Financials / InsuranceUpdated 2026-05-10 22:07 UTC

PSX/JGICL stock hub

PSX/JGICL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

PSX/JGICLis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

14.3B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/JGICL

In the news

Latest news · PSX/JGICL

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E3.2

P25 5.4P50 6.5P75 9.8

ROE22.8

P25 6.2P50 14.9P75 20

ROIC21.1

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/JGICL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

PKR

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	710
Employees Change	17%
Employees Change Percent	2.45
Enterprise value	PKR 10.4B
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Insurance
Isin	PK0001901013
Last refreshed	2026-05-10
Market cap	PKR 14.3B
Price	PKR 72.27
Price currency	PKR
Rev Per Employee	22,407,760.56x
Sector	Financials
Sic	6331
Symbol	psx/JGICL
Website	https://www.jubileegeneral.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	31.08%
EV Earnings	2.34x
EV/EBIT	1.46x
EV/EBITDA	1.44x
EV/FCF	650.15x
EV/Sales	0.66x
FCF yield	0.11%
P/B ratio	0.72x
P/E ratio	3.22x
P/S ratio	0.9x
PE Ratio10 Y	7.01x
PE Ratio3 Y	2.81x
PE Ratio5 Y	3.47x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	44.65%
EBITDA Margin	44.91%
FCF margin	0.1%
Gross margin	60.55%
Gross Profit	PKR 9.6B
Net Income	PKR 4.5B
Net Income Growth	10.08%
Net Income Growth Q	37.26%
Net Income Growth3 Y	30.39%
Net Income Growth5 Y	19.91%
Pretax Margin	44.76%
Profit Margin	28.02%
Profit Per Employee	PKR 6.3M
ROA	7.44
Roa5y	6.56
ROCE	26.72
ROE	22.81
Roe5y	19.49
ROIC	21.14
Roic5y	18.58

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.65%
Cagr15y	14.39%
Cagr1y	64.22%
Cagr20y	14.5%
Cagr3y	49.94%
Cagr5y	26.6%
Div CAGR10	5.37%
Div CAGR3	14.47%
Div CAGR5	8.45%
EPS Growth	10.07
EPS Growth Q	37.3
EPS Growth3 Y	30.38
EPS Growth5 Y	19.91
FCF Growth3 Y	-81.86%
OCF Growth10 Y	-0.32%
OCF Growth3 Y	-63.88%
Revenue Growth	19.75x
Revenue Growth Q	23.31x
Revenue Growth3 Y	23.75x
Revenue Growth5 Y	17.19x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.27
Assets	PKR 67.1B
Cash	PKR 3.9B
Debt	PKR 7.8M
Debt EBITDA	PKR 0
Debt Equity	PKR 0
Debt FCF	PKR 0.49
Equity	PKR 19.8B
Liabilities	PKR 47.3B
Net Cash	PKR 3.9B
Net Cash By Market Cap	PKR 27.29
Net Cash Growth	122.25%
Net Debt EBITDA	PKR -0.55
Net Debt Equity	PKR -0.2
Net Debt FCF	PKR -244
Tangible Book Value	PKR 19.7B
Tangible Book Value Per Share	PKR 99.44
WACC	6.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.72
Net Working Capital	PKR -15.3B
Quick ratio	0.21
Working Capital	PKR -11.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.01%
Dividend Growth	9.09%
Dividend Growth Years	2%
Dividend per share	PKR 6
Dividend Years	31
Dividend Yield	8.3%
Ex Div Date	2026-03-24
Last Dividend	PKR 6
Payout Frequency	Annual
Payout Ratio	24.8%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	90.33%
1Y total return	64.17%
200-day SMA	77.69
3Y total return	237.18%
50-day SMA	68.84
50-day SMA vs 200-day SMA	50under200
5Y total return	225.19%
All Time High	101.2
All Time High Change	-28.58%
All Time High Date	2017-02-16
All Time Low	0.74
All Time Low Change	9,697.99%
All Time Low Date	1996-10-28
ATR	3.25
Beta	0.49
Beta1y	0.65
Beta2y	0.45
Ch YTD	-11.76
High	75
High52	95.5
High52 Date	2025-08-21
High52ch	-24.32%
Low	72
Low52	43.03
Low52 Date	2025-05-09
Low52ch	67.95%
Ma50ch	4.98%
Price vs 200-day SMA	-6.97%
RSI	56.51
RSI Monthly	57.33
RSI Weekly	47.63
Sharpe ratio	1.56x
Sortino ratio	2.71
Total Return	8.29%
Tr YTD	-3.94
Tr15y	651.82%
Tr1m	18.05%
Tr1w	1.05%
Tr3m	-7.92%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 7.1B
Operating margin	44.65

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	115,759,987%
Net Borrowing	-40,716,000
Shares Insiders	1.54%
Shares Institutions	24.32%
Shares Out	198,491,241
Shares Qo Q	-0.03%
Shares Yo Y	0.01%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR 16M
Average Volume	79,905.8x
Bv Per Share	99.76
CAPEX	PKR -112.7M
Ch10y	-22.52
Ch15y	149.5
Ch1m	18.05
Ch1w	1.05
Ch1y	50.81
Ch20y	341.2
Ch3m	-15.41
Ch3y	140.9
Ch5y	80.68
Ch6m	-11.06
Change	-1.01%
Change From Open	-2.32
Close	73.01
Days Gap	1.34
Dollar Volume	1,154,513.3
Earnings Date	2026-04-21
EBIT	PKR 7.1B
EBITDA	PKR 7.1B
EPS	PKR 22.46
F Score	4
FCF	PKR 16M
FCF EV Yield	0.15x
FCF Per Share	PKR 0.08
Financing CF	-1,151,408,000
Fiscal Year End	December
Founded	1,953
Graham Number	224.51412
Graham Upside	210.7
Income Tax	PKR 2.7B
Investing CF	3,369,400,000
Is Primary Listing	1
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2020-03-20
Last Split Type	Forward
Lynch Fair Value	PKR 447
Lynch Upside	518.7
Ma150	77.08
Ma150ch	-6.23%
Ma20	70.1
Ma20ch	3.1%
Net CF	2,346,776,000
Open	73.99
P FCF Ratio	894.1
P OCF Ratio	111.4
Payment Date	2026-04-09
Position In Range	9
Ppne	156,240,000
Price Date	2026-05-08
Price EBITDA	PKR 2.01
Ptbv Ratio	0.73
Relative Volume	0.2x
Revenue	15,909,510,000x
Tax By Revenue	16.74x
Tax Rate	37.39%
Tr20y	1,401.14%
Tr6m	-3.19%
Volume	15,975

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/JGICL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.3%

$6.00 annual per share

Payout ratio

+24.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.4%

2 consecutive years of growth

Total shareholder yield

+8.3%

Next ex-dividend date: 2026-03-24

Performance

PSX/JGICL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/JGICL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+24.3%

Share of float held by funds and institutions

Insider ownership

+1.5%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

PSX/JGICL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.5

Neutral momentum band

Price vs 200-day MA

-7.0%

50/200-day relationship not available

Beta (5Y)

0.49

Less volatile than the market

Sharpe ratio

1.55

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/JGICL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/JGICL stock rating?

psx/JGICL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/JGICL analysis?

The full report lives at /stocks/psx/JGICL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/JGICL?

The latest report frames psx/JGICL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/JGICL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.