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Hanover Bancorp, Inc. (HNVR)

NASDAQ: HNVR · USD

$23.1

-0.31 (-1.3%)· Recorded snapshot

Market cap	163.1M
Revenue (ttm)	68.3M
Net income (ttm)	10.1M
EPS (ttm)	$1.41
Shares out	7.1M
P/E (trailing)	16.4x
P/E (forward)	8.1x
Dividend	$0.40 (1.72%)
Volume	18,752
Beta	0.11

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Metric	Value
Amount currency	USD
CIK code	0001828588
Company name	Hanover Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	410709109
Earnings date	2026-10-28
Earnings time	bmo
Employees	194
Employees change	18
Employees growth	10.23%
Enterprise value	$121.9M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	2008
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	2022-05-11
Is primary listing	Yes
Is SPAC	No
ISIN number	US4107091096
Last 10-K release date	2026-03-13
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$163.1M
Market cap category	Micro-Cap
Next earnings date	2027-01-28
Options	No
Price	$23.11
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	HNVR
U.S. state	New York
Website	https://www.hanoverbank.com

Metric

Value

Amount currency

USD

CIK code

0001828588

Company name

Hanover Bancorp, Inc.

Country

United States

Country code

CUSIP number

410709109

Earnings date

2026-10-28

Earnings time

bmo

Employees

194

Employees change

Employees growth

10.23%

Enterprise value

$121.9M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

2008

In index

RUSSELL2000

Industry

Banks - Regional

IPO date

2022-05-11

Is primary listing

Yes

Is SPAC

ISIN number

US4107091096

Last 10-K release date

2026-03-13

Last earnings date

2026-10-28

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$163.1M

Market cap category

Micro-Cap

Next earnings date

2027-01-28

Options

Price

$23.11

Price currency

USD

Sector

Financials

SIC code

6022

Stock price date

2026-10-28

Symbol

HNVR

U.S. state

New York

Website

https://www.hanoverbank.com

Metric	Value
Adjusted P/E ratio	13.44x
Average P/E ratio (3Y)	14.75x
Average P/E ratio (5Y)	12.39x
Earnings yield	6.09%
EV/Earnings	12.31x
EV/FCF	4.84x
EV/Sales	1.82x
FCF / EV yield	20.66%
FCF yield	15.54%
Forward EV/Sales	1.48x
Forward P/E	8.08x
Forward P/S	1.97x
Graham number	29.67932
Graham upside	26.32%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$19.20
Lynch upside	-18.27%
P/B ratio	0.84x
P/E ratio	16.43x
P/FCF ratio	6.44x
P/OCF ratio	6.16x
P/S ratio	2.43x
Price / tangible book value	0.9x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

13.44x

Average P/E ratio (3Y)

14.75x

Average P/E ratio (5Y)

12.39x

Earnings yield

6.09%

EV/Earnings

12.31x

EV/FCF

4.84x

EV/Sales

1.82x

FCF / EV yield

20.66%

FCF yield

15.54%

Forward EV/Sales

1.48x

Forward P/E

8.08x

Forward P/S

1.97x

Graham number

29.67932

Graham upside

26.32%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$19.20

Lynch upside

-18.27%

P/B ratio

0.84x

P/E ratio

16.43x

P/FCF ratio

6.44x

P/OCF ratio

6.16x

P/S ratio

2.43x

Price / tangible book value

0.9x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	27.88%
FCF margin	38.54%
Operating margin	31.08%
Pretax margin	20.95%
Profit margin	15.11%
Profit per employee	$52,196
Profitable quarters	26
Profitable years	6
Revenue per employee	$352,155
ROA	0.43%
ROE	5.1%
Tax / revenue	5.84%

Metric

Value

Effective tax rate

27.88%

FCF margin

38.54%

Operating margin

31.08%

Pretax margin

20.95%

Profit margin

15.11%

Profit per employee

$52,196

Profitable quarters

Profitable years

Revenue per employee

$352,155

ROA

0.43%

ROE

5.1%

Tax / revenue

5.84%

Metric	Value
EPS growth	-7.36%
EPS growth (Q)	27.48%
EPS growth (QoQ)	8.43%
EPS growth 3Y	-15.8%
EPS growth 5Y	2.95%
EPS growth quarters	2
EPS growth years	0
FCF growth	260.62%
FCF growth 3Y	8.35%
FCF growth 5Y	62.31%
Net income growth	-9.13%
Net income growth (Q)	24.58%
Net income growth (QoQ)	9.46%
Net income growth 3Y	-15.5%
Net income growth 5Y	13.65%
Net income growth quarters	2
Net income growth years	0
OCF growth	284.76%
OCF growth 3Y	5.71%
OCF growth 5Y	49.23%
Revenue growth	0.41%
Revenue growth (Q)	8.97%
Revenue growth (QoQ)	-4.65%
Revenue growth 3Y	3.7%
Revenue growth 5Y	14.77%
Revenue growth quarters	2
Revenue growth years	0

