Is a complete ETR/BOY research report available?

No complete published report is available for etr/BOY (ETR/BOY) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ETR/BOY (ETR/BOY)

Deutsche Börse Xetra: ETR/BOY · EUR

€22.4

-0.26 (-1.1%)· Recorded snapshot

Market cap	123.3B
Revenue (ttm)	34.1B
Net income (ttm)	10.7B
EPS (ttm)	€1.89
P/E (trailing)	11.9x
P/E (forward)	10.5x
Dividend	€0.79 (3.50%)
Volume	1,313
Beta	0.90

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	EUR
Country	Spain
Country code	DE
Earnings date	2026-10-29
Employees	123,281
Employees change	-2,548
Employees growth	-2.02%
Exchange	Deutsche Börse Xetra
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1857
Industry	Banks - Diversified
Is primary listing	No
ISIN number	ES0113211835
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2011-09-30
Last stock split type	Forward
Market cap	EUR 123.3B
Next earnings date	2026-10-29
Price	EUR 22.44
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	etr/BOY
Website	https://www.bbva.com

Metric

Value

Amount currency

EUR

Country

Spain

Country code

Earnings date

2026-10-29

Employees

123,281

Employees change

-2,548

Employees growth

-2.02%

Exchange

Deutsche Börse Xetra

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1857

Industry

Banks - Diversified

Is primary listing

ISIN number

ES0113211835

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2011-09-30

Last stock split type

Forward

Market cap

EUR 123.3B

Next earnings date

2026-10-29

Price

EUR 22.44

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

etr/BOY

Website

https://www.bbva.com

Metric	Value
Average P/E ratio (10Y)	12.47x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.31x
Earnings yield	8.43%
FCF yield	26.6%
Forward P/E	10.53x
Graham number	22.52092
Graham upside	-0.53%
Lynch fair value	EUR 46.04
Lynch upside	103.35%
P/B ratio	1.95x
P/E ratio	11.86x
P/FCF ratio	3.76x
P/OCF ratio	3.65x
P/S ratio	3.65x
Price / tangible book value	2.23x
Sector forward P/E	11.95x
Sector P/E	12.95x

Metric

Value

Average P/E ratio (10Y)

12.47x

Average P/E ratio (3Y)

7.9x

Average P/E ratio (5Y)

7.31x

Earnings yield

8.43%

FCF yield

26.6%

Forward P/E

10.53x

Graham number

22.52092

Graham upside

-0.53%

Lynch fair value

EUR 46.04

Lynch upside

103.35%

P/B ratio

1.95x

P/E ratio

11.86x

P/FCF ratio

3.76x

P/OCF ratio

3.65x

P/S ratio

3.65x

Price / tangible book value

2.23x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric	Value
Effective tax rate	32.13%
FCF margin	97.16%
Operating margin	53.91%
Pretax margin	50.92%
Profit margin	32.56%
Profit per employee	EUR 86,940
Profitable quarters	25
Profitable years	37
Revenue per employee	EUR 276,888
ROA	1.35%
ROA (5Y)	1.12%
ROE	18.92%
ROE (5Y)	15.39%
Tax / revenue	16.36%

Metric

Value

Effective tax rate

32.13%

FCF margin

97.16%

Operating margin

53.91%

Pretax margin

50.92%

Profit margin

32.56%

Profit per employee

EUR 86,940

Profitable quarters

Profitable years

Revenue per employee

EUR 276,888

ROA

1.35%

ROA (5Y)

1.12%

ROE

18.92%

ROE (5Y)

15.39%

Tax / revenue

16.36%

Metric	Value
EPS growth	7.59%
EPS growth (Q)	15.22%
EPS growth (QoQ)	3.92%
EPS growth 10Y	23.64%
EPS growth 3Y	17.4%
EPS growth 5Y	29.03%
EPS growth quarters	3
EPS growth years	5
FCF growth	1,727.22%
FCF growth 5Y	100.48%
Net income growth	5.79%
Net income growth (Q)	11.39%
Net income growth (QoQ)	2.44%
Net income growth 3Y	15.45%
Net income growth 5Y	23.66%
Net income growth quarters	3
Net income growth years	5
OCF growth	1,165.26%
OCF growth 10Y	5.7%
OCF growth 5Y	83.28%
Revenue growth	8.84%
Revenue growth (Q)	20.19%
Revenue growth (QoQ)	-0.11%
Revenue growth 10Y	6.36%
Revenue growth 3Y	10.61%
Revenue growth 5Y	14.6%
Revenue growth quarters	7
Revenue growth years	4

Metric

Value

EPS growth

7.59%

EPS growth (Q)

