DSE/CENTRALINS (DSE/CENTRALINS)

Dhaka Stock Exchange: DSE/CENTRALINS · BDT

BDT 42.5

+1.00 (+2.4%)· Recorded snapshot

Market cap	2.3B
Revenue (ttm)	590.9M
Net income (ttm)	126.6M
EPS (ttm)	BDT 2.38
Shares out	53.1M
P/E (trailing)	17.8x
Dividend	BDT 1.20 (2.82%)
Volume	94,795
Beta	0.44

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 590.9M
Net income (ttm): 126.6M
EPS (ttm): BDT 2.38
P/E (trailing): 17.8x
Market cap: 2.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E17.8

P25 n/aP50 n/aP75 n/a

ROE4.7

P25 n/aP50 n/aP75 n/a

ROIC4.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/CENTRALINS indicators

Market & fundamental data

Available fields

229

Groups with data

Currency

BDT

Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-04-15
Employees	413
Employees change	-27
Employees growth	-6.14%
Enterprise value	BDT 1.6B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1987
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0709CIC008
Last earnings date	2026-07-23
Last refreshed	2026-10-29
Last stock split date	2021-06-20
Last stock split type	Forward
Market cap	BDT 2.3B
Next earnings date	2027-04-15
Price	BDT 42.50
Price currency	BDT
SIC code	6300
Stock price date	2026-10-28
Symbol	dse/CENTRALINS
Website	https://www.cicl-bd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.8x
Average P/E ratio (3Y)	20.51x
Average P/E ratio (5Y)	18.99x
Earnings yield	5.6%
EV/Earnings	12.5x
EV/EBIT	9.57x
EV/EBITDA	8.64x
EV/FCF	9.02x
EV/Sales	2.68x
FCF / EV yield	11.09%
FCF yield	7.77%
Graham number	52.49986
Graham upside	23.53%
Lynch fair value	BDT 11.91
Lynch upside	-71.98%
P/B ratio	0.83x
P/E ratio	17.84x
P/FCF ratio	12.87x
P/OCF ratio	10.4x
P/S ratio	3.82x
Price / tangible book value	0.83x
Price/EBITDA ratio	12.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	27.99%
EBITDA margin	30.87%
Effective tax rate	23.24%
FCF margin	29.69%
Gross margin	66.93%
Operating margin	27.99%
Pretax margin	27.91%
Profit margin	21.42%
Profit per employee	BDT 306,483
Revenue per employee	BDT 1.4M
ROA	2.81%
ROA (5Y)	2.85%
ROCE	5.85%
ROE	4.68%
ROE (5Y)	5.06%
ROIC	4.51%
ROIC (5Y)	4.81%
Tax / revenue	6.49%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	23.26%
EPS growth (Q)	46.15%
EPS growth (QoQ)	38.18%
EPS growth 10Y	6%
EPS growth 3Y	7.05%
EPS growth 5Y	-1.13%
FCF growth	267.94%
FCF growth (Q)	4,708.81%
FCF growth (QoQ)	30%
FCF growth 3Y	29.05%
FCF growth 5Y	4.19%
Net income growth	23.26%
Net income growth (Q)	44.53%
Net income growth (QoQ)	38.25%
Net income growth 3Y	7.06%
Net income growth 5Y	-1.11%
OCF growth	284.63%
OCF growth (Q)	592.69%
OCF growth (QoQ)	55.56%
OCF growth 10Y	17.22%
OCF growth 3Y	30.46%
OCF growth 5Y	4.73%
Revenue growth	11.51%
Revenue growth (Q)	37.87%
Revenue growth (QoQ)	41.85%
Revenue growth 10Y	6.1%
Revenue growth 3Y	6.65%
Revenue growth 5Y	7.32%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -41.7M
EBIT	BDT 165.4M
EBITDA	BDT 182.4M
EPS	BDT 2.38
FCF per share	BDT 3.30
Financing cash flow	BDT -73.7M
Free cash flow	BDT 175.5M
Gross profit	BDT 395.5M
Income taxes	BDT 38.3M
Investing cash flow	BDT -39M
Net cash flow	BDT 104.5M
Net income	BDT 126.6M
Operating income	BDT 165.4M
Revenue	BDT 590.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 51.43
Debt / EBITDA	0.55
Debt / equity	0.04
Debt / FCF	0.58
Net cash (debt)	BDT 676M
Net cash / market cap	29.93%
