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BVMF/USBC34 (BVMF/USBC34)

Brazil Stock Exchange: BVMF/USBC34 · BRL

R$80.1

-0.71 (-0.9%)· Recorded snapshot

Market cap	497.7B
Revenue (ttm)	144.4B
Net income (ttm)	41.4B
EPS (ttm)	R$6.88
P/E (trailing)	11.6x
P/E (forward)	10.5x
Dividend	R$1.72 (2.15%)
Volume	79
Beta	1.02

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-15
Employees	70,000
Employees change	1,480
Employees growth	2.16%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1863
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRUSBCBDR003
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Last stock split date	2021-02-09
Last stock split type	Forward
Market cap	BRL 497.7B
Next earnings date	2027-01-19
Price	BRL 80.08
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/USBC34
Website	https://www.usbank.com

Metric

Value

Amount currency

BRL

Country

United States

Country code

Earnings date

2026-10-15

Employees

70,000

Employees change

1,480

Employees growth

2.16%

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1863

Industry

Banks - Regional

Is primary listing

ISIN number

BRUSBCBDR003

Last earnings date

2026-10-15

Last refreshed

2026-10-28

Last stock split date

2021-02-09

Last stock split type

Forward

Market cap

BRL 497.7B

Next earnings date

2027-01-19

Price

BRL 80.08

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bvmf/USBC34

Website

https://www.usbank.com

Metric	Value
Average P/E ratio (10Y)	12.32x
Average P/E ratio (3Y)	12.13x
Average P/E ratio (5Y)	11.47x
Earnings yield	8.59%
Forward P/E	10.52x
Graham number	91.43957
Graham upside	14.19%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 33.33
Lynch upside	-58.38%
P/B ratio	1.44x
P/E ratio	11.64x
P/OCF ratio	7.43x
P/S ratio	3.45x
Price / tangible book value	2.15x
Sector forward P/E	8.29x
Sector P/E	9.31x

Metric

Value

Average P/E ratio (10Y)

12.32x

Average P/E ratio (3Y)

12.13x

Average P/E ratio (5Y)

11.47x

Earnings yield

8.59%

Forward P/E

10.52x

Graham number

91.43957

Graham upside

14.19%

Industry forward P/E

7.01x

Industry P/E

7.78x

Lynch fair value

BRL 33.33

Lynch upside

-58.38%

P/B ratio

1.44x

P/E ratio

11.64x

P/OCF ratio

7.43x

P/S ratio

3.45x

Price / tangible book value

2.15x

Sector forward P/E

8.29x

Sector P/E

9.31x

Metric	Value
Effective tax rate	19.87%
Operating margin	39.27%
Pretax margin	37.56%
Profit margin	30.01%
Profit per employee	BRL 591,915
Profitable quarters	126
Profitable years	33
Revenue per employee	BRL 2.1M
ROA	1.2%
ROA (5Y)	1.04%
ROE	12.84%
ROE (5Y)	11.8%
Tax / revenue	7.46%

Metric

Value

Effective tax rate

19.87%

Operating margin

39.27%

Pretax margin

37.56%

Profit margin

30.01%

Profit per employee

BRL 591,915

Profitable quarters

126

Profitable years

Revenue per employee

BRL 2.1M

ROA

1.2%

ROA (5Y)

1.04%

ROE

12.84%

ROE (5Y)

11.8%

Tax / revenue

7.46%

Metric	Value
EPS growth	17.76%
EPS growth (Q)	10.22%
EPS growth (QoQ)	-0.74%
EPS growth 10Y	4.77%
EPS growth 3Y	15.26%
EPS growth 5Y	0.64%
EPS growth quarters	9
EPS growth years	2
Net income growth	16.43%
Net income growth (Q)	10.05%
Net income growth (QoQ)	-0.14%
Net income growth 3Y	15.9%
Net income growth 5Y	1.44%
Net income growth quarters	9
Net income growth years	2
OCF growth	68.8%
OCF growth 10Y	4.5%
OCF growth 3Y	-4.87%
OCF growth 5Y	7.47%
Revenue growth	7.2%
Revenue growth (Q)	8.4%
Revenue growth (QoQ)	2.04%
Revenue growth 10Y	3.83%
Revenue growth 3Y	4.18%
Revenue growth 5Y	3.58%
Revenue growth quarters	7
Revenue growth years	1

