BVMF/QUAL3 (BVMF/QUAL3)

Brazil Stock Exchange: BVMF/QUAL3 · BRL

R$1.29

-0.04 (-3.0%)· Recorded snapshot

Market cap	363.8M
Revenue (ttm)	1.4B
Net income (ttm)	26.1M
EPS (ttm)	R$0.09
Shares out	282M
P/E (trailing)	14.1x
P/E (forward)	4.4x
Volume	10,835,900
Beta	0.48

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.4B
Net income (ttm): 26.1M
EPS (ttm): R$0.09
P/E (trailing): 14.1x
P/E (forward): 4.4x
Market cap: 363.8M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E4.4

P25 n/aP50 n/aP75 n/a

Trailing P/E14.1

P25 n/aP50 n/aP75 n/a

ROE2.1

P25 n/aP50 n/aP75 n/a

ROIC2.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/QUAL3 indicators

Market & fundamental data

Available fields

254

Groups with data

Currency

BRL

Showing 254 of 254 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-11
Employees	1,211
Employees change	-347
Employees growth	-22.27%
Enterprise value	BRL 1.2B
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1997
Industry	Healthcare Plans
Is primary listing	Yes
ISIN number	BRQUALACNOR6
Last earnings date	2026-08-12
Last refreshed	2026-10-28
Market cap	BRL 363.8M
Next earnings date	2026-11-11
Price	BRL 1.29
Price currency	BRL
Sector	Healthcare
SIC code	6411
Stock price date	2026-10-28
Symbol	bvmf/QUAL3
Website	https://www.qualicorp.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.8x
Average P/E ratio (10Y)	27.97x
Average P/E ratio (5Y)	40.45x
Earnings yield	7.11%
EV/Earnings	45.66x
EV/EBIT	3.86x
EV/EBITDA	3.62x
EV/FCF	4.27x
EV/Sales	0.87x
FCF / EV yield	23.4%
FCF yield	74.3%
Forward P/E	4.43x
Graham number	3.12437
Graham upside	134.92%
Lynch fair value	BRL 0.46
Lynch upside	-65.52%
P/(FCF - SBC) ratio	1.36x
P/(OCF - SBC) ratio	1.35x
P/B ratio	0.28x
P/E ratio	14.07x
P/FCF ratio	1.35x
P/OCF ratio	1.34x
P/S ratio	0.27x
PEG ratio	0.05x
Price/EBITDA ratio	1.16x
Sector forward P/E	11.27x
Sector P/E	41.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	22.48%
EBITDA margin	23.67%
Effective tax rate	79.96%
FCF margin	20.33%
Gross margin	87.65%
Operating margin	22.48%
Pretax margin	10.24%
Profit margin	1.9%
Profit per employee	BRL 21,538
Profitable quarters	2
Revenue per employee	BRL 1.1M
ROA	5.33%
ROA (5Y)	4.57%
ROCE	14.67%
ROE	2.1%
ROE (5Y)	5.88%
ROIC	2.91%
ROIC (5Y)	7.86%
SBC / revenue	0.18%
Tax / revenue	8.19%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	202.03%
EPS growth (Q)	60.1%
EPS growth (QoQ)	56.26%
EPS growth 10Y	-23.35%
EPS growth 5Y	-42.15%
EPS growth quarters	2
EPS growth years	0
FCF growth	0.54%
FCF growth 3Y	-22.38%
FCF growth 5Y	-18.48%
Gross profit growth	-4.33%
Gross profit growth (Q)	-7.41%
Gross profit growth 3Y	-5.55%
Gross profit growth 5Y	-6.51%
Net income growth	203.4%
Net income growth (Q)	59.87%
Net income growth (QoQ)	55.47%
Net income growth 5Y	-42.15%
Net income growth quarters	2
Net income growth years	0
OCF growth	-2.15%
OCF growth 10Y	-6.43%
OCF growth 3Y	-22.4%
OCF growth 5Y	-18.55%
Operating income growth	33.59%
Operating income growth (Q)	-6.15%
Operating income growth 3Y	7.3%
Operating income growth 5Y	-13.05%
Revenue growth	-6.5%
Revenue growth (Q)	-8.16%
Revenue growth (QoQ)	-5%
Revenue growth 10Y	-2.95%
Revenue growth 3Y	-9.55%
Revenue growth 5Y	-8%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -1.5M
Depreciation and amortization	BRL 16.3M
EBIT	BRL 308.1M
EBITDA	BRL 324.5M
EPS	BRL 0.09
FCF per share	BRL 0.99
Financing cash flow	BRL -200.3M
Free cash flow	BRL 278.7M
Free cash flow minus SBC	BRL 276.2M
Gross profit	BRL 1.2B
Income taxes	BRL 112.3M
Investing cash flow	BRL -31.8M
Net borrowing	BRL -182.5M
Net cash flow	BRL 48M
Net income	BRL 26.1M
Operating cash flow minus SBC	BRL 277.7M
Operating income	BRL 308.1M
Revenue	BRL 1.4B
Stock-based compensation	BRL 2.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	0.85
Book value per share	BRL 4.73
Debt / EBITDA	3.68
Debt / equity	0.89
Debt / FCF	4.34
Goodwill	BRL 1.9B
Interest coverage	1.23
Long-term assets	BRL 2.7B
Long-term liabilities	BRL 747.1M
Net cash (debt)	BRL -796.2M
Net cash / market cap	-212.29%
Net debt / EBITDA	2.45
Net debt / equity	0.59
Net debt / FCF	2.86
Piotroski F-Score	7
Property, plant and equipment	BRL 24.3M
Shareholders' equity	BRL 1.4B
Tangible book value	BRL -838.6M
Tangible book value per share	BRL -2.97
Total assets	BRL 3.4B
Total cash	BRL 414.3M
Total debt	BRL 1.2B
Total liabilities	BRL 2.1B
WACC	4.79%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.38
Current assets	BRL 770.9M
Current liabilities	BRL 1.3B
Current ratio	0.58
Net working capital	BRL -303.9M
Quick ratio	0.42
Working capital	BRL -559.4M
Working capital turnover	-3.15

