares

13.76%

Short ratio

10.3 days

Root, Inc. (ROOT)

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Performance and technicals

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