Home Federal Bancorp, Inc. of Louisiana (HFBL)

NASDAQ: HFBL · USD

$22.6

-0.50 (-2.2%)· Recorded snapshot

Market cap	67.3M
Revenue (ttm)	24.5M
Net income (ttm)	6.5M
EPS (ttm)	$2.12
Shares out	3M
P/E (trailing)	10.7x
Dividend	$0.60 (2.65%)
Volume	4,576
Beta	0.41

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 24.5M
Net income (ttm): 6.5M
EPS (ttm): $2.12
P/E (trailing): 10.7x
Market cap: 67.3M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	Starker Kauf
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	Starker Kauf
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	Halten

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/En/a

P25 8.7P50 10.4P75 12.8

Trailing P/E10.7

P25 10.7P50 13.5P75 31.8

ROE11.2

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All HFBL indicators

Market & fundamental data

Available fields

239

Groups with data

Currency

USD

Showing 239 of 239 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001500375
Company name	Home Federal Bancorp, Inc. of Louisiana
Country	United States
Country code	US
CUSIP number	43708L108
Earnings date	2026-10-27
Earnings time	amc
Employees	76
Employees change	-5
Employees growth	-6.17%
Enterprise value	$47.3M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	June
Founded	1924
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US43708L1089
Last 10-K release date	2026-09-25
Last earnings date	2026-10-27
Last refreshed	2026-11-04
Last stock split date	2021-04-01
Last stock split type	Forward
Market cap	$67.3M
Market cap category	Micro-Cap
Next earnings date	2027-01-27
Options	No
Price	$22.61
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-11-03
Symbol	HFBL
U.S. state	Louisiana
Website	https://www.hfb.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.42x
Average P/E ratio (3Y)	10.27x
Average P/E ratio (5Y)	10.25x
Earnings yield	9.38%
EV/Earnings	7.3x
EV/FCF	6.24x
EV/Sales	1.93x
FCF / EV yield	16.04%
FCF yield	11.27%
Graham number	30.64754
Graham upside	35.55%
Industry forward P/E	9.87x
Industry P/E	11.69x
Lynch fair value	$10.60
Lynch upside	-53.12%
P/B ratio	1.15x
P/E ratio	10.66x
P/FCF ratio	8.87x
P/OCF ratio	8.84x
P/S ratio	2.75x
Price / tangible book value	1.22x
Sector forward P/E	13.72x
Sector P/E	15.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.6%
FCF margin	31.81%
Operating margin	37.1%
Pretax margin	33.37%
Profit margin	26.49%
Profit per employee	$85,342
Profitable quarters	65
Profitable years	18
Revenue per employee	$322,118
ROA	1.01%
ROA (5Y)	0.78%
ROE	11.25%
ROE (5Y)	9.07%
Tax / revenue	6.87%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	44.38%
EPS growth (Q)	19.23%
EPS growth (QoQ)	31.44%
EPS growth 10Y	8.97%
EPS growth 3Y	8.11%
EPS growth 5Y	6.07%
EPS growth quarters	5
EPS growth years	2
FCF growth	39.9%
FCF growth 3Y	-11.43%
FCF growth 5Y	4.89%
Net income growth	42.68%
Net income growth (Q)	19.51%
Net income growth (QoQ)	33.82%
Net income growth 3Y	7.28%
Net income growth 5Y	3.46%
Net income growth quarters	7
Net income growth years	2
OCF growth	39.25%
OCF growth 10Y	0.78%
OCF growth 3Y	-14.3%
OCF growth 5Y	-1.77%
Revenue growth	12.71%
Revenue growth (Q)	10.46%
Revenue growth (QoQ)	2.34%
Revenue growth 10Y	4.29%
Revenue growth 3Y	2%
Revenue growth 5Y	3.27%
Revenue growth quarters	6
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-29,000
EPS	$2.12
FCF per share	$2.55
Financing cash flow	$27.4M
Free cash flow	$7.6M
Gross profit	$24.5M
Income taxes	$1.7M
Investing cash flow	$-18M
Net borrowing	$-444,000
Net cash flow	$17M
Net income	$6.5M
Operating income	$9.1M
