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Magyar Bancorp, Inc. (MGYR)

NASDAQ: MGYR · USD

$20.0

-0.23 (-1.1%)· Recorded snapshot

Market cap	129.2M
Revenue (ttm)	38.3M
Net income (ttm)	11.8M
EPS (ttm)	$1.87
Shares out	6.5M
P/E (trailing)	10.7x
Dividend	$0.40 (2.00%)
Volume	3,520
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Starker Kauf
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Starker Kauf
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Halten

Metric	Value
Amount currency	USD
CIK code	0001337068
Company name	Magyar Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	55977T208
Earnings date	2026-11-10
Earnings time	amc
Employees	98
Employees change	-3
Employees growth	-2.97%
Enterprise value	$168.8M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	September
Founded	1922
Industry	Banks - Regional
IPO date	2006-01-24
Is primary listing	Yes
Is SPAC	No
ISIN number	US55977T2087
Last 10-K release date	2025-12-19
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split date	2021-07-15
Last stock split type	Forward
Market cap	$129.2M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$20.01
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	MGYR
U.S. state	New Jersey
Website	https://www.magbank.com

Metric

Value

Amount currency

USD

CIK code

0001337068

Company name

Magyar Bancorp, Inc.

Country

United States

Country code

CUSIP number

55977T208

Earnings date

2026-11-10

Earnings time

amc

Employees

Employees change

-3

Employees growth

-2.97%

Enterprise value

$168.8M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

September

Founded

1922

Industry

Banks - Regional

IPO date

2006-01-24

Is primary listing

Yes

Is SPAC

ISIN number

US55977T2087

Last 10-K release date

2025-12-19

Last earnings date

2026-07-23

Last refreshed

2026-10-28

Last stock split date

2021-07-15

Last stock split type

Forward

Market cap

$129.2M

Market cap category

Micro-Cap

Next earnings date

2026-11-10

Options

Price

$20.01

Price currency

USD

Sector

Financials

SIC code

6035

Stock price date

2026-10-28

Symbol

MGYR

U.S. state

New Jersey

Website

https://www.magbank.com

Metric	Value
Average P/E ratio (10Y)	23.1x
Average P/E ratio (3Y)	10.22x
Average P/E ratio (5Y)	10.66x
Earnings yield	9.35%
EV/Earnings	14.45x
EV/FCF	12.05x
EV/Sales	4.44x
FCF / EV yield	8.3%
FCF yield	10.81%
Graham number	28.72575
Graham upside	41.93%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$32.14
Lynch upside	58.77%
P/B ratio	1.03x
P/E ratio	10.7x
P/FCF ratio	9.25x
P/OCF ratio	8.72x
P/S ratio	3.41x
Price / tangible book value	1.03x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Average P/E ratio (10Y)

23.1x

Average P/E ratio (3Y)

10.22x

Average P/E ratio (5Y)

10.66x

Earnings yield

9.35%

EV/Earnings

14.45x

EV/FCF

12.05x

EV/Sales

4.44x

FCF / EV yield

8.3%

FCF yield

10.81%

Graham number

28.72575

Graham upside

41.93%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$32.14

Lynch upside

58.77%

P/B ratio

1.03x

P/E ratio

10.7x

P/FCF ratio

9.25x

P/OCF ratio

8.72x

P/S ratio

3.41x

Price / tangible book value

1.03x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	28.87%
FCF margin	36.84%
Operating margin	44.43%
Pretax margin	43.2%
Profit margin	30.73%
Profit per employee	$120,245
Profitable quarters	53
Profitable years	14
Revenue per employee	$391,306
ROA	1.16%
ROA (5Y)	0.91%
ROE	9.7%
ROE (5Y)	7.86%
SBC / revenue	2.17%
Tax / revenue	12.48%

Metric

Value

Effective tax rate

28.87%

FCF margin

36.84%

Operating margin

44.43%

Pretax margin

43.2%

Profit margin

30.73%

Profit per employee

$120,245

Profitable quarters

Profitable years

Revenue per employee

$391,306

ROA

1.16%

ROA (5Y)

0.91%

ROE

9.7%

ROE (5Y)

7.86%

SBC / revenue

2.17%

Tax / revenue

12.48%

Metric	Value
EPS growth	19.37%
EPS growth (Q)	23.35%
EPS growth (QoQ)	2.08%
EPS growth 10Y	28.93%
EPS growth 3Y	15.21%
EPS growth 5Y	20.14%
EPS growth quarters	3
EPS growth years	5
FCF growth	89.45%
FCF growth (Q)	115.43%
FCF growth (QoQ)	64%
FCF growth 3Y	17.14%
FCF growth 5Y	18.54%
Net income growth	20.52%
Net income growth (Q)	25.22%
Net income growth (QoQ)	2.08%
Net income growth 3Y	14%
Net income growth 5Y	17.18%
Net income growth quarters	3
Net income growth years	2
OCF growth	78.33%
OCF growth (Q)	131.62%
OCF growth (QoQ)	61.6%
OCF growth 10Y	0.42%
OCF growth 3Y	17.75%
OCF growth 5Y	18.05%
Revenue growth	7.92%
Revenue growth (Q)	13.45%
Revenue growth (QoQ)	0.53%
Revenue growth 10Y	8.1%
Revenue growth 3Y	8.2%
Revenue growth 5Y	8.03%
Revenue growth quarters	3
Revenue growth years	5

