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FRA/XMFA (FRA/XMFA)

Frankfurt Stock Exchange: FRA/XMFA · EUR

€21.4

+0.40 (+1.9%)· Recorded snapshot

Market cap	136.1B
Revenue (ttm)	25.4B
Net income (ttm)	6.8B
EPS (ttm)	€1.13
P/E (trailing)	19.0x
Dividend	€0.43 (2.02%)
Volume	0

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 25.4B
Net income (ttm): 6.8B
EPS (ttm): €1.13
P/E (trailing): 19.0x
Market cap: 136.1B

Metric	Value
Amount currency	EUR
Country	Japan
Country code	DE
Earnings date	2026-11-13
Employees	123,000
Employees change	3,000
Employees growth	2.5%
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	2002
Industry	Banks - Diversified
Is primary listing	No
ISIN number	US86562M2098
Last earnings date	2026-07-31
Last refreshed	2026-10-28
Market cap	EUR 136.1B
Next earnings date	2026-11-13
Price	EUR 21.40
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	fra/XMFA
Website	https://www.smfg.co.jp

Metric

Value

Amount currency

EUR

Country

Japan

Country code

Earnings date

2026-11-13

Employees

123,000

Employees change

3,000

Employees growth

2.5%

Exchange

Frankfurt Stock Exchange

Financial currency

JPY

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

March

Founded

2002

Industry

Banks - Diversified

Is primary listing

ISIN number

US86562M2098

Last earnings date

2026-07-31

Last refreshed

2026-10-28

Market cap

EUR 136.1B

Next earnings date

2026-11-13

Price

EUR 21.40

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

fra/XMFA

Website

https://www.smfg.co.jp

Metric	Value
Average P/E ratio (10Y)	19.98x
Average P/E ratio (3Y)	18.37x
Average P/E ratio (5Y)	14.43x
Earnings yield	5.27%
FCF yield	-73.32%
Graham number	18.18322
Graham upside	-15.03%
Lynch fair value	EUR 10.07
Lynch upside	-52.96%
P/B ratio	1.56x
P/E ratio	18.98x
P/S ratio	5.36x
Price / tangible book value	1.69x
Sector forward P/E	11.95x
Sector P/E	12.95x

Metric

Value

Average P/E ratio (10Y)

19.98x

Average P/E ratio (3Y)

18.37x

Average P/E ratio (5Y)

14.43x

Earnings yield

5.27%

FCF yield

-73.32%

Graham number

18.18322

Graham upside

-15.03%

Lynch fair value

EUR 10.07

Lynch upside

-52.96%

P/B ratio

1.56x

P/E ratio

18.98x

P/S ratio

5.36x

Price / tangible book value

1.69x

Sector forward P/E

11.95x

Sector P/E

12.95x

Metric	Value
Effective tax rate	25.12%
Operating margin	34.91%
Pretax margin	37.43%
Profit margin	27.82%
Profit per employee	EUR 55,252
Profitable quarters	57
Profitable years	17
Revenue per employee	EUR 206,465
ROA	0.42%
ROA (5Y)	0.3%
ROE	8.57%
ROE (5Y)	5.45%
Tax / revenue	9.4%

Metric

Value

Effective tax rate

25.12%

Operating margin

34.91%

Pretax margin

37.43%

Profit margin

27.82%

Profit per employee

EUR 55,252

Profitable quarters

Profitable years

Revenue per employee

EUR 206,465

ROA

0.42%

ROA (5Y)

0.3%

ROE

8.57%

ROE (5Y)

5.45%

Tax / revenue

9.4%

Metric	Value
EPS growth	165.12%
EPS growth (Q)	35.05%
EPS growth 10Y	9.16%
EPS growth 3Y	13.91%
EPS growth 5Y	11%
EPS growth quarters	5
EPS growth years	5
Net income growth	154.58%
Net income growth (Q)	33.03%
Net income growth 3Y	11.62%
Net income growth 5Y	9.42%
Net income growth quarters	5
Net income growth years	5
Revenue growth	40.92%
Revenue growth (Q)	24.79%
Revenue growth 10Y	1.1%
Revenue growth 3Y	9.27%
Revenue growth 5Y	9.71%
Revenue growth quarters	4
Revenue growth years	6

