ASX/NHF (ASX/NHF)

Australian Securities Exchange: ASX/NHF · AUD

A$6.53

+0.05 (+0.8%)· Recorded snapshot

Market cap	3.2B
Revenue (ttm)	3.8B
Net income (ttm)	187.5M
EPS (ttm)	A$0.38
Shares out	488.4M
P/E (trailing)	17.0x
P/E (forward)	14.0x
Dividend	A$0.29 (4.44%)
Volume	1,356,348
Beta	0.10

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.8B
Net income (ttm): 187.5M
EPS (ttm): A$0.38
P/E (trailing): 17.0x
P/E (forward): 14.0x
Market cap: 3.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E14

P25 n/aP50 n/aP75 n/a

Trailing P/E17

P25 n/aP50 n/aP75 n/a

ROE16.4

P25 n/aP50 n/aP75 n/a

ROIC14.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ASX/NHF indicators

Market & fundamental data

Available fields

241

Groups with data

Currency

AUD

Showing 241 of 241 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-11-22
Employees	1,880
Employees change	530
Employees growth	39.26%
Enterprise value	AUD 3.2B
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	1952
In index	ASX200
Industry	Insurance - Specialty
Is primary listing	Yes
ISIN number	AU000000NHF0
Last earnings date	2026-08-24
Last refreshed	2026-10-29
Market cap	AUD 3.2B
Next earnings date	2026-11-22
Price	AUD 6.53
Price currency	AUD
Sector	Financials
SIC code	6324
Stock price date	2026-10-29
Symbol	asx/NHF
Website	https://www.nib.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	15.63x
Average P/E ratio (10Y)	21.32x
Average P/E ratio (3Y)	19.77x
Average P/E ratio (5Y)	21.51x
Earnings yield	5.89%
EV/Earnings	16.95x
EV/EBIT	11.65x
EV/EBITDA	10.77x
EV/FCF	19.29x
EV/Sales	0.83x
FCF / EV yield	5.18%
FCF yield	5.2%
Forward P/E	13.99x
Graham number	4.51657
Graham upside	-30.89%
Lynch fair value	AUD 1.92
Lynch upside	-70.6%
P/B ratio	2.75x
P/E ratio	16.99x
P/FCF ratio	19.22x
P/OCF ratio	15.9x
P/S ratio	0.83x
Price / tangible book value	4.54x
Price/EBITDA ratio	10.93x
Sector forward P/E	18x
Sector P/E	19.72x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	7.12%
EBITDA margin	7.59%
Effective tax rate	28.46%
FCF margin	4.32%
Gross margin	9.65%
Operating margin	7.12%
Pretax margin	6.79%
Profit margin	4.92%
Profit per employee	AUD 100,267
Profitable quarters	36
Profitable years	19
Revenue per employee	AUD 2M
ROA	7.82%
ROA (5Y)	7.49%
ROCE	18.65%
ROE	16.37%
ROE (5Y)	16.67%
ROIC	14.06%
ROIC (5Y)	13.57%
Tax / revenue	1.93%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-6.46%
EPS growth (Q)	-10.91%
EPS growth (QoQ)	25.87%
EPS growth 10Y	6.15%
EPS growth 3Y	16.9%
EPS growth 5Y	1.77%
EPS growth years	0
FCF growth	46.92%
FCF growth (Q)	6.07%
FCF growth 3Y	-11.62%
FCF growth 5Y	8.89%
Net income growth	-6.16%
Net income growth (Q)	-10.52%
Net income growth (QoQ)	26.18%
Net income growth 3Y	17.9%
Net income growth 5Y	3.08%
Net income growth years	0
OCF growth	20.16%
OCF growth (Q)	1%
OCF growth (QoQ)	964.33%
OCF growth 10Y	2.98%
OCF growth 3Y	-6.9%
OCF growth 5Y	12.87%
Revenue growth	5.18%
Revenue growth (Q)	4.64%
Revenue growth (QoQ)	1.15%
Revenue growth 10Y	7.28%
Revenue growth 3Y	6.6%
Revenue growth 5Y	7.72%
Revenue growth quarters	11
Revenue growth years	18

