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No complete published report is available for tsx/VBNK (TSX/VBNK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/VBNK (TSX/VBNK)

Toronto Stock Exchange: TSX/VBNK · CAD

CA$31.5

+0.15 (+0.5%)· Recorded snapshot

Market cap	1B
Revenue (ttm)	146.5M
Net income (ttm)	33.9M
EPS (ttm)	CA$1.05
Shares out	32.4M
P/E (trailing)	30.0x
P/E (forward)	14.8x
Dividend	CA$0.10 (0.32%)
Volume	12,210
Beta	1.00

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	CAD
Country	Canada
Country code	CA
Earnings date	2026-12-09
Employees	131
Employees change	10
Employees growth	8.26%
Exchange	Toronto Stock Exchange
Financial currency	CAD
Financial report date	2026-07-31
First seen	2026-05-10
Fiscal year end	October
Founded	1979
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	CA92512J1066
Last earnings date	2026-09-03
Last refreshed	2026-10-29
Market cap	CAD 1B
Next earnings date	2026-12-09
Price	CAD 31.52
Price currency	CAD
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	tsx/VBNK
Website	https://www.versabank.com

Metric

Value

Amount currency

CAD

Country

Canada

Country code

Earnings date

2026-12-09

Employees

131

Employees change

Employees growth

8.26%

Exchange

Toronto Stock Exchange

Financial currency

CAD

Financial report date

2026-07-31

First seen

2026-05-10

Fiscal year end

October

Founded

1979

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

CA92512J1066

Last earnings date

2026-09-03

Last refreshed

2026-10-29

Market cap

CAD 1B

Next earnings date

2026-12-09

Price

CAD 31.52

Price currency

CAD

Sector

Financials

SIC code

6020

Stock price date

2026-10-29

Symbol

tsx/VBNK

Website

https://www.versabank.com

Metric	Value
Adjusted P/E ratio	21.3x
Average P/E ratio (10Y)	12.6x
Average P/E ratio (3Y)	15.98x
Average P/E ratio (5Y)	14.97x
Earnings yield	3.34%
FCF yield	-125.28%
Forward P/E	14.77x
Graham number	20.3172
Graham upside	-35.23%
Lynch fair value	CAD 12.46
Lynch upside	-60.28%
P/B ratio	1.8x
P/E ratio	29.97x
P/S ratio	6.94x
Price / tangible book value	1.86x
Sector forward P/E	15.35x
Sector P/E	18.28x

Metric

Value

Adjusted P/E ratio

21.3x

Average P/E ratio (10Y)

12.6x

Average P/E ratio (3Y)

15.98x

Average P/E ratio (5Y)

14.97x

Earnings yield

3.34%

FCF yield

-125.28%

Forward P/E

14.77x

Graham number

20.3172

Graham upside

-35.23%

Lynch fair value

CAD 12.46

Lynch upside

-60.28%

P/B ratio

1.8x

P/E ratio

29.97x

P/S ratio

6.94x

Price / tangible book value

1.86x

Sector forward P/E

15.35x

Sector P/E

18.28x

Metric	Value
Effective tax rate	31.5%
Operating margin	33.74%
Pretax margin	33.74%
Profit margin	23.11%
Profit per employee	CAD 258,458
Profitable quarters	51
Profitable years	16
Revenue per employee	CAD 1.1M
ROA	0.55%
ROA (5Y)	0.87%
ROE	6.19%
ROE (5Y)	8.44%
SBC / revenue	0.01%
Tax / revenue	10.63%

Metric

Value

Effective tax rate

31.5%

Operating margin

33.74%

Pretax margin

33.74%

Profit margin

23.11%

Profit per employee

CAD 258,458

Profitable quarters

Profitable years

Revenue per employee

CAD 1.1M

ROA

0.55%

ROA (5Y)

0.87%

ROE

6.19%

ROE (5Y)

8.44%

SBC / revenue

0.01%

Tax / revenue

10.63%

Metric	Value
EPS growth	11.14%
EPS growth (Q)	55%
EPS growth (QoQ)	34.78%
EPS growth 10Y	11.23%
EPS growth 3Y	-7.27%
EPS growth 5Y	2.81%
EPS growth quarters	1
EPS growth years	0
Net income growth	17.69%
Net income growth (Q)	52.84%
Net income growth (QoQ)	33.69%
Net income growth 3Y	-1.22%
Net income growth 5Y	11.85%
Net income growth quarters	1
Net income growth years	0
Revenue growth	28.62%
Revenue growth (Q)	28.41%
Revenue growth (QoQ)	3.1%
Revenue growth 10Y	14.49%
Revenue growth 3Y	12.56%
Revenue growth 5Y	18.92%
Revenue growth quarters	5
Revenue growth years	5

