VIE/TFC (VIE/TFC)

Vienna Stock Exchange: VIE/TFC · EUR

€44.1

+0.80 (+1.8%)· Recorded snapshot

Market cap	53B
Revenue (ttm)	16.1B
Net income (ttm)	4.3B
EPS (ttm)	€3.48
P/E (trailing)	12.7x
P/E (forward)	10.3x
Dividend	€1.80 (4.07%)
Volume	244

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 16.1B
Net income (ttm): 4.3B
EPS (ttm): €3.48
P/E (trailing): 12.7x
P/E (forward): 10.3x
Market cap: 53B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E10.3

P25 n/aP50 n/aP75 n/a

Trailing P/E12.7

P25 n/aP50 n/aP75 n/a

ROE8.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All VIE/TFC indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

USD

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	AT
Earnings date	2026-10-16
Employees	37,833
Employees change	376
Employees growth	0.98%
Exchange	Vienna Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1872
Industry	Banks - Regional
Is primary listing	No
ISIN number	US89832Q1094
Last earnings date	2026-10-16
Last refreshed	2026-10-29
Market cap	EUR 53B
Next earnings date	2027-01-20
Price	EUR 44.15
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	vie/TFC
Website	https://www.truist.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.22x
Average P/E ratio (3Y)	11.84x
Average P/E ratio (5Y)	10.75x
Earnings yield	7.89%
FCF yield	9.99%
Forward P/E	10.25x
Graham number	60.16165
Graham upside	38.8%
Industry P/E	10.97x
Lynch fair value	EUR 17.85
Lynch upside	-58.82%
P/B ratio	0.96x
P/E ratio	12.67x
P/FCF ratio	10.01x
P/OCF ratio	10.01x
P/S ratio	3.23x
Price / tangible book value	1.56x
Sector forward P/E	9.58x
Sector P/E	10.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	13.03%
FCF margin	30.47%
Operating margin	35.13%
Pretax margin	32.63%
Profit margin	28.38%
Profit per employee	EUR 113,331
Profitable quarters	10
Profitable years	2
Revenue per employee	EUR 425,415
ROA	0.94%
ROA (5Y)	0.6%
ROE	8.16%
ROE (5Y)	4.75%
Tax / revenue	4.25%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	3.99%
EPS growth (Q)	-46.15%
EPS growth (QoQ)	-54.47%
EPS growth 10Y	3.73%
EPS growth 3Y	-0.85%
EPS growth 5Y	-1.74%
EPS growth quarters	8
EPS growth years	2
FCF growth	46.06%
FCF growth 3Y	-6.02%
FCF growth 5Y	-0.38%
Net income growth	-0.8%
Net income growth (Q)	-44.97%
Net income growth (QoQ)	-54.97%
Net income growth 3Y	-2.94%
Net income growth 5Y	-3.23%
Net income growth quarters	8
Net income growth years	2
OCF growth	46.06%
OCF growth 10Y	4.44%
OCF growth 3Y	-19.59%
OCF growth 5Y	-1.13%
Revenue growth	-0.02%
Revenue growth (Q)	-15.81%
Revenue growth (QoQ)	-17.86%
Revenue growth 10Y	6.2%
Revenue growth 3Y	-1.87%
Revenue growth 5Y	-4.42%
Revenue growth quarters	8
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	EUR 3.48
Financing cash flow	EUR 4.7B
Free cash flow	EUR 5.2B
Gross profit	EUR 16.1B
Income taxes	EUR 684.2M
Investing cash flow	EUR -11.9B
Net borrowing	EUR 8.2B
Net cash flow	EUR -1.9B
Net income	EUR 4.3B
Operating income	EUR 5.7B
Revenue	EUR 16.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 41.19
Debt / equity	1.07
Debt / FCF	11.14
Goodwill	EUR 15.4B
Net cash (debt)	EUR -9.9B
Net cash / market cap	-18.93%
Net debt / equity	0.18
Net debt / FCF	1.9
Piotroski F-Score	4
Property, plant and equipment	EUR 2.9B
Shareholders' equity	EUR 54.1B
Tangible book value	EUR 33.3B
Tangible book value per share	EUR 27.82
Total assets	EUR 488B
Total cash	EUR 48.1B
Total debt	EUR 57.9B
Total liabilities	EUR 433.9B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -325.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.32%
Dividend growth	-3.02%
Dividend growth (3Y)	-2.14%
Dividend growth (5Y)	2.78%
Dividend growth years	0
Dividend payment date	2026-12-01
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	EUR 1.80
Dividend yield	4.07%
Ex-dividend date	2026-11-13
Last dividend	EUR 0.47
Payout ratio	51.62%
Shareholder yield	8.47%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 42.98
1D price change	1.85%
1M price change	6.36%
1M total return	6.36%
1W price change	3.71%
1W total return	3.71%
1Y price change	15.81%
1Y return CAGR	20.68%
1Y total return	20.67%
20-day SMA	EUR 41.87
200-day SMA	EUR 42.81
3M price change	-4.8%
3M total return	-3.84%
3Y price change	67.22%
3Y return CAGR	24.64%
3Y total return	93.68%
50-day SMA	EUR 42.49
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 47.29
52-week high date	2026-07-17
52-week low	EUR 37.50
52-week low date	2026-03-19
5Y price change	-19%
5Y return CAGR	0.57%
5Y total return	2.9%
6M price change	0.49%
6M total return	2.54%
All-time high	EUR 60.00
All-time high date	2022-01-18
All-time low	EUR 23.80
All-time low date	2023-05-04
Average true range (ATR)	EUR 0.70
Average volume	103
Change from 52-week high	-6.65%
Change from 52-week low	17.72%
Change from all-time high	-26.43%
Change from all-time low	85.48%
Change from open	0.26%
Day's gap	1.58%
Dollar volume	EUR 10,771
High price	EUR 44.45
Low price	EUR 43.57
Monthly RSI	55.26
Open price	EUR 44.03
Position in 52-week range	65.54%
Previous close	EUR 43.35
Price vs 150-day SMA	2.71%
Price vs 20-day SMA	5.42%
Price vs 200-day SMA	3.12%
Price vs 50-day SMA	3.9%
Relative volume	2.69
RSI	63.05
Sharpe ratio	0.81
Sharpe ratio (3Y)	0.74
Sharpe ratio (5Y)	0.07
Sortino ratio	1.39
Sortino ratio (3Y)	1.27
Sortino ratio (5Y)	0.27
Volume	244
Weekly RSI	54.46
YTD price change	3.91%
YTD total return	7.05%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.2B
Shares change (QoQ)	-1.02%
Shares change (YoY)	-4.32%
Shares held by insiders	0.17%
Shares held by institutions	79.74%
Short ratio	3.8 days

Deeper analysis on VIE/TFC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this VIE/TFC report

Is a complete VIE/TFC research report available?

No complete published report is available for vie/TFC (VIE/TFC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/TFC (VIE/TFC)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/TFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/TFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/TFC

Frequently asked questions