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -34.4M
EBIT	AUD 271.5M
EBITDA	AUD 289.6M
EPS	AUD 0.38
FCF per share	AUD 0.34
Financing cash flow	AUD -204.8M
Free cash flow	AUD 164.7M
Gross profit	AUD 368.2M
Income taxes	AUD 73.7M
Investing cash flow	AUD 2.7M
Net borrowing	AUD -71.7M
Net cash flow	AUD -10.8M
Net income	AUD 187.5M
Operating income	AUD 271.5M
Revenue	AUD 3.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AUD 2.36
Debt / EBITDA	0.78
Debt / equity	0.2
Debt / FCF	1.39
Goodwill	AUD 315.2M
Interest coverage	193.93
Net cash (debt)	AUD -12.3M
Net cash / market cap	-0.39%
Net debt / EBITDA	0.04
Net debt / equity	0.01
Net debt / FCF	0.07
Piotroski F-Score	6
Property, plant and equipment	AUD 17.9M
Shareholders' equity	AUD 1.2B
Tangible book value	AUD 697.5M
Tangible book value per share	AUD 1.43
Total assets	AUD 2.2B
Total cash	AUD 1.3B
Total debt	AUD 229.3M
Total liabilities	AUD 997.8M
WACC	4.49%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.76
Current ratio	2.39
Inventory turnover	9,846.29
Net working capital	AUD 760M
Quick ratio	2.18
Working capital	AUD 968.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.37%
Dividend growth	17.24%
Dividend growth (10Y)	8.71%
Dividend growth (3Y)	6.69%
Dividend growth (5Y)	7.21%
Dividend growth years	0
Dividend payment date	2026-10-07
Dividend payment years	19
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.29
Dividend yield	4.44%
Ex-dividend date	2026-09-03
FCF payout ratio	100.83%
Last dividend	AUD 0.21
Payout ratio	68.43%
Shareholder yield	4.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	36.61%
10Y return CAGR	7.06%
10Y total return	97.72%
150-day SMA	AUD 6.83
15Y price change	339.73%
15Y return CAGR	14.97%
15Y total return	710.25%
1D price change	0.77%
1M price change	0.93%
1M total return	0.93%
1W price change	-2.83%
1W total return	-2.83%
1Y price change	-12.58%
1Y return CAGR	-7.95%
1Y total return	-7.94%
20-day SMA	AUD 6.55
200-day SMA	AUD 6.72
3M price change	-13.85%
3M total return	-11.18%
3Y price change	-9.31%
3Y return CAGR	1.24%
3Y total return	3.77%
50-day SMA	AUD 6.61
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 7.73
52-week high date	2026-07-29
52-week low	AUD 5.79
52-week low date	2026-03-12
5Y price change	-2.39%
5Y return CAGR	3.61%
5Y total return	19.37%
6M price change	0.46%
6M total return	3.58%
All-time high	AUD 8.95
All-time high date	2023-06-21
All-time low	AUD 0.55
All-time low date	2008-06-23
Average true range (ATR)	AUD 0.13
Average volume	944.6K
Beta (1Y)	0.42
Beta (2Y)	0.24
Beta (5Y)	0.1
Change from 52-week high	-15.52%
Change from 52-week low	12.78%
Change from all-time high	-27.04%
Change from all-time low	1,087.27%
Change from open	0%
Day's gap	0.77%
Dollar volume	AUD 8.9M
High price	AUD 6.55
Low price	AUD 6.45
Monthly RSI	45.53
Open price	AUD 6.53
Position in 52-week range	80%
Previous close	AUD 6.48
Price vs 150-day SMA	-4.41%
Price vs 20-day SMA	-0.24%
Price vs 200-day SMA	-2.78%
Price vs 50-day SMA	-1.18%
Relative volume	1.48
RSI	47
Sharpe ratio	-0.48
Sharpe ratio (3Y)	0
Sharpe ratio (5Y)	0.11
Sortino ratio	-0.39
Sortino ratio (3Y)	0.21
Sortino ratio (5Y)	0.36
Volume	1.4M
Weekly RSI	42.93
YTD price change	-4.81%
YTD total return	0.25%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	485M
Shares change (QoQ)	0.16%
Shares change (YoY)	0.37%
Shares held by insiders	0.24%
Shares held by institutions	34.1%
Shares outstanding	488.4M

Deeper analysis on ASX/NHF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ASX/NHF report

Is a complete ASX/NHF research report available?

No complete published report is available for asx/NHF (ASX/NHF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/NHF (ASX/NHF)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/NHF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/NHF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/NHF

Frequently asked questions