DSE/RUPALILIFE (DSE/RUPALILIFE)

Dhaka Stock Exchange: DSE/RUPALILIFE · BDT

BDT 73.7

-1.40 (-1.9%)· Recorded snapshot

Market cap	2.2B
Revenue (ttm)	2.3B
Net income (ttm)	77.9M
EPS (ttm)	BDT 2.60
Shares out	30M
P/E (trailing)	28.4x
Dividend	BDT 1.00 (1.36%)
Volume	247,481
Beta	-0.01

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.3B
Net income (ttm): 77.9M
EPS (ttm): BDT 2.60
P/E (trailing): 28.4x
Market cap: 2.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E28.4

P25 n/aP50 n/aP75 n/a

ROE8.8

P25 n/aP50 n/aP75 n/a

ROIC11.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/RUPALILIFE indicators

Market & fundamental data

Available fields

202

Groups with data

Currency

BDT

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-02
Employees	543
Employees change	-79
Employees growth	-12.7%
Enterprise value	BDT 809M
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0741RULIC2
Last earnings date	2026-07-20
Last refreshed	2026-10-29
Last stock split date	2021-09-26
Last stock split type	Forward
Market cap	BDT 2.2B
Next earnings date	2026-11-02
Price	BDT 73.70
Price currency	BDT
SIC code	6300
Stock price date	2026-10-28
Symbol	dse/RUPALILIFE
Website	https://rupalilife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.73x
Earnings yield	3.52%
EV/Earnings	10.39x
EV/EBIT	5.13x
EV/EBITDA	4.38x
EV/Sales	0.35x
FCF / EV yield	-19.6%
FCF yield	-7.17%
Graham number	41.48665
Graham upside	-43.71%
Lynch fair value	BDT 12.98
Lynch upside	-82.39%
P/B ratio	2.5x
P/E ratio	28.4x
P/S ratio	0.96x
Price / tangible book value	2.5x
Price/EBITDA ratio	12.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	6.85%
EBITDA margin	7.99%
Effective tax rate	33.82%
Gross margin	20.99%
Operating margin	6.85%
Pretax margin	5.11%
Profit margin	3.38%
Profit per employee	BDT 143,451
Revenue per employee	BDT 4.2M
ROA	1.61%
ROA (5Y)	0.92%
ROCE	2.7%
ROE	8.8%
ROE (5Y)	-0.37%
ROIC	11.77%
ROIC (5Y)	8.08%
Tax / revenue	1.73%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	96.28%
EPS growth 10Y	-12.62%
EPS growth 3Y	-19.23%
EPS growth 5Y	-13.99%
Net income growth	96.28%
Net income growth 3Y	-19.23%
Net income growth 5Y	-13.99%
Revenue growth	0.14%
Revenue growth (Q)	-1.32%
Revenue growth (QoQ)	-6.75%
Revenue growth 10Y	0.75%
Revenue growth 3Y	-1.55%
Revenue growth 5Y	-4.81%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -2.8M
EBIT	BDT 157.8M
EBITDA	BDT 184.1M
EPS	BDT 2.60
FCF per share	BDT -5.28
Financing cash flow	BDT -29.5M
Free cash flow	BDT -158.6M
Gross profit	BDT 483.7M
Income taxes	BDT 39.8M
Investing cash flow	BDT 166.9M
Net cash flow	BDT -18.4M
Net income	BDT 77.9M
Operating income	BDT 157.8M
Revenue	BDT 2.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 29.48
Debt / EBITDA	0.02
Debt / equity	0
Interest coverage	1,895.11
Net cash (debt)	BDT 1.4B
Net cash / market cap	63.43%
Net cash growth	-1.28%
Net debt / EBITDA	-7.62
Net debt / equity	-1.59
Piotroski F-Score	2
Property, plant and equipment	BDT 834M
Shareholders' equity	BDT 884.7M
Tangible book value	BDT 884M
Tangible book value per share	BDT 29.45
Total assets	BDT 6.2B
Total cash	BDT 1.4B
Total debt	BDT 2.8M
Total liabilities	BDT 5.3B
WACC	4.17%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.38
Current ratio	7.88
Net working capital	BDT 876.5M
Quick ratio	6.46
Working capital	BDT 2.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	20%
Dividend growth (3Y)	2.94%
Dividend growth (5Y)	-1.59%
Dividend growth years	0
Dividend payment date	2026-10-25
Dividend payment years	11
Dividend payout frequency	Annual
Dividend per share	BDT 1.00
Dividend yield	1.36%
Ex-dividend date	2026-08-23
Last dividend	BDT 1.20
Payout ratio	37.91%
Shareholder yield	1.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	152.35%
10Y return CAGR	11.64%
10Y total return	200.79%
150-day SMA	BDT 85.09
15Y price change	-30.42%
15Y return CAGR	2.28%
15Y total return	40.32%
1D price change	-1.86%
1M price change	-7.3%
1M total return	-7.3%
1W price change	-4.9%
1W total return	-4.9%
1Y price change	-23.23%
1Y return CAGR	-22.14%
1Y total return	-22.13%
20-day SMA	BDT 77.51
200-day SMA	BDT 85.03
3M price change	-19.28%
3M total return	-18.12%
3Y price change	-30.67%
3Y return CAGR	-10.41%
3Y total return	-28.09%
50-day SMA	BDT 78.54
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 104.60
52-week high date	2025-11-02
52-week low	BDT 65.90
52-week low date	2025-11-16
5Y price change	8.07%
5Y return CAGR	3.12%
5Y total return	16.59%
6M price change	-15.38%
6M total return	-14.17%
All-time high	BDT 253.50
All-time high date	2023-07-05
All-time low	BDT 24.53
All-time low date	2015-05-05
Average true range (ATR)	BDT 2.27
Average volume	104.8K
Beta (1Y)	0.12
Beta (2Y)	0.1
Beta (5Y)	-0.01
Change from 52-week high	-29.54%
Change from 52-week low	11.84%
Change from all-time high	-70.93%
Change from all-time low	200.41%
Change from open	-4.04%
Day's gap	2.26%
Dollar volume	BDT 18.2M
High price	BDT 76.80
Low price	BDT 72.50
Monthly RSI	43.6
Open price	BDT 76.80
Position in 52-week range	27.91%
Previous close	BDT 75.10
Price vs 150-day SMA	-13.39%
Price vs 20-day SMA	-4.91%
Price vs 200-day SMA	-13.33%
Price vs 50-day SMA	-6.16%
Relative volume	2.23
RSI	41.71
Sharpe ratio	-0.96
Sharpe ratio (3Y)	-0.12
Sharpe ratio (5Y)	0.19
Sortino ratio	-1.17
Sortino ratio (3Y)	-0.05
Sortino ratio (5Y)	0.41
Volume	247.5K
Weekly RSI	0
YTD price change	-5.63%
YTD total return	-4.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20.4M
Shares change (QoQ)	0%
Shares held by insiders	32.07%
Shares outstanding	30M

Deeper analysis on DSE/RUPALILIFE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/RUPALILIFE report

Is a complete DSE/RUPALILIFE research report available?

No complete published report is available for dse/RUPALILIFE (DSE/RUPALILIFE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/RUPALILIFE (DSE/RUPALILIFE)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/RUPALILIFE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/RUPALILIFE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/RUPALILIFE

Frequently asked questions