FinVolution Group (FINV)

NYSE: FINV · USD

$2.83

-0.05 (-1.7%)· Recorded snapshot

Market cap	695.6M
Revenue (ttm)	1.9B
Net income (ttm)	280.5M
EPS (ttm)	$1.09
Shares out	245.8M
P/E (trailing)	2.6x
P/E (forward)	3.6x
Dividend	$0.31 (10.85%)
Volume	797,465
Beta	0.38

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.9B
Net income (ttm): 280.5M
EPS (ttm): $1.09
P/E (trailing): 2.6x
P/E (forward): 3.6x
Market cap: 695.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E3.6

P25 n/aP50 n/aP75 n/a

Trailing P/E2.6

P25 n/aP50 n/aP75 n/a

ROE11.6

P25 n/aP50 n/aP75 n/a

ROIC42.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FINV indicators

Market & fundamental data

Available fields

260

Groups with data

Currency

CNY

Showing 260 of 260 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001691445
Company name	FinVolution Group
Country	China
Country code	US
CUSIP number	31810T101
Earnings date	2026-11-18
Earnings time	amc
Employees	3,869
Employees change	246
Employees growth	6.79%
Enterprise value	$-17.9M
Exchange	NYSE
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2007
Industry	Credit Services
Is primary listing	Yes
Is SPAC	No
ISIN number	US31810T1016
Last 10-K release date	2026-04-29
Last earnings date	2026-08-27
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$695.6M
Market cap category	Small-Cap
Next earnings date	2026-11-18
Options	Yes
Price	$2.83
Price currency	USD
Sector	Financials
SIC code	6163
Stock price date	2026-10-28
Symbol	FINV
Website	https://ir.finvgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	4.73x
Average P/E ratio (3Y)	4.77x
Average P/E ratio (5Y)	4.35x
Earnings yield	38.64%
FCF / EV yield	-401.7%
FCF yield	9.62%
Forward P/E	3.61x
Graham number	15.97874
Graham upside	463.62%
Industry forward P/E	19.57x
Industry P/E	22.74x
Lynch fair value	$5.47
Lynch upside	92.85%
P/(FCF - SBC) ratio	15.59x
P/(OCF - SBC) ratio	12.15x
P/B ratio	0.28x
P/E ratio	2.59x
P/FCF ratio	10.39x
P/OCF ratio	8.74x
P/S ratio	0.36x
Price / tangible book value	0.29x
Price/EBITDA ratio	0.8x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	44.23%
EBITDA margin	44.73%
Effective tax rate	18.53%
FCF margin	3.4%
Gross margin	70.22%
Operating margin	44.23%
Pretax margin	17.76%
Profit margin	14.48%
Profit per employee	$72,508
Profitable quarters	34
Profitable years	8
Revenue per employee	$500,760
ROA	14.07%
ROA (5Y)	18.52%
ROCE	24.93%
ROE	11.58%
ROE (5Y)	19.17%
ROIC	42.19%
ROIC (5Y)	85.8%
SBC / revenue	1.13%
Tax / revenue	3.29%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-30.37%
EPS growth (Q)	-35.71%
EPS growth (QoQ)	9.09%
EPS growth 3Y	-3.83%
EPS growth 5Y	-1.17%
EPS growth years	3
FCF growth	-79.73%
FCF growth 3Y	-36.59%
FCF growth 5Y	-24.34%
Gross profit growth	-15.36%
Gross profit growth (Q)	-10.67%
Gross profit growth 3Y	-1.58%
Gross profit growth 5Y	7.12%
Net income growth	-31.89%
Net income growth (Q)	-40.89%
Net income growth (QoQ)	6.38%
Net income growth 3Y	-7.41%
Net income growth 5Y	-3.8%
Net income growth years	3
OCF growth	-76.21%
OCF growth 3Y	-33.49%
OCF growth 5Y	-21.78%
Operating income growth	-20.42%
Operating income growth (Q)	-8.16%
Operating income growth 3Y	-3.83%
Operating income growth 5Y	6.02%
Revenue growth	-4.71%
Revenue growth (Q)	-4.89%
Revenue growth (QoQ)	6.02%
Revenue growth 10Y	51.86%
Revenue growth 3Y	2.3%
Revenue growth 5Y	9.47%
Revenue growth years	10

