Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/SPOL stock hub

OSL/SPOL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

25.9B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/SPOL

In the news

Latest news · OSL/SPOL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12

P25 11P50 12P75 14.4

Trailing P/E10.8

P25 10.2P50 12.4P75 14.6

ROE13.6

P25 8.5P50 10.5P75 13.6

ROICn/a

P25 -12.9P50 4.1P75 17.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/SPOL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

172

Groups with data

Currency

NOK

Showing 172 of 172 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	1,394
Employees Change	62%
Employees Change Percent	4.65
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0010751910
Last refreshed	2026-05-10
Market cap	NOK 25.9B
Price	NOK 191
Price currency	NOK
Rev Per Employee	5,263,271.16x
Sector	Financials
Sic	6020
Symbol	osl/SPOL
Website	https://www.sparebank1.no/nb/ostlandet/privat.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.29%
FCF yield	17%
Forward P/E	12x
P/B ratio	0.99x
P/E ratio	10.76x
P/S ratio	3.54x
PE Ratio10 Y	10.01x
PE Ratio3 Y	9.6x
PE Ratio5 Y	10.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	60.11%
Gross Profit	NOK 7.3B
Net Income	NOK 2.4B
Net Income Growth	3.72%
Net Income Growth Q	1.4%
Net Income Growth Years	3%
Net Income Growth3 Y	20.15%
Net Income Growth5 Y	14.54%
Pretax Margin	56.63%
Profit Margin	47.09%
Profit Per Employee	NOK 1.7M
Profitable Years	12
ROA	1.63
Roa5y	1.44
ROE	13.57
Roe5y	11.97

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	15.12%
Cagr3y	22.89%
Cagr5y	17.66%
Div CAGR3	17.64%
Div CAGR5	21.53%
EPS Growth Years	0
FCF Growth	-48.14%
FCF Growth3 Y	29.83%
OCF Growth	-48.9%
OCF Growth3 Y	30.26%
Revenue Growth	8.68x
Revenue Growth Q	3.52x
Revenue Growth Years	2x
Revenue Growth3 Y	16.72x
Revenue Growth5 Y	12.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 215.5B
Cash	NOK 1.9B
Debt	NOK 47.2B
Debt FCF	NOK 10.7
Equity	NOK 26.2B
Liabilities	NOK 189.3B
Net Cash	NOK -45.3B
Net Cash By Market Cap	NOK -175
Net Debt Equity	NOK 1.73
Net Debt FCF	NOK 10.27
Tangible Book Value	NOK 24.6B
WACC	2.18

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -136.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	23.3%
Dividend Growth Years	8%
Dividend per share	NOK 12.7
Dividend Years	9
Dividend Yield	6.65%
Ex Div Date	2026-03-27
Last Dividend	NOK 12.7
Payout Frequency	Annual
Payout Ratio	58.12%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	15.11%
200-day SMA	193.9
3Y total return	85.6%
50-day SMA	204.8
50-day SMA vs 200-day SMA	50over200
5Y total return	125.45%
All Time High	215.7
All Time High Change	-11.47%
All Time High Date	2026-02-27
All Time Low	70.1
All Time Low Change	172.41%
All Time Low Date	2020-03-18
ATR	4.12
Beta	0.34
Beta1y	0.41
Beta2y	0.34
Ch YTD	-7.23
High	196.2
High52	215.7
High52 Date	2026-02-27
High52ch	-11.47%
Low	187.5
Low52	172
Low52 Date	2025-05-12
Low52ch	11.02%
Ma50ch	-6.76%
Price vs 200-day SMA	-1.53%
RSI	33.45
RSI Monthly	56.89
RSI Weekly	46.45
Sharpe ratio	0.63x
Sortino ratio	1.22
Total Return	6.65%
Tr YTD	-1.02
Tr1m	-5.28%
Tr1w	-4.52%
Tr3m	-0.08%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 4.2B
Operating margin	57.54

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	72,749,079%
Net Borrowing	-1,062,000,000
Shares Insiders	1.99%
Shares Institutions	67.73%
Shares Out	135,860,724

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 4.4B
Average Volume	61,777.45x
CAPEX	NOK -52M
Ch1m	-5.28
Ch1w	-4.52
Ch1y	7.89
Ch3m	-6.35
Ch3y	54
Ch5y	65.48
Ch6m	8.56
Change	-2.77%
Change From Open	-2.66
Close	196.4
Days Gap	-0.11
Dollar Volume	32,975,545.7
Earnings Date	2026-05-08
F Score	4
FCF	NOK 4.4B
FCF Per Share	NOK 32.46
Financing CF	-6,443,000,000
Fiscal Year End	December
Founded	1,845
Income Tax	NOK 666M
Investing CF	764,000,000
Is Primary Listing	1
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Ma150	195.5
Ma150ch	-2.32%
Ma20	203.2
Ma20ch	-6.03%
Net CF	-1,217,000,000
Next Earnings Date	2026-08-13
Open	196.2
P FCF Ratio	5.88
P OCF Ratio	5.81
Payment Date	2026-04-08
Position In Range	40
Ppne	622,000,000
Price Date	2026-05-08
Ptbv Ratio	1.06
Relative Volume	2.84x
Revenue	7,337,000,000x
Tax By Revenue	9.08x
Tax Rate	16.03%
Tr6m	15.83%
Volume	172,683

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/SPOL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.7%

$12.7 annual per share

Payout ratio

+58.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+21.5%

8 consecutive years of growth

Total shareholder yield

+6.7%

Next ex-dividend date: 2026-03-27

Performance

OSL/SPOL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/SPOL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+67.7%

Share of float held by funds and institutions

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

OSL/SPOL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

33.4

Neutral momentum band

Price vs 200-day MA

-1.5%

50/200-day relationship not available

Beta (5Y)

0.34

Less volatile than the market

Sharpe ratio

0.63

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/SPOL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/SPOL stock rating?

osl/SPOL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/SPOL analysis?

The full report lives at /stocks/osl/SPOL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/SPOL?

The latest report frames osl/SPOL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/SPOL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.