Paysign, Inc. (PAYS)

NASDAQ: PAYS · USD

$14.0

-0.55 (-3.8%)· Recorded snapshot

Market cap	790.2M
Revenue (ttm)	100.6M
Net income (ttm)	15.8M
EPS (ttm)	$0.26
Shares out	56.5M
P/E (trailing)	54.1x
P/E (forward)	38.6x
Volume	1,066,639
Beta	0.83

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 100.6M
Net income (ttm): 15.8M
EPS (ttm): $0.26
P/E (trailing): 54.1x
P/E (forward): 38.6x
Market cap: 790.2M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E38.6

P25 n/aP50 n/aP75 n/a

Trailing P/E54.1

P25 n/aP50 n/aP75 n/a

ROE30.8

P25 n/aP50 n/aP75 n/a

ROIC35.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All PAYS indicators

Market & fundamental data

Available fields

269

Groups with data

Currency

USD

Showing 269 of 269 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001496443
Company name	Paysign, Inc.
Country	United States
Country code	US
CUSIP number	70451A104
Earnings date	2026-11-09
Earnings time	amc
Employees	226
Employees change	53
Employees growth	30.64%
Enterprise value	$768.5M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2001
In index	RUSSELL2000
Industry	Software - Infrastructure
IPO date	1998-04-02
Is primary listing	Yes
Is SPAC	No
ISIN number	US70451A1043
Last 10-K release date	2026-03-25
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$790.2M
Market cap category	Small-Cap
Next earnings date	2026-11-09
Options	Yes
Price	$14.00
Price currency	USD
Sector	Technology
SIC code	7389
Stock price date	2026-10-28
Symbol	PAYS
U.S. state	Nevada
Website	https://www.paysign.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	57.03x
Average P/E ratio (10Y)	59.86x
Average P/E ratio (3Y)	36.06x
Average P/E ratio (5Y)	69.91x
Earnings yield	1.85%
EV/Earnings	48.85x
EV/EBIT	43.45x
EV/EBITDA	28.42x
EV/FCF	10.48x
EV/Sales	7.66x
FCF / EV yield	9.54%
FCF yield	9.28%
Forward EV/Sales	6.25x
Forward P/E	38.55x
Forward P/S	6.42x
Graham number	2.49093
Graham upside	-82.25%
Industry forward P/E	29.37x
Industry P/E	39.02x
Lynch fair value	$6.47
Lynch upside	-53.9%
P/(FCF - SBC) ratio	11.59x
P/(OCF - SBC) ratio	11.36x
P/B ratio	13.64x
P/E ratio	54.09x
P/FCF ratio	10.78x
P/OCF ratio	10.57x
P/S ratio	7.87x
Price / tangible book value	22.74x
Price/EBITDA ratio	29.22x
Sector forward P/E	18.86x
Sector P/E	32.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	17.62%
EBITDA margin	26.93%
Effective tax rate	21.58%
FCF margin	73.04%
Gross margin	61%
Operating margin	17.62%
Pretax margin	19.99%
Profit margin	15.67%
Profit per employee	$69,793
Profitable quarters	12
Profitable years	4
Revenue per employee	$445,319
ROA	4.34%
ROA (5Y)	-0.19%
ROCE	25.87%
ROE	30.82%
ROE (5Y)	10.19%
ROIC	35.26%
ROIC (5Y)	-3.61%
SBC / revenue	5.14%
Tax / revenue	4.31%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	115.66%
EPS growth (Q)	450.02%
EPS growth (QoQ)	22.22%
EPS growth 3Y	135.38%
EPS growth quarters	2
EPS growth years	1
FCF growth (Q)	-66.46%
FCF growth (QoQ)	-93.56%
FCF growth 3Y	102%
FCF growth 5Y	22.55%
Gross profit growth	49.29%
Gross profit growth (Q)	52.25%
Gross profit growth 3Y	40.95%
Gross profit growth 5Y	57.86%
Net income growth	132.52%
Net income growth (Q)	386.87%
Net income growth (QoQ)	24.23%
Net income growth 3Y	129.73%
Net income growth quarters	2
Net income growth years	1
OCF growth (Q)	-64.42%
OCF growth (QoQ)	-93.1%
OCF growth 10Y	40.12%
OCF growth 3Y	102.15%
OCF growth 5Y	22.56%
Operating income growth	240.39%
Operating income growth (Q)	448.94%
Revenue growth	46.84%
Revenue growth (Q)	48.08%
Revenue growth (QoQ)	0.76%
Revenue growth 10Y	27.66%
Revenue growth 3Y	33.4%
Revenue growth 5Y	38.11%
Revenue growth quarters	21
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.4M
Depreciation and amortization	$9.4M
EBIT	$17.7M
EBITDA	$27.1M
EPS	$0.26
FCF per share	$1.30
Financing cash flow	$-5M
Free cash flow	$73.5M
Free cash flow minus SBC	$68.3M
Gross profit	$61.4M
Income taxes	$4.3M
Investing cash flow	$-7.4M
Net cash flow	$62.6M
Net income	$15.8M
Operating cash flow minus SBC	$69.8M
Operating income	$17.7M
Revenue	$100.6M
Stock-based compensation	$5.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.48
Book value per share	$1.07
Debt / EBITDA	0.2
Debt / equity	0.09
Debt / FCF	0.08
Goodwill	$4.5M
Long-term assets	$34M
Long-term liabilities	$8.4M
Net cash (debt)	$21.7M
Net cash / market cap	2.73%
Net cash growth	139.86%
Net debt / EBITDA	-0.8
Net debt / equity	-0.36
Net debt / FCF	-0.29
Piotroski F-Score	7
Property, plant and equipment	$7.3M
Shareholders' equity	$60.2M
Tangible book value	$34.8M
Tangible book value per share	$0.62
Total assets	$317M
Total cash	$27.4M
Total debt	$5.7M
Total liabilities	$256.8M
WACC	8.77%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.39
Current assets	$283M
Current liabilities	$248.4M
Current ratio	1.14
Net working capital	$8.1M
Quick ratio	0.53
Working capital	$34.6M
Working capital turnover	4.03

