BIT/1BBVA (BIT/1BBVA)

Borsa Italiana: BIT/1BBVA · EUR

€23.6

-0.27 (-1.1%)· Recorded snapshot

Market cap	124.7B
Revenue (ttm)	34.1B
Net income (ttm)	10.7B
EPS (ttm)	€1.89
P/E (trailing)	12.5x
P/E (forward)	10.5x
Dividend	€0.79 (3.33%)
Volume	1,626
Beta	0.90

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 34.1B
Net income (ttm): 10.7B
EPS (ttm): €1.89
P/E (trailing): 12.5x
P/E (forward): 10.5x
Market cap: 124.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.5

P25 9.9P50 11.4P75 15.9

Trailing P/E12.5

P25 10.6P50 12.9P75 19.7

ROE18.9

P25 9.2P50 13.9P75 20.3

ROICn/a

P25 4.1P50 8.8P75 16.9

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All BIT/1BBVA indicators

Market & fundamental data

Available fields

204

Groups with data

Currency

EUR

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Spain
Country code	IT
Earnings date	2026-10-29
Employees	123,281
Employees change	-2,548
Employees growth	-2.02%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1857
Industry	Banks - Diversified
Is primary listing	No
ISIN number	ES0113211835
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	EUR 124.7B
Next earnings date	2026-10-29
Price	EUR 23.60
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1BBVA
Website	https://www.bbva.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.47x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.31x
Earnings yield	8.02%
FCF yield	26.6%
Forward P/E	10.53x
Graham number	23.47587
Graham upside	-0.53%
Lynch fair value	EUR 47.99
Lynch upside	103.35%
P/B ratio	1.95x
P/E ratio	12.47x
P/FCF ratio	3.76x
P/OCF ratio	3.65x
P/S ratio	3.65x
Price / tangible book value	2.23x
Sector forward P/E	10.84x
Sector P/E	11.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.13%
FCF margin	97.16%
Operating margin	53.91%
Pretax margin	50.92%
Profit margin	32.56%
Profit per employee	EUR 86,940
Profitable quarters	25
Profitable years	37
Revenue per employee	EUR 276,888
ROA	1.35%
ROA (5Y)	1.12%
ROE	18.92%
ROE (5Y)	15.39%
Tax / revenue	16.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.59%
EPS growth (Q)	15.22%
EPS growth (QoQ)	3.92%
EPS growth 10Y	23.64%
EPS growth 3Y	17.4%
EPS growth 5Y	29.03%
EPS growth quarters	3
EPS growth years	5
FCF growth	1,727.22%
FCF growth 5Y	100.48%
Net income growth	5.79%
Net income growth (Q)	11.39%
Net income growth (QoQ)	2.44%
Net income growth 3Y	15.45%
Net income growth 5Y	23.66%
Net income growth quarters	3
Net income growth years	5
OCF growth	1,165.26%
OCF growth 10Y	5.7%
OCF growth 5Y	83.28%
Revenue growth	8.84%
Revenue growth (Q)	20.19%
Revenue growth (QoQ)	-0.11%
Revenue growth 10Y	6.36%
Revenue growth 3Y	10.61%
Revenue growth 5Y	14.6%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -998M
EPS	EUR 1.89
Financing cash flow	EUR -8.8B
Free cash flow	EUR 33.2B
Gross profit	EUR 34.1B
Income taxes	EUR 5.6B
Investing cash flow	EUR -1.6B
Net borrowing	EUR 1.4B
Net cash flow	EUR 24.3B
Net income	EUR 10.7B
Operating income	EUR 18.4B
Revenue	EUR 34.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 10.20
Debt / equity	3.12
Debt / FCF	6
Goodwill	EUR 767M
Net cash (debt)	EUR -15.4B
Net cash / market cap	-12.33%
Net debt / equity	0.24
Net debt / FCF	0.46
Piotroski F-Score	4
Property, plant and equipment	EUR 9.5B
Shareholders' equity	EUR 63.8B
Tangible book value	EUR 55.8B
Tangible book value per share	EUR 9.66
Total assets	EUR 965.4B
Total cash	EUR 183.6B
Total debt	EUR 198.9B
Total liabilities	EUR 901.6B
WACC	3.55%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -492B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.55%
Dividend growth	32.88%
Dividend growth (10Y)	26.84%
Dividend growth (3Y)	27.32%
Dividend growth (5Y)	44.71%
Dividend growth years	4
Dividend payment date	2026-10-15
Dividend payment years	10
Dividend payout frequency	Semi-Annual
Dividend per share	EUR 0.79
Dividend yield	3.33%
Ex-dividend date	2026-10-13
Last dividend	EUR 0.30
Payout ratio	46.75%
Shareholder yield	4.88%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 21.51
1D price change	-1.13%
1M price change	-5.14%
1M total return	-3.92%
1W price change	-5.37%
1W total return	-4.16%
1Y price change	44.17%
1Y return CAGR	52.17%
1Y total return	52.13%
20-day SMA	EUR 24.92
200-day SMA	EUR 21.22
20Y price change	29.96%
20Y return CAGR	3.73%
20Y total return	108.09%
3M price change	7.37%
3M total return	8.75%
3Y price change	207.21%
3Y return CAGR	53.09%
3Y total return	258.91%
50-day SMA	EUR 24.74
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 25.56
52-week high date	2026-09-29
52-week low	EUR 14.36
52-week low date	2025-10-13
5Y price change	325.38%
5Y return CAGR	40.79%
5Y total return	453.1%
6M price change	25.4%
6M total return	30.38%
All-time high	EUR 25.56
All-time high date	2026-09-29
All-time low	EUR 2.17
All-time low date	2020-09-24
Average true range (ATR)	EUR 0.35
Average volume	1.5K
Beta (5Y)	0.9
Change from 52-week high	-7.67%
Change from 52-week low	64.4%
Change from all-time high	-7.67%
Change from all-time low	989.57%
Change from open	0%
Day's gap	-1.13%
Dollar volume	EUR 38,374
High price	EUR 23.60
Low price	EUR 23.22
Monthly RSI	72.08
Open price	EUR 23.60
Position in 52-week range	100%
Previous close	EUR 23.87
Price vs 150-day SMA	9.72%
Price vs 20-day SMA	-5.29%
Price vs 200-day SMA	11.22%
Price vs 50-day SMA	-4.6%
Relative volume	1.1
RSI	33.28
Sharpe ratio	1.27
Sharpe ratio (3Y)	1.32
Sharpe ratio (5Y)	1.05
Sortino ratio	2.06
Sortino ratio (3Y)	2.08
Sortino ratio (5Y)	1.68
Volume	1.6K
Weekly RSI	57.14
YTD price change	17.41%
YTD total return	22.07%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.5B
Shares change (QoQ)	-1.42%
Shares change (YoY)	-1.55%
Shares held by insiders	0.17%
Shares held by institutions	42.29%

