Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

STO/AZA stock hub

STO/AZA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

51.8B

Nasdaq Stockholm

Market data

Live price

Current market quote for this ticker.

Current price

STO/AZA

In the news

Latest news · STO/AZA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E17.7

P25 10.3P50 11P75 11.8

Trailing P/E19.6

P25 7.9P50 11.5P75 16.8

ROE33.1

P25 -11.3P50 10.5P75 16

ROIC30.3

P25 -10.8P50 3.6P75 14.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All STO/AZA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

SEK

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Sweden
Country code	SE
Employees	743
Employees Change	69%
Employees Change Percent	10.24
Exchange	Nasdaq Stockholm
Financial currency	SEK
First seen	2026-05-10
Industry	Banks - Regional
Isin	SE0012454072
Last refreshed	2026-05-10
Market cap	SEK 51.8B
Price	SEK 328
Price currency	SEK
Rev Per Employee	6,839,838.49x
Sector	Financials
Sic	6211
Symbol	sto/AZA
Website	https://www.avanza.se

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.11%
FCF yield	75%
Forward P/E	17.71x
P/B ratio	5.66x
P/E ratio	19.58x
P/S ratio	10.19x
PE Ratio10 Y	24.36x
PE Ratio3 Y	19.22x
PE Ratio5 Y	19.9x
PEG ratio	2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	763.97%
Gross margin	90.71%
Gross Profit	SEK 4.6B
Net Income	SEK 2.6B
Net Income Growth	11.31%
Net Income Growth Q	6.65%
Net Income Growth Quarters	14%
Net Income Growth Years	3%
Net Income Growth3 Y	15.34%
Net Income Growth5 Y	9.75%
Pretax Margin	61.77%
Profit Margin	52.7%
Profit Per Employee	SEK 3.6M
Profitable Years	24
ROA	0.68
Roa5y	0.73
ROE	33.1
Roe5y	39.46
ROIC	30.26
Roic5y	38.34

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.23%
Cagr15y	18.27%
Cagr1y	1.52%
Cagr20y	16.56%
Cagr3y	19.88%
Cagr5y	6.16%
Div CAGR10	19.76%
Div CAGR3	3.5%
Div CAGR5	27.39%
EPS Growth	9.69
EPS Growth Q	4.91
EPS Growth Quarters	1
EPS Growth Years	3
EPS Growth3 Y	14.91
EPS Growth5 Y	9.57
FCF Growth	227.94%
FCF Growth Q	106.62%
FCF Growth3 Y	146.63%
OCF Growth	227.44%
OCF Growth Q	106.65%
OCF Growth10 Y	29.31%
OCF Growth3 Y	146.33%
Revenue Growth	12.51x
Revenue Growth Q	9.73x
Revenue Growth Quarters	4x
Revenue Growth Years	3x
Revenue Growth3 Y	14.45x
Revenue Growth5 Y	10.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SEK 0.01
Assets	SEK 438.4B
Cash	SEK 3.9B
Debt	SEK 354M
Debt Equity	SEK 0.04
Debt FCF	SEK 0.01
Equity	SEK 9.1B
Liabilities	SEK 429.3B
Net Cash	SEK 3.5B
Net Cash By Market Cap	SEK 6.76
Net Cash Growth	-51.62%
Net Debt Equity	SEK -0.38
Net Debt FCF	SEK -0.09
Tangible Book Value	SEK 9.1B
Tangible Book Value Per Share	SEK 49.2
WACC	7.73

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.39
Quick ratio	0.38
Working Capital	SEK -74.6B
Working Capital Turnover	SEK -0.09

