Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BVMF/WUNI34 stock hub

BVMF/WUNI34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

13.9B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/WUNI34

In the news

Latest news · BVMF/WUNI34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.7

P25 8P50 10.9P75 14.1

Trailing P/E6

P25 9P50 11.1P75 15.9

ROE47.7

P25 10P50 15.3P75 22.5

ROIC20.3

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/WUNI34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

223

Groups with data

Currency

USD

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	9,600
Employees Change	500%
Employees Change Percent	5.49
Enterprise value	BRL 22.3B
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-05-10
Market cap	BRL 13.9B
Price	BRL 44.09
Price currency	BRL
Rev Per Employee	2,200,697.18x
Sector	Financials
Sic	6099
Symbol	bvmf/WUNI34
Website	https://www.westernunion.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.57%
EV Earnings	9.69x
EV/EBIT	6.37x
EV/EBITDA	4.77x
EV/FCF	9.22x
EV/Sales	1.12x
FCF yield	17.4%
Forward P/E	4.7x
P/B ratio	2.92x
P/E ratio	6.04x
P/S ratio	0.66x
PE Ratio10 Y	12.01x
PE Ratio3 Y	5.54x
PE Ratio5 Y	6.49x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.63%
EBITDA Margin	21.83%
FCF margin	11.43%
Gross margin	36.14%
Gross Profit	BRL 7.6B
Gross Profit Growth	-5.32%
Gross Profit Growth Q	-10.04%
Gross Profit Growth3 Y	-5.97%
Gross Profit Growth5 Y	-6.14%
Net Income	BRL 2.3B
Net Income Growth	-51.83%
Net Income Growth Q	-47.61%
Net Income Growth3 Y	-16.93%
Net Income Growth5 Y	-10.07%
Pretax Margin	14.04%
Profit Margin	10.88%
Profit Per Employee	BRL 239,535
ROA	5.43
Roa5y	6.3
ROCE	19.18
ROE	47.66
Roe5y	165.5
ROIC	20.31
Roic5y	35.09

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-0.52%
Cagr1y	-14.5%
Cagr3y	-4.42%
Cagr5y	-15.69%
Div CAGR3	0.66%
Div CAGR5	0.11%
EPS Growth	-49.39
EPS Growth Q	-44.44
EPS Growth3 Y	-11.97
EPS Growth5 Y	-5.5
FCF Growth	7.5%
FCF Growth Q	-29.14%
FCF Growth3 Y	-1.9%
FCF Growth5 Y	-12.49%
OCF Growth	9.56%
OCF Growth Q	-26.45%
OCF Growth10 Y	-7.26%
OCF Growth3 Y	-0.93%
OCF Growth5 Y	-11.72%
Revenue Growth	-2.28x
Revenue Growth Q	-0.09x
Revenue Growth3 Y	-2.41x
Revenue Growth5 Y	-3.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.49
Assets	BRL 42.3B
Cash	BRL 4.7B
Current Assets	BRL 5.5B
Current Liabilities	BRL 21.5B
Debt	BRL 13.7B
Debt EBITDA	BRL 2.75
Debt Equity	BRL 2.88
Debt FCF	BRL 5.67
Equity	BRL 4.7B
Interest Coverage	4.87
Liabilities	BRL 37.5B
Long Term Assets	BRL 36.8B
Long Term Liabilities	BRL 16B
Net Cash	BRL -8.9B
Net Cash By Market Cap	BRL -64.43
Net Debt EBITDA	BRL 1.94
Net Debt Equity	BRL 1.88
Net Debt FCF	BRL 3.7
Tangible Book Value	BRL -8.3B
Tangible Book Value Per Share	BRL -26.4
WACC	5.75

