FRA/AEC1 (FRA/AEC1)

Frankfurt Stock Exchange: FRA/AEC1 · EUR

€282

+2.10 (+0.8%)· Recorded snapshot

Market cap	188.3B
Revenue (ttm)	64.2B
Net income (ttm)	10.6B
EPS (ttm)	€15.9
P/E (trailing)	17.7x
P/E (forward)	16.2x
Dividend	€3.20 (1.13%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 64.2B
Net income (ttm): 10.6B
EPS (ttm): €15.9
P/E (trailing): 17.7x
P/E (forward): 16.2x
Market cap: 188.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E16.2

P25 8.8P50 10.7P75 13.9

Trailing P/E17.7

P25 8.6P50 11.8P75 15.9

ROE35.9

P25 6.7P50 11.7P75 17.1

ROIC11.8

P25 1.3P50 7.7P75 16.1

Benchmarks · 1M

All FRA/AEC1 indicators

Market & fundamental data

Available fields

232

Groups with data

Currency

USD

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	DE
Earnings date	2026-10-23
Employees	76,800
Employees change	1,700
Employees growth	2.26%
Exchange	Frankfurt Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1850
Industry	Credit Services
Is primary listing	No
ISIN number	US0258161092
Last earnings date	2026-10-23
Last refreshed	2026-10-28
Last stock split date	2000-05-11
Last stock split type	Forward
Market cap	EUR 188.3B
Next earnings date	2027-01-25
Price	EUR 282.10
Price currency	EUR
Sector	Financials
SIC code	6141
Stock price date	2026-10-27
Symbol	fra/AEC1
Website	https://www.americanexpress.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.77x
Average P/E ratio (3Y)	19.66x
Average P/E ratio (5Y)	18.06x
Earnings yield	5.65%
FCF yield	6.5%
Forward P/E	16.22x
Graham number	130.18443
Graham upside	-53.85%
Lynch fair value	EUR 152.87
Lynch upside	-45.81%
P/(FCF - SBC) ratio	16.11x
P/(OCF - SBC) ratio	12.59x
P/B ratio	5.97x
P/E ratio	17.7x
P/FCF ratio	15.37x
P/OCF ratio	12.13x
P/S ratio	2.94x
Price / tangible book value	5.97x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.78%
FCF margin	18.7%
Gross margin	61.95%
Operating margin	19.36%
Pretax margin	21.23%
Profit margin	16.82%
Profit per employee	EUR 138,649
Profitable quarters	35
Profitable years	35
Revenue per employee	EUR 835,332
ROA	4.03%
ROA (5Y)	3.77%
ROE	35.93%
ROE (5Y)	33.64%
ROIC	11.81%
ROIC (5Y)	11.19%
SBC / revenue	0.87%
Tax / revenue	4.41%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.2%
EPS growth (Q)	30.92%
EPS growth (QoQ)	19.65%
EPS growth 10Y	12.16%
EPS growth 3Y	18.49%
EPS growth 5Y	13.12%
EPS growth quarters	5
EPS growth years	3
FCF growth	-26.56%
FCF growth (Q)	-20.46%
FCF growth (QoQ)	-0.78%
FCF growth 3Y	-9.19%
FCF growth 5Y	3.73%
Net income growth	16.27%
Net income growth (Q)	27.91%
Net income growth (QoQ)	18.67%
Net income growth 3Y	15.27%
Net income growth 5Y	9.58%
Net income growth quarters	5
Net income growth years	3
OCF growth	-16.62%
OCF growth (Q)	-13.62%
OCF growth (QoQ)	0.24%
OCF growth 10Y	8.58%
OCF growth 3Y	-4.48%
OCF growth 5Y	6.06%
Operating income growth	5.07%
Operating income growth (Q)	-6.98%
Operating income growth 3Y	10.95%
Operating income growth 5Y	8.16%
Revenue growth	11.58%
Revenue growth (Q)	11.31%
Revenue growth (QoQ)	2.82%
Revenue growth 10Y	9.12%
Revenue growth 3Y	10.24%
Revenue growth 5Y	12.09%
Revenue growth quarters	23
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -3.3B
Depreciation and amortization	EUR 1.7B
EPS	EUR 15.94
Financing cash flow	EUR -2.2B
Free cash flow	EUR 12.2B
Free cash flow minus SBC	EUR 11.7B
Gross profit	EUR 39.7B
Income taxes	EUR 2.8B
Investing cash flow	EUR -23.6B
Net borrowing	EUR 1.5B
Net cash flow	EUR -10.1B
Net income	EUR 10.6B
Operating cash flow minus SBC	EUR 15B
Operating income	EUR 12.4B
Revenue	EUR 64.2B
Stock-based compensation	EUR 560.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 46.98
Debt / equity	1.68
Debt / FCF	4.31
Net cash (debt)	EUR -14.6B
Net cash / market cap	-7.73%
Net debt / equity	0.46
Net debt / FCF	1.19
Piotroski F-Score	5
Property, plant and equipment	EUR 7.3B
Shareholders' equity	EUR 31.5B
Tangible book value	EUR 31.5B
Tangible book value per share	EUR 46.98
Total assets	EUR 273.2B
Total cash	EUR 38.3B
Total debt	EUR 52.8B
Total liabilities	EUR 241.7B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.24
Current ratio	1.58
Quick ratio	1.58
Working capital	EUR 87.3B
Working capital turnover	0.64

