BVMF/L1NC34 (BVMF/L1NC34)

Brazil Stock Exchange: BVMF/L1NC34 · BRL

R$209

+0.00 (0.0%)· Recorded snapshot

Market cap	41.8B
Revenue (ttm)	100.5B
Net income (ttm)	11.8B
EPS (ttm)	R$61.3
P/E (trailing)	3.4x
P/E (forward)	4.9x
Dividend	R$6.10 (2.92%)
Volume	0
Beta	1.15

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 100.5B
Net income (ttm): 11.8B
EPS (ttm): R$61.3
P/E (trailing): 3.4x
P/E (forward): 4.9x
Market cap: 41.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E4.9

P25 n/aP50 n/aP75 n/a

Trailing P/E3.4

P25 n/aP50 n/aP75 n/a

ROE22.6

P25 n/aP50 n/aP75 n/a

ROIC8.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/L1NC34 indicators

Market & fundamental data

Available fields

192

Groups with data

Currency

USD

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-11-05
Employees	9,423
Employees change	-360
Employees growth	-3.68%
Enterprise value	BRL 31.4B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1905
Industry	Insurance - Life
Is primary listing	No
ISIN number	BRL1NCBDR009
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Market cap	BRL 41.8B
Next earnings date	2026-11-05
Price	BRL 209.00
Price currency	BRL
Sector	Financials
SIC code	6311
Stock price date	2026-10-06
Symbol	bvmf/L1NC34
Website	https://www.lincolnfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.56x
Average P/E ratio (3Y)	5.67x
Average P/E ratio (5Y)	5.37x
Earnings yield	29.35%
EV/Earnings	2.67x
EV/EBIT	3.1x
EV/EBITDA	3.05x
EV/Sales	0.3x
Forward P/E	4.88x
Graham number	623.15614
Graham upside	198.16%
Lynch fair value	BRL 588.21
Lynch upside	181.44%
P/B ratio	0.71x
P/E ratio	3.41x
P/S ratio	0.42x
Price / tangible book value	0.88x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	9.71%
Effective tax rate	16.78%
Gross margin	27.08%
Operating margin	9.71%
Pretax margin	14.62%
Profit margin	12.17%
Profit per employee	BRL 1.2M
Profitable quarters	1
Profitable years	2
Revenue per employee	BRL 10.7M
ROA	0.28%
ROA (5Y)	0.06%
ROCE	0.48%
ROE	22.59%
ROE (5Y)	14.17%
ROIC	8.82%
ROIC (5Y)	-0.25%
Tax / revenue	2.45%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	90.06%
EPS growth (Q)	76.84%
EPS growth 10Y	10.61%
EPS growth 5Y	9.39%
EPS growth years	0
Net income growth	107.75%
Net income growth (Q)	90.56%
Net income growth 5Y	10.01%
Net income growth years	0
Revenue growth	7.54%
Revenue growth (Q)	12.56%
Revenue growth (QoQ)	-14.12%
Revenue growth 10Y	3.74%
Revenue growth 3Y	8.26%
Revenue growth 5Y	0.53%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	BRL 9.8B
EPS	BRL 61.34
Financing cash flow	BRL 35.9B
Gross profit	BRL 27.2B
Income taxes	BRL 2.5B
Investing cash flow	BRL -13.4B
Net borrowing	BRL 5.8B
Net cash flow	BRL 15.7B
Net income	BRL 11.8B
Operating income	BRL 9.8B
Revenue	BRL 100.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 280.47
Debt / EBITDA	3.78
Debt / equity	0.64
Goodwill	BRL 6.1B
Interest coverage	5.81
Net cash (debt)	BRL 15.1B
Net cash / market cap	36.22%
Net debt / equity	-0.26
Piotroski F-Score	4
Shareholders' equity	BRL 58.8B
Tangible book value	BRL 47.8B
Tangible book value per share	BRL 249.51
Total assets	BRL 2.2T
Total cash	BRL 236B
Total debt	BRL 37.5B
Total liabilities	BRL 2.2T
WACC	7.34%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	2.18
Net working capital	BRL 193.1B
Quick ratio	1.15
Working capital	BRL 243.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-13.75%
Dividend growth	1.13%
Dividend growth (3Y)	0.78%
Dividend growth (5Y)	1.35%
Dividend growth years	0
Dividend payment date	2026-11-06
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 6.10
Dividend yield	2.92%
Ex-dividend date	2026-10-09
Last dividend	BRL 0.31
Payout ratio	18.43%
Shareholder yield	-10.83%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 185.78
1D price change	0%
1M price change	-6.59%
1M total return	-5.89%
1W price change	-5%
1W total return	-4.29%
1Y price change	-4.81%
1Y return CAGR	-1.05%
1Y total return	-1.04%
20-day SMA	BRL 199.58
200-day SMA	BRL 229.06
3M price change	17.76%
3M total return	19.69%
3Y price change	74.18%
3Y return CAGR	25.43%
3Y total return	97.38%
50-day SMA	BRL 212.40
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 255.50
52-week high date	2025-12-29
52-week low	BRL 170.17
52-week low date	2026-05-13
5Y price change	-44.83%
5Y return CAGR	-7.83%
5Y total return	-33.49%
6M price change	15.79%
6M total return	18.68%
All-time high	BRL 422.50
All-time high date	2021-10-25
All-time low	BRL 85.19
All-time low date	2020-03-23
Average true range (ATR)	BRL 8.80
Average volume	243.4
Beta (5Y)	1.15
Change from 52-week high	-18.2%
Change from 52-week low	22.82%
Change from all-time high	-50.53%
Change from all-time low	145.33%
Change from open	0%
Day's gap	0%
High price	BRL 209.00
Low price	BRL 209.00
Monthly RSI	52.3
Open price	BRL 209.00
Previous close	BRL 209.00
Price vs 150-day SMA	12.5%
Price vs 20-day SMA	4.72%
Price vs 200-day SMA	-8.76%
Price vs 50-day SMA	-1.6%
Relative volume	2.06
RSI	50.58
Sharpe ratio	0.65
Sortino ratio	1.05
Volume	0
Weekly RSI	52.03
YTD price change	-15.94%
YTD total return	-13.27%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	171.6M
Shares change (QoQ)	2.36%
Shares change (YoY)	13.75%
Shares held by insiders	0.52%
Shares held by institutions	76.64%
Short ratio	6 days

Deeper analysis on BVMF/L1NC34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/L1NC34 report

Is a complete BVMF/L1NC34 research report available?

No complete published report is available for bvmf/L1NC34 (BVMF/L1NC34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/L1NC34 (BVMF/L1NC34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/L1NC34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/L1NC34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/L1NC34

Frequently asked questions