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-12.6M
Depreciation and amortization	$10M
EBIT	$856.9M
EBITDA	$866.7M
EPS	$1.09
FCF per share	$0.27
Financing cash flow	$-199.2M
Free cash flow	$67.1M
Free cash flow minus SBC	$44.7M
Gross profit	$1.4B
Income taxes	$63.8M
Investing cash flow	$-184.3M
Net borrowing	$182.5M
Net cash flow	$-321.1M
Net income	$280.5M
Operating cash flow minus SBC	$57.3M
Operating income	$856.9M
Revenue	$1.9B
Stock-based compensation	$21.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.49
Book value per share	$10.38
Debt / EBITDA	0.27
Debt / equity	0.09
Debt / FCF	3.46
Goodwill	$12M
Interest coverage	57.94
Long-term assets	$770.4M
Long-term liabilities	$964.7M
Net cash (debt)	$713.5M
Net cash / market cap	102.4%
Net cash growth	-28.27%
Net debt / EBITDA	-0.82
Net debt / equity	-0.29
Net debt / FCF	-10.64
Piotroski F-Score	3
Property, plant and equipment	$99.9M
Shareholders' equity	$2.5B
Tangible book value	$2.4B
Tangible book value per share	$10.20
Total assets	$3.8B
Total cash	$945.3M
Total debt	$231.8M
Total liabilities	$1.4B
WACC	6.07%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.51
Current assets	$3.1B
Current liabilities	$409.2M
Current ratio	7.5
Net working capital	$1.7B
Quick ratio	3.42
Working capital	$2.6B
Working capital turnover	0.11

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.19%
Dividend growth	11.28%
Dividend growth (3Y)	13.62%
Dividend growth (5Y)	13.78%
Dividend growth years	5
Dividend payment date	2026-05-07
Dividend payment years	8
Dividend payout frequency	Annual
Dividend per share	$0.31
Dividend yield	10.85%
Ex-dividend date	2026-04-16
FCF payout ratio	104.94%
Last dividend	$0.29
Payout ratio	26.16%
Shareholder yield	10.97%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$4.35
1D price change	-1.74%
1M price change	-9.49%
1M total return	-9.49%
1W price change	-2.93%
1W total return	-2.93%
1Y price change	-57.09%
1Y return CAGR	-54.58%
1Y total return	-54.55%
20-day SMA	$3.00
200-day SMA	$4.60
3M price change	-42.08%
3M total return	-42.08%
3Y price change	-39.98%
3Y return CAGR	-11.73%
3Y total return	-31.23%
50-day SMA	$3.32
50-day SMA vs 200-day SMA	50under200
52-week high	$6.50
52-week high date	2025-10-28
52-week low	$2.80
52-week low date	2026-10-28
5Y price change	-54.89%
5Y return CAGR	-10.59%
5Y total return	-42.87%
6M price change	-43.92%
6M total return	-43.92%
All-time high	$14.63
All-time high date	2017-11-10
All-time low	$1.22
All-time low date	2020-03-18
Average true range (ATR)	$0.14
Average volume	815.5K
Beta (1Y)	0.91
Beta (2Y)	0.79
Beta (5Y)	0.38
Change from 52-week high	-56.46%
Change from 52-week low	1.25%
Change from all-time high	-80.76%
Change from all-time low	130.74%
Change from open	-2.25%
Day's gap	0.52%
Dollar volume	$2.3M
High price	$2.90
Low price	$2.80
Monthly RSI	32.81
Open price	$2.90
Position in 52-week range	30%
Premarket change	4.17%
Premarket close	$2.88
Premarket price	$3.00
Premarket volume	110
Previous close	$2.88
Price vs 150-day SMA	-35.26%
Price vs 20-day SMA	-6.01%
Price vs 200-day SMA	-38.83%
Price vs 50-day SMA	-15.13%
Relative volume	0.98
RSI	36.03
Sharpe ratio	-1.36
Sharpe ratio (3Y)	-0.16
Sharpe ratio (5Y)	-0.07
Sortino ratio	-1.67
Sortino ratio (3Y)	-0.09
Sortino ratio (5Y)	0.02
Volume	797.5K
Weekly RSI	27.47
YTD price change	-46.18%
YTD total return	-43%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	114.1M
Float percentage	46.41%
Shares change (QoQ)	-2.46%
Shares change (YoY)	-0.19%
Shares held by insiders	51.04%
Shares held by institutions	26.05%
Shares outstanding	245.8M
Short % of shares	3.91%
Short ratio	3.3 days

Deeper analysis on FINV

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this FINV report

Is a complete FINV research report available?

No complete published report is available for FinVolution Group (FINV) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FinVolution Group (FINV)

Price

Financial snapshot

Fair-value bridge

Latest news · FINV

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FINV indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FINV

Frequently asked questions