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Cincinnati Financial Corporation (CINF)

NASDAQ: CINF · USD

$179

-1.92 (-1.1%)· Recorded snapshot

Market cap	27.6B
Revenue (ttm)	13.3B
Net income (ttm)	2.7B
EPS (ttm)	$17.0
Shares out	153.5M
P/E (trailing)	10.5x
P/E (forward)	19.9x
Dividend	$3.76 (2.10%)
Volume	589,236
Beta	0.53

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Metric	Value
Amount currency	USD
CIK code	0000020286
Company name	Cincinnati Financial Corporation
Country	United States
Country code	US
CUSIP number	172062101
Earnings date	2026-10-26
Earnings time	amc
Employees	5,705
Employees change	81
Employees growth	1.44%
Enterprise value	$27.2B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1950
In index	SP500
Industry	Insurance - Property & Casualty
Is primary listing	Yes
Is SPAC	No
ISIN number	US1720621010
Last 10-K release date	2026-02-23
Last earnings date	2026-10-26
Last refreshed	2026-10-28
Last stock split date	2005-04-04
Last stock split type	Forward
Market cap	$27.6B
Market cap category	Large-Cap
Next earnings date	2027-02-08
Options	Yes
Price	$179.50
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	CINF
U.S. state	Ohio
Website	https://www.cinfin.com

Metric

Value

Amount currency

USD

CIK code

0000020286

Company name

Cincinnati Financial Corporation

Country

United States

Country code

CUSIP number

172062101

Earnings date

2026-10-26

Earnings time

amc

Employees

5,705

Employees change

Employees growth

1.44%

Enterprise value

$27.2B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1950

In index

SP500

Industry

Insurance - Property & Casualty

Is primary listing

Yes

Is SPAC

ISIN number

US1720621010

Last 10-K release date

2026-02-23

Last earnings date

2026-10-26

Last refreshed

2026-10-28

Last stock split date

2005-04-04

Last stock split type

Forward

Market cap

$27.6B

Market cap category

Large-Cap

Next earnings date

2027-02-08

Options

Yes

Price

$179.50

Price currency

USD

Sector

Financials

SIC code

6331

Stock price date

2026-10-28

Symbol

CINF

U.S. state

Ohio

Website

https://www.cinfin.com

Metric	Value
Adjusted P/E ratio	18.39x
Average P/E ratio (10Y)	133.11x
Average P/E ratio (3Y)	10.01x
Average P/E ratio (5Y)	255.4x
Earnings yield	9.49%
EV/Earnings	10.18x
EV/EBIT	8.11x
EV/EBITDA	7.73x
EV/FCF	8.82x
EV/Sales	2.04x
FCF / EV yield	11.34%
FCF yield	11.19%
Forward EV/Sales	2.18x
Forward P/E	19.93x
Forward P/S	2.21x
Graham number	201.05175
Graham upside	12.24%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$85.21
Lynch upside	-52.43%
P/B ratio	1.72x
P/E ratio	10.53x
P/FCF ratio	8.93x
P/OCF ratio	8.89x
P/S ratio	2.07x
PEG ratio	2.94x
Price / tangible book value	1.7x
Price/EBITDA ratio	7.84x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

18.39x

Average P/E ratio (10Y)

133.11x

Average P/E ratio (3Y)

10.01x

Average P/E ratio (5Y)

255.4x

Earnings yield

9.49%

EV/Earnings

10.18x

EV/EBIT

8.11x

EV/EBITDA

7.73x

EV/FCF

8.82x

EV/Sales

2.04x

FCF / EV yield

11.34%

FCF yield

11.19%

Forward EV/Sales

2.18x

Forward P/E

19.93x

Forward P/S

2.21x

Graham number

201.05175

Graham upside

12.24%

Industry forward P/E

12.54x

Industry P/E

10.1x

Lynch fair value

$85.21

Lynch upside

-52.43%

P/B ratio

1.72x

P/E ratio

10.53x

P/FCF ratio

8.93x

P/OCF ratio

8.89x

P/S ratio

2.07x

PEG ratio

2.94x

Price / tangible book value

1.7x

Price/EBITDA ratio

7.84x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
EBIT margin	25.21%
EBITDA margin	26.43%
Effective tax rate	19.15%
FCF margin	23.19%
Gross margin	26.2%
Operating margin	25.21%
Pretax margin	24.82%
Profit margin	20.07%
Profit per employee	$466,959
Profitable quarters	6
Profitable years	3
Revenue per employee	$2.3M
ROA	5.03%
ROA (5Y)	4.29%
ROCE	9.06%
ROE	16.87%
ROE (5Y)	14.13%
ROIC	15.64%
ROIC (5Y)	13.21%
Tax / revenue	4.75%

