Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

WSE/PZU stock hub

WSE/PZU has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

WSE/PZUis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

54.6B

Warsaw Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

WSE/PZU

In the news

Latest news · WSE/PZU

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.8

P25 8.8P50 10.6P75 11.7

Trailing P/E8.1

P25 8P50 9.2P75 13.2

ROE20.3

P25 -9.4P50 3.3P75 17.1

ROIC18.1

P25 -8.8P50 0.5P75 12.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WSE/PZU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

226

Groups with data

Currency

PLN

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Poland
Country code	PL
Employees	43,728
Employees Change	-450%
Employees Change Percent	-1.02
Enterprise value	PLN 121B
Exchange	Warsaw Stock Exchange
Financial currency	PLN
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	PLPZU0000011
Last refreshed	2026-05-10
Market cap	PLN 54.6B
Price	PLN 63.22
Price currency	PLN
Rev Per Employee	1,682,618.98x
Sector	Financials
Sic	6300
Symbol	wse/PZU
Website	https://www.pzu.pl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.27%
EV Earnings	18.06x
EV/EBIT	4.61x
EV/EBITDA	4.44x
EV/FCF	13.42x
EV/Sales	1.91x
FCF yield	16.51%
Forward P/E	8.77x
P/B ratio	0.75x
P/E ratio	8.15x
P/S ratio	0.86x
PE Ratio10 Y	10.23x
PE Ratio3 Y	7.55x
PE Ratio5 Y	8.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	41.47%
EBITDA Margin	42.47%
FCF margin	14.23%
Gross margin	60.07%
Gross Profit	PLN 38B
Net Income	PLN 6.7B
Net Income Growth	25.4%
Net Income Growth Q	-12.31%
Net Income Growth Years	1%
Net Income Growth3 Y	21%
Net Income Growth5 Y	28.5%
Pretax Margin	28.18%
Profit Margin	10.58%
Profit Per Employee	PLN 178,009
Profitable Years	22
ROA	3.16
Roa5y	2.63
ROCE	15.92
ROE	20.28
Roe5y	17.71
ROIC	18.07
Roic5y	16.1