Metric

Value

EPS growth

11.14%

EPS growth (Q)

55%

EPS growth (QoQ)

34.78%

EPS growth 10Y

11.23%

EPS growth 3Y

-7.27%

EPS growth 5Y

2.81%

EPS growth quarters

EPS growth years

Net income growth

17.69%

Net income growth (Q)

52.84%

Net income growth (QoQ)

33.69%

Net income growth 3Y

-1.22%

Net income growth 5Y

11.85%

Net income growth quarters

Net income growth years

Revenue growth

28.62%

Revenue growth (Q)

28.41%

Revenue growth (QoQ)

3.1%

Revenue growth 10Y

14.49%

Revenue growth 3Y

12.56%

Revenue growth 5Y

18.92%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	CAD -6.1M
EPS	CAD 1.05
FCF per share	CAD -39.30
Financing cash flow	CAD 1.3B
Free cash flow	CAD -1.3B
Free cash flow minus SBC	CAD -1.3B
Gross profit	CAD 146.5M
Income taxes	CAD 15.6M
Investing cash flow	CAD 15.4M
Net borrowing	CAD -762,000
Net cash flow	CAD 29.7M
Net income	CAD 33.9M
Operating cash flow minus SBC	CAD -1.3B
Operating income	CAD 49.4M
Revenue	CAD 146.5M
Stock-based compensation	CAD 17,000

Metric

Value

Capital expenditures

CAD -6.1M

EPS

CAD 1.05

FCF per share

CAD -39.30

Financing cash flow

CAD 1.3B

Free cash flow

CAD -1.3B

Free cash flow minus SBC

CAD -1.3B

Gross profit

CAD 146.5M

Income taxes

CAD 15.6M

Investing cash flow

CAD 15.4M

Net borrowing

CAD -762,000

Net cash flow

CAD 29.7M

Net income

CAD 33.9M

Operating cash flow minus SBC

CAD -1.3B

Operating income

CAD 49.4M

Revenue

CAD 146.5M

Stock-based compensation

CAD 17,000

Metric	Value
Book value per share	CAD 17.45
Debt / equity	0.19
Goodwill	CAD 12.3M
Net cash (debt)	CAD 385.1M
Net cash / market cap	37.86%
Net cash growth	8.51%
Net debt / equity	-0.68
Piotroski F-Score	2
Property, plant and equipment	CAD 31.5M
Shareholders' equity	CAD 565.6M
Tangible book value	CAD 545.9M
Tangible book value per share	CAD 16.84
Total assets	CAD 6.9B
Total cash	CAD 492.3M
Total debt	CAD 107.2M
Total liabilities	CAD 6.3B
WACC	8.83%

Metric

Value

Book value per share

CAD 17.45

Debt / equity

0.19

Goodwill

CAD 12.3M

Net cash (debt)

CAD 385.1M

Net cash / market cap

37.86%

Net cash growth

8.51%

Net debt / equity

-0.68

Piotroski F-Score

Property, plant and equipment

CAD 31.5M

Shareholders' equity

CAD 565.6M

Tangible book value

CAD 545.9M

Tangible book value per share

CAD 16.84

Total assets

CAD 6.9B

Total cash

CAD 492.3M

Total debt

CAD 107.2M

Total liabilities

CAD 6.3B

WACC

8.83%

Metric	Value
Working capital	CAD -5.6B

Metric

Value

Working capital

CAD -5.6B

Metric	Value
Buyback yield / dilution	-7.15%
Dividend growth	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-10-31
Dividend payment years	9
Dividend payout frequency	Quarterly
Dividend per share	CAD 0.10
Dividend yield	0.32%
Ex-dividend date	2026-10-09
Last dividend	CAD 0.03
Payout ratio	9.49%
Shareholder yield	-6.84%

Metric

Value

Buyback yield / dilution

-7.15%

Dividend growth

Dividend growth (3Y)

Dividend growth (5Y)

