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ECB Bancorp, Inc. (ECBK)

NASDAQ: ECBK · USD

$20.4

-0.94 (-4.4%)· Recorded snapshot

Market cap	178.2M
Revenue (ttm)	40.4M
Net income (ttm)	12.4M
EPS (ttm)	$1.49
Shares out	8.7M
P/E (trailing)	13.7x
Volume	2,895
Beta	0.46

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 40.4M
Net income (ttm): 12.4M
EPS (ttm): $1.49
P/E (trailing): 13.7x
Market cap: 178.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Metric	Value
Amount currency	USD
CIK code	0001914605
Company name	ECB Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	26828M106
Earnings date	2026-11-10
Earnings time	amc
Employees	64
Employees change	-4
Employees growth	-5.88%
Enterprise value	$362.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1919
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US26828M1062
Last 10-K release date	2026-03-25
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$178.2M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$20.40
Price currency	USD
Sector	Financials
SIC code	6036
Stock price date	2026-10-28
Symbol	ECBK
U.S. state	Massachusetts
Website	https://www.everettbank.com

Metric

Value

Amount currency

USD

CIK code

0001914605

Company name

ECB Bancorp, Inc.

Country

United States

Country code

CUSIP number

26828M106

Earnings date

2026-11-10

Earnings time

amc

Employees

Employees change

-4

Employees growth

-5.88%

Enterprise value

$362.4M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1919

In index

RUSSELL2000

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US26828M1062

Last 10-K release date

2026-03-25

Last earnings date

2026-07-23

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$178.2M

Market cap category

Micro-Cap

Next earnings date

2026-11-10

Options

Price

$20.40

Price currency

USD

Sector

Financials

SIC code

6036

Stock price date

2026-10-28

Symbol

ECBK

U.S. state

Massachusetts

Website

https://www.everettbank.com

Metric	Value
Average P/E ratio (3Y)	25.22x
Average P/E ratio (5Y)	33.19x
Earnings yield	7.31%
EV/Earnings	29.94x
EV/FCF	16.54x
EV/Sales	9.16x
FCF / EV yield	6.05%
FCF yield	12.03%
Graham number	26.65161
Graham upside	25.07%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$30.65
Lynch upside	43.85%
P/B ratio	1.01x
P/E ratio	13.67x
P/FCF ratio	8.31x
P/OCF ratio	8.18x
P/S ratio	4.6x
Price / tangible book value	1.01x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Average P/E ratio (3Y)

25.22x

Average P/E ratio (5Y)

33.19x

Earnings yield

7.31%

EV/Earnings

29.94x

EV/FCF

16.54x

EV/Sales

9.16x

FCF / EV yield

6.05%

FCF yield

12.03%

Graham number

26.65161

Graham upside

25.07%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$30.65

Lynch upside

43.85%

P/B ratio

1.01x

P/E ratio

13.67x

P/FCF ratio

8.31x

P/OCF ratio

8.18x

P/S ratio

4.6x

Price / tangible book value

1.01x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	26.5%
FCF margin	58.67%
Operating margin	44.06%
Pretax margin	41.61%
Profit margin	30.58%
Profit per employee	$193,281
Profitable quarters	15
Profitable years	6
Revenue per employee	$631,969
ROA	0.76%
ROA (5Y)	0.43%
ROE	6.99%
ROE (5Y)	3.47%
Tax / revenue	11.02%

Metric

Value

Effective tax rate

26.5%

FCF margin

58.67%

Operating margin

44.06%

Pretax margin

41.61%

Profit margin

30.58%

Profit per employee

$193,281

Profitable quarters

Profitable years

Revenue per employee

$631,969

ROA

0.76%

ROA (5Y)

0.43%

ROE

6.99%

ROE (5Y)

