Axos Financial, Inc. (AX)

NYSE: AX · USD

$91.6

-0.72 (-0.8%)· Recorded snapshot

Market cap	5.2B
Revenue (ttm)	1.4B
Net income (ttm)	490.4M
EPS (ttm)	$8.48
Shares out	56.7M
P/E (trailing)	10.8x
P/E (forward)	9.5x
Volume	237,959
Beta	1.29

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.4B
Net income (ttm): 490.4M
EPS (ttm): $8.48
P/E (trailing): 10.8x
P/E (forward): 9.5x
Market cap: 5.2B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.5

P25 n/aP50 n/aP75 n/a

Trailing P/E10.8

P25 n/aP50 n/aP75 n/a

ROE16.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All AX indicators

Market & fundamental data

Available fields

239

Groups with data

Currency

USD

Showing 239 of 239 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001299709
Company name	Axos Financial, Inc.
Country	United States
Country code	US
CUSIP number	05465C100
Earnings date	2026-10-29
Earnings time	amc
Employees	2,191
Employees change	202
Employees growth	10.16%
Enterprise value	$5.4B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	June
Founded	1999
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	2005-03-15
Is primary listing	Yes
Is SPAC	No
ISIN number	US05465C1009
Last 10-K release date	2026-08-20
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2015-11-18
Last stock split type	Forward
Market cap	$5.2B
Market cap category	Mid-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$91.58
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	AX
U.S. state	Nevada
Website	https://www.axosfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	10.47x
Average P/E ratio (10Y)	10.63x
Average P/E ratio (3Y)	8.94x
Average P/E ratio (5Y)	9.46x
Earnings yield	9.26%
EV/Earnings	11.14x
EV/FCF	19.79x
EV/Sales	3.96x
FCF / EV yield	5.05%
FCF yield	5.3%
Forward EV/Sales	3.36x
Forward P/E	9.45x
Forward P/S	3.2x
Graham number	103.19327
Graham upside	12.37%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$151.55
Lynch upside	65.03%
P/B ratio	1.65x
P/E ratio	10.8x
P/FCF ratio	18.88x
P/OCF ratio	9.61x
P/S ratio	3.78x
Price / tangible book value	1.79x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.17%
FCF margin	20.01%
Operating margin	48.89%
Pretax margin	46.88%
Profit margin	35.55%
Profit per employee	$223,812
Profitable quarters	71
Profitable years	25
Revenue per employee	$629,570
ROA	1.79%
ROA (5Y)	1.77%
ROE	16.77%
ROE (5Y)	17.73%
SBC / revenue	3.21%
Tax / revenue	11.33%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	14.13%
EPS growth (Q)	12.37%
EPS growth (QoQ)	0.5%
EPS growth 10Y	16.32%
EPS growth 3Y	18.7%
EPS growth 5Y	18.96%
EPS growth quarters	5
EPS growth years	1
FCF growth	-28.63%
FCF growth (Q)	36.01%
FCF growth 3Y	5.85%
FCF growth 5Y	5.18%
Net income growth	13.27%
Net income growth (Q)	12.9%
Net income growth (QoQ)	0.22%
Net income growth 3Y	16.87%
Net income growth 5Y	17.87%
Net income growth quarters	5
Net income growth years	1
OCF growth	23.04%
OCF growth (Q)	80.66%
OCF growth (QoQ)	327.64%
OCF growth 10Y	12.51%
OCF growth 3Y	27.31%
OCF growth 5Y	19.27%
Revenue growth	14.65%
Revenue growth (Q)	18.1%
Revenue growth (QoQ)	3.04%
Revenue growth 10Y	15.82%
Revenue growth 3Y	16.19%
Revenue growth 5Y	17.33%
Revenue growth quarters	3
Revenue growth years	24

