Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SHE/002839 stock hub

SHE/002839 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

11B

Shenzhen Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SHE/002839

In the news

Latest news · SHE/002839

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.4

P25 5.8P50 8.4P75 14.8

Trailing P/E5.8

P25 6.6P50 12.2P75 23.7

ROE9.6

P25 5.6P50 7.8P75 9.7

ROICn/a

P25 1.7P50 2.3P75 3.2

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SHE/002839 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

191

Groups with data

Currency

CNY

Showing 191 of 191 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	CN
Employees	2,396
Employees Change	-56%
Employees Change Percent	-2.28
Exchange	Shenzhen Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Banks - Regional
Isin	CNE100002K54
Last refreshed	2026-05-10
Market cap	CNY 11B
Price	CNY 4.48
Price currency	CNY
Rev Per Employee	1,635,576.53x
Sector	Financials
Sic	6020
Symbol	she/002839
Website	https://www.zrcbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	18.2%
FCF yield	45.75%
Forward P/E	5.35x
P/B ratio	0.51x
P/E ratio	5.75x
P/S ratio	2.79x
PE Ratio10 Y	12.38x
PE Ratio3 Y	5.39x
PE Ratio5 Y	6.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	127.84%
Gross Profit	CNY 3.9B
Net Income	CNY 2B
Net Income Growth	5.12%
Net Income Growth Q	2.5%
Net Income Growth Quarters	9%
Net Income Growth Years	10%
Net Income Growth3 Y	6.25%
Net Income Growth5 Y	13.84%
Pretax Margin	57.76%
Profit Margin	50.86%
Profit Per Employee	CNY 831,826
Profitable Years	21
ROA	0.86
Roa5y	0.9
ROE	9.58
Roe5y	10.47

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	13.48%
Cagr3y	4.15%
Cagr5y	3.81%
Div CAGR3	14.47%
Div CAGR5	17.61%
EPS Growth	-2.02
EPS Growth Q	4.35
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	6.19
EPS Growth5 Y	13.35
FCF Growth3 Y	-20.1%
FCF Growth5 Y	2.62%
OCF Growth3 Y	-20.5%
OCF Growth5 Y	1.16%
Revenue Growth	4.03x
Revenue Growth Q	-5.21x
Revenue Growth Years	0x
Revenue Growth3 Y	3.78x
Revenue Growth5 Y	10.36x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	CNY 240.4B
Cash	CNY 31.3B
Debt	CNY 23.8B
Debt FCF	CNY 4.75
Equity	CNY 21.3B
Liabilities	CNY 219.1B
Net Cash	CNY 7.5B
Net Cash By Market Cap	CNY 68.25
Net Cash Growth	102.02%
Net Debt Equity	CNY -0.35
Net Debt FCF	CNY -1.49
Tangible Book Value	CNY 21B
Tangible Book Value Per Share	CNY 8.76
WACC	1.76

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	CNY -29.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-7.28%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	CNY 0.24
Dividend Years	9
Dividend Yield	5.36%
Ex Div Date	2025-10-15
Last Dividend	CNY 0.1
Payout Frequency	Annual
Payout Ratio	51.37%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	13.47%
200-day SMA	4.55
3Y total return	12.96%
50-day SMA	4.54
50-day SMA vs 200-day SMA	50under200
5Y total return	20.56%
All Time High	25.43
All Time High Change	-82.38%
All Time High Date	2017-04-05
All Time Low	3.56
All Time Low Change	25.84%
All Time Low Date	2024-09-18
ATR	0.08
Beta	0.24
Beta1y	-0.04
Beta2y	0.32
Ch YTD	-1.97
High	4.53
High52	4.93
High52 Date	2025-07-10
High52ch	-9.13%
Low	4.46
Low52	4.18
Low52 Date	2025-05-16
Low52ch	7.18%
Ma50ch	-1.41%
Price vs 200-day SMA	-1.47%
RSI	43.2
RSI Monthly	51.48
RSI Weekly	47.43
Sharpe ratio	0.68x
Sortino ratio	1.3
Total Return	-1.93%
Tr YTD	-1.97
Tr1m	0.67%
Tr1w	-1.1%
Tr3m	-4.27%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CNY 2.3B
Operating margin	58.06

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,725,588,445%
Net Borrowing	-1,646,505,125
Shares Insiders	0.06%
Shares Institutions	17.11%
Shares Out	2,444,344,974
Shares Qo Q	-0.79%
Shares Yo Y	7.28%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CNY 5B
Average Volume	25,318,212.5x
Bv Per Share	8.79
CAPEX	CNY -63.4M
Ch1m	0.67
Ch1w	-1.1
Ch1y	5.91
Ch3m	-4.27
Ch3y	-4.07
Ch5y	-3.14
Ch6m	-2.4
Change	-0.44%
Change From Open	-0.22
Close	4.5
Days Gap	-0.22
Dollar Volume	89,590,112.6
Earnings Date	2026-04-30
EPS	CNY 0.78
F Score	4
FCF	CNY 5B
FCF Per Share	CNY 2.05
Financing CF	-2,672,333,427
Fiscal Year End	December
Founded	2,001
Graham Number	12.41209
Graham Upside	177.1
Income Tax	CNY 272.3M
Investing CF	559,584,842
Is Primary Listing	1
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2022-05-05
Last Split Type	Forward
Lynch Fair Value	CNY 10.78
Lynch Upside	140.7
Ma150	4.55
Ma150ch	-1.47%
Ma20	4.56
Ma20ch	-1.75%
Net CF	2,951,810,482
Next Earnings Date	2026-08-28
Open	4.49
P FCF Ratio	2.19
P OCF Ratio	2.16
Payment Date	2025-10-15
Position In Range	28.57
Ppne	934,743,697
Price Date	2026-05-08
Ptbv Ratio	0.52
Relative Volume	0.78x
Revenue	3,918,841,355x
Tax By Revenue	6.95x
Tax Rate	12.03%
Tr6m	-2.4%
Volume	19,997,793

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SHE/002839 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$0.24 annual per share

Payout ratio

+51.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+17.6%

1 consecutive years of growth

Total shareholder yield

-1.9%

Next ex-dividend date: 2025-10-15

Performance

SHE/002839 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SHE/002839?

Insider, institutional, and short-interest positioning.

Institutional ownership

+17.1%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+7.3%

Negative means the company is buying back shares.

Technical

SHE/002839 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.2

Neutral momentum band

Price vs 200-day MA

-1.5%

50/200-day relationship not available

Beta (5Y)

0.24

Less volatile than the market

Sharpe ratio

0.68

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SHE/002839

Hub-level FAQ points readers to the deeper analysis pages.

What is the current she/002839 stock rating?

she/002839 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full she/002839 analysis?

The full report lives at /stocks/she/002839/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for she/002839?

The latest report frames she/002839 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the she/002839 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.