DSE/CLICL (DSE/CLICL)

Dhaka Stock Exchange: DSE/CLICL · BDT

BDT 44.9

+0.00 (0.0%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	906.6M
Net income (ttm)	157.8M
EPS (ttm)	BDT 4.21
Shares out	37.5M
P/E (trailing)	10.7x
Dividend	BDT 0.40 (0.89%)
Volume	124,405
Beta	4.69

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 906.6M
Net income (ttm): 157.8M
EPS (ttm): BDT 4.21
P/E (trailing): 10.7x
Market cap: 1.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE42.1

P25 n/aP50 n/aP75 n/a

ROIC41.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/CLICL indicators

Market & fundamental data

Available fields

198

Groups with data

Currency

BDT

Showing 198 of 198 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2027-06-29
Employees	123
Employees change	-40
Employees growth	-24.54%
Enterprise value	BDT 1.7B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	2013
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0755CLICL3
Last earnings date	2026-07-27
Last refreshed	2026-10-29
Market cap	BDT 1.7B
Next earnings date	2027-06-29
Price	BDT 44.90
Price currency	BDT
SIC code	6311
Stock price date	2026-10-29
Symbol	dse/CLICL
Website	https://www.charteredlifebd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	15.45x
Average P/E ratio (5Y)	16.86x
Earnings yield	9.37%
EV/Earnings	10.58x
EV/EBIT	9.38x
EV/EBITDA	8.67x
EV/FCF	89.26x
EV/Sales	1.84x
FCF / EV yield	1.12%
FCF yield	1.11%
Graham number	30.76892
Graham upside	-31.47%
Industry P/E	2.42x
Lynch fair value	BDT 105.19
Lynch upside	134.28%
P/B ratio	4.49x
P/E ratio	10.67x
P/FCF ratio	90.03x
P/OCF ratio	81.11x
P/S ratio	1.86x
Price / tangible book value	4.77x
Price/EBITDA ratio	9.11x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.63%
EBITDA margin	20.39%
Effective tax rate	3.83%
FCF margin	2.06%
Gross margin	51.39%
Operating margin	19.63%
Pretax margin	18.1%
Profit margin	17.4%
Profit per employee	BDT 1.3M
Revenue per employee	BDT 7.4M
ROA	8.67%
ROA (5Y)	11.06%
ROCE	14.61%
ROE	42.08%
ROE (5Y)	39.93%
ROIC	41.86%
ROIC (5Y)	39.98%
Tax / revenue	0.69%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	31.34%
EPS growth (Q)	582.33%
EPS growth 3Y	12.16%
EPS growth 5Y	21.85%
FCF growth	-82.05%
FCF growth (QoQ)	1,497.07%
FCF growth 3Y	-39.03%
FCF growth 5Y	3.08%
Net income growth	31.34%
Net income growth (Q)	582.33%
Net income growth 3Y	12.16%
Net income growth 5Y	41.12%
OCF growth	-80.61%
OCF growth (QoQ)	1,372.56%
OCF growth 3Y	-42.36%
OCF growth 5Y	-1.69%
Revenue growth	-6.42%
Revenue growth (Q)	7.2%
Revenue growth (QoQ)	9.9%
Revenue growth 3Y	0.13%
Revenue growth 5Y	47.92%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -2.1M
EBIT	BDT 178M
EBITDA	BDT 184.9M
EPS	BDT 4.21
FCF per share	BDT 0.50
Financing cash flow	BDT -5.4M
Free cash flow	BDT 18.7M
Gross profit	BDT 465.9M
Income taxes	BDT 6.3M
Investing cash flow	BDT -2.2M
Net borrowing	BDT 4.5M
Net cash flow	BDT 13.1M
Net income	BDT 157.8M
Operating income	BDT 178M
Revenue	BDT 906.6M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 10.00
Debt / EBITDA	0.16
Debt / equity	0.08
Debt / FCF	1.62
Interest coverage	109.09
Net cash (debt)	BDT 14.5M
Net cash / market cap	0.86%
Net debt / EBITDA	-0.08
Net debt / equity	-0.04
Net debt / FCF	-0.78
Piotroski F-Score	4
Property, plant and equipment	BDT 101.1M
Shareholders' equity	BDT 375M
Tangible book value	BDT 353.1M
Tangible book value per share	BDT 9.42
Total assets	BDT 1.3B
Total cash	BDT 44.8M
Total debt	BDT 30.2M
Total liabilities	BDT 943.7M
WACC	29.59%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.71
Current ratio	1.44
Net working capital	BDT -390,205
Quick ratio	0.71
Working capital	BDT 44.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth years	1
Dividend payment date	2026-09-09
Dividend payment years	1
Dividend per share	BDT 0.40
Dividend yield	0.89%
Ex-dividend date	2026-07-23
FCF payout ratio	80.21%
Last dividend	BDT 0.40
Payout ratio	3.8%
Shareholder yield	0.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BDT 52.04
1D price change	0%
1M price change	-0.23%
1M total return	-0.23%
1W price change	-4.16%
1W total return	-4.16%
1Y price change	-16.41%
1Y return CAGR	-15.77%
1Y total return	-15.76%
20-day SMA	BDT 45.97
200-day SMA	BDT 53.31
3M price change	-12.92%
3M total return	-12.92%
3Y price change	-21.79%
3Y return CAGR	-7.44%
3Y total return	-20.71%
50-day SMA	BDT 44.89
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 69.30
52-week high date	2026-03-30
52-week low	BDT 38.10
52-week low date	2025-11-16
6M price change	-24.22%
6M total return	-23.63%
All-time high	BDT 97.90
All-time high date	2023-06-11
All-time low	BDT 11.00
All-time low date	2022-10-30
Average true range (ATR)	BDT 1.89
Average volume	211.9K
Beta (1Y)	-0.07
Beta (2Y)	-0.07
Beta (5Y)	4.69
Change from 52-week high	-35.21%
Change from 52-week low	17.85%
Change from all-time high	-55.26%
Change from all-time low	298.18%
Dollar volume	BDT 5.6M
High price	BDT 45.30
Low price	BDT 44.40
Monthly RSI	47.6
Position in 52-week range	55.56%
Previous close	BDT 44.90
Price vs 150-day SMA	-15.84%
Price vs 20-day SMA	-4.71%
Price vs 200-day SMA	-17.84%
Price vs 50-day SMA	-2.44%
Relative volume	0.59
RSI	48.48
Sharpe ratio	-0.66
Sharpe ratio (3Y)	0.03
Sortino ratio	-0.81
Sortino ratio (3Y)	0.2
Volume	124.4K
Weekly RSI	0
YTD price change	-21.22%
YTD total return	-20.61%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares outstanding	37.5M

Deeper analysis on DSE/CLICL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/CLICL report

Is a complete DSE/CLICL research report available?

No complete published report is available for dse/CLICL (DSE/CLICL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/CLICL (DSE/CLICL)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/CLICL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/CLICL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/CLICL

Frequently asked questions