SHF Holdings, Inc. (SHFS)

NASDAQ: SHFS · USD

$0.09

-0.02 (-20.1%)· Recorded snapshot

Market cap	95.1K
Revenue (ttm)	8.4M
Net income (ttm)	-5M
EPS (ttm)	-$13.8
Shares out	1M
Volume	65,411,782
Beta	0.87

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 8.4M
Net income (ttm): -5M
EPS (ttm): -$13.8
Market cap: 95.1K

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	شراء قوي
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	شراء قوي
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	احتفاظ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SHFS indicators

Market & fundamental data

Available fields

182

Groups with data

Currency

USD

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001854963
Company name	SHF Holdings, Inc.
Country	United States
Country code	US
CUSIP number	824430409
Earnings date	2026-11-11
Earnings time	bmo
Employees	40
Employees change	-2
Employees growth	-4.76%
Enterprise value	$-5M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2015
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US8244304098
Last 10-K release date	2026-04-15
Last earnings date	2026-08-10
Last refreshed	2026-10-28
Last stock split date	2026-09-30
Last stock split type	Reverse
Market cap	$95,066
Market cap category	Nano-Cap
Next earnings date	2026-11-11
Options	No
Price	$0.09
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-10-28
Symbol	SHFS
U.S. state	Colorado
Website	https://shfinancial.org

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-14,955.82%
FCF / EV yield	88.6%
FCF yield	-4,844.82%
Industry forward P/E	9.97x
Industry P/E	11.81x
P/B ratio	0.02x
P/S ratio	0.01x
Price / tangible book value	0.02x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Operating margin	-65.33%
Pretax margin	-43.91%
Profit margin	-43.91%
Profit per employee	$-125,143
Revenue per employee	$210,381
ROA	-36.76%
ROA (5Y)	-33.08%
SBC / revenue	9.98%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	1
Net income growth years	1
Revenue growth	-28.2%
Revenue growth (Q)	34.02%
Revenue growth (QoQ)	1.36%
Revenue growth 3Y	-12.14%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	$156,975
EPS	$-13.83
FCF per share	$-4.32
Financing cash flow	$8.8M
Free cash flow	$-4.4M
Free cash flow minus SBC	$-5.3M
Gross profit	$8.4M
Investing cash flow	$1.1M
Net borrowing	$550,000
Net cash flow	$5.5M
Net income	$-5M
Operating cash flow minus SBC	$-5.3M
Operating income	$-5.5M
Revenue	$8.4M
Stock-based compensation	$840,158

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$5.94
Debt / equity	0.1
Net cash (debt)	$5.1M
Net cash / market cap	5,568.38%
Net debt / equity	-0.84
Piotroski F-Score	4
Property, plant and equipment	$469,017
Shareholders' equity	$6.1M
Tangible book value	$6.1M
Tangible book value per share	$5.94
Total assets	$14.2M
Total cash	$5.7M
Total debt	$630,497
Total liabilities	$8.1M
WACC	1.14%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.84
Current ratio	1.76
Quick ratio	1.12
Working capital	$4.7M
Working capital turnover	-6.34

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-55.45%
Dividend yield	0%
Shareholder yield	-55.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$4.00
1D price change	-20.12%
1M price change	-95.12%
1M total return	-95.12%
1W price change	2.34%
1W total return	2.34%
1Y price change	-99.76%
1Y return CAGR	-99.76%
1Y total return	-99.76%
20-day SMA	$0.39
200-day SMA	$5.91
3M price change	-95.81%
3M total return	-95.81%
3Y price change	-99.95%
3Y return CAGR	-92.07%
3Y total return	-99.95%
50-day SMA	$1.29
50-day SMA vs 200-day SMA	50under200
52-week high	$38.16
52-week high date	2025-10-28
52-week low	$0.07
52-week low date	2026-10-20
5Y price change	-100%
5Y return CAGR	-86.94%
5Y total return	-100%
6M price change	-99.07%
6M total return	-99.07%
All-time high	$7,312.80
All-time high date	2022-06-30
All-time low	$0.07
All-time low date	2026-10-20
Average true range (ATR)	$0.15
Average volume	124.8M
Beta (1Y)	1.01
Beta (2Y)	2.12
Beta (5Y)	0.87
Change from 52-week high	-99.76%
Change from 52-week low	27.06%
Change from all-time high	-100%
Change from all-time low	26.37%
Change from open	0.33%
Day's gap	-20.38%
Dollar volume	$6.1M
High price	$0.10
Low price	$0.09
Monthly RSI	25.52
Open price	$0.09
Position in 52-week range	54.46%
Premarket change	-20.38%
Premarket close	$0.12
Premarket price	$0.09
Premarket volume	21.7M
Previous close	$0.12
Price vs 150-day SMA	-97.7%
Price vs 20-day SMA	-76.64%
Price vs 200-day SMA	-98.44%
Price vs 50-day SMA	-92.85%
Relative volume	0.52
RSI	26.59
Sharpe ratio	-1.93
Sharpe ratio (3Y)	-0.68
Sortino ratio	-2.86
Sortino ratio (3Y)	-1.17
Volume	65.4M
Weekly RSI	26.76
YTD price change	-99.28%
YTD total return	-99.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	926.4K
Float percentage	90.14%
Shares change (QoQ)	59.15%
Shares change (YoY)	55.45%
Shares held by insiders	1.1%
Shares held by institutions	5.54%
Shares outstanding	1M
Short % of float	83.3%
Short % of shares	75.08%
Short ratio	0.3 days

Other indicators

Additional ticker metrics that do not fit the primary research groupings.

Metric	Value
Page views	386

Deeper analysis on SHFS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this SHFS report

Is a complete SHFS research report available?

No complete published report is available for SHF Holdings, Inc. (SHFS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHF Holdings, Inc. (SHFS)

Price

Financial snapshot

Fair-value bridge

Latest news · SHFS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHFS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on SHFS

Frequently asked questions