BVMF/PNCS34 (BVMF/PNCS34)

Brazil Stock Exchange: BVMF/PNCS34 · BRL

R$60.7

+4.92 (+8.8%)· Recorded snapshot

Market cap	483.3B
Revenue (ttm)	129.2B
Net income (ttm)	39B
EPS (ttm)	R$5.03
P/E (trailing)	12.1x
P/E (forward)	10.9x
Dividend	R$1.25 (2.07%)
Volume	1
Beta	1.11

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 129.2B
Net income (ttm): 39B
EPS (ttm): R$5.03
P/E (trailing): 12.1x
P/E (forward): 10.9x
Market cap: 483.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.9

P25 n/aP50 n/aP75 n/a

Trailing P/E12.1

P25 n/aP50 n/aP75 n/a

ROE13.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/PNCS34 indicators

Market & fundamental data

Available fields

188

Groups with data

Currency

USD

Showing 188 of 188 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-15
Employees	56,963
Employees change	1,630
Employees growth	2.95%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1865
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRPNCSBDR008
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Last stock split date	2026-08-17
Last stock split type	Forward
Market cap	BRL 483.3B
Next earnings date	2027-01-15
Price	BRL 60.66
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/PNCS34
Website	https://www.pnc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.34x
Average P/E ratio (3Y)	12.98x
Average P/E ratio (5Y)	12.34x
Earnings yield	8.29%
Forward P/E	10.9x
Graham number	66.87886
Graham upside	10.25%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 56.66
Lynch upside	-6.59%
P/B ratio	1.5x
P/E ratio	12.06x
P/OCF ratio	12.06x
P/S ratio	3.74x
Price / tangible book value	1.9x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	18.17%
Operating margin	38.98%
Pretax margin	38.98%
Profit margin	31.67%
Profit per employee	BRL 693,746
Profitable quarters	70
Profitable years	35
Revenue per employee	BRL 2.3M
ROA	1.33%
ROA (5Y)	1.1%
ROE	13.1%
ROE (5Y)	11.51%
Tax / revenue	7.08%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	21.39%
EPS growth (Q)	14.31%
EPS growth (QoQ)	3.38%
EPS growth 10Y	10.08%
EPS growth 3Y	9.35%
EPS growth 5Y	13.06%
EPS growth quarters	7
EPS growth years	2
Net income growth	21.07%
Net income growth (Q)	15.1%
Net income growth (QoQ)	3.35%
Net income growth 3Y	9.2%
Net income growth 5Y	11.57%
Net income growth quarters	7
Net income growth years	2
OCF growth	23.61%
OCF growth 10Y	4.92%
OCF growth 3Y	-15.86%
OCF growth 5Y	10.61%
Revenue growth	14.43%
Revenue growth (Q)	10.87%
Revenue growth (QoQ)	-4.65%
Revenue growth 10Y	5.43%
Revenue growth 3Y	5.95%
Revenue growth 5Y	5.6%
Revenue growth quarters	9
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	BRL 5.03
Financing cash flow	BRL 104B
Gross profit	BRL 129.2B
Income taxes	BRL 9.2B
Investing cash flow	BRL -153B
Net borrowing	BRL 130.7B
Net cash flow	BRL -8.8B
Net income	BRL 39B
Operating income	BRL 50.4B
Revenue	BRL 129.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 813.06
Debt / equity	1.28
Goodwill	BRL 71.3B
Net cash (debt)	BRL -379.3B
Net cash / market cap	-78.49%
Net debt / equity	1.17
Piotroski F-Score	4
Shareholders' equity	BRL 323.3B
Tangible book value	BRL 254B
Tangible book value per share	BRL 639.41
Total assets	BRL 3.3T
Total cash	BRL 33.8B
Total debt	BRL 413.1B
Total liabilities	BRL 2.9T
WACC	5.6%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -2.5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.69%
Dividend growth	14.04%
Dividend growth (3Y)	6.13%
Dividend growth (5Y)	8.85%
Dividend growth years	6
Dividend payment date	2026-11-11
Dividend payment years	8
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.25
Dividend yield	2.07%
Ex-dividend date	2026-10-13
Last dividend	BRL 0.07
Payout ratio	24.95%
Shareholder yield	1.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 52.13
1D price change	8.83%
1M price change	3.87%
1M total return	4.52%
1W price change	9.55%
1W total return	9.55%
1Y price change	25.94%
1Y return CAGR	28.75%
1Y total return	28.72%
20-day SMA	BRL 59.12
200-day SMA	BRL 53.45
3M price change	-5.54%
3M total return	-4.95%
50-day SMA	BRL 58.99
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 64.22
52-week high date	2026-07-22
52-week low	BRL 49.74
52-week low date	2025-10-27
5Y price change	0.5%
5Y return CAGR	2.72%
5Y total return	14.34%
6M price change	7.81%
6M total return	9.64%
All-time high	BRL 66.82
All-time high date	2024-11-29
All-time low	BRL 20.98
All-time low date	2020-03-23
Average true range (ATR)	BRL 1.34
Average volume	204.3
Beta (5Y)	1.11
Change from 52-week high	-5.54%
Change from 52-week low	21.97%
Change from all-time high	-9.22%
Change from all-time low	189.13%
Change from open	0%
Day's gap	8.83%
Dollar volume	BRL 60.66
High price	BRL 60.66
Low price	BRL 60.66
Monthly RSI	58.04
Open price	BRL 60.66
Previous close	BRL 55.74
Price vs 150-day SMA	16.37%
Price vs 20-day SMA	2.6%
Price vs 200-day SMA	13.5%
Price vs 50-day SMA	2.82%
Relative volume	0
RSI	57.32
Sharpe ratio	0.74
Sortino ratio	1.5
Volume	1
Weekly RSI	56.15
YTD price change	10.18%
YTD total return	12.62%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	394.4M
Shares change (QoQ)	-0.5%
Shares change (YoY)	0.69%
Shares held by insiders	0.36%
Shares held by institutions	84.87%
Short ratio	4.6 days

Deeper analysis on BVMF/PNCS34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/PNCS34 report

Is a complete BVMF/PNCS34 research report available?

No complete published report is available for bvmf/PNCS34 (BVMF/PNCS34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/PNCS34 (BVMF/PNCS34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/PNCS34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/PNCS34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/PNCS34

Frequently asked questions