3.47%

Tax / revenue

11.02%

Metric	Value
EPS growth	86.45%
EPS growth (Q)	37.93%
EPS growth (QoQ)	2.56%
EPS growth 3Y	40.34%
EPS growth quarters	7
EPS growth years	1
FCF growth	246.3%
FCF growth 3Y	33.88%
Net income growth	86.8%
Net income growth (Q)	39.03%
Net income growth (QoQ)	3.99%
Net income growth 3Y	38.63%
Net income growth 5Y	20.54%
Net income growth quarters	7
Net income growth years	1
OCF growth	248.25%
OCF growth 3Y	33.67%
Revenue growth	35.45%
Revenue growth (Q)	26.41%
Revenue growth (QoQ)	5.94%
Revenue growth 3Y	17.63%
Revenue growth 5Y	19.15%
Revenue growth quarters	7
Revenue growth years	5

Metric

Value

EPS growth

86.45%

EPS growth (Q)

37.93%

EPS growth (QoQ)

2.56%

EPS growth 3Y

40.34%

EPS growth quarters

EPS growth years

FCF growth

246.3%

FCF growth 3Y

33.88%

Net income growth

86.8%

Net income growth (Q)

39.03%

Net income growth (QoQ)

3.99%

Net income growth 3Y

38.63%

Net income growth 5Y

20.54%

Net income growth quarters

Net income growth years

OCF growth

248.25%

OCF growth 3Y

33.67%

Revenue growth

35.45%

Revenue growth (Q)

26.41%

Revenue growth (QoQ)

5.94%

Revenue growth 3Y

17.63%

Revenue growth 5Y

19.15%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-363,000
EPS	$1.49
FCF per share	$2.56
Financing cash flow	$141.9M
Free cash flow	$22.4M
Gross profit	$40.4M
Income taxes	$4.5M
Investing cash flow	$-139.4M
Net borrowing	$20.2M
Net cash flow	$25.3M
Net income	$12.4M
Operating income	$17.8M
Revenue	$40.4M

Metric

Value

Capital expenditures

$-363,000

EPS

$1.49

FCF per share

$2.56

Financing cash flow

$141.9M

Free cash flow

$22.4M

Gross profit

$40.4M

Income taxes

$4.5M

Investing cash flow

$-139.4M

Net borrowing

$20.2M

Net cash flow

$25.3M

Net income

$12.4M

Operating income

$17.8M

Revenue

$40.4M

Metric	Value
Book value per share	$21.16
Debt / equity	1.53
Debt / FCF	12.61
Net cash (debt)	$-184.2M
Net cash / market cap	-98.91%
Net debt / equity	1
Net debt / FCF	8.22
Piotroski F-Score	4
Property, plant and equipment	$4.6M
Shareholders' equity	$184.9M
Tangible book value	$184.9M
Tangible book value per share	$21.16
Total assets	$1.7B
Total cash	$98.3M
Total debt	$282.5M
Total liabilities	$1.5B
WACC	2.68%

Metric

Value

Book value per share

$21.16

Debt / equity

1.53

Debt / FCF

12.61

Net cash (debt)

$-184.2M

Net cash / market cap

-98.91%

Net debt / equity

Net debt / FCF

8.22

Piotroski F-Score

Property, plant and equipment

$4.6M

Shareholders' equity

$184.9M

Tangible book value

$184.9M

Tangible book value per share

$21.16

Total assets

$1.7B

Total cash

$98.3M

Total debt

$282.5M

Total liabilities

$1.5B

WACC

2.68%

Metric	Value
Working capital	$-1.1B

Metric

Value

Working capital

$-1.1B

Metric	Value
Buyback yield / dilution	0.02%
Dividend yield	0%
Shareholder yield	0.02%