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.26
Net Working Capital	BRL -20B
Quick ratio	0.21
Working Capital	BRL -17B
Working Capital Turnover	BRL -6.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.15%
Dividend Growth	-6.91%
Dividend Growth Years	0%
Dividend per share	BRL 3.4
Dividend Years	12
Dividend Yield	7.7%
Ex Div Date	2026-03-16
Last Dividend	BRL 0.82
Payout Frequency	Quarterly
Payout Ratio	69.44%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-5.04%
1Y total return	-14.49%
200-day SMA	47.36
3Y total return	-12.67%
50-day SMA	47.76
50-day SMA vs 200-day SMA	50over200
5Y total return	-57.4%
All Time High	149
All Time High Change	-70.41%
All Time High Date	2021-03-09
All Time Low	40.3
All Time Low Change	9.4%
All Time Low Date	2026-04-24
ATR	1.15
Beta	0.53
Ch YTD	-15.54
High	44.09
High52	56.24
High52 Date	2025-05-13
High52ch	-21.6%
Low	44.09
Low52	40.3
Low52 Date	2026-04-24
Low52ch	9.4%
Ma50ch	-7.68%
Price vs 200-day SMA	-6.9%
RSI	39.69
RSI Monthly	37.85
RSI Weekly	41.57
Sharpe ratio	-0.43x
Sortino ratio	-0.48
Total Return	12.85%
Tr YTD	-14.18
Tr1m	-3.63%
Tr1w	-0.32%
Tr3m	-16.05%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 3.7B
Operating Income Growth	-0.31
Operating Income Growth Q	-30.67
Operating Income Growth3 Y	-6.74
Operating Income Growth5 Y	-6.16
Operating margin	17.63

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	310,298,236%
Net Borrowing	-900,281,440
Shares Insiders	0.61%
Shares Institutions	106.14%
Shares Qo Q	-0.66%
Shares Yo Y	-5.15%
Short Ratio	5.14

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 2.4B
Average Volume	765.6x
Bv Per Share	15.19
CAPEX	BRL -216.5M
Ch10y	-36.94
Ch1m	-3.63
Ch1w	-0.32
Ch1y	-20.04
Ch3m	-17.37
Ch3y	-26.64
Ch5y	-66.9
Ch6m	-8.62
Change	-0.99%
Change From Open	0
Close	44.53
Days Gap	-0.99
Depreciation Amortization	836,396,840
Dollar Volume	44.09
Earnings Date	2026-04-24
EBIT	BRL 3.7B
EBITDA	BRL 4.6B
EPS	BRL 7.12
F Score	4
FCF	BRL 2.4B
FCF EV Yield	10.84x
Financing CF	-1,534,760,495
Fiscal Year End	December
Founded	1,851
Goodwill	10,340,951,060
Graham Number	49.80118
Graham Upside	12.95
Income Tax	BRL 666.2M
Investing CF	-911,361,858
Is Primary Listing	0
Last Earnings Date	2026-04-24
Last Report Date	2026-03-31
Lynch Fair Value	BRL 36.53
Lynch Upside	-17.16
Ma150	47.56
Ma150ch	-7.29%
Ma20	45.65
Ma20ch	-3.41%
Net CF	185,715,410
Open	44.09
P FCF Ratio	5.75
P OCF Ratio	5.27
Payment Date	2026-04-07
Ppne	449,649,300
Price Date	2026-05-08
Price EBITDA	BRL 3.01
Relative Volume	0x
Revenue	21,126,692,905x
Tax By Revenue	3.15x
Tax Rate	22.46%
Tr6m	-5.63%
Volume	1
Z Score	0.54

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/WUNI34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.7%

$3.40 annual per share

Payout ratio

+69.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.1%

0 consecutive years of growth

Total shareholder yield

+12.9%

Next ex-dividend date: 2026-03-16

Performance

BVMF/WUNI34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/WUNI34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+106.1%

Share of float held by funds and institutions

Insider ownership

+0.6%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/WUNI34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.7

Neutral momentum band

Price vs 200-day MA

-6.9%

50/200-day relationship not available

Beta (5Y)

0.53

Less volatile than the market

Sharpe ratio

-0.43

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/WUNI34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/WUNI34 stock rating?

bvmf/WUNI34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/WUNI34 analysis?

The full report lives at /stocks/bvmf/WUNI34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/WUNI34?

The latest report frames bvmf/WUNI34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/WUNI34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.