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.44%
Dividend growth	62.39%
Dividend growth (10Y)	-42.48%
Dividend growth (3Y)	-51.57%
Dividend growth (5Y)	-67.04%
Dividend growth years	0
Dividend payment date	2026-10-09
Dividend payment years	2
Dividend payout frequency	Annual
Dividend per share	BRL 0.01
Dividend yield	0.43%
Ex-dividend date	2026-06-30
FCF payout ratio	0.91%
Last dividend	BRL 0.01
Payout ratio	5.97%
Shareholder yield	-0.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-93.72%
10Y return CAGR	-20.77%
10Y total return	-90.25%
150-day SMA	BRL 1.75
15Y price change	-91.29%
15Y return CAGR	-11.54%
15Y total return	-84.1%
1D price change	-3.01%
1M price change	-17.95%
1M total return	-17.95%
1W price change	-41.82%
1W total return	-41.82%
1Y price change	-52.42%
1Y return CAGR	-52.2%
1Y total return	-52.17%
20-day SMA	BRL 1.92
200-day SMA	BRL 1.86
3M price change	-9.22%
3M total return	-9.22%
3Y price change	-59.24%
3Y return CAGR	-25.65%
3Y total return	-58.9%
50-day SMA	BRL 1.72
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 2.82
52-week high date	2025-10-28
52-week low	BRL 1.24
52-week low date	2026-10-28
5Y price change	-93.01%
5Y return CAGR	-40.73%
5Y total return	-92.68%
6M price change	-27.68%
6M total return	-27.32%
All-time high	BRL 45.15
All-time high date	2020-02-04
All-time low	BRL 1.24
All-time low date	2026-10-28
Average true range (ATR)	BRL 0.19
Average volume	6.9M
Beta (1Y)	0.95
Beta (2Y)	0.95
Beta (5Y)	0.48
Change from 52-week high	-54.26%
Change from 52-week low	4.03%
Change from all-time high	-97.17%
Change from all-time low	3.23%
Change from open	-3.01%
Day's gap	0%
Dollar volume	BRL 14M
High price	BRL 1.38
Low price	BRL 1.24
Monthly RSI	34.14
Open price	BRL 1.33
Position in 52-week range	35.71%
Previous close	BRL 1.33
Price vs 150-day SMA	-26.77%
Price vs 20-day SMA	-33.47%
Price vs 200-day SMA	-31.07%
Price vs 50-day SMA	-25.62%
Relative volume	1.57
RSI	33.83
Sharpe ratio	-0.51
Sharpe ratio (3Y)	-0.07
Sharpe ratio (5Y)	-0.52
Sortino ratio	-0.58
Sortino ratio (3Y)	-0.02
Sortino ratio (5Y)	-0.64
Volume	10.8M
Weekly RSI	41.58
YTD price change	-43.86%
YTD total return	-43.57%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	157.3M
Shares change (QoQ)	-0.5%
Shares change (YoY)	0.44%
Shares held by insiders	0.35%
Shares held by institutions	7.16%
Shares outstanding	282M

Deeper analysis on BVMF/QUAL3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/QUAL3 report

Is a complete BVMF/QUAL3 research report available?

No complete published report is available for bvmf/QUAL3 (BVMF/QUAL3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/QUAL3 (BVMF/QUAL3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/QUAL3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/QUAL3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/QUAL3

Frequently asked questions