Metric

Value

EPS growth

17.76%

EPS growth (Q)

10.22%

EPS growth (QoQ)

-0.74%

EPS growth 10Y

4.77%

EPS growth 3Y

15.26%

EPS growth 5Y

0.64%

EPS growth quarters

EPS growth years

Net income growth

16.43%

Net income growth (Q)

10.05%

Net income growth (QoQ)

-0.14%

Net income growth 3Y

15.9%

Net income growth 5Y

1.44%

Net income growth quarters

Net income growth years

OCF growth

68.8%

OCF growth 10Y

4.5%

OCF growth 3Y

-4.87%

OCF growth 5Y

7.47%

Revenue growth

7.2%

Revenue growth (Q)

8.4%

Revenue growth (QoQ)

2.04%

Revenue growth 10Y

3.83%

Revenue growth 3Y

4.18%

Revenue growth 5Y

3.58%

Revenue growth quarters

Revenue growth years

Metric	Value
EPS	BRL 6.88
Financing cash flow	BRL 132.4B
Gross profit	BRL 144.4B
Income taxes	BRL 10.8B
Investing cash flow	BRL -151.6B
Net borrowing	BRL 82.8B
Net cash flow	BRL 46.4B
Net income	BRL 41.4B
Operating income	BRL 56.7B
Revenue	BRL 144.4B

Metric

Value

EPS

BRL 6.88

Financing cash flow

BRL 132.4B

Gross profit

BRL 144.4B

Income taxes

BRL 10.8B

Investing cash flow

BRL -151.6B

Net borrowing

BRL 82.8B

Net cash flow

BRL 46.4B

Net income

BRL 41.4B

Operating income

BRL 56.7B

Revenue

BRL 144.4B

Metric	Value
Book value per share	BRL 198.21
Debt / equity	1.09
Goodwill	BRL 70.8B
Net cash (debt)	BRL -121.8B
Net cash / market cap	-24.47%
Net debt / equity	0.35
Piotroski F-Score	4
Property, plant and equipment	BRL 20.8B
Shareholders' equity	BRL 346.5B
Tangible book value	BRL 231.4B
Tangible book value per share	BRL 148.52
Total assets	BRL 3.6T
Total cash	BRL 256.5B
Total debt	BRL 378.3B
Total liabilities	BRL 3.3T
WACC	5.6%

Metric

Value

Book value per share

BRL 198.21

Debt / equity

1.09

Goodwill

BRL 70.8B

Net cash (debt)

BRL -121.8B

Net cash / market cap

-24.47%

Net debt / equity

0.35

Piotroski F-Score

Property, plant and equipment

BRL 20.8B

Shareholders' equity

BRL 346.5B

Tangible book value

BRL 231.4B

Tangible book value per share

BRL 148.52

Total assets

BRL 3.6T

Total cash

BRL 256.5B

Total debt

BRL 378.3B

Total liabilities

BRL 3.3T

WACC

5.6%

Metric	Value
Working capital	BRL -2.6T

Metric

Value

Working capital

BRL -2.6T

Metric	Value
Buyback yield / dilution	0.24%
Dividend growth	0.21%
Dividend growth (10Y)	2.76%
Dividend growth (3Y)	-3.76%
Dividend growth (5Y)	1.01%
Dividend growth years	1
Dividend payment date	2026-10-22
Dividend payment years	12
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.72
Dividend yield	2.15%
Ex-dividend date	2026-09-30
Last dividend	BRL 0.09
Payout ratio	24.73%
Shareholder yield	2.39%

Metric

Value

Buyback yield / dilution

0.24%

Dividend growth

0.21%

Dividend growth (10Y)

2.76%

Dividend growth (3Y)

-3.76%

Dividend growth (5Y)