Metric

Value

EPS growth

19.37%

EPS growth (Q)

23.35%

EPS growth (QoQ)

2.08%

EPS growth 10Y

28.93%

EPS growth 3Y

15.21%

EPS growth 5Y

20.14%

EPS growth quarters

EPS growth years

FCF growth

89.45%

FCF growth (Q)

115.43%

FCF growth (QoQ)

64%

FCF growth 3Y

17.14%

FCF growth 5Y

18.54%

Net income growth

20.52%

Net income growth (Q)

25.22%

Net income growth (QoQ)

2.08%

Net income growth 3Y

14%

Net income growth 5Y

17.18%

Net income growth quarters

Net income growth years

OCF growth

78.33%

OCF growth (Q)

131.62%

OCF growth (QoQ)

61.6%

OCF growth 10Y

0.42%

OCF growth 3Y

17.75%

OCF growth 5Y

18.05%

Revenue growth

7.92%

Revenue growth (Q)

13.45%

Revenue growth (QoQ)

0.53%

Revenue growth 10Y

8.1%

Revenue growth 3Y

8.2%

Revenue growth 5Y

8.03%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-847,000
EPS	$1.87
FCF per share	$2.19
Financing cash flow	$44.5M
Free cash flow	$14.1M
Gross profit	$38.3M
Income taxes	$4.8M
Investing cash flow	$-55M
Net borrowing	$13M
Net cash flow	$4.4M
Net income	$11.8M
Operating income	$17M
Revenue	$38.3M
Stock-based compensation	$834,000

Metric

Value

Capital expenditures

$-847,000

EPS

$1.87

FCF per share

$2.19

Financing cash flow

$44.5M

Free cash flow

$14.1M

Gross profit

$38.3M

Income taxes

$4.8M

Investing cash flow

$-55M

Net borrowing

$13M

Net cash flow

$4.4M

Net income

$11.8M

Operating income

$17M

Revenue

$38.3M

Stock-based compensation

$834,000

Metric	Value
Book value per share	$19.61
Debt / equity	0.41
Debt / FCF	3.67
Net cash (debt)	$-39.6M
Net cash / market cap	-30.34%
Net debt / equity	0.31
Net debt / FCF	2.81
Piotroski F-Score	4
Property, plant and equipment	$14.3M
Shareholders' equity	$126.6M
Tangible book value	$126.6M
Tangible book value per share	$19.61
Total assets	$1B
Total cash	$12.2M
Total debt	$51.8M
Total liabilities	$921.9M
WACC	4.12%

Metric

Value

Book value per share

$19.61

Debt / equity

0.41

Debt / FCF

3.67

Net cash (debt)

$-39.6M

Net cash / market cap

-30.34%

Net debt / equity

0.31

Net debt / FCF

2.81

Piotroski F-Score

Property, plant and equipment

$14.3M

Shareholders' equity

$126.6M

Tangible book value

$126.6M

Tangible book value per share

$19.61

Total assets

$1B

Total cash

$12.2M

Total debt

$51.8M

Total liabilities

$921.9M

WACC

4.12%

Metric	Value
Working capital	$-848M

Metric

Value

Working capital

$-848M

Metric	Value
Buyback yield / dilution	-0.53%
Dividend growth	31.03%
Dividend growth (3Y)	23.86%
Dividend growth years	2
Dividend payment date	2026-08-20
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	$0.40
Dividend yield	2%
Ex-dividend date	2026-08-06
FCF payout ratio	17.36%
Last dividend	$0.10
Payout ratio	20.32%
Shareholder yield	1.45%

Metric

Value

Buyback yield / dilution

-0.53%

Dividend growth

31.03%

Dividend growth (3Y)

