BIT/1INGA (BIT/1INGA)

Borsa Italiana: BIT/1INGA · EUR

€30.6

+0.22 (+0.7%)· Recorded snapshot

Market cap	83B
Revenue (ttm)	25.2B
Net income (ttm)	8.7B
EPS (ttm)	€2.99
P/E (trailing)	10.2x
P/E (forward)	11.0x
Dividend	€1.31 (4.28%)
Volume	2,165
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 25.2B
Net income (ttm): 8.7B
EPS (ttm): €2.99
P/E (trailing): 10.2x
P/E (forward): 11.0x
Market cap: 83B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/E10.2

P25 n/aP50 n/aP75 n/a

ROE17.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1INGA indicators

Market & fundamental data

Available fields

192

Groups with data

Currency

EUR

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Netherlands
Country code	IT
Earnings date	2026-10-29
Employees	60,000
Employees change	0
Employees growth	0%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1762
Industry	Banks - Diversified
Is primary listing	No
ISIN number	NL0011821202
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	EUR 83B
Next earnings date	2026-10-29
Price	EUR 30.56
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1INGA
Website	https://www.ing.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.21x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	8.32x
Earnings yield	9.77%
FCF yield	-48.31%
Forward P/E	11.02x
Graham number	36.90643
Graham upside	20.77%
Lynch fair value	EUR 54.15
Lynch upside	77.18%
P/B ratio	1.62x
P/E ratio	10.23x
P/S ratio	3.29x
Price / tangible book value	1.71x
Sector forward P/E	10.82x
Sector P/E	11.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.13%
Operating margin	52.39%
Pretax margin	49.47%
Profit margin	34.49%
Profit per employee	EUR 144,950
Profitable quarters	42
Profitable years	16
Revenue per employee	EUR 420,233
ROA	0.8%
ROA (5Y)	0.75%
ROE	17.12%
ROE (5Y)	13.45%
Tax / revenue	13.92%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	131.2%
EPS growth (Q)	22.06%
EPS growth (QoQ)	26.07%
EPS growth 10Y	8.07%
EPS growth 3Y	11.74%
EPS growth 5Y	23.96%
EPS growth quarters	5
EPS growth years	1
Net income growth	116.99%
Net income growth (Q)	16.24%
Net income growth (QoQ)	25.13%
Net income growth 3Y	4.66%
Net income growth 5Y	16.92%
Net income growth quarters	3
Net income growth years	0
Revenue growth	36.08%
Revenue growth (Q)	11.1%
Revenue growth (QoQ)	9.6%
Revenue growth 10Y	4.42%
Revenue growth 3Y	3.05%
Revenue growth 5Y	8.3%
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -596M
EPS	EUR 2.99
Financing cash flow	EUR 45.7B
Free cash flow	EUR -40.1B
Gross profit	EUR 25.2B
Income taxes	EUR 3.5B
Investing cash flow	EUR -26.8B
Net borrowing	EUR 14.5B
Net cash flow	EUR -21.2B
Net income	EUR 8.7B
Operating income	EUR 13.2B
Revenue	EUR 25.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 17.57
Debt / equity	5.1
Goodwill	EUR 588M
Net cash (debt)	EUR -14.2B
Net cash / market cap	-17.1%
Net debt / equity	0.28
Piotroski F-Score	2
Property, plant and equipment	EUR 2.7B
Shareholders' equity	EUR 51.4B
Tangible book value	EUR 48.5B
Tangible book value per share	EUR 16.96
Total assets	EUR 1.2T
Total cash	EUR 247.9B
Total debt	EUR 262.1B
Total liabilities	EUR 1.1T
WACC	2.23%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -584.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	7.13%
Dividend growth (3Y)	16.79%
Dividend growth (5Y)	16.87%
Dividend growth years	4
Dividend payment date	2026-08-10
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 1.31
Dividend yield	4.28%
Ex-dividend date	2026-08-03
Last dividend	EUR 0.40
Payout ratio	44.27%
Shareholder yield	10.56%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	178.32%
10Y return CAGR	17.14%
10Y total return	386.53%
150-day SMA	EUR 27.31
1D price change	0.71%
1M price change	0.11%
1M total return	0.11%
1W price change	-3.26%
1W total return	-3.26%
1Y price change	37.26%
1Y return CAGR	44.32%
1Y total return	44.29%
20-day SMA	EUR 31.74
200-day SMA	EUR 26.63
3M price change	10.77%
3M total return	12.24%
3Y price change	143%
3Y return CAGR	43.32%
3Y total return	194.46%
50-day SMA	EUR 30.96
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 32.34
52-week high date	2026-09-18
52-week low	EUR 20.25
52-week low date	2025-10-17
5Y price change	147.65%
5Y return CAGR	29.6%
5Y total return	265.53%
6M price change	32.18%
6M total return	37.98%
All-time high	EUR 32.34
All-time high date	2026-09-18
All-time low	EUR 4.26
All-time low date	2020-03-18
Average true range (ATR)	EUR 0.45
Average volume	1.1K
Beta (5Y)	0.91
Change from 52-week high	-5.5%
Change from 52-week low	50.91%
Change from all-time high	-5.5%
Change from all-time low	617.54%
Change from open	1.33%
Day's gap	-0.61%
Dollar volume	EUR 66,162
High price	EUR 30.74
Low price	EUR 30.16
Monthly RSI	75.02
Open price	EUR 30.16
Position in 52-week range	68.97%
Previous close	EUR 30.35
Price vs 150-day SMA	11.9%
Price vs 20-day SMA	-3.73%
Price vs 200-day SMA	14.74%
Price vs 50-day SMA	-1.29%
Relative volume	1.92
RSI	40.95
Sharpe ratio	1.37
Sharpe ratio (3Y)	1.32
Sharpe ratio (5Y)	0.82
Sortino ratio	2.46
Sortino ratio (3Y)	2.19
Sortino ratio (5Y)	1.35
Volume	2.2K
Weekly RSI	61.93
YTD price change	27.04%
YTD total return	33.55%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.8B
Shares change (QoQ)	-0.74%
Shares change (YoY)	-6.28%
Shares held by insiders	0.01%
Shares held by institutions	49.31%

Deeper analysis on BIT/1INGA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1INGA report

Is a complete BIT/1INGA research report available?

No complete published report is available for bit/1INGA (BIT/1INGA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1INGA (BIT/1INGA)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1INGA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1INGA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1INGA

Frequently asked questions