1.01%

Dividend growth years

Dividend payment date

2026-10-22

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 1.72

Dividend yield

2.15%

Ex-dividend date

2026-09-30

Last dividend

BRL 0.09

Payout ratio

24.73%

Shareholder yield

2.39%

Metric	Value
10Y price change	134.3%
10Y return CAGR	12.21%
10Y total return	216.45%
150-day SMA	BRL 74.84
1D price change	-0.88%
1M price change	3.95%
1M total return	4.58%
1W price change	9.68%
1W total return	9.68%
1Y price change	22.67%
1Y return CAGR	25.67%
1Y total return	25.65%
20-day SMA	BRL 74.14
200-day SMA	BRL 74.51
3M price change	-1.18%
3M total return	-0.59%
3Y price change	100.8%
3Y return CAGR	29.76%
3Y total return	118.52%
50-day SMA	BRL 77.66
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 85.95
52-week high date	2026-08-18
52-week low	BRL 60.70
52-week low date	2025-11-18
5Y price change	-8.74%
5Y return CAGR	1.33%
5Y total return	6.82%
6M price change	14.65%
6M total return	15.97%
All-time high	BRL 89.50
All-time high date	2021-10-22
All-time low	BRL 26.95
All-time low date	2015-01-20
Average true range (ATR)	BRL 2.03
Average volume	282.9
Beta (5Y)	1.02
Change from 52-week high	-6.83%
Change from 52-week low	31.93%
Change from all-time high	-10.53%
Change from all-time low	197.15%
Change from open	0.91%
Day's gap	-1.77%
Dollar volume	BRL 6,326
High price	BRL 80.08
Low price	BRL 79.20
Monthly RSI	61.07
Open price	BRL 79.36
Position in 52-week range	100%
Previous close	BRL 80.79
Price vs 150-day SMA	7%
Price vs 20-day SMA	8.01%
Price vs 200-day SMA	7.47%
Price vs 50-day SMA	3.12%
Relative volume	0.28
RSI	61.93
Sharpe ratio	0.85
Sharpe ratio (3Y)	0.84
Sharpe ratio (5Y)	0.35
Sortino ratio	1.49
Sortino ratio (3Y)	1.42
Sortino ratio (5Y)	0.64
Volume	79
Weekly RSI	57.35
YTD price change	5.72%
YTD total return	8.29%

Metric

Value

10Y price change

134.3%

10Y return CAGR

12.21%

10Y total return

216.45%

150-day SMA

BRL 74.84

1D price change

-0.88%

1M price change

3.95%

1M total return

4.58%

1W price change

9.68%

1W total return

9.68%

1Y price change

22.67%

1Y return CAGR

25.67%

1Y total return

25.65%

20-day SMA

BRL 74.14

200-day SMA

BRL 74.51

3M price change

-1.18%

3M total return

-0.59%

3Y price change

100.8%

3Y return CAGR

29.76%

3Y total return

118.52%

50-day SMA

BRL 77.66

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 85.95

52-week high date

2026-08-18

52-week low

BRL 60.70

52-week low date

2025-11-18

5Y price change

-8.74%

5Y return CAGR

1.33%

5Y total return

6.82%

6M price change

14.65%

6M total return

15.97%

All-time high

BRL 89.50

All-time high date

2021-10-22

All-time low

BRL 26.95

All-time low date

2015-01-20

Average true range (ATR)

BRL 2.03

Average volume

282.9

Beta (5Y)

1.02

Change from 52-week high

-6.83%

Change from 52-week low

31.93%

Change from all-time high

-10.53%

Change from all-time low

197.15%

Change from open

0.91%

Day's gap

-1.77%

Dollar volume

BRL 6,326

High price

BRL 80.08

Low price

BRL 79.20

Monthly RSI

61.07

Open price

BRL 79.36

Position in 52-week range

100%

Previous close

BRL 80.79

Price vs 150-day SMA

Price vs 20-day SMA

8.01%

Price vs 200-day SMA

7.47%

Price vs 50-day SMA

3.12%

Relative volume

0.28

RSI

61.93

Sharpe ratio

0.85

Sharpe ratio (3Y)

0.84

Sharpe ratio (5Y)

0.35

Sortino ratio

1.49

Sortino ratio (3Y)

1.42

Sortino ratio (5Y)

0.64

Volume

Weekly RSI

57.35

YTD price change

5.72%

YTD total return

8.29%

Metric	Value
Float	1.6B
Shares change (QoQ)	0.26%
Shares change (YoY)	-0.24%
Shares held by insiders	0.2%
Shares held by institutions	82.58%
Short ratio	3.5 days

Metric

Value

Float

1.6B

Shares change (QoQ)

0.26%

Shares change (YoY)

-0.24%

Shares held by insiders

0.2%

Shares held by institutions

82.58%

Short ratio

3.5 days

BVMF/USBC34 (BVMF/USBC34)

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