DSE/PADMALIFE (DSE/PADMALIFE)

Dhaka Stock Exchange: DSE/PADMALIFE · BDT

BDT 14.8

+0.20 (+1.4%)· Recorded snapshot

Market cap	579.3M
Revenue (ttm)	232.2M
Net income (ttm)	-260.7M
Shares out	38.9M
Volume	12,622
Beta	0.31

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 232.2M
Net income (ttm): -260.7M
Market cap: 579.3M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-67

P25 n/aP50 n/aP75 n/a

ROIC-13.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/PADMALIFE indicators

Market & fundamental data

Available fields

159

Groups with data

Currency

BDT

Showing 159 of 159 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-05-05
Employees	170
Employees change	-33
Employees growth	-16.26%
Enterprise value	BDT 1.9B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	2000
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0745PILIF5
Last earnings date	2026-08-27
Last refreshed	2026-10-29
Last stock split date	2017-10-17
Last stock split type	Forward
Market cap	BDT 579.3M
Next earnings date	2027-05-05
Price	BDT 14.80
Price currency	BDT
SIC code	6311
Stock price date	2026-10-28
Symbol	dse/PADMALIFE
Website	https://www.padmaislamilife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-45%
EV/Sales	8.29x
FCF / EV yield	-2.85%
FCF yield	-9.47%
Industry P/E	2.43x
P/B ratio	1.49x
P/S ratio	2.5x
Price / tangible book value	1.49x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	-113.41%
EBITDA margin	-102.91%
Gross margin	-74.81%
Operating margin	-113.41%
Pretax margin	-112.28%
Profit margin	-112.28%
Profit per employee	BDT -1.5M
Revenue per employee	BDT 1.4M
ROA	-6.79%
ROA (5Y)	-5.52%
ROCE	62.34%
ROE	-67.05%
ROE (5Y)	-61.08%
ROIC	-13.65%
ROIC (5Y)	-12.79%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Revenue growth	96.14%
Revenue growth (Q)	-10.85%
Revenue growth (QoQ)	60.65%
Revenue growth 10Y	-16.32%
Revenue growth 3Y	-8.18%
Revenue growth 5Y	-11.92%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	BDT -263.3M
EBITDA	BDT -238.9M
FCF per share	BDT -1.41
Free cash flow	BDT -54.9M
Gross profit	BDT -173.7M
Investing cash flow	BDT 60.5M
Net cash flow	BDT 6.3M
Net income	BDT -260.7M
Operating income	BDT -263.3M
Revenue	BDT 232.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Debt / equity	3.96
Net cash (debt)	BDT -1.3B
Net cash / market cap	-232.33%
Net debt / equity	3.46
Piotroski F-Score	2
Property, plant and equipment	BDT 1.6B
Shareholders' equity	BDT 388.8M
Tangible book value	BDT 388.8M
Total assets	BDT 2.4B
Total cash	BDT 194.1M
Total debt	BDT 1.5B
Total liabilities	BDT 2B
WACC	1.63%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.1
Current ratio	0.25
Net working capital	BDT -2.3B
Quick ratio	0.09
Working capital	BDT -2.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend per share	BDT 0.00
Last dividend	BDT 0.20

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-28.39%
10Y return CAGR	-3.22%
10Y total return	-27.93%
150-day SMA	BDT 17.14
1D price change	1.37%
1M price change	-5.13%
1M total return	-5.13%
1W price change	-2.63%
1W total return	-2.63%
1Y price change	-17.32%
1Y return CAGR	-17.33%
1Y total return	-17.32%
20-day SMA	BDT 15.09
200-day SMA	BDT 17.10
3M price change	-16.38%
3M total return	-16.38%
3Y price change	-64.08%
3Y return CAGR	-28.91%
3Y total return	-64.08%
50-day SMA	BDT 15.86
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 20.80
52-week high date	2026-06-14
52-week low	BDT 13.80
52-week low date	2025-11-16
5Y price change	-69.48%
5Y return CAGR	-21.13%
5Y total return	-69.48%
6M price change	-13.95%
6M total return	-13.95%
All-time high	BDT 161.27
All-time high date	2012-04-18
All-time low	BDT 12.10
All-time low date	2020-03-18
Average true range (ATR)	BDT 0.61
Average volume	10.8K
Beta (1Y)	0.01
Beta (2Y)	-0.35
Beta (5Y)	0.31
Change from 52-week high	-28.85%
Change from 52-week low	7.25%
Change from all-time high	-90.82%
Change from all-time low	22.31%
Change from open	-0.67%
Day's gap	2.05%
Dollar volume	BDT 186,806
High price	BDT 14.90
Low price	BDT 14.60
Monthly RSI	34.02
Open price	BDT 14.90
Position in 52-week range	66.67%
Previous close	BDT 14.60
Price vs 150-day SMA	-13.66%
Price vs 20-day SMA	-1.89%
Price vs 200-day SMA	-13.47%
Price vs 50-day SMA	-6.67%
Relative volume	1.09
RSI	42.62
Sharpe ratio	-0.92
Sharpe ratio (3Y)	-0.59
Sharpe ratio (5Y)	-0.22
Sortino ratio	-1.1
Sortino ratio (3Y)	-0.75
Sortino ratio (5Y)	-0.2
Volume	12.6K
Weekly RSI	0
YTD price change	-10.3%
YTD total return	-10.3%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	26.6M
Shares held by insiders	31.56%
Shares outstanding	38.9M

Deeper analysis on DSE/PADMALIFE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/PADMALIFE report

Is a complete DSE/PADMALIFE research report available?

No complete published report is available for dse/PADMALIFE (DSE/PADMALIFE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/PADMALIFE (DSE/PADMALIFE)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/PADMALIFE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/PADMALIFE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/PADMALIFE

Frequently asked questions