15.22%

EPS growth (QoQ)

3.92%

EPS growth 10Y

23.64%

EPS growth 3Y

17.4%

EPS growth 5Y

29.03%

EPS growth quarters

EPS growth years

FCF growth

1,727.22%

FCF growth 5Y

100.48%

Net income growth

5.79%

Net income growth (Q)

11.39%

Net income growth (QoQ)

2.44%

Net income growth 3Y

15.45%

Net income growth 5Y

23.66%

Net income growth quarters

Net income growth years

OCF growth

1,165.26%

OCF growth 10Y

5.7%

OCF growth 5Y

83.28%

Revenue growth

8.84%

Revenue growth (Q)

20.19%

Revenue growth (QoQ)

-0.11%

Revenue growth 10Y

6.36%

Revenue growth 3Y

10.61%

Revenue growth 5Y

14.6%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -998M
EPS	EUR 1.89
Financing cash flow	EUR -8.8B
Free cash flow	EUR 33.2B
Gross profit	EUR 34.1B
Income taxes	EUR 5.6B
Investing cash flow	EUR -1.6B
Net borrowing	EUR 1.4B
Net cash flow	EUR 24.3B
Net income	EUR 10.7B
Operating income	EUR 18.4B
Revenue	EUR 34.1B

Metric

Value

Capital expenditures

EUR -998M

EPS

EUR 1.89

Financing cash flow

EUR -8.8B

Free cash flow

EUR 33.2B

Gross profit

EUR 34.1B

Income taxes

EUR 5.6B

Investing cash flow

EUR -1.6B

Net borrowing

EUR 1.4B

Net cash flow

EUR 24.3B

Net income

EUR 10.7B

Operating income

EUR 18.4B

Revenue

EUR 34.1B

Metric	Value
Book value per share	EUR 10.20
Debt / equity	3.12
Debt / FCF	6
Goodwill	EUR 767M
Net cash (debt)	EUR -15.4B
Net cash / market cap	-12.33%
Net debt / equity	0.24
Net debt / FCF	0.46
Piotroski F-Score	4
Property, plant and equipment	EUR 9.5B
Shareholders' equity	EUR 63.8B
Tangible book value	EUR 55.8B
Tangible book value per share	EUR 9.66
Total assets	EUR 965.4B
Total cash	EUR 183.6B
Total debt	EUR 198.9B
Total liabilities	EUR 901.6B
WACC	3.55%

Metric

Value

Book value per share

EUR 10.20

Debt / equity

3.12

Debt / FCF

Goodwill

EUR 767M

Net cash (debt)

EUR -15.4B

Net cash / market cap

-12.33%

Net debt / equity

0.24

Net debt / FCF

0.46

Piotroski F-Score

Property, plant and equipment

EUR 9.5B

Shareholders' equity

EUR 63.8B

Tangible book value

EUR 55.8B

Tangible book value per share

EUR 9.66

Total assets

EUR 965.4B

Total cash

EUR 183.6B

Total debt

EUR 198.9B

Total liabilities

EUR 901.6B

WACC

3.55%

Metric	Value
Working capital	EUR -492B

Metric

Value

Working capital

EUR -492B

Metric	Value
Buyback yield / dilution	1.55%
Dividend growth	32.88%
Dividend growth (10Y)	10.15%
Dividend growth (3Y)	27.32%
Dividend growth (5Y)	44.71%
Dividend growth years	4
Dividend payment date	2026-10-15
Dividend payment years	29
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.79
Dividend yield	3.5%
Ex-dividend date	2026-10-13
Last dividend	EUR 0.30
Payout ratio	46.75%
Shareholder yield	5.02%

Metric

Value

Buyback yield / dilution

1.55%

Dividend growth

32.88%

Dividend growth (10Y)

10.15%

Dividend growth (3Y)

27.32%

Dividend growth (5Y)

