Technology / Software - ApplicationUpdated 2026-05-10 22:07 UTC

EXFY stock hub

Expensify, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

103.5M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

EXFY

In the news

Latest news · EXFY

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E20.5

P25 12.5P50 22.3P75 38.6

Trailing P/En/a

P25 16.3P50 33.5P75 65.6

ROE-15.1

P25 -30.7P50 1.5P75 14.4

ROIC-24.2

P25 -18.6P50 1.9P75 13.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EXFY market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

225

Groups with data

Currency

USD

Showing 225 of 225 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001476840
Company name	Expensify, Inc.
Country	United States
Country code	US
Cusip	30219Q106
Employees	117
Employees Change	2%
Employees Change Percent	1.74
Enterprise value	$42.6M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Software - Application
IPO Date	2021-11-10
Isin	US30219Q1067
Last refreshed	2026-05-10
Market cap	$103.5M
Market cap category	Micro-Cap
Price	$1.03
Price currency	USD
Rev Per Employee	1,196,547.01x
Sector	Technology
Sic	7372
Symbol	EXFY
Website	https://www.expensify.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-19.85%
EV Sales Forward	0.3x
EV/FCF	3.45x
EV/Sales	0.3x
FCF yield	11.91%
Forward P/E	20.5x
P/B ratio	0.71x
P/S ratio	0.74x
PS Forward	0.73x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-13.22%
EBITDA Margin	-12.48%
FCF margin	8.81%
Gross margin	49.61%
Gross Profit	$69.5M
Gross Profit Growth	-6.5%
Gross Profit Growth Q	-11.35%
Gross Profit Growth3 Y	-12.85%
Gross Profit Growth5 Y	0.5%
Net Income	$-20.6M
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Pretax Margin	-12.09%
Profit Margin	-14.68%
Profit Per Employee	$-175,701
ROA	-6.09
Roa5y	-5.37
ROCE	-12.74
ROE	-15.05
Roe5y	-25.6
ROIC	-24.2
Roic5y	-24.59

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-63.81%
Cagr3y	-48.39%
EPS Growth Quarters	1
EPS Growth Years	0
FCF Growth	-56.36%
FCF Growth Q	-97.54%
FCF Growth3 Y	-24.68%
FCF Growth5 Y	-10.87%
OCF Growth	-56.3%
OCF Growth Q	-97.54%
OCF Growth3 Y	-25.02%
OCF Growth5 Y	-12.01%
Revenue Growth	-1.26x
Revenue Growth Q	-5.84x
Revenue Growth Years	1x
Revenue Growth3 Y	-6.13x
Revenue Growth5 Y	7.86x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.74
Assets	$190.6M
Cash	$66.5M
Current Assets	$158.2M
Current Liabilities	$45.3M
Debt	$5.6M
Debt Equity	$0.04
Debt FCF	$0.45
Equity	$138.5M
Interest Coverage	-185.1
Liabilities	$52.1M
Long Term Assets	$32.4M
Long Term Liabilities	$6.7M
Net Cash	$61M
Net Cash By Market Cap	$58.88
Net Cash Growth	14.32%
Net Debt Equity	$-0.44
Net Debt FCF	$-4.94
Tangible Book Value	$125.3M
Tangible Book Value Per Share	$1.3
WACC	13.25

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.49
Net Working Capital	$47M
Quick ratio	1.73
Working Capital	$112.9M
Working Capital Turnover	$1.28

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.35%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-63.78%
200-day SMA	1.46
3Y total return	-86.26%
50-day SMA	0.91
50-day SMA vs 200-day SMA	50under200
All Time High	51.06
All Time High Change	-97.99%
All Time High Date	2021-11-26
All Time Low	0.69
All Time Low Change	48.4%
All Time Low Date	2026-03-18
ATR	0.07
Beta	1.75
Beta1y	1.84
Beta2y	2.03
Ch YTD	-32.12
High	1.06
High52	3.06
High52 Date	2025-05-08
High52ch	-66.5%
Low	0.99
Low52	0.69
Low52 Date	2026-03-18
Low52ch	48.4%
Ma50ch	13.22%
Premarket Change Percent	-3.6
Premarket Price	$1.07
Premarket Volume	2,309
Price vs 200-day SMA	-29.75%
RSI	54.93
RSI Monthly	26.43
RSI Weekly	40.4
Sharpe ratio	-1.28x
Sortino ratio	-1.52
Total Return	-4.35%
Tr YTD	-32.12
Tr1m	23.61%
Tr1w	-8.48%
Tr3m	-25.72%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Strong Buy
Earnings EPS Estimate	$0.02
Earnings EPS Estimate Growth	-60
Earnings Revenue Estimate	34,230,500x
Earnings Revenue Estimate Growth	-5.11x
Operating Income	$-18.5M
Operating margin	-13.22
Price target	$4.5
Price Target Change	$339

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	64,567,892%
Float Percent	63.91%
Net Borrowing	-143,000
Shares Insiders	30.32%
Shares Institutions	29.67%
Shares Out	101,022,364
Shares Qo Q	1.01%
Shares Yo Y	4.35%
Short Float	6.52%
Short Ratio	4.89
Short Shares	4.16

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-12.2M
Average Volume	570,098.65x
Bv Per Share	1.44
CAPEX	$-17,000
Ch1m	23.61
Ch1w	-8.48
Ch1y	-63.78
Ch3m	-25.72
Ch3y	-86.26
Ch6m	-25.18
Change	-7.66%
Change From Open	-3.3
Close	1.11
Days Gap	-4.5
Depreciation Amortization	1,033,000
Dollar Volume	565,360.3
Earnings Date	2026-05-07
Earnings Time	amc
EBIT	$-18.5M
EBITDA	$-17.5M
EPS	$-0.22
F Score	3
FCF	$12.3M
FCF EV Yield	28.97x
FCF Per Share	$0.12
Financing CF	5,366,000
Fiscal Year End	December
Founded	2,008
Income Tax	$3.6M
Investing CF	-4,469,000
Ipr	-96.2
Iprfo	-97.42
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-26
Ma150	1.3
Ma150ch	-21.4%
Ma20	0.98
Ma20ch	5.07%
Net CF	13,248,000
Next Earnings Date	2026-08-06
Open	1.06
Optionable	Yes
P FCF Ratio	8.4
P OCF Ratio	8.38
Position In Range	50
Post Close	1.03
Postmarket Change Percent	-3.41
Postmarket Price	$0.99
Ppne	17,420,000
Pre Close	1.11
Price Date	2026-05-08
Ptbv Ratio	0.83
Relative Volume	0.97x
Revenue	139,996,000x
SBC By Revenue	17.55x
Share Based Comp	24,565,000
Tax By Revenue	2.59x
Tr6m	-25.18%
Us State	California
Volume	551,571

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does EXFY pay a dividend?

Capital-return profile for this ticker.

Performance

EXFY stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EXFY?

Insider, institutional, and short-interest positioning.

Institutional ownership

+29.7%

Float: +63.9% of shares outstanding

Insider ownership

+30.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

EXFY momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.9

Neutral momentum band

Price vs 200-day MA

-29.7%

50/200-day relationship not available

Beta (5Y)

1.75

More volatile than the market

Sharpe ratio

-1.28

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EXFY

Hub-level FAQ points readers to the deeper analysis pages.

What is the current EXFY stock rating?

Expensify, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full EXFY analysis?

The full report lives at /stocks/EXFY/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for EXFY?

The latest report frames EXFY around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the EXFY page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.