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.4%
Cagr15y	10.98%
Cagr1y	13.26%
Cagr3y	26.65%
Cagr5y	22.92%
Div CAGR10	7.95%
Div CAGR3	23.04%
Div CAGR5	5.01%
EPS Growth	25.41
EPS Growth Q	-12.31
EPS Growth Years	1
EPS Growth3 Y	21.01
EPS Growth5 Y	28.5
FCF Growth	-66.57%
FCF Growth Q	-2.06%
FCF Growth3 Y	-24.17%
FCF Growth5 Y	-19.89%
OCF Growth	-62.88%
OCF Growth Q	-0.14%
OCF Growth10 Y	23.52%
OCF Growth3 Y	-21.43%
OCF Growth5 Y	-18.12%
Revenue Growth	3.82x
Revenue Growth Q	0.01x
Revenue Growth Quarters	4x
Revenue Growth Years	5x
Revenue Growth3 Y	12.93x
Revenue Growth5 Y	11.72x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PLN 0.12
Assets	PLN 535.5B
Cash	PLN 48.7B
Debt	PLN 45.4B
Debt EBITDA	PLN 1.67
Debt Equity	PLN 0.63
Debt FCF	PLN 5.04
Equity	PLN 72.7B
Interest Coverage	3.54
Liabilities	PLN 462.8B
Net Cash	PLN -29.2B
Net Cash By Market Cap	PLN -53.48
Net Debt EBITDA	PLN 1.09
Net Debt Equity	PLN 0.4
Net Debt FCF	PLN 3.24
Tangible Book Value	PLN 28.8B
Tangible Book Value Per Share	PLN 33.39
WACC	9.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.16
Inventory Turnover	477.1
Net Working Capital	PLN -312B
Quick ratio	0.14
Working Capital	PLN -311.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0%
Dividend Growth	3%
Dividend Growth Years	3%
Dividend per share	PLN 4.47
Dividend Years	5
Dividend Yield	7.07%
Ex Div Date	2025-09-24
Last Dividend	PLN 4.47
Payout Frequency	Annual
Payout Ratio	57.61%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	251.64%
1Y total return	13.25%
200-day SMA	63.78
3Y total return	103.19%
50-day SMA	65.26
50-day SMA vs 200-day SMA	50over200
5Y total return	180.53%
All Time High	72.72
All Time High Change	-13.06%
All Time High Date	2026-02-04
All Time Low	20.27
All Time Low Change	211.89%
All Time Low Date	2020-10-28
ATR	1.59
Beta	0.35
Beta1y	0.38
Beta2y	0.45
Ch YTD	-5.27
High	65.16
High52	72.72
High52 Date	2026-02-04
High52ch	-13.06%
Low	63.16
Low52	53.36
Low52 Date	2025-09-26
Low52ch	18.48%
Ma50ch	-3.12%
Price vs 200-day SMA	-0.87%
RSI	40.23
RSI Monthly	59.55
RSI Weekly	46.58
Sharpe ratio	0.43x
Sortino ratio	0.86
Total Return	7.07%
Tr YTD	-5.27
Tr15y	377.33%
Tr1m	-2.77%
Tr1w	-0.06%
Tr3m	-11.48%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PLN 26.3B
Operating margin	41.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	568,162,140%
Net Borrowing	5,285,000,000
Shares Institutions	31.46%
Shares Out	863,523,000
Shares Qo Q	-0%
Shares Yo Y	-0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PLN 9B
Average Volume	2,046,937.75x
Bv Per Share	41.09
CAPEX	PLN -1.5B
Ch10y	85.02
Ch15y	69.04
Ch1m	-2.77
Ch1w	-0.06
Ch1y	4.88
Ch3m	-11.48
Ch3y	60.74
Ch5y	88.72
Ch6m	4.6
Change	-2.05%
Change From Open	-2.74
Close	64.54
Days Gap	0.71
Dollar Volume	84,672,569
Earnings Date	2026-05-14
EBIT	PLN 26.3B
EBITDA	PLN 26.9B
EPS	PLN 7.76
F Score	5
FCF	PLN 9B
FCF EV Yield	7.45x
FCF Per Share	PLN 10.44
Financing CF	-3,516,000,000
Fiscal Year End	December
Founded	1,803
Goodwill	2,816,000,000
Graham Number	121.18507
Graham Upside	91.69
Income Tax	PLN 3.9B
Investing CF	-5,773,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-26
Last Report Date	2025-12-31
Last Split Date	2015-11-30
Last Split Type	Forward
Lynch Fair Value	PLN 194
Lynch Upside	206.8
Ma150	64.34
Ma150ch	-1.74%
Ma20	66.02
Ma20ch	-4.24%
Net CF	1,106,000,000
Next Earnings Date	2026-05-14
Open	65
P FCF Ratio	6.06
P OCF Ratio	5.19
Payment Date	2025-10-16
Position In Range	3
Ppne	4,588,000,000
Price Date	2026-05-08
Price EBITDA	PLN 2.03
Ptbv Ratio	1.89
Relative Volume	0.66x
Revenue	63,322,000,000x
Tax By Revenue	6.09x
Tax Rate	21.61%
Tr6m	4.6%
Volume	1,339,332

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WSE/PZU dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.1%

$4.47 annual per share

Payout ratio

+57.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+5.0%

3 consecutive years of growth

Total shareholder yield

+7.1%

Next ex-dividend date: 2025-09-24

Performance

WSE/PZU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WSE/PZU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+31.5%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

WSE/PZU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.2

Neutral momentum band

Price vs 200-day MA

-0.9%

50/200-day relationship not available

Beta (5Y)

0.35

Less volatile than the market

Sharpe ratio

0.43

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About WSE/PZU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current wse/PZU stock rating?

wse/PZU is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full wse/PZU analysis?

The full report lives at /stocks/wse/PZU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for wse/PZU?

The latest report frames wse/PZU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the wse/PZU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.