TSX/FC (TSX/FC)

Toronto Stock Exchange: TSX/FC · CAD

CA$10.6

+0.02 (+0.2%)· Recorded snapshot

Market cap	388.7M
Revenue (ttm)	40.9M
Net income (ttm)	35.1M
EPS (ttm)	CA$0.95
Shares out	36.7M
P/E (trailing)	11.1x
P/E (forward)	10.5x
Dividend	CA$0.94 (8.85%)
Volume	44,196
Beta	0.80

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 40.9M
Net income (ttm): 35.1M
EPS (ttm): CA$0.95
P/E (trailing): 11.1x
P/E (forward): 10.5x
Market cap: 388.7M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E10.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.1

P25 n/aP50 n/aP75 n/a

ROE8.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TSX/FC indicators

Market & fundamental data

Available fields

211

Groups with data

Currency

CAD

Showing 211 of 211 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-11-06
Employees	1
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1988
Industry	Mortgage Finance
Is primary listing	Yes
ISIN number	CA3183231024
Last earnings date	2025-11-06
Last refreshed	2026-10-29
Market cap	CAD 388.7M
Next earnings date	2026-11-06
Price	CAD 10.58
Price currency	CAD
Sector	Financials
SIC code	6162
Stock price date	2026-10-29
Symbol	tsx/FC
Website	https://firmcapital.com/fcmic

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	11.13x
Average P/E ratio (10Y)	13.11x
Average P/E ratio (3Y)	11.71x
Average P/E ratio (5Y)	12.31x
Earnings yield	8.99%
Forward P/E	10.49x
Graham number	15.7402
Graham upside	49.34%
Industry P/E	13.85x
Lynch fair value	CAD 4.76
Lynch upside	-54.87%
P/(OCF - SBC) ratio	6.78x
P/B ratio	0.91x
P/E ratio	11.12x
P/OCF ratio	6.77x
P/S ratio	9.49x
Price / tangible book value	0.91x
Sector forward P/E	15.35x
Sector P/E	18.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Operating margin	84.71%
Pretax margin	85.81%
Profit margin	85.81%
Profit per employee	CAD 35.1M
Profitable quarters	65
Profitable years	18
Revenue per employee	CAD 40.9M
ROA	5.97%
ROA (5Y)	5.47%
ROE	8.24%
ROE (5Y)	8.49%
SBC / revenue	0.2%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-7.11%
EPS growth (Q)	-10.84%
EPS growth (QoQ)	0%
EPS growth 10Y	-0.44%
EPS growth 3Y	-0.25%
EPS growth 5Y	0.6%
EPS growth years	3
Net income growth	-7.15%
Net income growth (Q)	-10.73%
Net income growth (QoQ)	0.29%
Net income growth 3Y	1.67%
Net income growth 5Y	4.66%
Net income growth years	5
OCF growth	-27.22%
OCF growth 10Y	6.33%
OCF growth 3Y	-1.83%
OCF growth 5Y	8.44%
Operating income growth	-10.06%
Operating income growth (Q)	-14.37%
Operating income growth 3Y	-2.6%
Operating income growth 5Y	3.32%
Revenue growth	-8.95%
Revenue growth (Q)	-13.36%
Revenue growth (QoQ)	-5.66%
Revenue growth 10Y	5.15%
Revenue growth 3Y	-3.78%
Revenue growth 5Y	2.99%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	CAD 0.95
Financing cash flow	CAD -56.3M
Gross profit	CAD 40.9M
Net borrowing	CAD -17.5M
Net cash flow	CAD 994,357
Net income	CAD 35.1M
Operating cash flow minus SBC	CAD 57.2M
Operating income	CAD 34.6M
Revenue	CAD 40.9M
Stock-based compensation	CAD 82,439