Dividend growth years

Dividend payment date

2026-10-31

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

CAD 0.10

Dividend yield

0.32%

Ex-dividend date

2026-10-09

Last dividend

CAD 0.03

Payout ratio

9.49%

Shareholder yield

-6.84%

Metric	Value
150-day SMA	CAD 27.54
1D price change	0.48%
1M price change	-1.41%
1M total return	-1.33%
1W price change	-3.24%
1W total return	-3.24%
1Y price change	87.52%
1Y return CAGR	88.33%
1Y total return	88.25%
20-day SMA	CAD 31.74
200-day SMA	CAD 25.97
3M price change	14.1%
3M total return	14.2%
3Y price change	204.76%
3Y return CAGR	45.78%
3Y total return	209.88%
50-day SMA	CAD 30.61
50-day SMA vs 200-day SMA	50over200
52-week high	CAD 34.00
52-week high date	2026-07-02
52-week low	CAD 15.80
52-week low date	2025-11-19
5Y price change	110.95%
5Y return CAGR	16.92%
5Y total return	118.49%
6M price change	24.81%
6M total return	25.01%
All-time high	CAD 34.00
All-time high date	2026-07-02
All-time low	CAD 4.27
All-time low date	2017-06-19
Average true range (ATR)	CAD 0.92
Average volume	36.6K
Beta (1Y)	1.05
Beta (2Y)	1.36
Beta (5Y)	1
Change from 52-week high	-7.29%
Change from 52-week low	99.49%
Change from all-time high	-7.68%
Change from all-time low	635.13%
Change from open	0.35%
Day's gap	0.13%
Dollar volume	CAD 384,859
High price	CAD 31.67
Low price	CAD 31.18
Monthly RSI	66.45
Open price	CAD 31.41
Position in 52-week range	69.39%
Previous close	CAD 31.37
Price vs 150-day SMA	13.96%
Price vs 20-day SMA	-1.11%
Price vs 200-day SMA	20.85%
Price vs 50-day SMA	2.56%
Relative volume	0.33
RSI	48.72
Sharpe ratio	1.67
Sharpe ratio (3Y)	1.07
Sharpe ratio (5Y)	0.53
Sortino ratio	3.09
Sortino ratio (3Y)	1.86
Sortino ratio (5Y)	0.98
Volume	12.2K
Weekly RSI	59.37
YTD price change	53.12%
YTD total return	53.72%

Metric

Value

150-day SMA

CAD 27.54

1D price change

0.48%

1M price change

-1.41%

1M total return

-1.33%

1W price change

-3.24%

1W total return

-3.24%

1Y price change

87.52%

1Y return CAGR

88.33%

1Y total return

88.25%

20-day SMA

CAD 31.74

200-day SMA

CAD 25.97

3M price change

14.1%

3M total return

14.2%

3Y price change

204.76%

3Y return CAGR

45.78%

3Y total return

209.88%

50-day SMA

CAD 30.61

50-day SMA vs 200-day SMA

50over200

52-week high

CAD 34.00

52-week high date

2026-07-02

52-week low

CAD 15.80

52-week low date

2025-11-19

5Y price change

110.95%

5Y return CAGR

16.92%

5Y total return

118.49%

6M price change

24.81%

6M total return

25.01%

All-time high

CAD 34.00

All-time high date

2026-07-02

All-time low

CAD 4.27

All-time low date

2017-06-19

Average true range (ATR)

CAD 0.92

Average volume

36.6K

Beta (1Y)

1.05

Beta (2Y)

1.36

Beta (5Y)

Change from 52-week high

-7.29%

Change from 52-week low

99.49%

Change from all-time high

-7.68%

Change from all-time low

635.13%

Change from open

0.35%

Day's gap

0.13%

Dollar volume

CAD 384,859

High price

CAD 31.67

Low price

CAD 31.18

Monthly RSI

66.45

Open price

CAD 31.41

Position in 52-week range

69.39%

Previous close

CAD 31.37

Price vs 150-day SMA

13.96%

Price vs 20-day SMA

-1.11%

Price vs 200-day SMA

20.85%

Price vs 50-day SMA

2.56%

Relative volume

0.33

RSI

48.72

Sharpe ratio

1.67

Sharpe ratio (3Y)

1.07

Sharpe ratio (5Y)

0.53

Sortino ratio

3.09

Sortino ratio (3Y)

1.86

Sortino ratio (5Y)

0.98

Volume

12.2K

Weekly RSI

59.37

YTD price change

53.12%

YTD total return

53.72%

Metric	Value
Float	20.8M
Shares change (QoQ)	0.57%
Shares change (YoY)	7.15%
Shares held by insiders	11.06%
Shares held by institutions	37.7%
Shares outstanding	32.4M

Metric

Value

Float

20.8M

Shares change (QoQ)

0.57%

Shares change (YoY)

7.15%

Shares held by insiders

11.06%

Shares held by institutions

37.7%

Shares outstanding

32.4M

TSX/VBNK (TSX/VBNK)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/VBNK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/VBNK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/VBNK

Frequently asked questions