23.86%

Dividend growth years

Dividend payment date

2026-08-20

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.40

Dividend yield

Ex-dividend date

2026-08-06

FCF payout ratio

17.36%

Last dividend

$0.10

Payout ratio

20.32%

Shareholder yield

1.45%

Metric	Value
10Y price change	134.09%
10Y return CAGR	9.97%
10Y total return	158.56%
150-day SMA	$18.29
15Y price change	742.53%
15Y return CAGR	16.04%
15Y total return	830.83%
1D price change	-1.14%
1M price change	3.33%
1M total return	3.33%
1W price change	2.72%
1W total return	2.72%
1Y price change	19.46%
1Y return CAGR	22.06%
1Y total return	22.04%
20-day SMA	$19.44
200-day SMA	$18.15
20Y price change	95.51%
20Y return CAGR	3.92%
20Y total return	115.95%
3M price change	9.11%
3M total return	9.68%
3Y price change	119.89%
3Y return CAGR	32.88%
3Y total return	134.65%
50-day SMA	$19.44
50-day SMA vs 200-day SMA	50over200
52-week high	$22.15
52-week high date	2026-10-26
52-week low	$16.03
52-week low date	2026-03-20
5Y price change	74.3%
5Y return CAGR	14%
5Y total return	92.53%
6M price change	14.67%
6M total return	15.94%
All-time high	$22.15
All-time high date	2026-10-26
All-time low	$1.88
All-time low date	2011-12-09
Average true range (ATR)	$0.49
Average volume	2.6K
Beta (1Y)	-0.06
Beta (2Y)	0.17
Beta (5Y)	0.27
Change from 52-week high	-9.66%
Change from 52-week low	24.83%
Change from all-time high	-9.66%
Change from all-time low	967.2%
Change from open	-1.48%
Day's gap	0.35%
Dollar volume	$70,435
High price	$20.31
Low price	$20.08
Monthly RSI	77.55
Open price	$20.31
Position in 52-week range	0%
Previous close	$20.24
Price vs 150-day SMA	9.41%
Price vs 20-day SMA	2.96%
Price vs 200-day SMA	10.28%
Price vs 50-day SMA	2.95%
Relative volume	1.35
RSI	57.58
Sharpe ratio	0.66
Sharpe ratio (3Y)	0.85
Sharpe ratio (5Y)	0.55
Sortino ratio	1.26
Sortino ratio (3Y)	1.57
Sortino ratio (5Y)	1.1
Volume	3.5K
Weekly RSI	66.18
YTD price change	15.8%
YTD total return	17.73%

Metric

Value

10Y price change

134.09%

10Y return CAGR

9.97%

10Y total return

158.56%

150-day SMA

$18.29

15Y price change

742.53%

15Y return CAGR

16.04%

15Y total return

830.83%

1D price change

-1.14%

1M price change

3.33%

1M total return

3.33%

1W price change

2.72%

1W total return

2.72%

1Y price change

19.46%

1Y return CAGR

22.06%

1Y total return

22.04%

20-day SMA

$19.44

200-day SMA

$18.15

20Y price change

95.51%

20Y return CAGR

3.92%

20Y total return

115.95%

3M price change

9.11%

3M total return

9.68%

3Y price change

119.89%

3Y return CAGR

32.88%

3Y total return

134.65%

50-day SMA

$19.44

50-day SMA vs 200-day SMA

50over200

52-week high

$22.15

52-week high date

2026-10-26

52-week low

$16.03

52-week low date

2026-03-20

5Y price change

74.3%

5Y return CAGR

14%

5Y total return

92.53%

6M price change

14.67%

6M total return

15.94%

All-time high

$22.15

All-time high date

2026-10-26

All-time low

$1.88

All-time low date

2011-12-09

Average true range (ATR)

$0.49

Average volume

2.6K

Beta (1Y)

-0.06

Beta (2Y)

0.17

Beta (5Y)

0.27

Change from 52-week high

-9.66%

Change from 52-week low

24.83%

Change from all-time high

-9.66%

Change from all-time low

967.2%

Change from open

-1.48%

Day's gap

0.35%

Dollar volume

$70,435

High price

$20.31

Low price

$20.08

Monthly RSI

77.55

Open price

$20.31

Position in 52-week range

Previous close

$20.24

Price vs 150-day SMA

9.41%

Price vs 20-day SMA

2.96%

Price vs 200-day SMA

10.28%

Price vs 50-day SMA

2.95%

Relative volume

1.35

RSI

57.58

Sharpe ratio

0.66

Sharpe ratio (3Y)

0.85

Sharpe ratio (5Y)

0.55

Sortino ratio

1.26

Sortino ratio (3Y)

1.57

Sortino ratio (5Y)

1.1

Volume

3.5K

Weekly RSI

66.18

YTD price change

15.8%

YTD total return

17.73%

Metric	Value
Float	5.8M
Float percentage	89.81%
Shares change (QoQ)	-0.1%
Shares change (YoY)	0.53%
Shares held by insiders	10.19%
Shares held by institutions	38.28%
Shares outstanding	6.5M
Short % of float	0.14%
Short % of shares	0.13%
Short ratio	3.6 days

Metric

Value

Float

5.8M

Float percentage

89.81%

Shares change (QoQ)

-0.1%

Shares change (YoY)

0.53%

Shares held by insiders

10.19%

Shares held by institutions

38.28%

Shares outstanding

6.5M

Short % of float

0.14%

Short % of shares

0.13%

Short ratio

3.6 days

Magyar Bancorp, Inc. (MGYR)

Price

Financial snapshot

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Valuation

Profitability

Balance sheet

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All MGYR indicators

Profile and market data

Valuation

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Growth

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Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MGYR

Frequently asked questions