Metric

Value

EBIT margin

25.21%

EBITDA margin

26.43%

Effective tax rate

19.15%

FCF margin

23.19%

Gross margin

26.2%

Operating margin

25.21%

Pretax margin

24.82%

Profit margin

20.07%

Profit per employee

$466,959

Profitable quarters

Profitable years

Revenue per employee

$2.3M

ROA

5.03%

ROA (5Y)

4.29%

ROCE

9.06%

ROE

16.87%

ROE (5Y)

14.13%

ROIC

15.64%

ROIC (5Y)

13.21%

Tax / revenue

4.75%

Metric	Value
EPS growth	26.79%
EPS growth (Q)	-58.37%
EPS growth (QoQ)	-63.23%
EPS growth 10Y	15.92%
EPS growth 3Y	17.15%
EPS growth 5Y	1.87%
EPS growth years	3
FCF growth	10.28%
FCF growth (Q)	-29.04%
FCF growth (QoQ)	12.75%
FCF growth 3Y	13.72%
FCF growth 5Y	10.43%
Net income growth	25.54%
Net income growth (Q)	-59.09%
Net income growth (QoQ)	-63.43%
Net income growth 3Y	16.77%
Net income growth 5Y	1.08%
Net income growth years	3
OCF growth	10.22%
OCF growth (Q)	-29%
OCF growth (QoQ)	13%
OCF growth 10Y	10.46%
OCF growth 3Y	13.68%
OCF growth 5Y	10.36%
Revenue growth	9.91%
Revenue growth (Q)	-18.22%
Revenue growth (QoQ)	-28.71%
Revenue growth 10Y	9.41%
Revenue growth 3Y	10.75%
Revenue growth 5Y	8.08%
Revenue growth years	3

Metric

Value

EPS growth

26.79%

EPS growth (Q)

-58.37%

EPS growth (QoQ)

-63.23%

EPS growth 10Y

15.92%

EPS growth 3Y

17.15%

EPS growth 5Y

1.87%

EPS growth years

FCF growth

10.28%

FCF growth (Q)

-29.04%

FCF growth (QoQ)

12.75%

FCF growth 3Y

13.72%

FCF growth 5Y

10.43%

Net income growth

25.54%

Net income growth (Q)

-59.09%

Net income growth (QoQ)

-63.43%

Net income growth 3Y

16.77%

Net income growth 5Y

1.08%

Net income growth years

OCF growth

10.22%

OCF growth (Q)

-29%

OCF growth (QoQ)

13%

OCF growth 10Y

10.46%

OCF growth 3Y

13.68%

OCF growth 5Y

10.36%

Revenue growth

9.91%

Revenue growth (Q)

-18.22%

Revenue growth (QoQ)

-28.71%

Revenue growth 10Y

9.41%

Revenue growth 3Y

10.75%

Revenue growth 5Y

8.08%

Revenue growth years

Metric	Value
Capital expenditures	$-16M
EBIT	$3.3B
EBITDA	$3.5B
EPS	$17.04
FCF per share	$20.05
Financing cash flow	$-1.3B
Free cash flow	$3.1B
Gross profit	$3.5B
Income taxes	$631M
Investing cash flow	$-2B
Net borrowing	$-8M
Net cash flow	$-221M
Net income	$2.7B
Operating income	$3.3B
Revenue	$13.3B