Deeper analysis on BIT/1BBVA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

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Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BIT/1BBVA report

Is a complete BIT/1BBVA research report available?

No complete published report is available for bit/1BBVA (BIT/1BBVA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

124.7B

Revenue (ttm)

34.1B

Net income (ttm)

10.7B

EPS (ttm)

€1.89

P/E (trailing)

12.5x

P/E (forward)

10.5x

Dividend

€0.79 (3.33%)

Volume

1,626

Beta

0.90

Metric

Value

Amount currency

EUR

Country

Spain

Country code

Earnings date

2026-10-29

Employees

123,281

Employees change

-2,548

Employees growth

-2.02%

Exchange

Borsa Italiana

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1857

Industry

Banks - Diversified

Is primary listing

ISIN number

ES0113211835

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Market cap

EUR 124.7B

Next earnings date

2026-10-29

Price

EUR 23.60

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-02

Symbol

bit/1BBVA

Website

https://www.bbva.com

Metric

Value

Average P/E ratio (10Y)

12.47x

Average P/E ratio (3Y)

7.9x

Average P/E ratio (5Y)

7.31x

Earnings yield

8.02%

FCF yield

26.6%

Forward P/E

10.53x

Graham number

23.47587

Graham upside

-0.53%

Lynch fair value

EUR 47.99

Lynch upside

103.35%

P/B ratio

1.95x

P/E ratio

12.47x

P/FCF ratio

3.76x

P/OCF ratio

3.65x

P/S ratio

3.65x

Price / tangible book value

2.23x

Sector forward P/E

10.84x

Sector P/E

11.71x

Metric

Value

Effective tax rate

32.13%

FCF margin

97.16%

Operating margin

53.91%

Pretax margin

50.92%

Profit margin

32.56%

Profit per employee

EUR 86,940

Profitable quarters

Profitable years

Revenue per employee

EUR 276,888

ROA

1.35%

ROA (5Y)

1.12%

ROE

18.92%

ROE (5Y)

15.39%

Tax / revenue

16.36%

Metric

Value

EPS growth

7.59%

EPS growth (Q)

15.22%

EPS growth (QoQ)

3.92%

EPS growth 10Y

23.64%

EPS growth 3Y

17.4%

EPS growth 5Y

29.03%

EPS growth quarters

EPS growth years

FCF growth

1,727.22%

FCF growth 5Y

100.48%

Net income growth

5.79%

Net income growth (Q)

