Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

BVMF/A1SU34 stock hub

BVMF/A1SU34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

58.2B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/A1SU34

In the news

Latest news · BVMF/A1SU34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 8P50 10.9P75 14.1

Trailing P/E11.2

P25 9P50 11.1P75 15.9

ROE18

P25 10P50 15.3P75 22.5

ROIC13.7

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/A1SU34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

203

Groups with data

Currency

USD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	14,800
Employees Change	600%
Employees Change Percent	4.41
Enterprise value	BRL 61.2B
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Last refreshed	2026-05-10
Market cap	BRL 58.2B
Price	BRL 303
Price currency	BRL
Rev Per Employee	4,638,796.47x
Sector	Financials
Sic	6351
Symbol	bvmf/A1SU34
Website	https://www.assurant.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.89%
EV Earnings	11.83x
EV/EBIT	9.06x
EV/EBITDA	7.52x
EV/FCF	8.08x
EV/Sales	0.95x
FCF yield	13.02%
Forward P/E	11.53x
P/B ratio	1.9x
P/E ratio	11.24x
P/S ratio	0.85x
PE Ratio10 Y	15.47x
PE Ratio3 Y	13.99x
PE Ratio5 Y	14.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.48%
EBITDA Margin	12.45%
FCF margin	11.03%
Gross margin	12.75%
Gross Profit	BRL 8.8B
Net Income	BRL 5.2B
Net Income Growth	49.2%
Net Income Growth Q	86.97%
Net Income Growth3 Y	60.2%
Net Income Growth5 Y	18.54%
Pretax Margin	9.42%
Profit Margin	7.6%
Profit Per Employee	BRL 349,521
ROA	2.44
Roa5y	1.65
ROCE	16.64
ROE	18.02
Roe5y	12.34
ROIC	13.72
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	0.06%
Cagr3y	24%
Cagr5y	11.19%
Div CAGR3	7.9%
Div CAGR5	11.7%
EPS Growth	52.33
EPS Growth Q	91.17
EPS Growth3 Y	63.53
EPS Growth5 Y	22.57
FCF Growth	2.35%
FCF Growth Q	-43.19%
FCF Growth3 Y	7.65%
FCF Growth5 Y	9.88%
OCF Growth	2.39%
OCF Growth Q	-38.76%
OCF Growth10 Y	34.59%
OCF Growth3 Y	7.4%
OCF Growth5 Y	9.94%
Revenue Growth	9.02x
Revenue Growth Q	11.26x
Revenue Growth3 Y	8.33x
Revenue Growth5 Y	6.57x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.37
Assets	BRL 186.6B
Cash	BRL 10B
Debt	BRL 11.5B
Debt EBITDA	BRL 1.33
Debt Equity	BRL 0.38
Debt FCF	BRL 1.52
Equity	BRL 30.6B
Interest Coverage	12.4
Liabilities	BRL 156B
Net Cash	BRL -3.2B
Net Cash By Market Cap	BRL -5.52
Net Debt EBITDA	BRL 0.38
Net Debt Equity	BRL 0.1
Net Debt FCF	BRL 0.42
Tangible Book Value	BRL 14.1B
Tangible Book Value Per Share	BRL 284
WACC	6.79

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.39
Net Working Capital	BRL -96.3B
Quick ratio	0.14
Working Capital	BRL -88B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.59%
Dividend Growth	3.94%
Dividend Growth Years	2%
Dividend per share	BRL 3.05
Dividend Years	7
Dividend Yield	1.01%
Ex Div Date	2026-02-12
Last Dividend	BRL 0.78
Payout Frequency	Quarterly
Payout Ratio	17.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	0.06%
3Y total return	90.69%
50-day SMA	210.7
5Y total return	69.97%
All Time High	309
All Time High Change	-1.88%
All Time High Date	2025-02-27
All Time Low	133.4
All Time Low Change	127.22%
All Time Low Date	2020-02-28
ATR	11.9
Beta	0.56
Ch YTD	-1.81
High	303.2
High52	309
High52 Date	2025-02-27
High52ch	-1.88%
Low	303.2
Low52	261.5
Low52 Date	2025-06-13
Low52ch	15.94%
Ma50ch	43.87%
RSI	66.22
RSI Monthly	66.8
RSI Weekly	67.67
Sharpe ratio	2.49x
Sortino ratio	4.31
Total Return	2.6%
Tr YTD	-1.56
Tr1m	-1.56%
Tr1w	0.26%
Tr3m	7.22%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 7.2B
Operating margin	10.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	49,367,486%
Net Borrowing	598,058,140
Shares Insiders	0.74%
Shares Institutions	98.83%
Shares Qo Q	-0.93%
Shares Yo Y	-1.59%
Short Ratio	1.99

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 7.1B
Average Volume	57.4x
Bv Per Share	616.4
CAPEX	BRL -1.2B
Ch1m	-1.81
Ch1y	-1.51
Ch3m	6.36
Ch3y	83.62
Ch5y	59.77
Ch6m	14.77
Change	-1.81%
Change From Open	0
Close	308.8
Days Gap	-1.81
Dollar Volume	3,335
Earnings Date	2026-05-05
EBIT	BRL 7.2B
EBITDA	BRL 8.5B
EPS	BRL 102
F Score	5
FCF	BRL 7.6B
FCF EV Yield	12.38x
Financing CF	-2,337,614,473
Fiscal Year End	December
Founded	1,892
Goodwill	13,044,743,900
Graham Number	311.19666
Graham Upside	2.64
Income Tax	BRL 1.2B
Investing CF	-6,878,251,913
Is Primary Listing	0
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Lynch Fair Value	BRL 500
Lynch Upside	64.88
Ma20	266
Ma20ch	13.99%
Net CF	-406,382,878
Next Earnings Date	2026-08-04
Open	303.2
P FCF Ratio	7.68
P OCF Ratio	6.63
Payment Date	2026-04-06
Ppne	4,171,664,380
Price Date	2026-01-26
Price EBITDA	BRL 6.8
Ptbv Ratio	4.12
Relative Volume	0.19x
Revenue	68,654,187,690x
SBC By Revenue	0.67x
Share Based Comp	460,115,145
Tax By Revenue	1.82x
Tax Rate	19.29%
Tr6m	15.69%
Volume	11

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/A1SU34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.0%

$3.05 annual per share

Payout ratio

+17.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+11.7%

2 consecutive years of growth

Total shareholder yield

+2.6%

Next ex-dividend date: 2026-02-12

Performance

BVMF/A1SU34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/A1SU34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+98.8%

Share of float held by funds and institutions

Insider ownership

+0.7%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/A1SU34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

66.2

Neutral momentum band

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

0.56

Less volatile than the market

Sharpe ratio

2.49

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/A1SU34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/A1SU34 stock rating?

bvmf/A1SU34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/A1SU34 analysis?

The full report lives at /stocks/bvmf/A1SU34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/A1SU34?

The latest report frames bvmf/A1SU34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/A1SU34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.