Financials / Banks - DiversifiedUpdated 2026-05-10 22:07 UTC

BVMF/BCSA34 stock hub

BVMF/BCSA34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

868.9B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/BCSA34

In the news

Latest news · BVMF/BCSA34

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.7

P25 8P50 10.9P75 14.1

Trailing P/E9.3

P25 9P50 11.1P75 15.9

ROE12.9

P25 10P50 15.3P75 22.5

ROICn/a

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/BCSA34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

163

Groups with data

Currency

EUR

Showing 163 of 163 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Spain
Country code	BR
Employees	186,370
Employees Change	-8,350%
Employees Change Percent	-4.04
Exchange	Brazil Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Diversified
Last refreshed	2026-05-10
Market cap	BRL 868.9B
Price	BRL 59.99
Price currency	BRL
Rev Per Employee	1,528,947.76x
Sector	Financials
Sic	6020
Symbol	bvmf/BCSA34
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.75%
FCF yield	-14.06%
Forward P/E	9.73x
P/B ratio	1.28x
P/E ratio	9.3x
P/S ratio	3.05x
PE Ratio10 Y	9.11x
PE Ratio3 Y	7.29x
PE Ratio5 Y	7.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	BRL 284.9B
Net Income	BRL 93.4B
Net Income Growth	23.09%
Net Income Growth Q	60.35%
Net Income Growth3 Y	19.48%
Pretax Margin	40.15%
Profit Margin	34.1%
Profit Per Employee	BRL 501,183
ROA	0.78
Roa5y	0.67
ROE	12.89
Roe5y	11.37

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	47.41%
Cagr3y	56.12%
Div CAGR3	35.52%
EPS Growth	28.29
EPS Growth Q	67.38
EPS Growth3 Y	24.01
Revenue Growth	1.08x
Revenue Growth Q	4.63x
Revenue Growth3 Y	4.33x
Revenue Growth5 Y	7.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	BRL 11.2T
Cash	BRL 1.9T
Debt	BRL 2.4T
Debt FCF	BRL -19.32
Equity	BRL 677B
Liabilities	BRL 10.5T
Net Cash	BRL -508.9B
Net Cash By Market Cap	BRL -58.57
Net Debt Equity	BRL 0.75
Tangible Book Value	BRL 532.3B
Tangible Book Value Per Share	BRL 36.61
WACC	2.57

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	BRL -5.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	3.64%
Dividend Growth	11.28%
Dividend Growth Years	5%
Dividend per share	BRL 1.03
Dividend Years	6
Dividend Yield	1.72%
Ex Div Date	2026-04-30
Last Dividend	BRL 0.54
Payout Frequency	Semi-Annual
Payout Ratio	20.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	47.37%
200-day SMA	57.84
3Y total return	280.66%
50-day SMA	59.76
50-day SMA vs 200-day SMA	50over200
All Time High	68.8
All Time High Change	-12.81%
All Time High Date	2026-02-03
All Time Low	12.24
All Time Low Change	390.11%
All Time Low Date	2022-09-27
ATR	2.15
Beta	0.96
Ch YTD	-7.95
High	60.6
High52	68.8
High52 Date	2026-02-03
High52ch	-12.81%
Low	59.64
Low52	40.61
Low52 Date	2025-05-08
Low52ch	47.72%
Ma50ch	0.38%
Price vs 200-day SMA	3.72%
RSI	49.54
RSI Monthly	71.96
RSI Weekly	51.72
Sharpe ratio	1.27x
Sortino ratio	2.15
Total Return	5.36%
Tr YTD	-7.13
Tr1m	2.78%
Tr1w	3.18%
Tr3m	-8.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 118.8B
Operating margin	41.7

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,194,236,280%
Net Borrowing	-27,510,321,688.9
Shares Insiders	1.07%
Shares Institutions	38.49%
Shares Qo Q	-6.75%
Shares Yo Y	-3.64%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL -122.2B
Average Volume	1,515.15x
Bv Per Share	43.85
CAPEX	BRL -29.4B
Ch1m	1.87
Ch1w	3.18
Ch1y	44.76
Ch3m	-9.37
Ch3y	253.7
Ch6m	8.7
Change	-0.02%
Change From Open	-1.01
Close	60
Days Gap	1
Dollar Volume	6,838.9
Earnings Date	2026-04-29
EPS	BRL 6.27
F Score	2
FCF	BRL -122.2B
Financing CF	-86,758,954,684
Fiscal Year End	December
Founded	1,856
Goodwill	71,004,099,712
Graham Number	82.35333
Graham Upside	37.28
Income Tax	BRL 28B
Investing CF	33,033,844,920
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	BRL 126
Lynch Upside	109.4
Ma150	59.93
Ma150ch	0.1%
Ma20	60.75
Ma20ch	-1.25%
Net CF	-178,233,592,984
Open	60.6
Payment Date	2026-05-14
Position In Range	36.46
Ppne	149,258,128,312.4
Price Date	2026-05-08
Ptbv Ratio	1.63
Relative Volume	0.08x
Revenue	284,949,994,399x
Tax By Revenue	9.81x
Tax Rate	24.44%
Tr6m	9.67%
Volume	114

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/BCSA34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.7%

$1.03 annual per share

Payout ratio

+20.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

5 consecutive years of growth

Total shareholder yield

+5.4%

Next ex-dividend date: 2026-04-30

Performance

BVMF/BCSA34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/BCSA34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.5%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-3.6%

Negative means the company is buying back shares.

Technical

BVMF/BCSA34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.5

Neutral momentum band

Price vs 200-day MA

+3.7%

50/200-day relationship not available

Beta (5Y)

0.96

Moves roughly with the market

Sharpe ratio

1.27

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/BCSA34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/BCSA34 stock rating?

bvmf/BCSA34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/BCSA34 analysis?

The full report lives at /stocks/bvmf/BCSA34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/BCSA34?

The latest report frames bvmf/BCSA34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/BCSA34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.