BVMF/VLYB34 (BVMF/VLYB34)

Brazil Stock Exchange: BVMF/VLYB34 · BRL

R$65.7

+2.46 (+3.9%)· Recorded snapshot

Market cap	41.7B
Revenue (ttm)	10.6B
Net income (ttm)	3.7B
EPS (ttm)	R$6.74
P/E (trailing)	9.7x
P/E (forward)	9.4x
Dividend	R$1.48 (2.26%)
Volume	1
Beta	1.09

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 10.6B
Net income (ttm): 3.7B
EPS (ttm): R$6.74
P/E (trailing): 9.7x
P/E (forward): 9.4x
Market cap: 41.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.4

P25 n/aP50 n/aP75 n/a

Trailing P/E9.7

P25 n/aP50 n/aP75 n/a

ROE9.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/VLYB34 indicators

Market & fundamental data

Available fields

190

Groups with data

Currency

USD

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-22
Employees	3,675
Employees change	-57
Employees growth	-1.53%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1927
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRVLYBBDR000
Last earnings date	2026-10-22
Last refreshed	2026-10-28
Market cap	BRL 41.7B
Next earnings date	2026-10-29
Price	BRL 65.70
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-21
Symbol	bvmf/VLYB34
Website	https://www.valley.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.98x
Average P/E ratio (3Y)	11.76x
Average P/E ratio (5Y)	11.03x
Earnings yield	10.26%
Forward P/E	9.43x
Graham number	91.43966
Graham upside	39.18%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 54.18
Lynch upside	-17.54%
P/B ratio	1.02x
P/E ratio	9.74x
P/OCF ratio	13.56x
P/S ratio	3.92x
Price / tangible book value	1.44x
Sector forward P/E	8.29x
Sector P/E	9.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	17.7%
Operating margin	47.08%
Pretax margin	43.55%
Profit margin	35.84%
Profit per employee	BRL 996,795
Profitable quarters	126
Profitable years	33
Revenue per employee	BRL 2.9M
ROA	1.13%
ROA (5Y)	0.93%
ROE	9.45%
ROE (5Y)	8.11%
Tax / revenue	7.71%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	43.3%
EPS growth (Q)	29.59%
EPS growth (QoQ)	24.14%
EPS growth 10Y	10.63%
EPS growth 3Y	2.91%
EPS growth 5Y	2.57%
EPS growth quarters	5
EPS growth years	1
Net income growth	42.1%
Net income growth (Q)	26.29%
Net income growth (QoQ)	21.64%
Net income growth 3Y	6.29%
Net income growth 5Y	9.39%
Net income growth quarters	7
Net income growth years	1
OCF growth	52.49%
OCF growth 10Y	14.05%
OCF growth 3Y	-14.05%
OCF growth 5Y	-1.74%
Revenue growth	20.58%
Revenue growth (Q)	9.67%
Revenue growth (QoQ)	2.94%
Revenue growth 10Y	12.19%
Revenue growth 3Y	2.53%
Revenue growth 5Y	9.69%
Revenue growth quarters	6
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	BRL 6.74
Financing cash flow	BRL 15.8B
Gross profit	BRL 10.6B
Income taxes	BRL 820.4M
Investing cash flow	BRL -20.1B
Net borrowing	BRL -185.5M
Net cash flow	BRL -1.2B
Net income	BRL 3.7B
Operating income	BRL 5B
Revenue	BRL 10.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 70.95
Debt / equity	0.39
Goodwill	BRL 10B
Net cash (debt)	BRL -9.9B
Net cash / market cap	-23.75%
Net debt / equity	0.24
Piotroski F-Score	3
Property, plant and equipment	BRL 3.2B
Shareholders' equity	BRL 40.9B
Tangible book value	BRL 29B
Tangible book value per share	BRL 52.59
Total assets	BRL 349.5B
Total cash	BRL 6B
Total debt	BRL 15.9B
Total liabilities	BRL 308.6B
WACC	7.43%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -285.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.19%
Dividend growth	-0.35%
Dividend growth (3Y)	-0.49%
Dividend growth (5Y)	-0.43%
Dividend growth years	0
Dividend payment date	2027-01-08
Dividend payment years	8
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.48
Dividend yield	2.26%
Ex-dividend date	2026-12-14
Last dividend	BRL 0.07
Payout ratio	22.02%
Shareholder yield	2.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 52.04
1D price change	3.89%
1M price change	-7.46%
1M total return	-6.97%
1W price change	3.89%
1W total return	3.89%
1Y price change	32.03%
1Y return CAGR	36.37%
1Y total return	36.34%
20-day SMA	BRL 69.60
200-day SMA	BRL 50.04
3M price change	-11.54%
3M total return	-11.07%
3Y price change	64.41%
3Y return CAGR	21.75%
3Y total return	80.49%
50-day SMA	BRL 62.38
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 74.27
52-week high date	2026-07-14
52-week low	BRL 49.70
52-week low date	2025-10-24
5Y price change	-12.84%
5Y return CAGR	0.13%
5Y total return	0.66%
6M price change	0.63%
6M total return	1.78%
All-time high	BRL 82.50
All-time high date	2022-01-14
All-time low	BRL 31.23
All-time low date	2020-03-23
Average true range (ATR)	BRL 1.51
Average volume	6.2
Beta (5Y)	1.09
Change from 52-week high	-11.54%
Change from 52-week low	32.19%
Change from all-time high	-20.36%
Change from all-time low	110.37%
Change from open	0%
Day's gap	3.89%
Dollar volume	BRL 65.7
High price	BRL 65.70
Low price	BRL 65.70
Monthly RSI	54.84
Open price	BRL 65.70
Previous close	BRL 63.24
Price vs 150-day SMA	26.24%
Price vs 20-day SMA	-5.6%
Price vs 200-day SMA	31.3%
Price vs 50-day SMA	5.32%
Relative volume	0.16
RSI	47.73
Sharpe ratio	0.92
Sortino ratio	1.53
Volume	1
Weekly RSI	57.41
YTD price change	6%
YTD total return	8.59%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	542.3M
Shares change (QoQ)	-0.12%
Shares change (YoY)	0.19%
Shares held by insiders	1.29%
Shares held by institutions	90.33%
Short ratio	8.4 days

Deeper analysis on BVMF/VLYB34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/VLYB34 report

Is a complete BVMF/VLYB34 research report available?

No complete published report is available for bvmf/VLYB34 (BVMF/VLYB34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/VLYB34 (BVMF/VLYB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/VLYB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/VLYB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/VLYB34

Frequently asked questions