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.43%
Dividend growth	13.08%
Dividend growth (10Y)	11.52%
Dividend growth (3Y)	13.98%
Dividend growth (5Y)	17.11%
Dividend growth years	4
Dividend payment date	2026-11-10
Dividend payment years	33
Dividend payout frequency	Quarterly
Dividend per share	EUR 3.20
Dividend yield	1.13%
Ex-dividend date	2026-10-09
Last dividend	EUR 0.85
Payout ratio	20.39%
Shareholder yield	3.56%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	366.41%
10Y return CAGR	18.24%
10Y total return	434.07%
150-day SMA	EUR 282.59
15Y price change	694.09%
15Y return CAGR	16.4%
15Y total return	875.86%
1D price change	0.75%
1M price change	5.14%
1M total return	5.48%
1W price change	-1.05%
1W total return	-1.05%
1Y price change	-9.15%
1Y return CAGR	-8.13%
1Y total return	-8.12%
20-day SMA	EUR 276.99
200-day SMA	EUR 282.49
20Y price change	523.15%
20Y return CAGR	11.25%
20Y total return	743.11%
3M price change	0.57%
3M total return	0.89%
3Y price change	109.58%
3Y return CAGR	29.41%
3Y total return	116.78%
50-day SMA	EUR 278.96
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 330.05
52-week high date	2026-01-07
52-week low	EUR 252.55
52-week low date	2026-03-23
5Y price change	80.2%
5Y return CAGR	13.89%
5Y total return	91.56%
6M price change	3.75%
6M total return	4.36%
All-time high	EUR 330.05
All-time high date	2026-01-07
All-time low	EUR 7.77
All-time low date	2009-03-06
Average true range (ATR)	EUR 3.86
Average volume	114.6
Change from 52-week high	-14.53%
Change from 52-week low	11.7%
Change from all-time high	-14.53%
Change from all-time low	3,530.63%
Change from open	0%
Day's gap	0.75%
High price	EUR 282.10
Low price	EUR 282.10
Monthly RSI	54.56
Open price	EUR 282.10
Previous close	EUR 280.00
Price vs 150-day SMA	-0.17%
Price vs 20-day SMA	1.85%
Price vs 200-day SMA	-0.14%
Price vs 50-day SMA	1.13%
Relative volume	1.01
RSI	54.16
Sharpe ratio	-0.3
Sharpe ratio (3Y)	0.89
Sharpe ratio (5Y)	0.43
Sortino ratio	-0.21
Sortino ratio (3Y)	1.5
Sortino ratio (5Y)	0.81
Volume	0
Weekly RSI	49.6
YTD price change	-12.05%
YTD total return	-11.06%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517.5M
Shares change (QoQ)	-0.74%
Shares change (YoY)	-2.43%
Shares held by insiders	0.12%
Shares held by institutions	65.34%
Short ratio	3.7 days

Deeper analysis on FRA/AEC1

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FRA/AEC1 report

Is a complete FRA/AEC1 research report available?

No complete published report is available for fra/AEC1 (FRA/AEC1) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FRA/AEC1 (FRA/AEC1)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/AEC1

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FRA/AEC1 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FRA/AEC1

Frequently asked questions