Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/SNBL stock hub

PSX/SNBL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

21.6B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/SNBL

In the news

Latest news · PSX/SNBL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E4.5

P25 5.4P50 6.5P75 9.8

ROE15.1

P25 6.2P50 14.9P75 20

ROICn/a

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/SNBL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

187

Groups with data

Currency

PKR

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	5,542
Employees Change	612%
Employees Change Percent	12.41
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0057501014
Last refreshed	2026-05-10
Market cap	PKR 21.6B
Price	PKR 19.59
Price currency	PKR
Rev Per Employee	6,630,908.34x
Sector	Financials
Sic	6020
Symbol	psx/SNBL
Website	https://soneribank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	21.99%
FCF yield	-384.88%
P/B ratio	0.64x
P/E ratio	4.55x
P/S ratio	0.59x
PE Ratio10 Y	5.49x
PE Ratio3 Y	3.3x
PE Ratio5 Y	3.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PKR 35.4B
Net Income	PKR 4.7B
Net Income Growth	-10.19%
Net Income Growth Q	16.72%
Net Income Growth3 Y	18.84%
Net Income Growth5 Y	11.35%
Pretax Margin	30.11%
Profit Margin	12.92%
Profit Per Employee	PKR 857,001
ROA	0.58
Roa5y	0.65
ROE	15.1
Roe5y	15.86

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	17.23%
Cagr15y	21.46%
Cagr1y	41.73%
Cagr20y	8.74%
Cagr3y	50.97%
Cagr5y	36.79%
Div CAGR10	1.84%
Div CAGR3	-20.63%
Div CAGR5	0%
EPS Growth	-10.19
EPS Growth Q	16.72
EPS Growth3 Y	18.84
EPS Growth5 Y	11.35
FCF Growth Q	-77.66%
OCF Growth Q	-76.23%
Revenue Growth	12.15x
Revenue Growth Q	11.12x
Revenue Growth3 Y	23.97x
Revenue Growth5 Y	21.47x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PKR 836.1B
Cash	PKR 48.8B
Debt	PKR 84.6B
Debt FCF	PKR -1.02
Equity	PKR 33.7B
Liabilities	PKR 802.4B
Net Cash	PKR -35.8B
Net Cash By Market Cap	PKR -166
Net Debt Equity	PKR 1.06
Tangible Book Value	PKR 33.3B
Tangible Book Value Per Share	PKR 30.16
WACC	1.05

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PKR -641.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0%
Dividend Growth	-50%
Dividend Growth Years	0%
Dividend per share	PKR 1.5
Dividend Years	12
Dividend Yield	7.66%
Ex Div Date	2026-03-04
Last Dividend	PKR 1.5
Payout Frequency	Annual
Payout Ratio	35.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	389.91%
1Y total return	41.7%
200-day SMA	23.7
3Y total return	244.19%
50-day SMA	19.55
50-day SMA vs 200-day SMA	50under200
5Y total return	378.86%
All Time High	32.98
All Time High Change	-40.6%
All Time High Date	2025-10-21
All Time Low	1.79
All Time Low Change	993.19%
All Time Low Date	1998-08-20
ATR	0.95
Beta	0.16
Beta1y	0.84
Beta2y	0.72
Ch YTD	-26.52
High	20.18
High52	32.98
High52 Date	2025-10-21
High52ch	-40.6%
Low	19.4
Low52	13.96
Low52 Date	2025-05-09
Low52ch	40.33%
Ma50ch	0.21%
Price vs 200-day SMA	-17.34%
RSI	48.63
RSI Monthly	52.45
RSI Weekly	40.16
Sharpe ratio	1.07x
Sortino ratio	1.88
Total Return	7.66%
Tr YTD	-20.81
Tr15y	1,748.31%
Tr1m	8.35%
Tr1w	3.93%
Tr3m	-11.92%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 11B
Operating margin	30.07

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	426,426,823%
Net Borrowing	-2,306,124,000
Shares Insiders	3.77%
Shares Institutions	8.89%
Shares Out	1,102,463,481
Shares Qo Q	-0%
Shares Yo Y	-0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -83.1B
Average Volume	1,421,197.45x
Bv Per Share	30.56
CAPEX	PKR -5.6B
Ch10y	42.47
Ch15y	331.2
Ch1m	8.35
Ch1w	3.93
Ch1y	31.48
Ch20y	16.02
Ch3m	-18.27
Ch3y	105.3
Ch5y	120.1
Ch6m	-23.74
Change	-0.91%
Change From Open	-0.91
Close	19.77
Days Gap	0
Dollar Volume	19,775,086.3
Earnings Date	2026-04-27
EPS	PKR 4.31
F Score	2
FCF	PKR -83.1B
FCF Per Share	PKR -75.4
Financing CF	109,845,685,000
Fiscal Year End	December
Founded	1,991
Graham Number	54.42465
Graham Upside	177.8
Income Tax	PKR 6.3B
Investing CF	-30,821,978,000
Is Primary Listing	1
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Last Split Date	2013-11-28
Last Split Type	Forward
Lynch Fair Value	PKR 48.89
Lynch Upside	149.6
Ma150	23.75
Ma150ch	-17.51%
Ma20	19.87
Ma20ch	-1.39%
Net CF	1,521,538,000
Next Earnings Date	2026-08-27
Open	19.77
Payment Date	2026-03-24
Position In Range	24.36
Ppne	28,364,641,000
Price Date	2026-05-08
Ptbv Ratio	0.65
Relative Volume	0.71x
Revenue	36,748,494,000x
Tax By Revenue	17.18x
Tax Rate	57.07%
Tr20y	434.68%
Tr6m	-17.82%
Volume	1,009,448

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/SNBL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.7%

$1.50 annual per share

Payout ratio

+35.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+7.7%

Next ex-dividend date: 2026-03-04

Performance

PSX/SNBL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/SNBL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.9%

Share of float held by funds and institutions

Insider ownership

+3.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

PSX/SNBL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.6

Neutral momentum band

Price vs 200-day MA

-17.3%

50/200-day relationship not available

Beta (5Y)

0.16

Less volatile than the market

Sharpe ratio

1.07

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/SNBL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/SNBL stock rating?

psx/SNBL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/SNBL analysis?

The full report lives at /stocks/psx/SNBL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/SNBL?

The latest report frames psx/SNBL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/SNBL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.