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BVMF/BGIP4 (BVMF/BGIP4)

Brazil Stock Exchange: BVMF/BGIP4 · BRL

R$32.1

-0.83 (-2.5%)· Recorded snapshot

Market cap	913.8M
Revenue (ttm)	755.2M
Net income (ttm)	169.4M
EPS (ttm)	R$7.59
Shares out	23.1M
P/E (trailing)	4.2x
Dividend	R$1.38 (4.29%)
Volume	1,600
Beta	0.01

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-13
Employees	982
Employees change	64
Employees growth	6.97%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1961
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	BRBGIPACNPR8
Last earnings date	2025-02-14
Last refreshed	2026-10-29
Last stock split date	2014-09-10
Last stock split type	Forward
Market cap	BRL 913.8M
Next earnings date	2026-11-13
Price	BRL 32.10
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BGIP4
Website	https://www.banese.com.br

Metric

Value

Amount currency

BRL

Country

Brazil

Country code

Earnings date

2026-11-13

Employees

982

Employees change

Employees growth

6.97%

Exchange

Brazil Stock Exchange

Financial currency

BRL

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1961

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

BRBGIPACNPR8

Last earnings date

2025-02-14

Last refreshed

2026-10-29

Last stock split date

2014-09-10

Last stock split type

Forward

Market cap

BRL 913.8M

Next earnings date

2026-11-13

Price

BRL 32.10

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-29

Symbol

bvmf/BGIP4

Website

https://www.banese.com.br

Metric	Value
Average P/E ratio (10Y)	6.81x
Average P/E ratio (3Y)	5.94x
Average P/E ratio (5Y)	5.98x
Earnings yield	23.64%
FCF yield	29.94%
Graham number	86.51514
Graham upside	172.92%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 135.93
Lynch upside	328.79%
P/B ratio	0.91x
P/E ratio	4.23x
P/FCF ratio	3.34x
P/OCF ratio	3.03x
P/S ratio	1.24x
Price / tangible book value	1.03x
Sector forward P/E	7.86x
Sector P/E	8.95x

Metric

Value

Average P/E ratio (10Y)

6.81x

Average P/E ratio (3Y)

5.94x

Average P/E ratio (5Y)

5.98x

Earnings yield

23.64%

FCF yield

29.94%

Graham number

86.51514

Graham upside

172.92%

Industry forward P/E

6.64x

Industry P/E

7.52x

Lynch fair value

BRL 135.93

Lynch upside

328.79%

P/B ratio

0.91x

P/E ratio

4.23x

P/FCF ratio

3.34x

P/OCF ratio

3.03x

P/S ratio

1.24x

Price / tangible book value

1.03x

Sector forward P/E

7.86x

Sector P/E

8.95x

Metric	Value
Effective tax rate	24.29%
FCF margin	37.17%
Operating margin	31.44%
Pretax margin	28.02%
Profit margin	22.42%
Profit per employee	BRL 172,460
Profitable quarters	12
Profitable years	23
Revenue per employee	BRL 769,058
ROA	1.14%
ROA (5Y)	0.98%
ROE	16.67%
ROE (5Y)	13.43%
Tax / revenue	6.81%

Metric

Value

Effective tax rate

24.29%

FCF margin

37.17%

Operating margin

31.44%

Pretax margin

28.02%

Profit margin

22.42%

Profit per employee

BRL 172,460

Profitable quarters

Profitable years

Revenue per employee

BRL 769,058

ROA

1.14%

ROA (5Y)

0.98%

ROE

16.67%

ROE (5Y)

13.43%

Tax / revenue

6.81%

Metric	Value
EPS growth	33.96%
EPS growth (Q)	30%
EPS growth (QoQ)	-1.67%
EPS growth 10Y	16.54%
EPS growth 3Y	35.45%
EPS growth 5Y	9.32%
EPS growth quarters	2
EPS growth years	0
FCF growth 3Y	133.28%
Net income growth	39.69%
Net income growth (Q)	39.25%
Net income growth (QoQ)	5.33%
Net income growth 3Y	53.66%
Net income growth 5Y	17.91%
Net income growth quarters	2
Net income growth years	0
OCF growth 3Y	103.91%
Revenue growth	31.53%
Revenue growth (Q)	8.57%
Revenue growth (QoQ)	6.11%
Revenue growth 10Y	8.28%
Revenue growth 3Y	20.02%
Revenue growth 5Y	2.04%
Revenue growth quarters	4
Revenue growth years	5

Metric

Value

EPS growth

33.96%

EPS growth (Q)

30%

EPS growth (QoQ)

