Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

UGSE/SBU stock hub

UGSE/SBU has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.9T

Uganda Securities Exchange

Market data

Live price

Current market quote for this ticker.

Current price

UGSE/SBU

In the news

Latest news · UGSE/SBU

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E6.6

P25 n/aP50 n/aP75 n/a

ROE26.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UGSE/SBU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

164

Groups with data

Currency

UGX

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Uganda
Country code	UG
Employees	1,532
Employees Change	-21%
Employees Change Percent	-1.35
Exchange	Uganda Securities Exchange
Financial currency	UGX
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	UGX 3.9T
Price currency	UGX
Rev Per Employee	698,221,079.61x
Sic	6020
Symbol	ugse/SBU
Website	https://www.stanbic.co.ug/ugandaholdings/stanbic-uganda-holdings-limited

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.18%
FCF yield	-12.29%
P/B ratio	1.65x
P/E ratio	6.59x
P/S ratio	2.74x
PE Ratio10 Y	4.36x
PE Ratio3 Y	4.9x
PE Ratio5 Y	4.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	UGX 1.4T
Net Income	UGX 590.8B
Net Income Growth	23.58%
Net Income Growth Q	28.8%
Net Income Growth3 Y	9.76%
Net Income Growth5 Y	8.36%
Pretax Margin	52.32%
Profit Margin	41.58%
Profit Per Employee	UGX 290.3M
ROA	5.39
Roa5y	4.37
ROE	26.79
Roe5y	22.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.01%
Cagr1y	81.21%
Cagr3y	68.28%
Cagr5y	38.43%
Div CAGR10	14.13%
Div CAGR3	44.31%
Div CAGR5	22.21%
EPS Growth	23.56
EPS Growth Q	28.75
EPS Growth3 Y	9.75
EPS Growth5 Y	8.35
Revenue Growth	12.47x
Revenue Growth Q	16.03x
Revenue Growth3 Y	5.88x
Revenue Growth5 Y	5.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	UGX 11.5T
Cash	UGX 3.1T
Debt	UGX 308B
Debt FCF	UGX -0.64
Equity	UGX 2.4T
Liabilities	UGX 9.2T
Net Cash	UGX 2.8T
Net Cash By Market Cap	UGX 71.47
Net Cash Growth	-22.92%
Net Debt Equity	UGX -1.18
Tangible Book Value	UGX 2.3T
Tangible Book Value Per Share	UGX 45.37
WACC	5.09

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	UGX -4.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.02%
Dividend Growth	1.74%
Dividend Growth Years	1%
Dividend per share	UGX 7.03
Dividend Years	5
Dividend Yield	9.24%
Last Dividend	UGX 2.73
Payout Frequency	Semi-Annual
Payout Ratio	50.78%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	630.54%
1Y total return	81.14%
200-day SMA	64.93
3Y total return	376.69%
50-day SMA	77.92
50-day SMA vs 200-day SMA	50over200
5Y total return	408.25%
All Time High	80
All Time High Change	-4.94%
All Time High Date	2026-02-27
All Time Low	7.03
All Time Low Change	981.33%
All Time Low Date	2011-12-14
ATR	1.07
Beta	0.23
Beta1y	0.22
Beta2y	0.2
Ch YTD	26.08
High52 Date	2026-03-30
High52ch	-4.94%
Low52 Date	2025-05-28
Low52ch	79.23%
Ma50ch	-2.4%
Price vs 200-day SMA	17.12%
RSI	43.15
RSI Monthly	77.76
RSI Weekly	70.77
Sharpe ratio	2.65x
Sortino ratio	5.33
Total Return	9.23%
Tr YTD	26.08
Tr1m	-2.66%
Tr1w	-1.23%
Tr3m	8.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	UGX 757.2B
Operating margin	53.29

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9,136,630,858%
Net Borrowing	33,080,520,000
Shares Insiders	1.06%
Shares Institutions	7.2%
Shares Out	51,188,669,700
Shares Qo Q	0.03%
Shares Yo Y	0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	UGX -478.6B
Bv Per Share	46.03
CAPEX	UGX -17.5B
Ch10y	216.9
Ch1m	-2.66
Ch1w	-1.23
Ch1y	61.81
Ch3m	8.09
Ch3y	195.3
Ch5y	187
Ch6m	17
Dollar Volume	16,212,186.9
Earnings Date	2026-03-26
EPS	UGX 11.54
F Score	2
FCF	UGX -478.6B
FCF Per Share	UGX -9.35
Financing CF	481,862,991,000
Fiscal Year End	December
Founded	1,906
Graham Number	109.32511
Graham Upside	43.75
Income Tax	UGX 152.5B
Investing CF	-21,958,481,000
Is Primary Listing	1
Last Earnings Date	2025-11-18
Last Report Date	2025-12-31
Last Split Date	2012-06-28
Last Split Type	Forward
Lynch Fair Value	UGX 96.43
Lynch Upside	26.8
Ma150	68.29
Ma150ch	11.36%
Ma20	76.93
Ma20ch	-1.14%
Net CF	-1,262,031,000
Payment Date	2025-11-19
Position In Range	2.5
Ppne	96,827,043,000
Price Date	2026-05-08
Ptbv Ratio	1.68
Relative Volume	0.3x
Revenue	1,420,879,897,000x
Tax By Revenue	10.74x
Tax Rate	20.52%
Tr6m	17%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UGSE/SBU dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+9.2%

$7.03 annual per share

Payout ratio

+50.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.2%

1 consecutive years of growth

Total shareholder yield

+9.2%

Dividend yield + buyback yield combined

Performance

UGSE/SBU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UGSE/SBU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+7.2%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

UGSE/SBU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.1

Neutral momentum band

Price vs 200-day MA

+17.1%

50/200-day relationship not available

Beta (5Y)

0.23

Less volatile than the market

Sharpe ratio

2.65

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About UGSE/SBU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ugse/SBU stock rating?

ugse/SBU is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ugse/SBU analysis?

The full report lives at /stocks/ugse/SBU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ugse/SBU?

The latest report frames ugse/SBU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ugse/SBU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.