Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/SBL stock hub

PSX/SBL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

10.3B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/SBL

In the news

Latest news · PSX/SBL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E13.8

P25 5.4P50 6.5P75 9.8

ROE4.2

P25 6.2P50 14.9P75 20

ROICn/a

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/SBL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

180

Groups with data

Currency

PKR

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	689
Employees Change	41%
Employees Change Percent	6.33
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0079401011
Last refreshed	2026-05-10
Market cap	PKR 10.3B
Price	PKR 10.25
Price currency	PKR
Rev Per Employee	10,306,404.93x
Sector	Financials
Sic	6020
Symbol	psx/SBL
Website	https://www.samba.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.29%
FCF yield	307.34%
P/B ratio	0.57x
P/E ratio	13.83x
P/S ratio	1.46x
PE Ratio10 Y	13.91x
PE Ratio3 Y	19.17x
PE Ratio5 Y	17.05x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	447.28%
Gross Profit	PKR 6.8B
Net Income	PKR 753.7M
Net Income Growth	48.52%
Net Income Growth Q	15.87%
Net Income Growth5 Y	12.13%
Pretax Margin	22.59%
Profit Margin	10.61%
Profit Per Employee	PKR 1.1M
ROA	0.36
Roa5y	0.33
ROE	4.25
Roe5y	3.68

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	3.6%
Cagr15y	12.74%
Cagr1y	19.76%
Cagr20y	0.26%
Cagr3y	10.63%
Cagr5y	10.66%
EPS Growth	49.92
EPS Growth Q	23.29
EPS Growth5 Y	11.95
FCF Growth	-40.85%
FCF Growth Q	314.2%
OCF Growth	-40.77%
OCF Growth Q	296.34%
OCF Growth10 Y	13.1%
Revenue Growth	3.38x
Revenue Growth Q	5.29x
Revenue Growth3 Y	28.08x
Revenue Growth5 Y	13.27x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PKR 232.1B
Cash	PKR 11.1B
Debt	PKR 82.8B
Debt FCF	PKR 2.61
Equity	PKR 18.2B
Liabilities	PKR 213.9B
Net Cash	PKR -71.7B
Net Cash By Market Cap	PKR -694
Net Debt Equity	PKR 3.95
Net Debt FCF	PKR 2.26
Tangible Book Value	PKR 17.4B
Tangible Book Value Per Share	PKR 17.13
WACC	0.81

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PKR -109.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.93%
Dividend per share	PKR 0
Last Dividend	PKR 0.6
Payout Ratio	0.01%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	42.47%
1Y total return	19.74%
200-day SMA	11.73
3Y total return	35.4%
50-day SMA	10.42
50-day SMA vs 200-day SMA	50under200
5Y total return	65.92%
All Time High	24.4
All Time High Change	-57.99%
All Time High Date	2007-07-11
All Time Low	0.92
All Time Low Change	1,014.13%
All Time Low Date	2011-12-21
ATR	0.64
Beta	0.55
Beta1y	0.64
Beta2y	0.5
Ch YTD	-28.02
High	10.6
High52	16.78
High52 Date	2025-12-19
High52ch	-38.92%
Low	9.71
Low52	7.4
Low52 Date	2025-05-09
Low52ch	38.51%
Ma50ch	-1.62%
Price vs 200-day SMA	-12.65%
RSI	53.47
RSI Monthly	48.58
RSI Weekly	41.46
Sharpe ratio	0.73x
Sortino ratio	1.34
Total Return	0.93%
Tr YTD	-28.02
Tr15y	503.85%
Tr1m	14.27%
Tr1w	7.56%
Tr3m	-30.27%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 1.6B
Operating margin	22.01

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	156,096,117%
Net Borrowing	-5,583,434,000
Shares Insiders	0.01%
Shares Institutions	1.78%
Shares Out	1,008,238,648
Shares Qo Q	0.92%
Shares Yo Y	-0.93%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR 31.8B
Average Volume	635,038.05x
Bv Per Share	17.85
CAPEX	PKR -599.4M
Ch10y	22.75
Ch15y	420.3
Ch1m	14.27
Ch1w	7.56
Ch1y	19.74
Ch20y	-9.29
Ch3m	-30.27
Ch3y	35.4
Ch5y	57.69
Ch6m	-14.58
Change	1.18%
Change From Open	0.1
Close	10.13
Days Gap	1.09
Dollar Volume	14,779,803
Earnings Date	2026-04-23
EPS	PKR 0.74
F Score	4
FCF	PKR 31.8B
FCF Per Share	PKR 31.5
Financing CF	1,943,373,000
Fiscal Year End	December
Founded	2,003
Graham Number	17.25153
Graham Upside	68.31
Income Tax	PKR 850.3M
Investing CF	-33,495,772,000
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	PKR 8.99
Lynch Upside	-12.33
Ma150	12.38
Ma150ch	-17.19%
Ma20	9.92
Ma20ch	3.3%
Net CF	832,706,000
Next Earnings Date	2026-08-27
Open	10.24
P FCF Ratio	0.33
P OCF Ratio	0.32
Position In Range	60.67
Ppne	5,047,418,000
Price Date	2026-05-08
Ptbv Ratio	0.59
Relative Volume	2.27x
Revenue	7,101,113,000x
Tax By Revenue	11.97x
Tax Rate	53.01%
Tr20y	5.27%
Tr6m	-14.58%
Volume	1,441,932

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PSX/SBL pay a dividend?

Capital-return profile for this ticker.

Performance

PSX/SBL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/SBL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.9%

Negative means the company is buying back shares.

Technical

PSX/SBL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.5

Neutral momentum band

Price vs 200-day MA

-12.6%

50/200-day relationship not available

Beta (5Y)

0.55

Less volatile than the market

Sharpe ratio

0.73

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/SBL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/SBL stock rating?

psx/SBL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/SBL analysis?

The full report lives at /stocks/psx/SBL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/SBL?

The latest report frames psx/SBL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/SBL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.