-1.67%

EPS growth 10Y

16.54%

EPS growth 3Y

35.45%

EPS growth 5Y

9.32%

EPS growth quarters

EPS growth years

FCF growth 3Y

133.28%

Net income growth

39.69%

Net income growth (Q)

39.25%

Net income growth (QoQ)

5.33%

Net income growth 3Y

53.66%

Net income growth 5Y

17.91%

Net income growth quarters

Net income growth years

OCF growth 3Y

103.91%

Revenue growth

31.53%

Revenue growth (Q)

8.57%

Revenue growth (QoQ)

6.11%

Revenue growth 10Y

8.28%

Revenue growth 3Y

20.02%

Revenue growth 5Y

2.04%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	BRL -28.7M
EPS	BRL 7.59
FCF per share	BRL 12.16
Financing cash flow	BRL -676M
Free cash flow	BRL 280.7M
Gross profit	BRL 742.1M
Income taxes	BRL 51.4M
Investing cash flow	BRL -876.8M
Net borrowing	BRL 17.8M
Net cash flow	BRL -1.2B
Net income	BRL 169.4M
Operating income	BRL 237.4M
Revenue	BRL 755.2M

Metric

Value

Capital expenditures

BRL -28.7M

EPS

BRL 7.59

FCF per share

BRL 12.16

Financing cash flow

BRL -676M

Free cash flow

BRL 280.7M

Gross profit

BRL 742.1M

Income taxes

BRL 51.4M

Investing cash flow

BRL -876.8M

Net borrowing

BRL 17.8M

Net cash flow

BRL -1.2B

Net income

BRL 169.4M

Operating income

BRL 237.4M

Revenue

BRL 755.2M

Metric	Value
Book value per share	BRL 43.83
Debt / equity	0.61
Debt / FCF	2.25
Net cash (debt)	BRL 2.1B
Net cash / market cap	219.55%
Net cash growth	-44.06%
Net debt / equity	-2
Net debt / FCF	-7.33
Piotroski F-Score	4
Property, plant and equipment	BRL 112.3M
Shareholders' equity	BRL 1B
Tangible book value	BRL 911.4M
Tangible book value per share	BRL 39.49
Total assets	BRL 13.9B
Total cash	BRL 2.7B
Total debt	BRL 632M
Total liabilities	BRL 12.8B
WACC	2.56%

Metric

Value

Book value per share

BRL 43.83

Debt / equity

0.61

Debt / FCF

2.25

Net cash (debt)

BRL 2.1B

Net cash / market cap

219.55%

Net cash growth

-44.06%

Net debt / equity

-2

Net debt / FCF

-7.33

Piotroski F-Score

Property, plant and equipment

BRL 112.3M

Shareholders' equity

BRL 1B

Tangible book value

BRL 911.4M

Tangible book value per share

BRL 39.49

Total assets

BRL 13.9B

Total cash

BRL 2.7B

Total debt

BRL 632M

Total liabilities

BRL 12.8B

WACC

2.56%

Metric	Value
Working capital	BRL -5.9B

Metric

Value

Working capital

BRL -5.9B

Metric	Value
Buyback yield / dilution	-4.28%
Dividend growth	-15.38%
Dividend growth (10Y)	11.77%
Dividend growth (3Y)	-12.54%
Dividend growth (5Y)	26.18%
Dividend growth years	1
Dividend payment date	2026-04-28
Dividend payment years	24
Dividend per share	BRL 1.38
Dividend yield	4.29%
Ex-dividend date	2026-04-15
FCF payout ratio	25.12%
Last dividend	BRL 0.80
Payout ratio	23.62%
Shareholder yield	0.07%

Metric

Value

Buyback yield / dilution

-4.28%

Dividend growth

-15.38%

Dividend growth (10Y)

11.77%

Dividend growth (3Y)

-12.54%

Dividend growth (5Y)