11.39%

Net income growth (QoQ)

2.44%

Net income growth 3Y

15.45%

Net income growth 5Y

23.66%

Net income growth quarters

Net income growth years

OCF growth

1,165.26%

OCF growth 10Y

5.7%

OCF growth 5Y

83.28%

Revenue growth

8.84%

Revenue growth (Q)

20.19%

Revenue growth (QoQ)

-0.11%

Revenue growth 10Y

6.36%

Revenue growth 3Y

10.61%

Revenue growth 5Y

14.6%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

EUR -998M

EPS

EUR 1.89

Financing cash flow

EUR -8.8B

Free cash flow

EUR 33.2B

Gross profit

EUR 34.1B

Income taxes

EUR 5.6B

Investing cash flow

EUR -1.6B

Net borrowing

EUR 1.4B

Net cash flow

EUR 24.3B

Net income

EUR 10.7B

Operating income

EUR 18.4B

Revenue

EUR 34.1B

Metric

Value

Book value per share

EUR 10.20

Debt / equity

3.12

Debt / FCF

Goodwill

EUR 767M

Net cash (debt)

EUR -15.4B

Net cash / market cap

-12.33%

Net debt / equity

0.24

Net debt / FCF

0.46

Piotroski F-Score

Property, plant and equipment

EUR 9.5B

Shareholders' equity

EUR 63.8B

Tangible book value

EUR 55.8B

Tangible book value per share

EUR 9.66

Total assets

EUR 965.4B

Total cash

EUR 183.6B

Total debt

EUR 198.9B

Total liabilities

EUR 901.6B

WACC

3.55%

Metric

Value

Working capital

EUR -492B

Metric

Value

Buyback yield / dilution

1.55%

Dividend growth

32.88%

Dividend growth (10Y)

26.84%

Dividend growth (3Y)

27.32%

Dividend growth (5Y)

44.71%

Dividend growth years

Dividend payment date

2026-10-15

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

EUR 0.79

Dividend yield

3.33%

Ex-dividend date

2026-10-13

Last dividend

EUR 0.30

Payout ratio

46.75%

Shareholder yield

4.88%

Metric

Value

150-day SMA

EUR 21.51

1D price change

-1.13%

1M price change

-5.14%

1M total return

-3.92%

1W price change

-5.37%

1W total return

-4.16%

1Y price change

44.17%

1Y return CAGR

52.17%

1Y total return

52.13%

20-day SMA

EUR 24.92

200-day SMA

EUR 21.22

20Y price change

29.96%

20Y return CAGR

3.73%

20Y total return

108.09%

3M price change

7.37%

3M total return

8.75%

3Y price change

207.21%

3Y return CAGR

53.09%

3Y total return

258.91%

50-day SMA

EUR 24.74

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 25.56

52-week high date

2026-09-29

52-week low

EUR 14.36

52-week low date

2025-10-13

5Y price change

325.38%

5Y return CAGR

40.79%

5Y total return

453.1%

6M price change

25.4%

6M total return

30.38%

All-time high

EUR 25.56

All-time high date

2026-09-29

All-time low

EUR 2.17

All-time low date

2020-09-24

Average true range (ATR)

EUR 0.35

Average volume

1.5K

Beta (5Y)

0.9

Change from 52-week high

-7.67%

Change from 52-week low

64.4%

Change from all-time high

-7.67%

Change from all-time low

989.57%

Change from open

Day's gap

-1.13%

Dollar volume

EUR 38,374

High price

EUR 23.60

Low price

EUR 23.22

Monthly RSI

72.08

Open price

EUR 23.60

Position in 52-week range

100%

Previous close

EUR 23.87

Price vs 150-day SMA

9.72%

Price vs 20-day SMA

-5.29%

Price vs 200-day SMA

11.22%

Price vs 50-day SMA

-4.6%

Relative volume

1.1

RSI

33.28

Sharpe ratio

1.27

Sharpe ratio (3Y)

1.32

Sharpe ratio (5Y)

1.05

Sortino ratio

2.06

Sortino ratio (3Y)

2.08

Sortino ratio (5Y)

1.68

Volume

1.6K

Weekly RSI

57.14

YTD price change

17.41%

YTD total return

22.07%

Metric

Value

Float

5.5B

Shares change (QoQ)

-1.42%

Shares change (YoY)

-1.55%

Shares held by insiders

0.17%

Shares held by institutions

42.29%

BIT/1BBVA (BIT/1BBVA)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1BBVA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1BBVA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1BBVA

Frequently asked questions

BIT/1BBVA (BIT/1BBVA)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1BBVA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1BBVA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1BBVA

Frequently asked questions