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-10.93%
Dividend yield	0%
Shareholder yield	-10.93%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	7,284.12%
10Y return CAGR	53.76%
10Y total return	7,284.12%
150-day SMA	$9.72
15Y price change	17,225%
15Y return CAGR	41.01%
15Y total return	17,225%
1D price change	-3.75%
1M price change	9.39%
1M total return	9.39%
1W price change	-8.88%
1W total return	-8.88%
1Y price change	136.92%
1Y return CAGR	137.06%
1Y total return	136.92%
20-day SMA	$14.91
200-day SMA	$8.24
20Y price change	1,008.8%
20Y return CAGR	12.78%
20Y total return	1,008.8%
3M price change	55.91%
3M total return	55.91%
3Y price change	701.16%
3Y return CAGR	100.07%
3Y total return	701.16%
50-day SMA	$13.75
50-day SMA vs 200-day SMA	50over200
52-week high	$16.16
52-week high date	2026-10-20
52-week low	$3.08
52-week low date	2026-03-19
5Y price change	458.87%
5Y return CAGR	41.09%
5Y total return	458.87%
6M price change	116.56%
6M total return	116.56%
All-time high	$18.67
All-time high date	2019-07-19
All-time low	$0.00
All-time low date	2009-01-30
Average true range (ATR)	$0.79
Average volume	897.6K
Beta (1Y)	0.64
Beta (2Y)	1.79
Beta (5Y)	0.83
Change from 52-week high	-13.37%
Change from 52-week low	354.38%
Change from all-time high	-25.76%
Change from all-time low	692,900%
Change from open	-3.48%
Day's gap	-0.28%
Dollar volume	$14.9M
High price	$14.50
Low price	$13.59
Monthly RSI	77.8
Open price	$14.50
Position in 52-week range	44.51%
Premarket change	1.1%
Premarket close	$14.54
Premarket price	$14.70
Premarket volume	1.1K
Previous close	$14.54
Price vs 150-day SMA	42.67%
Price vs 20-day SMA	-7.04%
Price vs 200-day SMA	68.24%
Price vs 50-day SMA	0.8%
Relative volume	1.19
RSI	45.2
Sharpe ratio	1.51
Sharpe ratio (3Y)	1.31
Sharpe ratio (5Y)	0.77
Sortino ratio	3.06
Sortino ratio (3Y)	2.34
Sortino ratio (5Y)	1.31
Volume	1.1M
Weekly RSI	64.5
YTD price change	169.13%
YTD total return	169.13%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	33.9M
Float percentage	59.98%
Shares change (QoQ)	1.56%
Shares change (YoY)	10.93%
Shares held by insiders	30.91%
Shares held by institutions	45.78%
Shares outstanding	56.5M
Short % of float	6.7%
Short % of shares	4.02%
Short ratio	2.9 days

Deeper analysis on PAYS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this PAYS report

Is a complete PAYS research report available?

No complete published report is available for Paysign, Inc. (PAYS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Paysign, Inc. (PAYS)

Price

Financial snapshot

Fair-value bridge

Latest news · PAYS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All PAYS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on PAYS

Frequently asked questions