Net cash growth	18.14%
Net debt / EBITDA	-3.71
Net debt / equity	-0.25
Net debt / FCF	-3.85
Piotroski F-Score	6
Property, plant and equipment	BDT 681.1M
Shareholders' equity	BDT 2.7B
Tangible book value	BDT 2.7B
Tangible book value per share	BDT 51.43
Total assets	BDT 3.6B
Total cash	BDT 776.9M
Total debt	BDT 100.9M
Total liabilities	BDT 827.5M
WACC	6.38%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.16
Current ratio	1.83
Net working capital	BDT -66.3M
Quick ratio	1.06
Working capital	BDT 609.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	3.58%
Dividend growth (3Y)	-7.17%
Dividend growth (5Y)	14.87%
Dividend growth years	0
Dividend payment date	2026-07-19
Dividend payment years	13
Dividend payout frequency	Annual
Dividend per share	BDT 1.20
Dividend yield	2.82%
Ex-dividend date	2026-05-21
FCF payout ratio	36.35%
Last dividend	BDT 1.20
Payout ratio	58.19%
Shareholder yield	2.82%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	203.44%
10Y return CAGR	15.59%
10Y total return	325.6%
150-day SMA	BDT 42.36
15Y price change	10.65%
15Y return CAGR	5.91%
15Y total return	136.65%
1D price change	2.41%
1M price change	-4.06%
1M total return	-4.06%
1W price change	0.95%
1W total return	0.95%
1Y price change	9.25%
1Y return CAGR	12.63%
1Y total return	12.62%
20-day SMA	BDT 42.50
200-day SMA	BDT 42.28
20Y price change	936.33%
20Y return CAGR	17.14%
20Y total return	2,267.52%
3M price change	2.16%
3M total return	2.16%
3Y price change	3.91%
3Y return CAGR	4.72%
3Y total return	14.83%
50-day SMA	BDT 43.17
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 51.80
52-week high date	2026-08-06
52-week low	BDT 30.70
52-week low date	2025-11-13
5Y price change	-26.72%
5Y return CAGR	-2.47%
5Y total return	-11.77%
6M price change	0.24%
6M total return	3.32%
All-time high	BDT 71.50
All-time high date	2021-07-28
All-time low	BDT 3.73
All-time low date	1999-05-10
Average true range (ATR)	BDT 1.25
Average volume	185.6K
Beta (1Y)	0.11
Beta (2Y)	-0.21
Beta (5Y)	0.44
Change from 52-week high	-17.95%
Change from 52-week low	38.44%
Change from all-time high	-40.56%
Change from all-time low	1,038.49%
Change from open	1.43%
Day's gap	0.96%
Dollar volume	BDT 4M
High price	BDT 42.80
Low price	BDT 41.30
Monthly RSI	52.43
Open price	BDT 41.90
Position in 52-week range	80%
Previous close	BDT 41.50
Price vs 150-day SMA	0.33%
Price vs 20-day SMA	0%
Price vs 200-day SMA	0.52%
Price vs 50-day SMA	-1.56%
Relative volume	0.45
RSI	52.1
Sharpe ratio	0.16
Sharpe ratio (3Y)	0.31
Sharpe ratio (5Y)	0.01
Sortino ratio	0.41
Sortino ratio (3Y)	0.66
Sortino ratio (5Y)	0.18
Volume	94.8K
Weekly RSI	91.65
YTD price change	6.25%
YTD total return	9.52%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	33.3M
Shares change (QoQ)	0.05%
Shares held by insiders	37.32%
Shares outstanding	53.1M

Deeper analysis on DSE/CENTRALINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/CENTRALINS report

Is a complete DSE/CENTRALINS research report available?

No complete published report is available for dse/CENTRALINS (DSE/CENTRALINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/CENTRALINS (DSE/CENTRALINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/CENTRALINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/CENTRALINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/CENTRALINS

Frequently asked questions