Revenue	$24.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$19.69
Debt / equity	0.3
Debt / FCF	2.31
Goodwill	$3M
Net cash (debt)	$20M
Net cash / market cap	29.71%
Net cash growth	-7.55%
Net debt / equity	-0.34
Net debt / FCF	-2.64
Piotroski F-Score	4
Property, plant and equipment	$16M
Shareholders' equity	$58.8M
Tangible book value	$55.1M
Tangible book value per share	$18.48
Total assets	$655.6M
Total cash	$37.6M
Total debt	$17.6M
Total liabilities	$596.8M
WACC	5.16%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-537.5M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.12%
Dividend growth	7.55%
Dividend growth (10Y)	12.86%
Dividend growth (3Y)	5.17%
Dividend growth (5Y)	9.32%
Dividend growth years	11
Dividend payment date	2026-11-16
Dividend payment years	22
Dividend payout frequency	Quarterly
Dividend per share	$0.60
Dividend yield	2.65%
Ex-dividend date	2026-11-02
FCF payout ratio	23.54%
Last dividend	$0.15
Payout ratio	28.3%
Shareholder yield	2.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	87.68%
10Y return CAGR	9.3%
10Y total return	143.22%
150-day SMA	$20.89
15Y price change	223%
15Y return CAGR	10.58%
15Y total return	351.91%
1D price change	-2.16%
1M price change	-10.93%
1M total return	-10.34%
1W price change	11.6%
1W total return	12.34%
1Y price change	38.54%
1Y return CAGR	42.51%
1Y total return	42.47%
20-day SMA	$23.43
200-day SMA	$19.67
20Y price change	347.72%
20Y return CAGR	10.35%
20Y total return	616.65%
3M price change	-3.15%
3M total return	-2.51%
3Y price change	87.32%
3Y return CAGR	27.8%
3Y total return	108.77%
50-day SMA	$24.19
50-day SMA vs 200-day SMA	50over200
52-week high	$28.00
52-week high date	2026-08-20
52-week low	$14.47
52-week low date	2025-12-18
5Y price change	17.33%
5Y return CAGR	6.66%
5Y total return	38.02%
6M price change	20.65%
6M total return	22.28%
All-time high	$28.00
All-time high date	2026-08-20
All-time low	$2.50
All-time low date	2008-10-06
Average true range (ATR)	$0.91
Average volume	5K
Beta (1Y)	0.33
Beta (2Y)	0.2
Beta (5Y)	0.41
Change from 52-week high	-19.25%
Change from 52-week low	56.25%
Change from all-time high	-19.25%
Change from all-time low	804.4%
Change from open	-3.25%
Day's gap	1.13%
Dollar volume	$103,463
High price	$23.37
Low price	$22.61
Monthly RSI	67.46
Open price	$23.37
Position in 52-week range	0%
Previous close	$23.11
Price vs 150-day SMA	8.24%
Price vs 20-day SMA	-3.5%
Price vs 200-day SMA	14.96%
Price vs 50-day SMA	-6.51%
Relative volume	0.91
RSI	45.41
Sharpe ratio	1.31
Sharpe ratio (3Y)	0.33
Sharpe ratio (5Y)	0.42
Sortino ratio	2.11
Sortino ratio (3Y)	0.61
Sortino ratio (5Y)	0.73
Volume	4.6K
Weekly RSI	52.57
YTD price change	25.61%
YTD total return	29.17%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.8M
Float percentage	58.83%
Shares change (QoQ)	-0.23%
Shares change (YoY)	-0.12%
Shares held by insiders	22.99%
Shares held by institutions	7.97%
Shares outstanding	3M
Short % of float	0.29%
Short % of shares	0.17%
Short ratio	4.6 days

Deeper analysis on HFBL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this HFBL report

Is a complete HFBL research report available?

No complete published report is available for Home Federal Bancorp, Inc. of Louisiana (HFBL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Home Federal Bancorp, Inc. of Louisiana (HFBL)

Price

Financial snapshot

Fair-value bridge

Latest news · HFBL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All HFBL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on HFBL

Frequently asked questions