DSE/RELIANCINS (DSE/RELIANCINS)

Dhaka Stock Exchange: DSE/RELIANCINS · BDT

BDT 93.6

+0.50 (+0.5%)· Recorded snapshot

Market cap	9.8B
Revenue (ttm)	2.9B
Net income (ttm)	1B
EPS (ttm)	BDT 9.55
Shares out	105.2M
P/E (trailing)	9.8x
Dividend	BDT 3.00 (3.21%)
Volume	179,900
Beta	0.61

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.9B
Net income (ttm): 1B
EPS (ttm): BDT 9.55
P/E (trailing): 9.8x
Market cap: 9.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9.8

P25 n/aP50 n/aP75 n/a

ROE12.3

P25 n/aP50 n/aP75 n/a

ROIC11.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/RELIANCINS indicators

Market & fundamental data

Available fields

212

Groups with data

Currency

BDT

Showing 212 of 212 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-04
Employees	247
Employees change	-31
Employees growth	-11.15%
Enterprise value	BDT 5.4B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1988
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0714RELI07
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Last stock split date	2019-03-14
Last stock split type	Forward
Market cap	BDT 9.8B
Next earnings date	2026-11-04
Price	BDT 93.60
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/RELIANCINS
Website	https://reliance.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.85x
Average P/E ratio (3Y)	8.16x
Average P/E ratio (5Y)	9.67x
Earnings yield	10.2%
EV/Earnings	5.28x
EV/EBIT	3.49x
EV/EBITDA	3.23x
EV/Sales	1.83x
FCF / EV yield	-3.09%
FCF yield	-1.67%
Graham number	134.88665
Graham upside	44.88%
Lynch fair value	BDT 91.71
Lynch upside	-1.49%
P/B ratio	1.1x
P/E ratio	9.8x
P/S ratio	3.37x
Price / tangible book value	1.1x
Price/EBITDA ratio	5.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	52.33%
EBITDA margin	56.48%
Effective tax rate	33.61%
Gross margin	71.63%
Operating margin	52.33%
Pretax margin	52.09%
Profit margin	34.58%
Profit per employee	BDT 4.1M
Revenue per employee	BDT 11.8M
ROA	5.94%
ROA (5Y)	5.46%
ROCE	17.06%
ROE	12.27%
ROE (5Y)	10.6%
ROIC	11.47%
ROIC (5Y)	10.65%
Tax / revenue	17.51%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-3.31%
EPS growth (Q)	16.74%
EPS growth (QoQ)	26.26%
EPS growth 10Y	11.6%
EPS growth 3Y	16.2%
EPS growth 5Y	9.6%
FCF growth (Q)	2.44%
FCF growth (QoQ)	5,354.27%
Net income growth	-3.31%
Net income growth (Q)	16.74%
Net income growth (QoQ)	26.26%
Net income growth 3Y	16.2%
Net income growth 5Y	9.6%
OCF growth (Q)	1.48%
OCF growth (QoQ)	2,468.8%
Revenue growth	8.6%
Revenue growth (Q)	8.91%
Revenue growth (QoQ)	14.94%
Revenue growth 10Y	7.15%
Revenue growth 3Y	14.11%
Revenue growth 5Y	9.42%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -109.6M
EBIT	BDT 1.5B
EBITDA	BDT 1.6B
EPS	BDT 9.55
FCF per share	BDT -1.56
Financing cash flow	BDT -311.6M
Free cash flow	BDT -163.7M
Gross profit	BDT 2.1B
Income taxes	BDT 508.4M
Investing cash flow	BDT 512.1M
Net cash flow	BDT 146.3M
Net income	BDT 1B
Operating income	BDT 1.5B
Revenue	BDT 2.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 84.68
Debt / equity	0
Net cash (debt)	BDT 4.5B
Net cash / market cap	45.86%
Net cash growth	3.37%
Net debt / EBITDA	-2.74
Net debt / equity	-0.5
Piotroski F-Score	3
Property, plant and equipment	BDT 2.7B
Shareholders' equity	BDT 8.9B
Tangible book value	BDT 8.9B
Tangible book value per share	BDT 84.68
Total assets	BDT 16.5B
Total cash	BDT 4.5B
Total debt	BDT 0
Total liabilities	BDT 7.6B
WACC	7.62%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.18
Current ratio	1.05
Net working capital	BDT -4.1B
Quick ratio	0.59
Working capital	BDT 411.2M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	10.29%
Dividend growth (3Y)	6.27%
Dividend growth (5Y)	3.71%
Dividend growth years	1
Dividend payment date	2026-05-24
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	BDT 3.00
Dividend yield	3.21%
Ex-dividend date	2026-04-01
Last dividend	BDT 3.00
Payout ratio	31.03%
Shareholder yield	3.22%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	181.63%
10Y return CAGR	15.5%
10Y total return	322.3%
150-day SMA	BDT 98.77
15Y price change	114.34%
15Y return CAGR	8.92%
15Y total return	260.22%
1D price change	0.54%
1M price change	-16.35%
1M total return	-16.35%
1W price change	-0.43%
1W total return	-0.43%
1Y price change	37.52%
1Y return CAGR	43.81%
1Y total return	43.77%
20-day SMA	BDT 96.02
200-day SMA	BDT 91.60
20Y price change	2,569.15%
20Y return CAGR	21.35%
20Y total return	4,698.2%
3M price change	-18.48%
3M total return	-18.48%
3Y price change	37.93%
3Y return CAGR	16.46%
3Y total return	57.96%
50-day SMA	BDT 103.19
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 128.20
52-week high date	2026-07-12
52-week low	BDT 56.60
52-week low date	2025-11-16
5Y price change	1.75%
5Y return CAGR	4.67%
5Y total return	25.61%
6M price change	4.26%
6M total return	4.26%
All-time high	BDT 137.00
All-time high date	2021-06-16
All-time low	BDT 1.75
All-time low date	1998-12-09
Average true range (ATR)	BDT 4.51
Average volume	483K
Beta (1Y)	0.09
Beta (2Y)	-0.16
Beta (5Y)	0.61
Change from 52-week high	-26.99%
Change from 52-week low	65.37%
Change from all-time high	-32.04%
Change from all-time low	5,229.14%
Dollar volume	BDT 16.8M
High price	BDT 94.40
Low price	BDT 93.20
Monthly RSI	58.03
Position in 52-week range	33.33%
Previous close	BDT 93.10
Price vs 150-day SMA	-5.74%
Price vs 20-day SMA	-3.04%
Price vs 200-day SMA	1.64%
Price vs 50-day SMA	-9.77%
Relative volume	0.37
RSI	43.57
Sharpe ratio	0.82
Sharpe ratio (3Y)	0.42
Sharpe ratio (5Y)	0.12
Sortino ratio	1.52
Sortino ratio (3Y)	0.87
Sortino ratio (5Y)	0.37
Volume	179.9K
Weekly RSI	97.55
YTD price change	42.79%
YTD total return	49.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	38.3M
Shares change (QoQ)	0%
Shares held by insiders	6.1%
Shares held by institutions	6.98%
Shares outstanding	105.2M

Deeper analysis on DSE/RELIANCINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/RELIANCINS report

Is a complete DSE/RELIANCINS research report available?

No complete published report is available for dse/RELIANCINS (DSE/RELIANCINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/RELIANCINS (DSE/RELIANCINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/RELIANCINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/RELIANCINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/RELIANCINS

Frequently asked questions