Metric

Value

Buyback yield / dilution

0.02%

Dividend yield

Shareholder yield

0.02%

Metric	Value
150-day SMA	$19.59
1D price change	-4.4%
1M price change	1.69%
1M total return	1.69%
1W price change	6.69%
1W total return	6.69%
1Y price change	33.91%
1Y return CAGR	33.93%
1Y total return	33.91%
20-day SMA	$20.61
200-day SMA	$19.04
3M price change	3.19%
3M total return	3.19%
3Y price change	109.45%
3Y return CAGR	27.94%
3Y total return	109.45%
50-day SMA	$20.71
50-day SMA vs 200-day SMA	50over200
52-week high	$21.78
52-week high date	2026-09-03
52-week low	$15.19
52-week low date	2025-10-29
6M price change	16.17%
6M total return	16.17%
All-time high	$21.78
All-time high date	2026-09-03
All-time low	$9.82
All-time low date	2023-10-12
Average true range (ATR)	$0.64
Average volume	9.9K
Beta (1Y)	0.54
Beta (2Y)	0.44
Beta (5Y)	0.46
Change from 52-week high	-6.34%
Change from 52-week low	34.3%
Change from all-time high	-3.35%
Change from all-time low	114.36%
Change from open	0%
Day's gap	-4.4%
Dollar volume	$59,058
High price	$20.40
Low price	$20.40
Monthly RSI	70.98
Open price	$20.40
Previous close	$21.34
Price vs 150-day SMA	7.46%
Price vs 20-day SMA	2.15%
Price vs 200-day SMA	10.56%
Price vs 50-day SMA	1.63%
Relative volume	0.29
RSI	54.17
Sharpe ratio	1.11
Sharpe ratio (3Y)	0.87
Sortino ratio	2
Sortino ratio (3Y)	1.56
Volume	2.9K
Weekly RSI	57.98
YTD price change	21.05%
YTD total return	21.05%

Metric

Value

150-day SMA

$19.59

1D price change

-4.4%

1M price change

1.69%

1M total return

1.69%

1W price change

6.69%

1W total return

6.69%

1Y price change

33.91%

1Y return CAGR

33.93%

1Y total return

33.91%

20-day SMA

$20.61

200-day SMA

$19.04

3M price change

3.19%

3M total return

3.19%

3Y price change

109.45%

3Y return CAGR

27.94%

3Y total return

109.45%

50-day SMA

$20.71

50-day SMA vs 200-day SMA

50over200

52-week high

$21.78

52-week high date

2026-09-03

52-week low

$15.19

52-week low date

2025-10-29

6M price change

16.17%

6M total return

16.17%

All-time high

$21.78

All-time high date

2026-09-03

All-time low

$9.82

All-time low date

2023-10-12

Average true range (ATR)

$0.64

Average volume

9.9K

Beta (1Y)

0.54

Beta (2Y)

0.44

Beta (5Y)

0.46

Change from 52-week high

-6.34%

Change from 52-week low

34.3%

Change from all-time high

-3.35%

Change from all-time low

114.36%

Change from open

Day's gap

-4.4%

Dollar volume

$59,058

High price

$20.40

Low price

$20.40

Monthly RSI

70.98

Open price

$20.40

Previous close

$21.34

Price vs 150-day SMA

7.46%

Price vs 20-day SMA

2.15%

Price vs 200-day SMA

10.56%

Price vs 50-day SMA

1.63%

Relative volume

0.29

RSI

54.17

Sharpe ratio

1.11

Sharpe ratio (3Y)

0.87

Sortino ratio

Sortino ratio (3Y)

1.56

Volume

2.9K

Weekly RSI

57.98

YTD price change

21.05%

YTD total return

21.05%

Metric	Value
Float	8M
Float percentage	91.17%
Shares change (QoQ)	0.68%
Shares change (YoY)	-0.02%
Shares held by insiders	8.83%
Shares held by institutions	38.82%
Shares outstanding	8.7M
Short % of float	1.44%
Short % of shares	1.32%
Short ratio	10.7 days

Metric

Value

Float

Float percentage

91.17%

Shares change (QoQ)

0.68%

Shares change (YoY)

-0.02%

Shares held by insiders

8.83%

Shares held by institutions

38.82%

Shares outstanding

8.7M

Short % of float

1.44%

Short % of shares

1.32%

Short ratio

10.7 days

ECB Bancorp, Inc. (ECBK)

Price

Financial snapshot

Fair-value bridge

Latest news · ECBK

Valuation

Profitability

Balance sheet

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All ECBK indicators

Profile and market data

Valuation

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Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ECBK

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