Metric

Value

EPS growth

-7.36%

EPS growth (Q)

27.48%

EPS growth (QoQ)

8.43%

EPS growth 3Y

-15.8%

EPS growth 5Y

2.95%

EPS growth quarters

EPS growth years

FCF growth

260.62%

FCF growth 3Y

8.35%

FCF growth 5Y

62.31%

Net income growth

-9.13%

Net income growth (Q)

24.58%

Net income growth (QoQ)

9.46%

Net income growth 3Y

-15.5%

Net income growth 5Y

13.65%

Net income growth quarters

Net income growth years

OCF growth

284.76%

OCF growth 3Y

5.71%

OCF growth 5Y

49.23%

Revenue growth

0.41%

Revenue growth (Q)

8.97%

Revenue growth (QoQ)

-4.65%

Revenue growth 3Y

3.7%

Revenue growth 5Y

14.77%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-1.2M
EPS	$1.41
FCF per share	$3.65
Financing cash flow	$15M
Free cash flow	$25.8M
Gross profit	$68.3M
Income taxes	$4M
Investing cash flow	$-65.2M
Net borrowing	$-38.8M
Net cash flow	$-23.3M
Net income	$10.1M
Operating income	$21.2M
Revenue	$68.3M

Metric

Value

Capital expenditures

$-1.2M

EPS

$1.41

FCF per share

$3.65

Financing cash flow

$15M

Free cash flow

$25.8M

Gross profit

$68.3M

Income taxes

$4M

Investing cash flow

$-65.2M

Net borrowing

$-38.8M

Net cash flow

$-23.3M

Net income

$10.1M

Operating income

$21.2M

Revenue

$68.3M

Metric	Value
Book value per share	$27.83
Debt / equity	0.5
Debt / FCF	3.94
Goodwill	$19.2M
Net cash (debt)	$41.1M
Net cash / market cap	24.82%
Net cash growth	37.93%
Net debt / equity	-0.2
Net debt / FCF	-1.6
Piotroski F-Score	4
Property, plant and equipment	$20.6M
Shareholders' equity	$202.9M
Tangible book value	$183.7M
Tangible book value per share	$25.20
Total assets	$2.4B
Total cash	$142.6M
Total debt	$101.4M
Total liabilities	$2.2B
WACC	3.01%

Metric

Value

Book value per share

$27.83

Debt / equity

0.5

Debt / FCF

3.94

Goodwill

$19.2M

Net cash (debt)

$41.1M

Net cash / market cap

24.82%

Net cash growth

37.93%

Net debt / equity

-0.2

Net debt / FCF

-1.6

Piotroski F-Score

Property, plant and equipment

$20.6M

Shareholders' equity

$202.9M

Tangible book value

$183.7M

Tangible book value per share

$25.20

Total assets

$2.4B

Total cash

$142.6M

Total debt

$101.4M

Total liabilities

$2.2B

WACC

3.01%

Metric	Value
Working capital	$-2B

Metric

Value

Working capital

$-2B

Metric	Value
Buyback yield / dilution	1.11%
Dividend growth	0%
Dividend growth (3Y)	0%
Dividend growth years	0
Dividend payment date	2026-08-13
Dividend payment years	5
Dividend payout frequency	Quarterly
Dividend per share	$0.40
Dividend yield	1.72%
Ex-dividend date	2026-08-06
FCF payout ratio	10.96%
Last dividend	$0.10
Payout ratio	28.43%
Shareholder yield	2.81%

Metric

Value

Buyback yield / dilution

1.11%

Dividend growth

Dividend growth (3Y)

