NSE/BAJFINANCE (NSE/BAJFINANCE)

National Stock Exchange of India: NSE/BAJFINANCE · INR

₹917

+5.29 (+0.6%)· Recorded snapshot

Market cap	5.7T
Revenue (ttm)	495.9B
Net income (ttm)	216.9B
EPS (ttm)	₹34.8
Shares out	6.2B
P/E (trailing)	26.4x
P/E (forward)	20.0x
Dividend	₹6.00 (0.65%)
Volume	5,834,072
Beta	0.32

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 495.9B
Net income (ttm): 216.9B
EPS (ttm): ₹34.8
P/E (trailing): 26.4x
P/E (forward): 20.0x
Market cap: 5.7T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E20

P25 n/aP50 n/aP75 n/a

Trailing P/E26.4

P25 n/aP50 n/aP75 n/a

ROE19

P25 n/aP50 n/aP75 n/a

ROIC4.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSE/BAJFINANCE indicators

Market & fundamental data

Available fields

226

Groups with data

Currency

INR

Showing 226 of 226 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-19
Employees	71,613
Employees change	7,521
Employees growth	11.73%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1987
In index	NIFTY50
Industry	Credit Services
Is primary listing	Yes
ISIN number	INE296A01024
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Last stock split date	2025-06-16
Last stock split type	Forward
Market cap	INR 5.7T
Price	INR 917.25
Price currency	INR
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	nse/BAJFINANCE
Website	https://www.aboutbajajfinserv.com/finance-about-us

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	25.46x
Average P/E ratio (10Y)	40.51x
Average P/E ratio (3Y)	30.8x
Average P/E ratio (5Y)	36.12x
Earnings yield	3.79%
FCF yield	-17.82%
Forward P/E	20.04x
Graham number	393.58564
Graham upside	-57.09%
Industry forward P/E	11.14x
Industry P/E	12.93x
Lynch fair value	INR 869.50
Lynch upside	-5.21%
P/B ratio	4.51x
P/E ratio	26.37x
P/S ratio	11.5x
PEG ratio	0.78x
Price / tangible book value	4.67x
Sector forward P/E	12.12x
Sector P/E	13.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	25.27%
Gross margin	91.7%
Operating margin	60.07%
Pretax margin	59.55%
Profit margin	43.75%
Profit per employee	INR 3M
Profitable quarters	52
Profitable years	22
Revenue per employee	INR 6.9M
ROA	3.84%
ROA (5Y)	4.11%
ROE	19.03%
ROE (5Y)	19.99%
ROIC	4.26%
ROIC (5Y)	4.93%
SBC / revenue	0.89%
Tax / revenue	15.05%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	18.17%
EPS growth (Q)	28.35%
EPS growth (QoQ)	4.69%
EPS growth 10Y	36.89%
EPS growth 3Y	17.2%
EPS growth 5Y	33.51%
EPS growth quarters	3
EPS growth years	5
Net income growth	18.54%
Net income growth (Q)	28.53%
Net income growth (QoQ)	4.69%
Net income growth 3Y	18.26%
Net income growth 5Y	34.24%
Net income growth quarters	3
Net income growth years	5
Operating income growth	22.17%
Operating income growth (Q)	29.2%
Operating income growth 3Y	19.23%
Operating income growth 5Y	34.57%
Revenue growth	22.08%
Revenue growth (Q)	26.67%
Revenue growth (QoQ)	4.36%
Revenue growth 10Y	33.51%
Revenue growth 3Y	20.02%
Revenue growth 5Y	30.42%
Revenue growth quarters	22
Revenue growth years	18