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-266.4M
EPS	$8.48
FCF per share	$4.86
Financing cash flow	$3.6B
Free cash flow	$276M
Gross profit	$1.4B
Income taxes	$156.3M
Investing cash flow	$-5B
Net borrowing	$-71M
Net cash flow	$-868.6M
Net income	$490.4M
Operating income	$674.4M
Revenue	$1.4B
Stock-based compensation	$44.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$55.81
Debt / equity	0.43
Debt / FCF	4.99
Goodwill	$144.3M
Net cash (debt)	$-250.8M
Net cash / market cap	-4.81%
Net debt / equity	0.08
Net debt / FCF	0.91
Piotroski F-Score	4
Property, plant and equipment	$195.6M
Shareholders' equity	$3.2B
Tangible book value	$2.9B
Tangible book value per share	$51.42
Total assets	$30B
Total cash	$1.1B
Total debt	$1.4B
Total liabilities	$26.8B
WACC	8.97%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-24B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.69%
Dividend yield	0%
Shareholder yield	0.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	332.08%
10Y return CAGR	15.76%
10Y total return	332.08%
150-day SMA	$92.55
15Y price change	2,268.98%
15Y return CAGR	23.49%
15Y total return	2,269.29%
1D price change	-0.78%
1M price change	2.85%
1M total return	2.85%
1W price change	1.31%
1W total return	1.31%
1Y price change	13.64%
1Y return CAGR	13.65%
1Y total return	13.64%
20-day SMA	$89.29
200-day SMA	$92.35
20Y price change	5,335.22%
20Y return CAGR	22.11%
20Y total return	5,335.22%
3M price change	-5.05%
3M total return	-5.05%
3Y price change	161.23%
3Y return CAGR	37.71%
3Y total return	161.23%
50-day SMA	$91.78
50-day SMA vs 200-day SMA	50under200
52-week high	$105.74
52-week high date	2026-08-04
52-week low	$74.89
52-week low date	2025-11-17
5Y price change	78.37%
5Y return CAGR	12.27%
5Y total return	78.37%
6M price change	-7.58%
6M total return	-7.58%
All-time high	$105.74
All-time high date	2026-08-04
All-time low	$0.75
All-time low date	2008-11-24
Average true range (ATR)	$1.98
Average volume	341.4K
Beta (1Y)	0.65
Beta (2Y)	1.05
Beta (5Y)	1.29
Change from 52-week high	-13.39%
Change from 52-week low	22.29%
Change from all-time high	-13.9%
Change from all-time low	11,998.34%
Change from open	-0.78%
Day's gap	0%
Dollar volume	$21.8M
High price	$92.30
Low price	$90.60
Monthly RSI	55.6
Open price	$92.30
Position in 52-week range	57.65%
Premarket change	-0.19%
Premarket close	$92.30
Premarket price	$92.12
Previous close	$92.30
Price vs 150-day SMA	-1.63%
Price vs 20-day SMA	1.97%
Price vs 200-day SMA	-1.42%
Price vs 50-day SMA	-0.81%
Relative volume	0.7
RSI	53.02
Sharpe ratio	0.45
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.36
Sortino ratio	0.79
Sortino ratio (3Y)	1.59
Sortino ratio (5Y)	0.7
Volume	238K
Weekly RSI	48.45
YTD price change	5.66%
YTD total return	5.66%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	54.2M
Float percentage	95.46%
Shares change (QoQ)	-0.58%
Shares change (YoY)	-0.69%
Shares held by insiders	4.5%
Shares held by institutions	87.02%
Shares outstanding	56.7M
Short % of float	5.91%
Short % of shares	5.64%
Short ratio	8.3 days

Deeper analysis on AX

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Scorecard

Frequently asked questions

About this AX report

Is a complete AX research report available?

No complete published report is available for Axos Financial, Inc. (AX) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Axos Financial, Inc. (AX)

Price

Financial snapshot

Fair-value bridge

Latest news · AX

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AX indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AX

Frequently asked questions