Dividend growth years

Dividend payment date

2026-08-13

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.40

Dividend yield

1.72%

Ex-dividend date

2026-08-06

FCF payout ratio

10.96%

Last dividend

$0.10

Payout ratio

28.43%

Shareholder yield

2.81%

Metric	Value
150-day SMA	$24.46
1D price change	-1.32%
1M price change	-12.98%
1M total return	-12.98%
1W price change	-3.31%
1W total return	-3.31%
1Y price change	11.34%
1Y return CAGR	13.25%
1Y total return	13.24%
20-day SMA	$24.38
200-day SMA	$23.90
3M price change	-8.67%
3M total return	-8.33%
3Y price change	27.11%
3Y return CAGR	10.45%
3Y total return	34.73%
50-day SMA	$25.80
50-day SMA vs 200-day SMA	50over200
52-week high	$27.94
52-week high date	2026-09-14
52-week low	$19.91
52-week low date	2025-10-30
6M price change	3.08%
6M total return	3.91%
All-time high	$27.94
All-time high date	2026-09-14
All-time low	$13.62
All-time low date	2024-04-16
Average true range (ATR)	$0.90
Average volume	22.8K
Beta (1Y)	0.24
Beta (2Y)	0.73
Beta (5Y)	0.11
Change from 52-week high	-17.29%
Change from 52-week low	16.1%
Change from all-time high	-17.43%
Change from all-time low	69.38%
Change from open	-0.39%
Day's gap	-0.94%
Dollar volume	$433,359
High price	$23.48
Low price	$23.11
Monthly RSI	51.4
Open price	$23.20
Position in 52-week range	0%
Premarket change	0.21%
Premarket close	$23.42
Premarket price	$23.47
Premarket volume	262
Previous close	$23.42
Price vs 150-day SMA	-5.66%
Price vs 20-day SMA	-5.38%
Price vs 200-day SMA	-3.48%
Price vs 50-day SMA	-10.58%
Relative volume	0.82
Return from IPO open	9.58%
Return from IPO price	11.88%
RSI	28.1
Sharpe ratio	0.48
Sharpe ratio (3Y)	0.37
Sortino ratio	1.02
Sortino ratio (3Y)	0.78
Volume	18.8K
Weekly RSI	38.97
YTD price change	-0.17%
YTD total return	1.07%

Metric

Value

150-day SMA

$24.46

1D price change

-1.32%

1M price change

-12.98%

1M total return

-12.98%

1W price change

-3.31%

1W total return

-3.31%

1Y price change

11.34%

1Y return CAGR

13.25%

1Y total return

13.24%

20-day SMA

$24.38

200-day SMA

$23.90

3M price change

-8.67%

3M total return

-8.33%

3Y price change

27.11%

3Y return CAGR

10.45%

3Y total return

34.73%

50-day SMA

$25.80

50-day SMA vs 200-day SMA

50over200

52-week high

$27.94

52-week high date

2026-09-14

52-week low

$19.91

52-week low date

2025-10-30

6M price change

3.08%

6M total return

3.91%

All-time high

$27.94

All-time high date

2026-09-14

All-time low

$13.62

All-time low date

2024-04-16

Average true range (ATR)

$0.90

Average volume

22.8K

Beta (1Y)

0.24

Beta (2Y)

0.73

Beta (5Y)

0.11

Change from 52-week high

-17.29%

Change from 52-week low

16.1%

Change from all-time high

-17.43%

Change from all-time low

69.38%

Change from open

-0.39%

Day's gap

-0.94%

Dollar volume

$433,359

High price

$23.48

Low price

$23.11

Monthly RSI

51.4

Open price

$23.20

Position in 52-week range

Premarket change

0.21%

Premarket close

$23.42

Premarket price

$23.47

Premarket volume

262

Previous close

$23.42

Price vs 150-day SMA

-5.66%

Price vs 20-day SMA

-5.38%

Price vs 200-day SMA

-3.48%

Price vs 50-day SMA

-10.58%

Relative volume

0.82

Return from IPO open

9.58%

Return from IPO price

11.88%

RSI

28.1

Sharpe ratio

0.48

Sharpe ratio (3Y)

0.37

Sortino ratio

1.02

Sortino ratio (3Y)

0.78

Volume

18.8K

Weekly RSI

38.97

YTD price change

-0.17%

YTD total return

1.07%

Metric	Value
Float	4.2M
Float percentage	59.63%
Shares change (QoQ)	1%
Shares change (YoY)	-1.11%
Shares held by insiders	25.65%
Shares held by institutions	28.59%
Shares outstanding	7.1M
Short % of float	1.33%
Short % of shares	0.8%
Short ratio	1.6 days

Metric

Value

Float

4.2M

Float percentage

59.63%

Shares change (QoQ)

Shares change (YoY)

-1.11%

Shares held by insiders

25.65%

Shares held by institutions

28.59%

Shares outstanding

7.1M

Short % of float

1.33%

Short % of shares

0.8%

Short ratio

1.6 days

Hanover Bancorp, Inc. (HNVR)

Price

Financial snapshot

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Valuation

Profitability

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Profile and market data

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Dividends and buybacks

Performance and technicals

Ownership and float

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Frequently asked questions