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 11.57
Debt / equity	0.34
Net cash (debt)	CAD -143.7M
Net cash / market cap	-37.04%
Net debt / equity	0.34
Piotroski F-Score	5
Shareholders' equity	CAD 425.2M
Tangible book value	CAD 425.2M
Tangible book value per share	CAD 11.57
Total assets	CAD 577.2M
Total cash	CAD 2.8M
Total debt	CAD 146.5M
Total liabilities	CAD 152M
WACC	6.28%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.07
Current ratio	37.25
Quick ratio	37.23
Working capital	CAD 561.7M
Working capital turnover	0.08

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.6%
Dividend growth	2.82%
Dividend growth (10Y)	0.29%
Dividend growth (3Y)	2.4%
Dividend growth (5Y)	1.56%
Dividend growth years	5
Dividend payment date	2026-11-16
Dividend payment years	28
Dividend payout frequency	Monthly
Dividend per share	CAD 0.94
Dividend yield	8.85%
Ex-dividend date	2026-10-30
Last dividend	CAD 0.08
Payout ratio	106.85%
Shareholder yield	17.48%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-23.68%
10Y return CAGR	5.24%
10Y total return	66.57%
150-day SMA	CAD 11.79
15Y price change	-15.95%
15Y return CAGR	6.82%
15Y total return	168.85%
1D price change	0.19%
1M price change	-7.87%
1M total return	-7.23%
1W price change	-3.39%
1W total return	-3.39%
1Y price change	-12.02%
1Y return CAGR	-4.15%
1Y total return	-4.15%
20-day SMA	CAD 10.86
200-day SMA	CAD 11.86
20Y price change	3.33%
20Y return CAGR	8.78%
20Y total return	437.89%
3M price change	-13.04%
3M total return	-11.28%
3Y price change	9.45%
3Y return CAGR	12.33%
3Y total return	41.74%
50-day SMA	CAD 11.31
50-day SMA vs 200-day SMA	50under200
52-week high	CAD 12.46
52-week high date	2026-02-26
52-week low	CAD 10.46
52-week low date	2026-10-28
5Y price change	-28.74%
5Y return CAGR	1.47%
5Y total return	7.55%
6M price change	-14.59%
6M total return	-11.16%
All-time high	CAD 15.84
All-time high date	2021-10-05
All-time low	CAD 7.08
All-time low date	2008-11-24
Average true range (ATR)	CAD 0.17
Average volume	87K
Beta (1Y)	0.49
Beta (2Y)	0.48
Beta (5Y)	0.8
Change from 52-week high	-15.09%
Change from 52-week low	1.15%
Change from all-time high	-33.46%
Change from all-time low	48.87%
Change from open	-0.09%
Day's gap	0.28%
Dollar volume	CAD 467,594
High price	CAD 10.63
Low price	CAD 10.51
Monthly RSI	36.31
Open price	CAD 10.59
Position in 52-week range	58.33%
Previous close	CAD 10.56
Price vs 150-day SMA	-10.6%
Price vs 20-day SMA	-2.91%
Price vs 200-day SMA	-11.14%
Price vs 50-day SMA	-6.78%
Relative volume	0.51
RSI	32.09
Sharpe ratio	-0.72
Sharpe ratio (3Y)	0.66
Sharpe ratio (5Y)	-0.09
Sortino ratio	-0.45
Sortino ratio (3Y)	1.38
Sortino ratio (5Y)	0.23
Volume	44.2K
Weekly RSI	24.24
YTD price change	-10.07%
YTD total return	-4.63%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	35.9M
Shares change (QoQ)	0.04%
Shares change (YoY)	-8.6%
Shares held by insiders	2.15%
Shares held by institutions	1.96%
Shares outstanding	36.7M
Short % of float	0.88%
Short % of shares	0.86%

Deeper analysis on TSX/FC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/FC report

Is a complete TSX/FC research report available?

No complete published report is available for tsx/FC (TSX/FC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/FC (TSX/FC)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/FC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/FC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/FC

Frequently asked questions