Metric

Value

Capital expenditures

$-16M

EBIT

$3.3B

EBITDA

$3.5B

EPS

$17.04

FCF per share

$20.05

Financing cash flow

$-1.3B

Free cash flow

$3.1B

Gross profit

$3.5B

Income taxes

$631M

Investing cash flow

$-2B

Net borrowing

$-8M

Net cash flow

$-221M

Net income

$2.7B

Operating income

$3.3B

Revenue

$13.3B

Metric	Value
Book value per share	$105.42
Debt / EBITDA	0.25
Debt / equity	0.05
Debt / FCF	0.28
Interest coverage	64.37
Net cash (debt)	$364M
Net cash / market cap	1.32%
Net cash growth	-36.92%
Net debt / EBITDA	-0.1
Net debt / equity	-0.02
Net debt / FCF	-0.12
Piotroski F-Score	5
Property, plant and equipment	$209M
Shareholders' equity	$16.2B
Tangible book value	$16.2B
Tangible book value per share	$105.42
Total assets	$42.6B
Total cash	$1.4B
Total debt	$875M
Total liabilities	$26.4B
WACC	7.08%

Metric

Value

Book value per share

$105.42

Debt / EBITDA

0.25

Debt / equity

0.05

Debt / FCF

0.28

Interest coverage

64.37

Net cash (debt)

$364M

Net cash / market cap

1.32%

Net cash growth

-36.92%

Net debt / EBITDA

-0.1

Net debt / equity

-0.02

Net debt / FCF

-0.12

Piotroski F-Score

Property, plant and equipment

$209M

Shareholders' equity

$16.2B

Tangible book value

$16.2B

Tangible book value per share

$105.42

Total assets

$42.6B

Total cash

$1.4B

Total debt

$875M

Total liabilities

$26.4B

WACC

7.08%

Metric	Value
Asset turnover	0.32
Current ratio	1.05
Net working capital	$-927M
Quick ratio	0.88
Working capital	$295M

Metric

Value

Asset turnover

0.32

Current ratio

1.05

Net working capital

$-927M

Quick ratio

0.88

Working capital

$295M

Metric	Value
Buyback yield / dilution	1.01%
Dividend growth	7.89%
Dividend growth (10Y)	6.86%
Dividend growth (3Y)	7.87%
Dividend growth (5Y)	8.18%
Dividend growth years	65
Dividend payment date	2026-10-15
Dividend payment years	65
Dividend payout frequency	Quarterly
Dividend per share	$3.76
Dividend yield	2.1%
Ex-dividend date	2026-09-23
FCF payout ratio	18.75%
Last dividend	$0.94
Payout ratio	22.06%
Shareholder yield	3.11%

Metric

Value

Buyback yield / dilution

1.01%

Dividend growth

7.89%

Dividend growth (10Y)

6.86%

Dividend growth (3Y)

7.87%

Dividend growth (5Y)

8.18%

Dividend growth years

Dividend payment date

2026-10-15

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$3.76

Dividend yield

2.1%

Ex-dividend date

2026-09-23

FCF payout ratio

18.75%

Last dividend

$0.94

Payout ratio

22.06%

Shareholder yield

3.11%

Metric	Value
10Y price change	156.87%
10Y return CAGR	12.83%
10Y total return	234.45%
150-day SMA	$169.56
15Y price change	490.64%
15Y return CAGR	16.03%
15Y total return	830.08%
1D price change	-1.06%
1M price change	10.21%
1M total return	10.21%
1W price change	4.11%
1W total return	4.11%
1Y price change	13.64%
1Y return CAGR	16.21%
1Y total return	16.2%
20-day SMA	$169.20
200-day SMA	$167.94
20Y price change	288.93%
20Y return CAGR	10.87%
20Y total return	686.97%
3M price change	-2.76%
3M total return	-2.21%
3Y price change	83.58%
3Y return CAGR	25.44%
3Y total return	97.43%
50-day SMA	$168.80
50-day SMA vs 200-day SMA	50over200
52-week high	$194.81
52-week high date	2026-07-07
52-week low	$150.00
52-week low date	2025-10-29
5Y price change	47.82%
5Y return CAGR	10.85%
5Y total return	67.37%
6M price change	8.15%
6M total return	9.36%
All-time high	$194.81
All-time high date	2026-07-07
All-time low	$3.34
All-time low date	1987-12-04
Average true range (ATR)	$3.18
Average volume	592.2K
Beta (1Y)	-0.11
Beta (2Y)	0.45
Beta (5Y)	0.53
Change from 52-week high	-7.86%
Change from 52-week low	19.66%
Change from all-time high	-8.04%
Change from all-time low	5,268.29%
Change from open	-0.16%
Day's gap	-0.9%
Dollar volume	$105.8M
High price	$181.38
Low price	$179.12
Monthly RSI	60.72
Open price	$179.78
Position in 52-week range	16.59%
Premarket change	-0.28%
Premarket close	$181.41
Premarket price	$180.90
Previous close	$181.41
Price vs 150-day SMA	5.65%
Price vs 20-day SMA	5.88%
Price vs 200-day SMA	6.67%
Price vs 50-day SMA	6.13%
Relative volume	0.99
RSI	66.73
Sharpe ratio	0.63
Sharpe ratio (3Y)	0.94
Sharpe ratio (5Y)	0.38
Sortino ratio	1.19
Sortino ratio (3Y)	1.6
Sortino ratio (5Y)	0.77
Volume	589.2K
Weekly RSI	59.74
YTD price change	9.69%
YTD total return	11.57%