Metric

Value

EPS growth

165.12%

EPS growth (Q)

35.05%

EPS growth 10Y

9.16%

EPS growth 3Y

13.91%

EPS growth 5Y

11%

EPS growth quarters

EPS growth years

Net income growth

154.58%

Net income growth (Q)

33.03%

Net income growth 3Y

11.62%

Net income growth 5Y

9.42%

Net income growth quarters

Net income growth years

Revenue growth

40.92%

Revenue growth (Q)

24.79%

Revenue growth 10Y

1.1%

Revenue growth 3Y

9.27%

Revenue growth 5Y

9.71%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	EUR -977.6M
EPS	EUR 1.13
Financing cash flow	EUR 60.9B
Free cash flow	EUR -99.8B
Gross profit	EUR 25.4B
Income taxes	EUR 2.4B
Investing cash flow	EUR 15.7B
Net borrowing	EUR 1.4B
Net cash flow	EUR -14.9B
Net income	EUR 6.8B
Operating income	EUR 8.9B
Revenue	EUR 25.4B

Metric

Value

Capital expenditures

EUR -977.6M

EPS

EUR 1.13

Financing cash flow

EUR 60.9B

Free cash flow

EUR -99.8B

Gross profit

EUR 25.4B

Income taxes

EUR 2.4B

Investing cash flow

EUR 15.7B

Net borrowing

EUR 1.4B

Net cash flow

EUR -14.9B

Net income

EUR 6.8B

Operating income

EUR 8.9B

Revenue

EUR 25.4B

Metric	Value
Book value per share	EUR 11.41
Debt / equity	3.64
Net cash (debt)	EUR 297.1B
Net cash / market cap	218.29%
Net cash growth	26.26%
Net debt / equity	-3.4
Piotroski F-Score	2
Property, plant and equipment	EUR 6.2B
Shareholders' equity	EUR 87.5B
Tangible book value	EUR 80.4B
Tangible book value per share	EUR 10.58
Total assets	EUR 1.8T
Total cash	EUR 615.7B
Total debt	EUR 318.6B
Total liabilities	EUR 1.7T

Metric

Value

Book value per share

EUR 11.41

Debt / equity

3.64

Net cash (debt)

EUR 297.1B

Net cash / market cap

218.29%

Net cash growth

26.26%

Net debt / equity

-3.4

Piotroski F-Score

Property, plant and equipment

EUR 6.2B

Shareholders' equity

EUR 87.5B

Tangible book value

EUR 80.4B

Tangible book value per share

EUR 10.58

Total assets

EUR 1.8T

Total cash

EUR 615.7B

Total debt

EUR 318.6B

Total liabilities

EUR 1.7T

Metric	Value
Working capital	EUR -707.6B

Metric

Value

Working capital

EUR -707.6B

Metric	Value
Buyback yield / dilution	1.58%
Dividend growth	17.08%
Dividend growth (10Y)	15.77%
Dividend growth (3Y)	48.44%
Dividend growth (5Y)	26.74%
Dividend growth years	4
Dividend payment date	2026-07-07
Dividend payment years	4
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.43
Dividend yield	2.02%
Ex-dividend date	2026-03-31
Last dividend	EUR 0.22
Payout ratio	38.55%
Shareholder yield	3.61%

Metric

Value

Buyback yield / dilution

1.58%

Dividend growth

17.08%

Dividend growth (10Y)

15.77%

Dividend growth (3Y)

48.44%

Dividend growth (5Y)