44.71%

Dividend growth years

Dividend payment date

2026-10-15

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

EUR 0.79

Dividend yield

3.5%

Ex-dividend date

2026-10-13

Last dividend

EUR 0.30

Payout ratio

46.75%

Shareholder yield

5.02%

Metric	Value
10Y price change	239.9%
10Y return CAGR	17.99%
10Y total return	422.81%
150-day SMA	EUR 22.07
15Y price change	235.43%
15Y return CAGR	13.23%
15Y total return	545.03%
1D price change	-1.15%
1M price change	-10.88%
1M total return	-9.74%
1W price change	-1.79%
1W total return	-1.79%
1Y price change	30.5%
1Y return CAGR	37.75%
1Y total return	37.72%
20-day SMA	EUR 23.14
200-day SMA	EUR 21.47
20Y price change	21.82%
20Y return CAGR	5.47%
20Y total return	190.1%
3M price change	-3.28%
3M total return	-2.03%
3Y price change	201.53%
3Y return CAGR	51.26%
3Y total return	246.19%
50-day SMA	EUR 24.27
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 25.51
52-week high date	2026-09-29
52-week low	EUR 17.07
52-week low date	2025-10-30
5Y price change	296.47%
5Y return CAGR	38.5%
5Y total return	409.59%
6M price change	20.03%
6M total return	21.57%
All-time high	EUR 25.51
All-time high date	2026-09-29
All-time low	EUR 2.15
All-time low date	2020-09-24
Average true range (ATR)	EUR 0.49
Average volume	7.9K
Beta (5Y)	0.9
Change from 52-week high	-12.03%
Change from 52-week low	31.46%
Change from all-time high	-12.03%
Change from all-time low	942.75%
Change from open	-1.19%
Day's gap	0.04%
Dollar volume	EUR 29,464
High price	EUR 22.71
Low price	EUR 22.40
Monthly RSI	66.99
Open price	EUR 22.71
Position in 52-week range	12.9%
Previous close	EUR 22.70
Price vs 150-day SMA	1.66%
Price vs 20-day SMA	-3.04%
Price vs 200-day SMA	4.52%
Price vs 50-day SMA	-7.52%
Relative volume	0.17
RSI	37.91
Sharpe ratio	1.02
Sharpe ratio (3Y)	1.4
Sharpe ratio (5Y)	1.06
Sortino ratio	1.68
Sortino ratio (3Y)	2.26
Sortino ratio (5Y)	1.73
Volume	1.3K
Weekly RSI	49.04
YTD price change	11.86%
YTD total return	16.31%

Metric

Value

10Y price change

239.9%

10Y return CAGR

17.99%

10Y total return

422.81%

150-day SMA

EUR 22.07

15Y price change

235.43%

15Y return CAGR

13.23%

15Y total return

545.03%

1D price change

-1.15%

1M price change

-10.88%

1M total return

-9.74%

1W price change

-1.79%

1W total return

-1.79%

1Y price change

30.5%

1Y return CAGR

37.75%

1Y total return

37.72%

20-day SMA

EUR 23.14

200-day SMA

EUR 21.47

20Y price change

21.82%

20Y return CAGR

5.47%

20Y total return

190.1%

3M price change

-3.28%

3M total return

-2.03%

3Y price change

201.53%

3Y return CAGR

51.26%

3Y total return

246.19%

50-day SMA

EUR 24.27

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 25.51

52-week high date

2026-09-29

52-week low

EUR 17.07

52-week low date

2025-10-30

5Y price change

296.47%

5Y return CAGR

38.5%

5Y total return

409.59%

6M price change

20.03%

6M total return

21.57%

All-time high

EUR 25.51

All-time high date

2026-09-29

All-time low

EUR 2.15

All-time low date

2020-09-24

Average true range (ATR)

EUR 0.49

Average volume

7.9K

Beta (5Y)

0.9

Change from 52-week high

-12.03%

Change from 52-week low

31.46%

Change from all-time high

-12.03%

Change from all-time low

942.75%

Change from open

-1.19%

Day's gap

0.04%

Dollar volume

EUR 29,464

High price

EUR 22.71

Low price

EUR 22.40

Monthly RSI

66.99

Open price

EUR 22.71

Position in 52-week range

12.9%

Previous close

EUR 22.70

Price vs 150-day SMA

1.66%

Price vs 20-day SMA

-3.04%

Price vs 200-day SMA

4.52%

Price vs 50-day SMA

-7.52%

Relative volume

0.17

RSI

37.91

Sharpe ratio

1.02

Sharpe ratio (3Y)

1.4

Sharpe ratio (5Y)

1.06

Sortino ratio

1.68

Sortino ratio (3Y)

2.26

Sortino ratio (5Y)

1.73

Volume

1.3K

Weekly RSI

49.04

YTD price change

11.86%

YTD total return

16.31%

Metric	Value
Float	5.5B
Shares change (QoQ)	-1.42%
Shares change (YoY)	-1.55%
Shares held by insiders	0.17%
Shares held by institutions	42.29%

Metric

Value

Float

5.5B

Shares change (QoQ)

-1.42%

Shares change (YoY)

-1.55%

Shares held by insiders

0.17%

Shares held by institutions

42.29%

ETR/BOY (ETR/BOY)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/BOY

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/BOY indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/BOY

Frequently asked questions