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -7.1B
Depreciation and amortization	INR 7.6B
EPS	INR 34.78
FCF per share	INR -163.46
Financing cash flow	INR 1T
Free cash flow	INR -1T
Free cash flow minus SBC	INR -1T
Gross profit	INR 454.7B
Income taxes	INR 74.6B
Investing cash flow	INR 6.3B
Net borrowing	INR 1T
Net cash flow	INR 1.3B
Net income	INR 216.9B
Operating cash flow minus SBC	INR -1T
Operating income	INR 297.9B
Revenue	INR 495.9B
Stock-based compensation	INR 4.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 197.95
Debt / equity	3.42
Goodwill	INR 32.7M
Net cash (debt)	INR -4.1T
Net cash / market cap	-72.64%
Net debt / equity	3.28
Piotroski F-Score	3
Property, plant and equipment	INR 33.6B
Shareholders' equity	INR 1.3T
Tangible book value	INR 1.2T
Tangible book value per share	INR 196.12
Total assets	INR 6.4T
Total cash	INR 184.1B
Total debt	INR 4.3T
Total liabilities	INR 5.1T
WACC	3.43%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.09
Current ratio	8
Quick ratio	7.92
Working capital	INR 5.3T
Working capital turnover	0.11

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.32%
Dividend growth	7.14%
Dividend growth (10Y)	37.41%
Dividend growth (3Y)	25.99%
Dividend growth (5Y)	43.1%
Dividend growth years	4
Dividend payment date	2026-08-03
Dividend payment years	26
Dividend payout frequency	Annual
Dividend per share	INR 6.00
Dividend yield	0.65%
Ex-dividend date	2026-06-30
Last dividend	INR 6.00
Payout ratio	17.2%
Shareholder yield	0.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	730.24%
10Y return CAGR	24.01%
10Y total return	759.92%
150-day SMA	INR 977.93
15Y price change	13,490.9%
15Y return CAGR	39.7%
15Y total return	14,958.77%
1D price change	0.58%
1M price change	-7.99%
1M total return	-7.99%
1W price change	-4.19%
1W total return	-4.19%
1Y price change	-15.41%
1Y return CAGR	-14.9%
1Y total return	-14.89%
20-day SMA	INR 952.06
200-day SMA	INR 972.73
20Y price change	23,419.23%
20Y return CAGR	33.24%
20Y total return	30,987.4%
3M price change	-12.5%
3M total return	-12.5%
3Y price change	22.18%
3Y return CAGR	7.52%
3Y total return	24.31%
50-day SMA	INR 1,010.46
50-day SMA vs 200-day SMA	50over200
52-week high	INR 1,176.40
52-week high date	2026-08-03
52-week low	INR 787.90
52-week low date	2026-03-23
5Y price change	22.59%
5Y return CAGR	4.68%
5Y total return	25.72%
6M price change	-0.49%
6M total return	0.12%
All-time high	INR 1,176.40
All-time high date	2026-08-03
All-time low	INR 0.45
All-time low date	2009-03-09
Average true range (ATR)	INR 26.84
Average volume	8.2M
Beta (1Y)	0.52
Beta (2Y)	0.54
Beta (5Y)	0.32
Change from 52-week high	-22.03%
Change from 52-week low	16.42%
Change from all-time high	-22.03%
Change from all-time low	202,607.18%
Change from open	1.35%
Day's gap	-0.77%
Dollar volume	INR 5.4B
High price	INR 919.00
Low price	INR 899.15
Monthly RSI	50.65
Open price	INR 905.00
Position in 52-week range	91.18%
Previous close	INR 912.00
Price vs 150-day SMA	-6.2%
Price vs 20-day SMA	-3.66%
Price vs 200-day SMA	-5.7%
Price vs 50-day SMA	-9.22%
Relative volume	0.71
RSI	36.73
Sharpe ratio	-0.49
Sharpe ratio (3Y)	0.17
Sharpe ratio (5Y)	0.16
Sortino ratio	-0.51
Sortino ratio (3Y)	0.45
Sortino ratio (5Y)	0.43
Volume	5.8M
Weekly RSI	40.72
YTD price change	-7.05%
YTD total return	-6.48%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2.7B
Shares change (QoQ)	-0%
Shares change (YoY)	0.32%
Shares held by insiders	0.21%
Shares held by institutions	27.51%
Shares outstanding	6.2B

Deeper analysis on NSE/BAJFINANCE

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NSE/BAJFINANCE report

Is a complete NSE/BAJFINANCE research report available?

No complete published report is available for nse/BAJFINANCE (NSE/BAJFINANCE) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/BAJFINANCE (NSE/BAJFINANCE)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/BAJFINANCE

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/BAJFINANCE indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/BAJFINANCE

Frequently asked questions