26.74%

Dividend growth years

Dividend payment date

2026-07-07

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

EUR 0.43

Dividend yield

2.02%

Ex-dividend date

2026-03-31

Last dividend

EUR 0.22

Payout ratio

38.55%

Shareholder yield

3.61%

Metric	Value
10Y price change	254.72%
10Y return CAGR	14.86%
10Y total return	299.63%
150-day SMA	EUR 20.59
1D price change	1.9%
1M price change	-5.31%
1M total return	-5.31%
1W price change	2.89%
1W total return	2.89%
1Y price change	59.7%
1Y return CAGR	61.96%
1Y total return	61.91%
20-day SMA	EUR 21.73
200-day SMA	EUR 19.94
3M price change	-5.31%
3M total return	-5.31%
3Y price change	139.11%
3Y return CAGR	36.85%
3Y total return	156.37%
50-day SMA	EUR 22.05
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 23.20
52-week high date	2026-09-14
52-week low	EUR 13.70
52-week low date	2025-10-28
5Y price change	278.76%
5Y return CAGR	33.24%
5Y total return	319.9%
6M price change	25.88%
6M total return	25.88%
All-time high	EUR 23.20
All-time high date	2026-08-13
All-time low	EUR 4.12
All-time low date	2020-03-17
Average true range (ATR)	EUR 0.37
Average volume	0
Change from 52-week high	-7.76%
Change from 52-week low	56.2%
Change from all-time high	-7.76%
Change from all-time low	419.42%
Change from open	0%
Day's gap	1.9%
High price	EUR 21.40
Low price	EUR 21.40
Monthly RSI	68.28
Open price	EUR 21.40
Previous close	EUR 21.00
Price vs 150-day SMA	3.95%
Price vs 20-day SMA	-1.52%
Price vs 200-day SMA	7.33%
Price vs 50-day SMA	-2.96%
Relative volume	20
RSI	46.71
Sharpe ratio	1.48
Sharpe ratio (3Y)	0.97
Sharpe ratio (5Y)	0.92
Sortino ratio	2.41
Sortino ratio (3Y)	1.56
Sortino ratio (5Y)	1.53
Volume	0
Weekly RSI	53.46
YTD price change	31.29%
YTD total return	33.1%

Metric

Value

10Y price change

254.72%

10Y return CAGR

14.86%

10Y total return

299.63%

150-day SMA

EUR 20.59

1D price change

1.9%

1M price change

-5.31%

1M total return

-5.31%

1W price change

2.89%

1W total return

2.89%

1Y price change

59.7%

1Y return CAGR

61.96%

1Y total return

61.91%

20-day SMA

EUR 21.73

200-day SMA

EUR 19.94

3M price change

-5.31%

3M total return

-5.31%

3Y price change

139.11%

3Y return CAGR

36.85%

3Y total return

156.37%

50-day SMA

EUR 22.05

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 23.20

52-week high date

2026-09-14

52-week low

EUR 13.70

52-week low date

2025-10-28

5Y price change

278.76%

5Y return CAGR

33.24%

5Y total return

319.9%

6M price change

25.88%

6M total return

25.88%

All-time high

EUR 23.20

All-time high date

2026-08-13

All-time low

EUR 4.12

All-time low date

2020-03-17

Average true range (ATR)

EUR 0.37

Average volume

Change from 52-week high

-7.76%

Change from 52-week low

56.2%

Change from all-time high

-7.76%

Change from all-time low

419.42%

Change from open

Day's gap

1.9%

High price

EUR 21.40

Low price

EUR 21.40

Monthly RSI

68.28

Open price

EUR 21.40

Previous close

EUR 21.00

Price vs 150-day SMA

3.95%

Price vs 20-day SMA

-1.52%

Price vs 200-day SMA

7.33%

Price vs 50-day SMA

-2.96%

Relative volume

RSI

46.71

Sharpe ratio

1.48

Sharpe ratio (3Y)

0.97

Sharpe ratio (5Y)

0.92

Sortino ratio

2.41

Sortino ratio (3Y)

1.56

Sortino ratio (5Y)

1.53

Volume

Weekly RSI

53.46

YTD price change

31.29%

YTD total return

33.1%

Metric	Value
Float	7.6B
Shares change (QoQ)	-0.19%
Shares change (YoY)	-1.58%
Shares held by insiders	0.06%
Shares held by institutions	40.5%

Metric

Value

Float

7.6B

Shares change (QoQ)

-0.19%

Shares change (YoY)

-1.58%

Shares held by insiders

0.06%

Shares held by institutions

40.5%

FRA/XMFA (FRA/XMFA)

Price

Financial snapshot

Fair-value bridge

Latest news · FRA/XMFA

Valuation

Profitability

Balance sheet

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All FRA/XMFA indicators

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Valuation

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Performance and technicals

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