26.18%

Dividend growth years

Dividend payment date

2026-04-28

Dividend payment years

Dividend per share

BRL 1.38

Dividend yield

4.29%

Ex-dividend date

2026-04-15

FCF payout ratio

25.12%

Last dividend

BRL 0.80

Payout ratio

23.62%

Shareholder yield

0.07%

Metric	Value
10Y price change	125.46%
10Y return CAGR	17.73%
10Y total return	411.2%
150-day SMA	BRL 34.19
15Y price change	-7.12%
15Y return CAGR	7.57%
15Y total return	198.68%
1D price change	-2.52%
1M price change	-6.13%
1M total return	-6.13%
1W price change	-10.45%
1W total return	-10.45%
1Y price change	17.23%
1Y return CAGR	29.78%
1Y total return	29.76%
20-day SMA	BRL 35.09
200-day SMA	BRL 34.40
20Y price change	47.09%
20Y return CAGR	10.25%
20Y total return	603.64%
3M price change	-2.76%
3M total return	-2.76%
3Y price change	46.69%
3Y return CAGR	25.01%
3Y total return	95.38%
50-day SMA	BRL 33.99
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 40.03
52-week high date	2026-04-14
52-week low	BRL 27.56
52-week low date	2025-10-29
5Y price change	40.89%
5Y return CAGR	19.15%
5Y total return	140.13%
6M price change	-12.29%
6M total return	-12.29%
All-time high	BRL 43.79
All-time high date	2018-03-06
All-time low	BRL 0.80
All-time low date	2002-07-31
Average true range (ATR)	BRL 1.29
Average volume	885
Beta (1Y)	-0.13
Beta (2Y)	-0.09
Beta (5Y)	0.01
Change from 52-week high	-19.81%
Change from 52-week low	16.47%
Change from all-time high	-27.61%
Change from all-time low	3,877.91%
Change from open	-2.52%
Day's gap	0%
Dollar volume	BRL 51,360
High price	BRL 32.93
Low price	BRL 31.61
Monthly RSI	53.01
Open price	BRL 32.93
Position in 52-week range	37.12%
Previous close	BRL 32.93
Price vs 150-day SMA	-7.29%
Price vs 20-day SMA	-9.65%
Price vs 200-day SMA	-7.85%
Price vs 50-day SMA	-6.75%
Relative volume	1.81
RSI	36.63
Sharpe ratio	0.74
Sharpe ratio (3Y)	0.66
Sharpe ratio (5Y)	0.5
Sortino ratio	1.25
Sortino ratio (3Y)	1.21
Sortino ratio (5Y)	0.98
Volume	1.6K
Weekly RSI	43.69
YTD price change	-9.2%
YTD total return	-3.91%

Metric

Value

10Y price change

125.46%

10Y return CAGR

17.73%

10Y total return

411.2%

150-day SMA

BRL 34.19

15Y price change

-7.12%

15Y return CAGR

7.57%

15Y total return

198.68%

1D price change

-2.52%

1M price change

-6.13%

1M total return

-6.13%

1W price change

-10.45%

1W total return

-10.45%

1Y price change

17.23%

1Y return CAGR

29.78%

1Y total return

29.76%

20-day SMA

BRL 35.09

200-day SMA

BRL 34.40

20Y price change

47.09%

20Y return CAGR

10.25%

20Y total return

603.64%

3M price change

-2.76%

3M total return

-2.76%

3Y price change

46.69%

3Y return CAGR

25.01%

3Y total return

95.38%

50-day SMA

BRL 33.99

50-day SMA vs 200-day SMA

50under200

52-week high

BRL 40.03

52-week high date

2026-04-14

52-week low

BRL 27.56

52-week low date

2025-10-29

5Y price change

40.89%

5Y return CAGR

19.15%

5Y total return

140.13%

6M price change

-12.29%

6M total return

-12.29%

All-time high

BRL 43.79

All-time high date

2018-03-06

All-time low

BRL 0.80

All-time low date

2002-07-31

Average true range (ATR)

BRL 1.29

Average volume

885

Beta (1Y)

-0.13

Beta (2Y)

-0.09

Beta (5Y)

0.01

Change from 52-week high

-19.81%

Change from 52-week low

16.47%

Change from all-time high

-27.61%

Change from all-time low

3,877.91%

Change from open

-2.52%

Day's gap

Dollar volume

BRL 51,360

High price

BRL 32.93

Low price

BRL 31.61

Monthly RSI

53.01

Open price

BRL 32.93

Position in 52-week range

37.12%

Previous close

BRL 32.93

Price vs 150-day SMA

-7.29%

Price vs 20-day SMA

-9.65%

Price vs 200-day SMA

-7.85%

Price vs 50-day SMA

-6.75%

Relative volume

1.81

RSI

36.63

Sharpe ratio

0.74

Sharpe ratio (3Y)

0.66

Sharpe ratio (5Y)

0.5

Sortino ratio

1.25

Sortino ratio (3Y)

1.21

Sortino ratio (5Y)

0.98

Volume

1.6K

Weekly RSI

43.69

YTD price change

-9.2%

YTD total return

-3.91%

Metric	Value
Float	1.8M
Shares change (QoQ)	7.12%
Shares change (YoY)	4.28%
Shares outstanding	23.1M

Metric

Value

Float

1.8M

Shares change (QoQ)

7.12%

Shares change (YoY)

4.28%

Shares outstanding

23.1M

BVMF/BGIP4 (BVMF/BGIP4)

Price

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Performance and technicals

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Frequently asked questions