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.21%
Dividend Growth	8.51%
Dividend Growth Years	2%
Dividend per share	SEK 12.75
Dividend Years	23
Dividend Yield	3.89%
Ex Div Date	2026-04-29
Last Dividend	SEK 12.75
Payout Frequency	Annual
Payout Ratio	70.24%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	644.09%
1Y total return	1.51%
200-day SMA	351.7
3Y total return	72.29%
50-day SMA	351
50-day SMA vs 200-day SMA	50under200
5Y total return	34.81%
All Time High	409.2
All Time High Change	-19.84%
All Time High Date	2026-04-15
All Time Low	1.9
All Time Low Change	17,163.16%
All Time Low Date	2002-10-14
ATR	10.76
Beta	0.64
Beta1y	0.49
Beta2y	0.83
Ch YTD	-7.11
High	331
High52	409.2
High52 Date	2026-04-15
High52ch	-19.84%
Low	326.1
Low52	307.8
Low52 Date	2025-06-23
Low52ch	6.56%
Ma50ch	-6.55%
Price vs 200-day SMA	-6.75%
RSI	35.84
RSI Monthly	53.33
RSI Weekly	44.27
Sharpe ratio	0.09x
Sortino ratio	0.35
Total Return	3.68%
Tr YTD	-3.63
Tr15y	1,139.8%
Tr1m	-6.77%
Tr1w	0.24%
Tr3m	-3.11%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SEK 3.2B
Operating Income Growth	13.13
Operating Income Growth Q	7.45
Operating Income Growth3 Y	16.44
Operating Income Growth5 Y	9.64
Operating margin	62.06

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	114,770,245%
Net Borrowing	-36,000,000
Shares Insiders	13.09%
Shares Institutions	30.31%
Shares Out	157,829,091
Shares Qo Q	-0.03%
Shares Yo Y	0.21%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SEK 38.8B
Average Volume	534,586.4x
Bv Per Share	49.72
CAPEX	SEK -81M
Ch10y	443
Ch15y	645.5
Ch1m	-10.14
Ch1w	0.24
Ch1y	-2.15
Ch20y	934.7
Ch3m	-6.61
Ch3y	52.49
Ch5y	10.4
Ch6m	-7.32
Change	-1.23%
Change From Open	-0.46
Close	332.1
Days Gap	-0.78
Dollar Volume	109,105,920
Earnings Date	2026-04-21
EPS	SEK 16.75
F Score	4
FCF	SEK 38.8B
FCF Per Share	SEK 246
Financing CF	-594,000,000
Fiscal Year End	December
Founded	1,986
Graham Number	136.89003
Graham Upside	-58.27
Income Tax	SEK 461M
Investing CF	-34,186,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2019-04-15
Last Split Type	Forward
Lynch Fair Value	SEK 163
Lynch Upside	-50.2
Ma150	352.1
Ma150ch	-6.84%
Ma20	361.8
Ma20ch	-9.34%
Net CF	4,126,000,000
Next Earnings Date	2026-07-14
Open	329.5
P FCF Ratio	1.33
P OCF Ratio	1.33
Payment Date	2026-05-06
Position In Range	38.78
Ppne	447,000,000
Price Date	2026-05-08
Ptbv Ratio	5.71
Relative Volume	0.63x
Revenue	5,082,000,000x
Tax By Revenue	9.07x
Tax Rate	14.69%
Tr20y	2,042.41%
Tr6m	-3.85%
Volume	332,640

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

STO/AZA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.9%

$12.8 annual per share

Payout ratio

+70.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.4%

2 consecutive years of growth

Total shareholder yield

+3.7%

Next ex-dividend date: 2026-04-29

Performance

STO/AZA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns STO/AZA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+30.3%

Share of float held by funds and institutions

Insider ownership

+13.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

STO/AZA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

35.8

Neutral momentum band

Price vs 200-day MA

-6.7%

50/200-day relationship not available

Beta (5Y)

0.64

Less volatile than the market

Sharpe ratio

0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About STO/AZA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sto/AZA stock rating?

sto/AZA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sto/AZA analysis?

The full report lives at /stocks/sto/AZA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sto/AZA?

The latest report frames sto/AZA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sto/AZA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.