Metric

Value

10Y price change

156.87%

10Y return CAGR

12.83%

10Y total return

234.45%

150-day SMA

$169.56

15Y price change

490.64%

15Y return CAGR

16.03%

15Y total return

830.08%

1D price change

-1.06%

1M price change

10.21%

1M total return

10.21%

1W price change

4.11%

1W total return

4.11%

1Y price change

13.64%

1Y return CAGR

16.21%

1Y total return

16.2%

20-day SMA

$169.20

200-day SMA

$167.94

20Y price change

288.93%

20Y return CAGR

10.87%

20Y total return

686.97%

3M price change

-2.76%

3M total return

-2.21%

3Y price change

83.58%

3Y return CAGR

25.44%

3Y total return

97.43%

50-day SMA

$168.80

50-day SMA vs 200-day SMA

50over200

52-week high

$194.81

52-week high date

2026-07-07

52-week low

$150.00

52-week low date

2025-10-29

5Y price change

47.82%

5Y return CAGR

10.85%

5Y total return

67.37%

6M price change

8.15%

6M total return

9.36%

All-time high

$194.81

All-time high date

2026-07-07

All-time low

$3.34

All-time low date

1987-12-04

Average true range (ATR)

$3.18

Average volume

592.2K

Beta (1Y)

-0.11

Beta (2Y)

0.45

Beta (5Y)

0.53

Change from 52-week high

-7.86%

Change from 52-week low

19.66%

Change from all-time high

-8.04%

Change from all-time low

5,268.29%

Change from open

-0.16%

Day's gap

-0.9%

Dollar volume

$105.8M

High price

$181.38

Low price

$179.12

Monthly RSI

60.72

Open price

$179.78

Position in 52-week range

16.59%

Premarket change

-0.28%

Premarket close

$181.41

Premarket price

$180.90

Previous close

$181.41

Price vs 150-day SMA

5.65%

Price vs 20-day SMA

5.88%

Price vs 200-day SMA

6.67%

Price vs 50-day SMA

6.13%

Relative volume

0.99

RSI

66.73

Sharpe ratio

0.63

Sharpe ratio (3Y)

0.94

Sharpe ratio (5Y)

0.38

Sortino ratio

1.19

Sortino ratio (3Y)

1.6

Sortino ratio (5Y)

0.77

Volume

589.2K

Weekly RSI

59.74

YTD price change

9.69%

YTD total return

11.57%

Metric	Value
Float	150.6M
Float percentage	98.09%
Shares change (QoQ)	-0.39%
Shares change (YoY)	-1.01%
Shares held by insiders	1.78%
Shares held by institutions	73.8%
Shares outstanding	153.5M
Short % of float	2.89%
Short % of shares	2.84%
Short ratio	6.4 days

Metric

Value

Float

150.6M

Float percentage

98.09%

Shares change (QoQ)

-0.39%

Shares change (YoY)

-1.01%

Shares held by insiders

1.78%

Shares held by institutions

73.8%

Shares outstanding

153.5M

Short % of float

2.89%

Short % of shares

2.84%

Short ratio

6.4 days

Cincinnati Financial Corporation (CINF)

Price

Financial snapshot

Fair-value bridge

Latest news · CINF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CINF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CINF

Frequently asked questions